Lucid Motors found itself in a tough bind this week, fending off bankruptcy rumors and watching its stock price plunge as a result. The company quickly denied the report, calling it “completely false” and pointing to its available free cash flow as evidence that it has enough runway to operate into next year.
Technology
Protect your data before holiday shopping scams strike
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The holiday season is the happiest and riskiest time of year to be online. As millions of us gear up for Black Friday and Cyber Monday deals, scammers do the same.
Every year, they target holiday shoppers with fake websites, “too-good-to-be-true” deals and scam emails that look identical to legitimate retailers. But here’s the part most people miss: scammers don’t just rely on luck. They already have your personal data before you even click “add to cart.”
From leaked email addresses to exposed phone numbers and home addresses, your personal information is being bought and sold by data brokers, companies that collect and resell detailed profiles about you. Those profiles are exactly what scammers use to send realistic “order confirmations,” fake delivery alerts and “urgent payment” texts during this holiday period and beyond.
Let’s unpack how this works and what you can do now to stay safe before the holiday chaos begins.
RETIREES LOSE MILLIONS TO FAKE HOLIDAY CHARITIES AS SCAMMERS EXPLOIT SEASONAL GENEROSITY
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Scammers ramp up fake websites and emails during the holiday shopping rush. (iStock)
Why scammers love the holiday season
November through December is a goldmine for cybercriminals. According to the CISA, reports of online shopping scams spike during this time of year and vary in their approaches. The reason? We let our guard down when we’re rushed, distracted or excited by a deal. Staying alert during the holiday season can help you avoid data exposure and financial losses. Here are some of the most common scams you should be aware of.
Phantom stores
The surge of promotions during the holiday season is the perfect time for “phantom stores” to thrive. It’s a fraudulent store that mimics the interface and products of a well-known brand. Once you purchase from such a website, you’ll never receive your order as the store doesn’t actually exist.
Real-world example: Fake IKEA websites appeared with URLs spelled “ikeaa-sale.com” and “ikea-blackfriday.shop,” mimicking the official ikea.com interface with copied product images, logos and discount banners.
They lured shoppers with huge discounts and clearance offers to steal credit card data. Eventually, they were reported and taken down, but the damage has been done.
What to do? Always check the URL of the store you shop at and only click links from the store’s official website or social media.
Delivery scams
According to recent research, some of the most popular shopping apps are selling your location data to third parties. It’s no surprise that you might receive fake delivery texts.
Your leaked data fuels realistic “order” and “delivery” scams online. (iStock)
MAJOR COMPANIES, INCLUDING GOOGLE AND DIOR, HIT BY MASSIVE SALESFORCE DATA BREACH
Real-world example: Temu is a popular app for scammers to mimic. They can easily find your contact information and order details to text “Your order couldn’t be delivered.” Each text contains a phishing link that can install malware on your device or steal your personal information.
What to do? Make sure the texts you receive come from a legit courier service and double-check it on the store’s website.
Fake order emails
Some scammers use sophisticated phishing tactics to lure victims. They engineer emails from well-known brands, use an urgent tone, place malicious links and urge you to click on your order status. In reality, there is no order status – they’re stealing your data.
Real-world example: Amazon is one of the biggest online retailers worldwide, and that makes the brand easy to mimic. Scammers send emails on behalf of Amazon to try to steal customers’ personal data because it’s highly likely that their victims have used Amazon, making it less suspicious. However, phishing emails have some telltale signs you can look out for.
What to do? Never click on any suspicious links and always check the sender’s contact information.
Unwanted data exposure
When you shop online, you should be aware of the data you share, including your contact information, shopping habits, credit card details and more. All stores collect some type of data about you. However, some companies collect more than you think.
Real-world example: The infamous Target controversy in 2012 revealed how big retailers use data analysis to predict your shopping behavior. The company collected shopping data and managed to produce a predictive model for soon-to-be mothers.
They sent out brochures with baby clothes, vouchers for baby formula and more before the customers even knew they were pregnant. Thankfully, modern shopping looks a bit different. You can opt out of certain data collection and exercise your right to remove personal information from websites that collect it.
