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Will California's gun law place a target on card networks?

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Will California's gun law place a target on card networks?


The California law would enable tracking of gun purchases.

George Frey/Bloomberg

The large U.S. card networks may be building a merchant code for firearm and ammunition purchases in California — a move which could draw fire from other states where conservative lawmakers have worked to block such a creation.

Visa, Mastercard and American Express are moving ahead with the transaction codes, according to CBS News, adding that these payment codes would enable the card companies to comply with a California law that would enable banks to flag suspicious gun purchases and share that information with authorities. The law goes into effect in 2025.

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The payment companies had considered this approach in the past, but halted work on the codes in March 2023 following resistance from lawmakers in conservative states. More recently, Republican state representatives in Wisconsin have introduced a bill that would ban gun-specific payment codes. Visa, Mastercard, and American Express did not provide comments by deadline. Discover, which was not named in the CBS story, also did not provide comment.  

California’s law would likely require the card networks to have different compliance policies in different states. That’s not unusual, but it does place the companies in the middle of a political fight during an election year, given California’s size and its ability to influence federal policy and laws in other states. 

“Our increasingly fraught and fractious politics are playing out at state level with hard blue states like California and red states imposing their policy preferences on our payment system,” said Eric Grover, a principal at Intrepid Ventures. “National payment systems are going to have to navigate a patchwork of conflicting state-level requirements.”

Payment networks and processors will be able to manage the differences, but it will increase the cost and complexity of running their businesses, Grover said, predicting that policymakers in liberal states such as California and New York will increase tracking and the burden on payments for firearms. “Many pro-Second Amendment red states will ban or limit such tracking,” Grover said. 

California’s law could influence policy elsewhere. 

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There has been a link between California’s early actions on consumer protection regulations and subsequent actions by other states and the Consumer Financial Protection Bureau (CFPB), according to said Stewart Watterson, a strategic advisor at Datos Insights. 

California’s Consumer Privacy Act, passed in 2018, is designed to give consumers more control over the way businesses use their data. Similar laws went into effect in Virginia, Utah and Connecticut in 2023, and in Colorado in 2021.

These laws have pressured payment processors to update policies that manage how consumer data is shared and stored, as well as improve opt-in provisions for consumers to enable data sharing. 

“Overall, California’s early actions in consumer protection have set a precedent and spurred other states and federal agencies to follow suit in enhancing consumer privacy and financial regulations,” Watterson said. 

California is also considering a bill that would affect earned wage access products, which provide early access to payroll. The bill would regulate EWA payments in a manner similar to  traditional loans. 

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California also reached an agreement with earned wage access providers in 2021 under which the companies would share data with regulators, allow examinations and set limits on pricing, sparking several other states to follow suit.

California has had an impact on both conservative and liberal issues, according to Robert Hockett, a law professor at Cornell University, noting tax reforms in California have spread to other states as well as minimum wage hikes. 

“At least as interesting as the effects upon other states in this case, as it happens, might be reactions from Congress, whose Republican members are probably already primed due to the moves in the insurance industry on guns,” Hockett said. In 2023, several jurisdictions — including San Jose — passed laws requiring gun-related insurance. 

There is the potential that California’s market size could affect other states, but on certain issues, especially hot-button issues like gun sales, California’s outsized influence may not be enough to sway other states to follow suit, said James Wester, director of cryptocurrency and cohead of payments at Javelin Strategy & Research. 

“Regulations will simply follow political fault lines,” Wester said, adding that in terms of financial and payment regulation more generally, New York tends to be more influential given its role as a banking capital. 

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Large red states have also passed laws that either aimed for a national influence or indirectly created cross-state pressure. aiming for broader influence. Texas, for example, in the past three years has passed laws that require banks to prove they do not ban gun or ammunition sellers in order to do business with the state. Texas also requires state agencies to not do business with banks that restrict the oil and gas business. 

“Regardless of which state leads on any particular issue, however, this move by California on this [gun] issue demonstrates the complexity of compliance that payment and financial services providers must deal with,” Wester said.



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Comic shop burglary in Southern California puts cat rescue at risk

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Comic shop burglary in Southern California puts cat rescue at risk


Cats & Comics Rescue, a downtown Upland shop that relies on the sale of comic books and collectibles to support the care of dozens of rescue cats, is recovering from a break-in that occurred early Friday morning. Surveillance footage shows a suspect shattering the front entrance around 5 a.m. and heading directly for the store’s display cases, taking rare comic books, Pokémon cards and other items before fleeing. 

