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Don’t fall for this email scam that almost cost an elderly woman $25K

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Don’t fall for this email scam that almost cost an elderly woman $25K

Unfortunately, phishing scams seem to be the new normal. 

Most recently, an elderly woman in the tri-state area almost got scammed for $25,000. 

According to Patch.com, what began as an average phishing scam turned even more sinister when the scammer turned up at this elderly victim’s house to retrieve money physically.

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Kurt “CyberGuy” Knutsson has a warning about an email scam. (Kurt “CyberGuy” Knutsson)

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Geek Squad scammer caught in elaborate phishing scheme

While this Geek Squad scam isn’t new, this scammer took it to new lows and got caught in the process. In this particular scam, scammers send their victims phishing emails pretending to send them a large invoice for their Geek Squad subscription. The email recipients usually panic at the large charge and call the customer service telephone number listed in the scam email and invoice. 

The scammer then pretends to be the customer service representative helping to cancel or refund the charge. They’ll usually use that moment as an opportunity to confirm bank account information with the victim to steal their money later. Even if you simply click on their links or download the invoice from the email, there is a potential risk that viruses or malware have been downloaded onto your device. 

woman on phone

A woman on her cellphone and laptop. (Kurt “CyberGuy” Knutsson)

MORE: THE ‘UNSUBSCRIBE’ EMAIL SCAM IS TARGETING AMERICANS

Elderly victim foils scammer’s elaborate plot

The elderly victim gave her bank account number and remote access to her computer. The scam, however, doesn’t just stop there. The scammer went a step further and proceeded to convince this elderly woman that they had accidentally refunded a fake $25,000 into her bank account by mistake and that he needed her to withdraw $20,000 in cash initially for him to pick up with arrangements to pick up the remaining $5,000 the following day. This is when the elderly woman called her local authorities. Thankfully, the authorities set up surveillance and apprehended the scammer when he came to collect the $20,000. 

Perhaps the elderly victim lucked out that this scammer had an extra level of greed: combining multiple scams into one. 

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A woman stressed out while on a phone call. (Kurt “CyberGuy” Knutsson)

MORE: 7 EFFECTIVE WAYS TO MAKE YOUR LIFE MORE SECURE AND PRIVATE ONLINE

How do you prevent this scam from happening to you?

Know your subscriptions: The better you know what active subscriptions you currently pay for, the less likely you are to realize such emails are fake. 

Organize your invoices: If you’re still receiving emails or physical invoices, keep track of when they usually arrive. Invoices, for better or worse, come regularly and on a consistent schedule. If something shows up in an unusual form (an email instead of a letter in the mail per usual) or at a particular time, you are more likely to stop yourself from falling for this type of scam.

Go to the official website for contact information. If the scammers happen to pick a company that you do subscribe to, it can be even easier to fall for this type of scam. But before clicking any links, downloading any invoices or calling the number listed, you can google the company’s official website and use the contact information there. If the company did indeed send you a bill, they should be able to help you with the refund or confirm whether you were sent legitimate communications.

Watch for language and tone of voice: Most legitimate companies go out of their way to specially train their employees to provide their customers with excellent service. They are trained not to lose their temper, so if you happen to be on a call with a scammer, they often don’t use professional language or have a professional demeanor. If you push back on providing certain information, a real customer service agent wouldn’t make any threats or demands. Providing Social Security numbers or bank account information is usually frowned upon for security reasons by legitimate companies. Legitimate companies typically have other ways to validate your identity and account information. You can always hang up the phone if you get overwhelmed on a call! After all, an honest company doesn’t disappear after one disconnection. 

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Setup payments electronically: If you have your subscriptions paid electronically on a regular basis, you’ll know that you shouldn’t be receiving an additional invoice for a subscription service. Additionally, if you are paying with a credit card, you can try to use a specific card for all your subscriptions so you know where and when to expect the charges. You’ll also know that certain bank information shouldn’t be relevant to paying an invoice if you get one of these phishing emails. For instance, why is the scammer asking for bank account information when you charge your subscriptions on a credit card, etc.?

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scam illustration

Kurt “CyberGuy” Knutsson shares his caution about an email scam. (Kurt “CyberGuy” Knutsson)

SCAMMERS ARE USING FAKE NEWS, MALICIOUS LINKS TO TARGET YOU IN AN EMOTIONAL FACEBOOK PHISHING TRAP

What to do next if you’ve been scammed?