What to do? Check what data the stores collect about you and request the removal of any private information you don’t want them to have.
THE TRUTH BEHIND THOSE MYSTERIOUS SHIPMENT EMAILS IN YOUR INBOX
How scammers find you
Imagine you’re browsing for gifts online. Within minutes, your activity generates data points – device info, IP address, browsing habits that feed into online databases. At the same time, data brokers already have your full profile: age, income, address history, family members and even shopping behavior. These profiles are sold to marketers and often leak into criminal databases.
That’s why scam calls, texts and emails often feel so “real.” They use your name, the right retailer, even your city. They’re not guessing. They’ve bought your digital footprint.
The “holiday cleanup” your data needs
Most people clear their browser cookies or delete old emails to “stay private.” But that’s like locking your front door while leaving all your personal documents on the lawn.
If you want to stop scammers from targeting you this holiday season, you need to remove your personal data from the source, the data broker databases that feed these scams.
That’s where a data removal service comes in. While no service can guarantee the complete removal of your data from the internet, a data removal service is really a smart choice. They aren’t cheap, and neither is your privacy. These services do all the work for you by actively monitoring and systematically erasing your personal information from hundreds of websites. It’s what gives me peace of mind and has proven to be the most effective way to erase your personal data from the internet. By limiting the information available, you reduce the risk of scammers cross-referencing data from breaches with information they might find on the dark web, making it harder for them to target you.
Check out my top picks for data removal services and get a free scan to find out if your personal information is already out on the web by visiting Cyberguy.com.
Get a free scan to find out if your personal information is already out on the web: Cyberguy.com.
Practical steps before you shop
To make sure your online shopping season stays stress-free and scam-free, here’s what CyberGuy recommends doing this week:
INSIDE A SCAMMER’S DAY AND HOW THEY TARGET YOU
1) Run a privacy scan with a data removal service
Before the holiday rush, remove your exposed data from data brokers. You’ll reduce the number of scam calls, emails and texts you get this season and protect your financial info before it’s too late.
Take control by removing personal data from broker databases before you shop. (iStock)
2) Secure your email
Use strong, unique passwords for each online store or service. Consider a password manager to simplify this.
Next, see if your email has been exposed in past breaches. Our No. 1 password manager pick includes a built-in breach scanner that checks whether your email address or passwords have appeared in known leaks. If you discover a match, immediately change any reused passwords and secure those accounts with new, unique credentials.
Check out the best expert-reviewed password managers of 2025 at Cyberguy.com.
3) Check for fake stores
Before clicking a social media ad or email, hover over the link. Legit retailers use secure “https://” URLs and their exact brand name – no extra words or letters.
4) Avoid public Wi-Fi
Don’t shop or enter payment info over public Wi-Fi in an airport, café or mall, for example. Scammers can easily intercept unencrypted traffic.
5) Use credit cards or PayPal – not debit cards
HACKERS TARGET ONLINE STORES WITH NEW ATTACK
Credit cards have stronger fraud protection and make it easier to dispute unauthorized charges.
6) Enable two-factor authentication (2FA)
Turn on 2FA for your email, bank and shopping accounts. Even if scammers get your password, they can’t log in without your second verification step.
7) Keep your software and apps updated
Cybercriminals often exploit outdated browsers or apps. Update your phone, computer and shopping apps before the holiday rush to close those security holes.
8) Monitor your bank and credit statements
Check your accounts daily during the shopping season. The faster you spot a suspicious charge, the easier it is to reverse and protect your funds.
Kurt’s key takeaways
Black Friday through Cyber Monday is the peak time for data harvesting. Every purchase, coupon code and sign-up adds to the profile that marketers and data brokers hold on you. That information can linger online for years, long after the sales end. The good news? It’s easier than ever to reclaim your privacy. By taking just a few minutes today, you can enjoy the holidays knowing your personal data is no longer on the open market.
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How confident are you that your personal data isn’t already fueling a scam this holiday season? Let us know by writing to us at Cyberguy.com.
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Copyright 2025 CyberGuy.com. All rights reserved.