Jeremy Guerra, the shop’s owner, said the financial loss is substantial. While the full scope of the theft is still being assessed, he estimated that the value of stolen comics alone exceeds $5,000. The impact, he said, extends beyond merchandise. The sales of those items help fund the rescue operation located within the same space, covering medical care, food and other essentials for cats awaiting adoption. The shop is currently caring for 22 cats.

“The reason why we do cats and comics is because the cat rescue doesn’t survive alone,” Guerra said. “This is the big part, it’s the comics and card sales, that’s what keeps us alive.”

The shop allows visitors to spend time with the animals for a $5 fee, and all cats are available for adoption at an additional cost that includes vaccinations, spay or neuter services and deworming. The space doubles as a comic store and an animal sanctuary, offering a space where customers can both browse and connect with the cats waiting to be adopted.

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  • Cats & Comics Rescue, a hybrid comic shop and cat adoption center in Upland, is recovering after a break-in that stole thousands of dollars in merchandise, with the community rallying to support the store and its 22 cats awaiting adoption. (KTLA)
  • Cats & Comics Rescue, a hybrid comic shop and cat adoption center in Upland, is recovering after a break-in that stole thousands of dollars in merchandise, with the community rallying to support the store and its 22 cats awaiting adoption. (KTLA)
  • Cats & Comics Rescue, a hybrid comic shop and cat adoption center in Upland, is recovering after a break-in that stole thousands of dollars in merchandise, with the community rallying to support the store and its 22 cats awaiting adoption. (KTLA)
  • Cats & Comics Rescue, a hybrid comic shop and cat adoption center in Upland, is recovering after a break-in that stole thousands of dollars in merchandise, with the community rallying to support the store and its 22 cats awaiting adoption. (KTLA)
  • Cats & Comics Rescue, a hybrid comic shop and cat adoption center in Upland, is recovering after a break-in that stole thousands of dollars in merchandise, with the community rallying to support the store and its 22 cats awaiting adoption. (KTLA)
  • Cats & Comics Rescue, a hybrid comic shop and cat adoption center in Upland, is recovering after a break-in that stole thousands of dollars in merchandise, with the community rallying to support the store and its 22 cats awaiting adoption. (KTLA)
  • Cats & Comics Rescue, a hybrid comic shop and cat adoption center in Upland, is recovering after a break-in that stole thousands of dollars in merchandise, with the community rallying to support the store and its 22 cats awaiting adoption. (KTLA)
  • Cats & Comics Rescue, a hybrid comic shop and cat adoption center in Upland, is recovering after a break-in that stole thousands of dollars in merchandise, with the community rallying to support the store and its 22 cats awaiting adoption. (KTLA)
  • Cats & Comics Rescue, a hybrid comic shop and cat adoption center in Upland, is recovering after a break-in that stole thousands of dollars in merchandise, with the community rallying to support the store and its 22 cats awaiting adoption. (KTLA)
  • Cats & Comics Rescue, a hybrid comic shop and cat adoption center in Upland, is recovering after a break-in that stole thousands of dollars in merchandise, with the community rallying to support the store and its 22 cats awaiting adoption. (KTLA)
  • Cats & Comics Rescue, a hybrid comic shop and cat adoption center in Upland, is recovering after a break-in that stole thousands of dollars in merchandise, with the community rallying to support the store and its 22 cats awaiting adoption. (KTLA)
  • Cats & Comics Rescue, a hybrid comic shop and cat adoption center in Upland, is recovering after a break-in that stole thousands of dollars in merchandise, with the community rallying to support the store and its 22 cats awaiting adoption. (KTLA)
  • Cats & Comics Rescue, a hybrid comic shop and cat adoption center in Upland, is recovering after a break-in that stole thousands of dollars in merchandise, with the community rallying to support the store and its 22 cats awaiting adoption. (KTLA)

After news of the break-in spread, community members began offering support. A mother and daughter arrived with donations of cat food and cash, contributions Guerra described as deeply moving. “When people bring in donations, it does get me teary-eyed, for sure,” he said.