These scammers could have obtained your email address through various methods, from email harvesting to purchasing it from the dark web; below are some active steps you can take to protect yourself if you feel you have been scammed:

1. Change passwords: For any accounts that might have been accessed or mentioned to or by the scammer, you should log in from a secure, virus- and malware-free device and change your password immediately. It is best to create unique and complex passwords, including letters, symbols and numbers, for each separate online account. If you need help generating and storing complex passwords, consider using a password manager.

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2. Keep an eye on all your accounts and credit consistently: Contact the financial institution and explain the situation for all accounts impacted by the potential scammer. They can help you freeze or lock your account, so these scammers have little or no access to your money. Contact the three main credit bureaus to freeze your credit. This will prevent anyone, including hackers, from wreaking havoc on your credit. Make sure to report any errors on your credit reports with the credit agencies. Remember that you are allowed a free annual credit report. If there are too many accounts for you to keep track of regularly, a credit monitoring service can help by constantly monitoring and alerting you of any account changes or problems.

3. Setup alerts for financial accounts: Most financial institutions offer financial alerts or restrictions for all transactions for checking accounts and cards. Do use them so you can be notified of any fraudulent transactions immediately. The faster you can report these charges to your financial institution, the more likely you can stop the scammers in their tracks.

4. Enable two-factor authentication for any account impacted by the phishing scam: This would include your financial accounts and email address. If you have this additional layer of security on, the hacker or scammer would have to send a code to another device or account to gain access, even with your password. 

5. Get Identity Theft Protection: While getting an identity theft service seems overkill, many identity theft protection services can help you when your accounts get compromised. They continually monitor the dark web and your financial accounts to see if any crucial personal information like your email addresses or bank account information is compromised or up for sale on the dark web. Getting those alerts immediately allows you to act faster and take the above-mentioned steps. If you have already given out your information to a potential scammer, you should follow these steps to ensure that your identity hasn’t been stolen. See my tips and best picks on how to protect yourself from identity theft.

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6. Use strong antivirus software: If you have antivirus software installed on the device where the scam email was received and any links clicked or attachments downloaded, run a scan on that device to identify suspicious software, delete it, and restart your device. Get my picks for the best 2024 antivirus protection winners for your Windows, Mac, Android & iOS devices.

7. Call the local authorities: While you hope never to encounter a scammer like the elderly woman who was victimized, if you feel unsafe and uncertain about how scammers will use your information, definitely reach out to local authorities. 

DON’T CLICK THAT LINK! HOW TO SPOT AND PREVENT PHISHING ATTACKS IN YOUR INBOX

Kurt’s key takeaways

While there is little you can do about your digital information swimming around the internet, there are active steps you can take to protect yourself from these types of phishing scams. In the worst-case scenario, there are also ways to prevent further compromise if you fall victim.

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Have you been a victim of a phishing scam? How did you find out it was a scam? Let us know by writing us at Cyberguy.com/Contact

For more of my tech tips and security alerts, subscribe to my free CyberGuy Report Newsletter by heading to Cyberguy.com/Newsletter

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Answers to the most-asked CyberGuy questions:

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Copyright 2024 CyberGuy.com. All rights reserved.

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McDonald’s will stop testing AI to take drive-thru orders, for now

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McDonald’s will stop testing AI to take drive-thru orders, for now

If your local McDonald’s has been getting your order confidently wrong with an AI chatbot at the drive-thru, I have good news for you: The company is ending the program for now. The company told franchisees that it’s winding down an AI drive-thru ordering partnership with IBM “no later than July 26th, 2024,” according to trade publication Restaurant Business.

The company will reportedly remove the tech from the over 100 restaurants it’s been testing the system in after partnering with IBM in 2021. It’s not clear why the company is ending the IBM deal, though. It told Restaurant Business it was testing whether the voice ordering chatbot could speed up service and that the test left it confident “that a voice-ordering solution for drive-thru will be part of our restaurants’ future.”

Fast food companies in general are hungry for AI. White Castle has been testing AI provided by speech recognition company SoundHound. And Carl’s Jr., Hardee’s, and others use an AI drive-through chatbot that an SEC filing revealed was underpinned by remote human workers in the Philippines most of the time.