Technology
Lucid’s bankruptcy rumor is a bad sign for the EV future
But despite the swift response, the damage was widespread. The panic immediately bled into competing automakers, pulling down shares of Rivian and Polestar as investors speculated about the long-term survival of EV-only companies in the face of slowing consumer demand and whiplash policy shifts. And it cast a harsh light on the precarity of all three companies and the future of electric vehicles.
The trouble started on Tuesday, when EV trade publication EV reported that restructuring firm AlixPartners had advised Lucid’s board to consider Chapter 11 bankruptcy or a take-private deal. The report also said AlixPartners had encouraged the board to further restructure in the US and Europe and to focus on the Gravity SUV. But while the rest of the media has since reported on Lucid’s denial, no other publication has confirmed EV’s scoop. (For what its worth, EV’s URL is “eletric-vehicle.com,” enshrining the incorrect spelling in its address.)
Lucid confirmed that it had hired AlixPartners, but denied that the firm had made any such recommendations to its board. Instead, AlixPartners would provide advice on “improving execution, strengthening operations and positioning Lucid to realize the full potential of its technology, products and innovation,” Lucid chief communications officer Nick Twork said.
Lucid went a step further, filing a cease and desist order against EV
Lucid went a step further, filing a cease and desist order against EV, claiming that the site’s report directly led to the stock crash. “In short, your actions caused serious injury to a number of investors,” Lucid’s chief legal officer and general counsel, Brian Tomkiel, said in the letter. “And they injured, and continue to injure, Lucid directly.”
Still, the timing was terrible. Lucid is genuinely not in good shape, having lost over $1 billion in the first quarter of the year. The company has also gone through two rounds of layoffs in 2026, having cut 12 percent of staff in February and then 18 percent in June. The company also reduced production at its factory in Arizona in a bid to counteract its high inventory and save money. And there’s been leadership turmoil, with COO Marc Winterhoff departing the company and his position being eliminated entirely in an effort to flatten the structure.
The report sent the stock into freefall, plummeting as much as 50 percent in one of the worst single-day drops in Lucid’s history. And with Polestar and Rivian also catching strays, it’s generally been a glum time for companies not named Tesla trying make a go of exclusively building electric vehicles. Wall Street is panicking because the rumors are aligning with the bad news coming out of these companies’ earnings reports. EV sales are stabilizing, but recovery is still a distant promise. The all-electric future seems further away than ever.
Whether or not Lucid is actually weighing Chapter 11, it’s a sure sign of more turbulent waters ahead. Polestar getting strong-armed out of the US over its Chinese ties has left a lot of EV owners and dealers scratching their heads. Rivian is in an increasingly precarious position thanks to its huge, expensive bet on becoming a mass-market car company with the production of the R2.
All of these companies are increasingly reliant on big stakeholders — Lucid with Saudi Arabia’s Public Investment Fund, Polestar with Geely, and Rivian with Volkswagen — for their future survival. If any of these big backers get cold feet, the future could get really dark really fast.
Technology
Insurance breach exposes 7M driver’s licenses
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AssuranceAmerica, an auto insurance provider that works through a network of independent agents, has disclosed a data breach affecting nearly 7 million people. The exposed information includes driver’s license numbers and other personal details tied to auto insurance customers.
The company said it detected suspicious activity on March 17, 2026, after malicious activity targeted one of its employees one day earlier. Investigators later found that an unauthorized third party accessed parts of AssuranceAmerica’s IT environment and copied certain data files.
According to an Indiana Attorney General breach listing, the incident affected 6,998,886 people. A California Attorney General notice also says AssuranceAmerica began notifying affected individuals after completing its file review on June 15, 2026.
AssuranceAmerica sells auto, renters and commercial auto insurance through independent agents. So even if the company name does not sound familiar, your information could still be involved if your policy, quote, claim or driver details passed through its systems.
ADT DATA BREACH EXPOSES CUSTOMER INFORMATION
AssuranceAmerica says a March cyberattack exposed personal information tied to nearly 7 million people, including driver’s license numbers and insurance data. (Felix Zahn/Photothek via Getty Images)
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What happened in the AssuranceAmerica data breach
AssuranceAmerica said the breach started with malicious activity that targeted one employee. The company did not explain exactly how the employee was targeted. However, it said it later disabled compromised credentials and unauthorized sessions.