Despite the setback, Guerra said the community’s response has affirmed the shop’s mission. Those who wish to contribute can donate online or provide items such as cat food.

Cats & Comics Rescue remains open daily at 136 E. 9th St. from 10 a.m. to 9 p.m. Information about supporting the rescue or adopting a cat is available through the shop’s official website.

Jillian Smukler’s reporting contributed to this article.



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Warning against mushroom foraging in California after fatal poisoning

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Warning against mushroom foraging in California after fatal poisoning


Officials in California are urging people not to forage for wild mushrooms after a rise in poisoning cases caused at least one death.

The California Poison Control System has identified 21 cases of amatoxin poisoning clustered in northern California, likely resulting from death cap mushrooms, the state’s department of public health said.

The poisoning resulted in severe liver damage in several people, including children, and at least one of the patients may need a liver transplant, the department said.

Death cap mushrooms can easily be mistaken for safe, edible mushrooms because of their similar taste, smell, and appearance.

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The confirmed cases happened between mid-November and early December, a rainy season in the region that creates ideal conditions for the deadly variety to grow, mostly near oaks and hardwood trees like pine trees, the California Department of Public Health (CDPH) said.

Though the cases are mostly in the Monterey and San Francisco Bay area of Northern California, the risk is statewide, the department warned.

“Death cap mushrooms contain potentially deadly toxins that can lead to liver failure,” Dr Erica Pan, CDPH Director and State Public Health Officer, said in a statement. “Because the death cap can easily be mistaken for edible safe mushrooms, we advise the public not to forage for wild mushrooms at all during this high-risk season.”

The death cap mushroom is never safe to eat, even if it is boiled, dried, frozen or cooked.

Eating the deadly mushrooms can cause watery diarrhoea, nausea, vomiting, abdominal pain and dehydration within six to 24 hours – and although symptoms may initially wane, severe or fatal liver damage can still occur up to eight days later.

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“Only people with extensive training and experience should eat wild mushrooms that they have picked themselves,” Dr Edward Moreno, County of Monterey Health Officer, said in a statement.



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1 killed, more than 20 poisoned by death cap mushrooms in California, officials say

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1 killed, more than 20 poisoned by death cap mushrooms in California, officials say


SAN FRANCISCO — California officials are warning foragers after an outbreak of poisoning linked to wild mushrooms that has killed one adult and caused severe liver damage in several patients, including children.

The state poison control system has identified 21 cases of amatoxin poisoning, likely caused by death cap mushrooms, the health department said Friday. The toxic wild mushrooms are often mistaken for edible ones because of their appearance and taste.

“Death cap mushrooms contain potentially deadly toxins that can lead to liver failure,” Erica Pan, director of the California Department of Public Health, said in a statement. “Because the death cap can easily be mistaken for edible safe mushrooms, we advise the public not to forage for wild mushrooms at all during this high-risk season.”

One adult has died and several patients have required intensive care, including at least one who might need a liver transplant.

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Officials advise against wild mushroom foraging

Wet weather fuels the growth of death cap mushrooms, and officials warn against any wild mushroom foraging to avoid confusion. Residents in central California’s Monterey County became ill after eating mushrooms found in a local park, according to county health officials. Another cluster of cases were in the San Francisco Bay Area, but state health officials warned that the risk is everywhere.

There were more than 4,500 cases of exposure to unidentified mushrooms logged at America’s Poison Centers in 2023, according to their National Poison Data System annual report. Roughly half were in young children, who experts warn may pick and eat a mushroom while playing outside.

California’s poison control system sees hundreds of cases of wild mushroom poisonings each year. The death cap mushroom and the “destroying angel” mushroom look and taste similar to edible mushrooms, so experts warn that a mushroom’s color is not a reliable way of detecting its toxicity. And whether it is eaten raw or cooked does not matter.

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Symptom improvement is not an all-clear

People can have stomach cramping, nausea, diarrhea or vomiting within 24 hours after ingesting a toxic mushroom. Though gastrointestinal symptoms may improve, health officials warn that patients can still develop serious complications, including liver damage, that surface later.

People looking for guidance on diagnosing or treating mushroom poisoning can contact the poison control hotline at 1-800-222-1222.


Copyright © 2025 by The Associated Press. All Rights Reserved.

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