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Crazy fast electric robot sets new Rubik's Cube world record

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Crazy fast electric robot sets new Rubik's Cube world record

In the world of robotics, there’s always something new on the horizon, but Mitsubishi Electric has really turned heads this time. Its robot, TOKUFASTbot, which you might find on a regular day carefully wiring motors, has just stepped into the spotlight for a completely different reason. 

It’s taken on the Rubik’s Cube and not just played around with it. It’s set a new world record.

This isn’t just about being fast; it’s about redefining what we think robots can do. It’s precision and technology coming together in a way that’s frankly mind-blowing. And it all happened so fast. If you blinked, you probably missed it.

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The puzzle phenomenon revisited

So, the Rubik’s Cube. We all know it, right? That colorful little cube that’s been twisting our brains since the ’80s. Fast-forward to the early 2000s, and it was back in the limelight, captivating a whole new generation. It’s not just about making each side match; it’s about the journey there. It takes logic, patience and some nimble fingers at play.

WHAT IS ARTIFICIAL INTELLIGENCE (AI)?

And let’s not forget “speedcubing.” It’s like the Olympics for puzzle solvers, where every tiny tick of the clock can make or break a world record. It’s this thrill that keeps the cube turning in hands all over the world.

man with rubik's cube

Rubik’s Cube  (Rubik’s)

CHINA UNVEILS ITS FIRST FULL-SIZE ELECTRIC RUNNING HUMANOID ROBOT

A record shattered

The human record for solving the Rubik’s Cube, an impressive 3.13 seconds, was set by Max Park in 2023. However, Mitsubishi Electric’s TOKUFASTbot has left human competitors in the dust, solving the cube in a mere 0.305 seconds. This achievement not only breaks the previous robot record set by an MIT robot in 2018 but does so in less time than it takes for a human to blink.

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rubik's robot 3

TOKUFASTbot  (Mitsubishi Electric)

BOSTON DYNAMICS’ CREEPY ROBOTIC CANINE DANCES IN SPARKLY BLUE COSTUME 

The technology behind the triumph

The TOKUFASTbot owes its success to a rotation mechanism capable of a 90-degree turn in just 0.9 milliseconds. This incredible speed is made possible by Mitsubishi Electric’s signal-responsive servomotors and a cutting-edge color-recognition artificial intelligence algorithm. The result is a robot that can assess, plan and execute the puzzle’s solution faster than we can see it happen.

HOW TO REMOVE YOUR PRIVATE DATA FROM THE INTERNET 
 

rubik's robot 4

TOKUFASTbot  (Mitsubishi Electric)

FREAK ROBOT MADE IN CHINA CAN LEARN, THINK AND WORK LIKE HUMANS  

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More than just a record breaker

While setting a new Guinness World Record for the “fastest robot to solve a rotating puzzle cube” is a remarkable achievement, the TOKUFASTbot isn’t just a one-trick pony. Its design isn’t for show but for function. As Yuji Yoshimura, senior general manager at Mitsubishi Electric’s Component Production Engineering Center, points out, the robot’s primary role is to enhance motor manufacturing for everyday appliances.

rubik's robot 5

TOKUFASTbot (Mitsubishi Electric)

SUBSCRIBE TO KURT’S YOUTUBE CHANNEL FOR QUICK VIDEO TIPS ON HOW TO WORK ALL OF YOUR TECH DEVICES.

Kurt’s key takeaways

You know, this whole record-smashing thing isn’t just about a robot solving a puzzle super fast. It’s really shining a light on how far we’ve come with robots and AI. Looking ahead, the stuff they’re making today is going to really change the game in ways we’re just starting to get. And while the TOKUFASTbot isn’t winning any beauty contests, it’s pretty darn impressive to those who dig tech like me.

Considering the rapid progress in AI and robotics, what considerations do you think companies should keep in mind as these technologies develop? Let us know by writing us at Cyberguy.com/Contact

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Answers to the most asked CyberGuy questions:

Copyright 2024 CyberGuy.com.  All rights reserved.

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The super simple gadget trying to replace your phone

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The super simple gadget trying to replace your phone

Hi, friends! Welcome to Installer No. 42, your guide to the best and Verge-iest stuff in the world. (If you’re new here, welcome, so psyched you found us, and also you can read all the old editions at the Installer homepage.) 

I also have for you a new minimalist phone, a book to read, a documentary to watch, a fun hack for your Rabbit R1, and much more. Let’s get into it.