That detail should get your attention. Many breaches start with one stolen login, one convincing message or one infected device. Once attackers get inside, they can move quickly and look for files worth stealing.
In this case, AssuranceAmerica said an unauthorized third party copied certain data files from its IT environment. The company then reviewed those files to identify affected individuals.
What information was exposed in the AssuranceAmerica breach
AssuranceAmerica said the stolen files contained names plus one or more other types of personal information. That information may include contact details, auto insurance policy or account information, driver or vehicle information, claims-related information and driver’s license numbers. The California notice also says some files may have included Tax ID information and/or Social Security numbers.
That mix can create real risk. A scammer with your name, license number and insurance details may sound much more convincing. They could pretend to be from your insurer, a repair shop, a claims department or a state agency. This follows other identity-document breaches, including the Texas data breach that hit 3 million license customers. Once driver’s license numbers leak, the risk can last much longer than a stolen credit card number.
How AssuranceAmerica responded to the breach
AssuranceAmerica said it took affected server devices offline and hired external forensic specialists to investigate. The company also said it reset passwords, deployed enhanced monitoring and threat detection tools and gave employees more cybersecurity instruction. It also notified law enforcement.
AssuranceAmerica is offering 12 months of complimentary credit monitoring for affected individuals. That can help spot some suspicious activity. However, you still need to watch your insurance account, financial accounts and mail.
Why the AssuranceAmerica breach puts drivers at risk
A driver’s license number can help an imposter build a more believable scam. Insurance information can make that scam feel personal.
For example, a caller may mention your policy, your vehicle or a claim. Then they may ask you to “verify” more information. That is where the damage can grow.
Also, stolen breach data can be matched with public records and data broker profiles. That can give criminals a fuller picture of your life. We have seen the same pattern in scams tied to travel accounts, phone accounts and other breaches, including the Booking.com breach that exposed traveler data to scams.
BEFORE YOU CONNECT ANOTHER SMART TV, TABLET OR PHONE, LOCK IT DOWN
State officials say the breach involved Medicaid, Medicare Savings Program and rehabilitation services records spanning multiple years. (Photo by Silas Stein/picture alliance via Getty Images)
Ways to stay safe after the AssuranceAmerica data breach
If you receive a notice or think your information may be involved, take these steps now to make the stolen data harder to use.
1) Read the breach notice closely
If you receive a notice from AssuranceAmerica, read it carefully. Check what information the company says may have been exposed in your case. Do not assume every affected person had the same data stolen. Some people may have had driver’s license numbers exposed. Others may also have had Tax ID information or Social Security numbers involved.
2) Use the credit monitoring offer safely
AssuranceAmerica says it is offering 12 months of complimentary credit monitoring. Use the instructions in the official notice. Be careful with emails or texts that claim to offer enrollment links. Scammers often copy real breach language to trick you.
3) Freeze your credit
A credit freeze makes it harder for someone to open a new account in your name. You need to place a freeze separately with Equifax, Experian and TransUnion. It is free, and you can lift it when you need to apply for credit.
4) Add a fraud alert
A fraud alert tells lenders to take extra steps before opening credit in your name. You can place a fraud alert with one credit bureau, and that bureau should notify the others. This adds another layer of protection if your personal information was exposed.
5) Watch your insurance account
Log in to your insurance account and check for changes you do not recognize. Look for unfamiliar claims, new contact details or strange policy updates. If something looks wrong, call the company using a number from your policy documents.
6) Protect your devices from malware
Credential theft often starts with malware, a bad link or a fake download. Strong antivirus software can help block malicious files and phishing links before they cause damage. Get my picks for the best 2026 antivirus protection winners for your Windows, Mac, Android & iOS devices at Cyberguy.com
CARNIVAL BREACH MAY PUT YOUR TRAVEL DATA AT RISK
Strong passwords protect your accounts, but they do not stop data brokers from collecting public records and selling personal information to people-search sites. (Photographer: Chris Ratcliffe/Bloomberg via Getty Images)
7) Clean up your online personal data
Breached data becomes more useful when scammers can match it with your address, relatives, phone number or public records. A data removal service can help reduce what data brokers display about you. That will not undo a breach, but it can make you a harder target. Check out my top picks for data removal services and get a free scan to find out if your personal information is already out on the web by visiting CyberGuy.com.