(As always, the best part of Installer is your ideas and tips. What are you playing, reading, downloading, buying, or bedazzling this week? What are you into that everyone else should be into? Tell me everything: installer@theverge.com. And if you know someone else who might enjoy Installer, tell them to subscribe here.)

The Drop

  • The Light Phone 3. The new version of one of the best minimalist phones comes with a better screen, a camera, an NFC chip, and some big ambitions about replacing your phone. I don’t think I’m physically capable of ditching my smartphone, but I want this thing so badly.
  • Apple Passwords. We’ll talk a lot more about all of Apple’s WWDC announcements as they start to roll out, but this one’s worth thinking about now: Apple’s cross-platform, presumably well-integrated passwords app looks really good. Might be time to start compiling all your passwords and passkeys.
  • Moonbound. Robin Sloan is one of my favorite writers on the internet, and both of his previous books were excellent. This one, a deeply meta science fiction epic, seems to be the weirdest one yet — and I mean that in a good way. 
  • How Music Got Free. For people of a certain age, this Paramount Plus doc is going to feel like reliving some formative years — remember Napster and Kazaa and LimeWire and the way the internet completely broke the music industry? So many fun stories in this one.
  • House of the Dragon season 2. I confess I didn’t really get into House of the Dragon last season, but so many people have told me they’re excited about the new one starting this weekend that I feel like I have to catch up to be ready. Feels like everyone’s going to be talking about this on Monday. 
  • I installed Android on Rabbit R1 & Made it Useful.” The top comment on this video just says, “They accidentally made a great dumbphone.” It’s kind of true! The R1 is a fun gizmo running crappy software; as a tiny Android tablet, I confess I kind of love it again. I even got mine out of the drawer to try this for myself.
  • Yahoo News. Yahoo bought and shut down Artifact earlier this year. That was sad. This is better: some of that recommendation tech is back in the new Yahoo News, which has lots of personalization and streaks and badging and all kinds of good stuff. I’m using Yahoo again! Who woulda thunk!
  • Inside Disney’s ‘Area 51,’ Where Lightsabers and Other Tech Are Invented.Lanny Smoot seems like an extremely cool person with an extremely cool job, and this video does a great job of showing all the wild, futuristic stuff he and Disney are working on for the company’s theme parks and other products. Give me that omnidirectional treadmill now. 
  • Fantasmas. This is a week old, but like 100 of you recommended it this week, so I’m making an exception. (Thanks to everyone who told me about it!) It’s a really unusually structured show, and you definitely can’t half-watch this one, but I’m digging it so far.

Screen share

Andrew Liszewski has long been one of my favorite bloggers on the internet. He spent years at Gizmodo writing about the weirdest, funniest, silliest, coolest stuff on the web, and I’ve definitely spent thousands of dollars on stuff just because he wrote about it.

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Now, Andrew works for The Verge! This was his first week, and he’s already in Slack causing chaos. It’s the best. I asked him to share his homescreen with us to see if I could get any tips on how he scours the web. He didn’t reveal all his secrets, but I do know more about the weather in Canada now, so that’s something.

Here’s Andrew’s homescreen, plus some info on the apps he uses and why:

The phone: iPhone 12 Pro (with a battery that’s feeling its age).

The wallpaper: I like a very minimalist wallpaper under my apps, but because I find solid black makes the screen too reflective, I created a custom subtle blue gradient I’ve been using for the past five years. (For my lock screen, I’m using one of Mikael Gustafsson’s dreamy nature scenes.)

The apps: Google Calendar, Clock, Photos, Camera, Google Home, Google Photos, Find My, Instagram, Google Maps, WeatherCAN, Nest, Google Chat, Settings, Watch, Chrome, Apple Books, 1Password, App Store, Apple Notes, Phone, Gmail, Messages, Apple Photos.

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My iPhone’s main homescreen is where all my daily driver apps live. This includes Instagram, Google Home, the aging Nest app (which includes functionality for my Nest thermostat I can’t find elsewhere), Chrome, 1Password (which all but solved my password anxiety once I finally switched over), IMDb, Paprika 3, countless smart home remotes, and most importantly, the Environment Canada weather app so I know when to get the grass cut before it rains. I’m obsessive about clearing notifications on my primary homescreen but am happy for them to pile up on the second screen, where I like to keep all other installed apps accessible.

I also asked Andrew to share a few things he’s into right now. Here’s what he sent back:

  • I’m a big fan of retro gaming and recently added the tiny Anbernic RG28XX to my ever-growing collection of handheld emulators. The Game Boy Micro remains one of my favorite handhelds of all time, but with the RG28XX, I can leave all the cartridges at home.
  • Our house is mildly obsessed with the reality series Alone, and we’re quite excited to dive into the season 11 premiere this week.
  • I just finished reading Bill Hammack’s (also known as the “Engineer Guy” on YouTube) book, The Things We Make, which includes fascinating deep dives into the engineering of everything from medieval cathedrals to how the microwave was invented.
  • When I’m struggling to fall asleep, nothing calms my brain faster than the Joe DIY Instagram account, which features videos of detailed restorations of classic die-cast toys. Give it a shot. Watching a rusted dump truck turn back into a bright yellow Tonka toy is immensely satisfying.

Crowdsourced

Here’s what the Installer community is into this week. I want to know what you’re into right now as well! Email installer@theverge.com or message me on Signal — @davidpierce.11 — with your recommendations for anything and everything, and we’ll feature some of our favorites here every week. For more recommendations than I could fit here, check out the replies to this post on Threads.

“I just recently came across this Australian company called Juicy Crumb that specializes in creating custom motherboard replacements for old iMacs, which lets people easily repurpose them as monitors. And they made one for the iMac G4! Believe me when I tell you I’ve never hit a ‘buy’ button so quickly (lol). Anyway, I ordered one a few months back and recently swapped it into my 20-inch G4, and it worked like a charm! I plugged it into a M1 Mac Mini I had, and now I’m using an iMac G4 like it’s 2004 again.” – Ryan

“I LOVE the Surface kickstand, enjoy typing onscreen (have done it for 14 years, tbf), and hate cases on my Apple devices. I’m obsessed with this magnet-back cover with a kickstand for my iPad. Could only source it from Amazon Germany, but they shipped to New Zealand for free. Wicked result.” – Brendon

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“Your mention of Inbox Ten makes me think you’d appreciate Tony Hsieh’s Yesterbox method, which I’ve used successfully for years!” – Deb

“I’ve been loving journaling in Diarium, especially since it’s completely private and local. If you want to sync between devices, you can use a cloud sync of your choosing — it can even read-only sync with apps like Fitbit, Instagram, Strava, etc. to add everything you’ve done in the day into your journal entry.” – Michael

“I recently subscribed to Scott Belsky’s Implications newsletter, and I’m convinced everyone who is interested in the future of tech and culture should, too.” – Ricky

“I just discovered the app Crouton for recipe collection, and it’s by far the best at scrubbing a URL for the actual recipe. You can even take a photo of a cookbook page, and it’ll generate the recipe. Probably the best example of a real-world use for AI I’ve encountered yet.” – JT

“I’m enjoying the new MLB Morning Lineup podcast. Each episode is 10 minutes or less, and it recaps the previous day’s box scores and news. It’s been a very nice way to catch up on the best sport.” – Mario

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“Been trying out Star Wars: Hunters on iOS after it finally launched. It’s a PVP arena combat game, and I’m loving it so far. The hunters are all unique and fun, it’s not too heavy on the pay-to-play stuff, and it’s remarkably good for a quick game. It’s not perfect (the UI is atrocious), but it’s a good start.” – Matt

“Puzzmo just added a new game to their catalog, Pile-Up Poker, and it is stellar.” – Luke

“My friends introduced me to this Call of Duty-like shooter that’s apparently very popular in India. It’s called Free Fire Max. The reason for its popularity is its ability to run on any device.

You should give it a try. The graphics are mediocre, but the experience is great.” – Rudrajit

Signing off

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I posted on Threads a few days ago that my number one productivity hack is to take a 25-minute nap in the middle of the day. This made a lot of people have feelings and ask questions, even though I’m totally right. (It’s just science. I don’t make the rules.) But for all the people who asked for tips, here are mine. 

The perfect 25-minute nap involves three things. First, realizing that even if you don’t sleep, lying there with your eyes closed for 25 minutes is still very restful; not stressing about sleeping makes it easier to sleep. Second, an episode of a TV show I’ve seen before (I do a lot of Parks and Recreation) can make it easier to quiet my brain and fall asleep. Third, I put on my smartwatch and set an alarm there; waking up from a wrist buzz is infinitely better than a blaring sound. Naps are great, naps forever, happy napping, everybody.

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