8) Be suspicious of insurance-related calls
If someone calls about your policy, claim or payment, slow down. Do not share verification codes. Do not confirm sensitive details during an unexpected call. Instead, hang up and call the company back through an official number.
9) Check your DMV options
If your driver’s license number was exposed, review your state DMV’s fraud guidance. Some states may offer replacement options or identity theft guidance. The rules vary, so check directly with your state agency.
10) Use a password manager
Create strong, unique passwords for your insurance account, email and financial apps. A password manager can also help you spot fake login pages. If it will not autofill, you may be on a scam site. Check out the best expert-reviewed password managers of 2026 at CyberGuy.com.
11) Turn on two-factor authentication
Turn on two-factor authentication (2FA) for your insurance account, email and financial accounts when available. Use an authenticator app when you can. Text codes are better than nothing, but scammers often target them.
Kurt’s key takeaways
The AssuranceAmerica data breach is a reminder that your driver’s license number has become a high-value target. You may not be able to control how every company stores your information. However, you can make stolen data harder to use. Start with your credit. Then check your insurance account and watch for imposters who know just enough to sound convincing. Also, clean up the personal data already floating around online. The bigger issue is trust. Companies ask for sensitive information because they need it to do business. When that information leaks, you are the one left checking statements, freezing credit and worrying about what comes next.
What should a company owe you when it loses the ID number you use to prove who you are? Let us know by writing to us at CyberGuy.com.
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Copyright 2026 CyberGuy.com. All rights reserved.
Technology
Google and Epic give up fighting — third-party Android app stores are coming next week
Epic Games and Google have just jointly withdrawn their attempt to retroactively settle the lawsuit that’s changing how Android app stores work in the United States — and that means Google will be forced to carry rival app stores inside of its own. In fact, Google tells the court, it’s ready to begin carrying third-party app stores on Wednesday, July 22nd. Does that mean it’s time for Microsoft to launch an Xbox game store on Android?
But Judge James Donato was skeptical he should abandon his original permanent injunction in favor of Google’s proposed “Registered App Stores” that users would have to sideload — instead of simply downloading third-party stores directly through Google Play. On Thursday, July 16th, both parties were set to appear in court to argue it again, but that may no longer be necessary.
Here’s is Google’s full statement on withdrawing its proposed modifications to Judge Donato’s permanent injunction, via Google spokesperson Dan Jackson:
We’ve agreed with Epic to withdraw our motion to modify the US Court’s injunction rather than prolonging this process which creates uncertainty for the ecosystem. This allows us to focus on executing our recently announced global business model evolution to deliver greater app store choice, lower prices, and more opportunities for developers and users. We remain committed to maintaining Android’s industry-leading security and fostering a competitive ecosystem where every app store and developer has the freedom to compete. In parallel, we continue to comply with the US Court’s injunction.”
Google had previously announced that it would launch its sideloaded Registered App Store program in the rest of the world, beginning with the new version of Android later this year. That means there may be two different tracks for Android: stores-within-a-store in the United States, and Registered App Stores everywhere else.
It’s not yet clear if there will be a parallel “program” for third-party app stores inside of the Google Play Store, or if companies will simply submit them the way they’d submit any other app. Technically, the court’s permanent injunction states that Google “may not prohibit the distribution of third-party Android app distribution platforms or stores through the Google Play Store,” not that it has to proactively invite them in.
For access to the Google Play catalog of apps, Google will charge stores an annual fee of $5,000 for “security and policy reviews,” and it has many additional requirements, including: stores can’t distribute apps outside of the US, have to be open to all eligible third-party developers, have “clear, non-discriminatory” trust and safety policies, and no more than 1 percent of “install attempts” can be malware.
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