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Connecticut man loses life savings in crypto scam

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Connecticut man loses life savings in crypto scam

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When Joe A. from Shelton, Conn., received a text about a crypto investment opportunity, he thought it was his chance to rebuild after a divorce. Instead, he lost every dollar he had. Joe’s story is a heartbreaking reminder of how easy it is to fall for an online investment scam that promises quick success and easy money.

Joe has allowed Cyberguy to tell his powerful story so that others can learn from his experience and protect themselves from similar scams. Here is how it all went down and how you can protect yourself from falling into the same trap.

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HOW TO STOP IMPOSTOR BANK SCAMS BEFORE THEY DRAIN YOUR WALLET

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After his account access vanished, scammers allegedly demanded more cash to “reactivate” it. By then, Joe’s retirement savings were wiped out. (Gabby Jones/Bloomberg via Getty Images)

How the online investment scam began

In August, Joe got a message from a company calling itself “ZAP Solutions.” They promised that if he invested $30,000, he’d soon have $368,000 in returns. It sounded like a smart move. Like many victims, Joe believed the pitch because it seemed professional and legitimate.

But soon, he was led deeper into a trap. Each “short-term investment” required another wire transfer. Before he knew it, Joe had sent every penny, his 401K, IRA, and other investments.

When the investment scam fell apart 

The moment Joe was locked out of his account, panic set in. The scammers demanded more money to “reactivate” it. By the end, Joe had lost $228,000.

His mother, Carol, was devastated when she found out. 

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“I was shocked,” she said. “He showed us the screenshots, the messages, he emptied everything.”

Joe and his family filed a police report with local authorities and contacted the FBI. But according to officers, recovery is unlikely. 

“They told us there’s no way to get it back,” Carol said. “These cyber stalkers move the money too fast.”

The bigger picture: Online investment scams are rising 

Joe’s story isn’t unique. The FBI reports that cyber criminals have stolen more than $50 billion from Americans in just five years. Scammers prey on emotion, targeting people who are hopeful, lonely, or in transition.

“If it seems too good to be true, it probably is,” Joe said, stating a phrase we all should remember.

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How to protect yourself from online investment scams

Staying safe starts with awareness and consistent action. Cybercriminals are getting more creative, so protecting your finances means staying alert every step of the way. Follow these proven steps to safeguard your accounts and identity.

1) Research before you invest

Always verify any investment opportunity before sending money. Look up the company through official government or financial websites, such as the SEC’s Investment Adviser Public Disclosure database or FINRA’s BrokerCheck. Read reviews, confirm licenses and search for scam alerts online.

2) Be suspicious of unsolicited messages and use strong antivirus software

If a text, email or social media message promises high returns, stop and think. Legitimate firms never cold-contact people about investment offers. Delete suspicious messages immediately and never click on links from unknown sources. Install and regularly update strong antivirus software on all your devices. This can block phishing attempts, malicious downloads, and fake investment platforms designed to steal your data.

The best way to safeguard yourself from malicious links that install malware, potentially accessing your private information, is to have strong antivirus software installed on all your devices. This protection can also alert you to phishing emails and ransomware scams, keeping your personal information and digital assets safe.

SCAMMERS NOW IMPERSONATE COWORKERS, STEAL EMAIL THREADS IN CONVINCING PHISHING ATTACKS

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Joe’s mother says the family filed police and FBI reports, but recovery is unlikely as criminals move money fast across borders and accounts. (Photo by Silas Stein/picture alliance via Getty Images)

Get my picks for the best 2025 antivirus protection winners for your Windows, Mac, Android & iOS devices at Cyberguy.com.

3) Check email addresses and website domains

Scammers often use domains that look almost identical to real ones. Double-check for misspellings, extra letters or unusual web extensions like “.co” or “.biz.” If you’re unsure, search for the official company site separately in your browser.

4) Never wire money to strangers

Once you wire money to a scammer, recovery is nearly impossible. Never send money to someone you’ve only met online, even if they claim to represent a reputable company. Always confirm payment details through verified sources.

5) Talk to a trusted financial advisor

Before you invest large sums, get a second opinion from a licensed financial advisor. A professional can spot red flags and unrealistic promises that you might overlook.

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6) Use a data removal service

Protect your personal information by using a data removal or privacy service that scrubs your phone number, address and other details from people-search sites. This reduces the chance of scammers finding and targeting you.

While no service can guarantee the complete removal of your data from the Internet, a data removal service is really a smart choice. They aren’t cheap, and neither is your privacy. These services do all the work for you by actively monitoring and systematically erasing your personal information from hundreds of websites. It’s what gives me peace of mind and has proven to be the most effective way to erase your personal data from the internet. By limiting the information available, you reduce the risk of scammers cross-referencing data from breaches with information they might find on the dark web, making it harder for them to target you.

Check out my top picks for data removal services and get a free scan to find out if your personal information is already out on the web by visiting Cyberguy.com.

Get a free scan to find out if your personal information is already out on the web: Cyberguy.com.

7) Enroll in an identity theft protection service

If scammers have your personal details, they could try to open credit cards or loans in your name. Enrolling in a reputable identity theft protection service adds another layer of security by monitoring your credit and alerting you to suspicious activity.

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Identity theft companies can monitor personal information like your Social Security Number (SSN), phone number and email address, and alert you if it is being sold on the dark web or being used to open an account. They can also assist you in freezing your bank and credit card accounts to prevent further unauthorized use by criminals.

FBI WARNS SENIORS ABOUT BILLION-DOLLAR SCAM DRAINING RETIREMENT FUNDS, EXPERT SAYS AI DRIVING IT

From antivirus and data-removal services to identity-theft monitoring, CyberGuy shares concrete steps to block phishing, verify firms and protect your money. (Gabby Jones/Bloomberg via Getty Images)

See my tips and best picks on how to protect yourself from identity theft at Cyberguy.com.

8) Report suspicious activity immediately

If you believe you’ve been targeted or scammed, act fast. Contact your local police department, your bank and file a report with the FBI’s Internet Crime Complaint Center (IC3). Quick action can sometimes limit further loss or help investigators trace the fraud.

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Kurt’s key takeaways

Joe’s story is painful, but it’s also powerful. His honesty may stop someone else from losing everything. Online scams thrive when people stay silent, but sharing stories like Joe’s helps others stay alert. So before you trust anyone promising quick profits online, take a pause, verify everything and remember Joe’s story because one moment of caution could save you from a lifetime of regret.

Have you ever received an investment offer that seemed too good to be true? Let us know by writing to us at Cyberguy.com.

Sign up for my FREE CyberGuy Report
Get my best tech tips, urgent security alerts, and exclusive deals delivered straight to your inbox. Plus, you’ll get instant access to my Ultimate Scam Survival Guide – free when you join my CYBERGUY.COM newsletter.

Copyright 2025 CyberGuy.com.  All rights reserved. 

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YouTube’s mobile app finally lets you share timestamped videos

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YouTube’s mobile app finally lets you share timestamped videos

YouTube is making some changes that might affect how you share videos from the mobile app. From the app, you can finally share videos from a specific timestamp, which will make it easier to point someone to a part of a video you might want them to see while you’re on your phone. However, this change will replace the Clips feature that lets you make a shareable clip from a video.

You’ll still be able to watch any Clips that you’ve already made. But moving forward, “the ability to set an end time or include a custom description when sharing will no longer be available,” YouTube says. The company notes that while clipping is “important way for creators to reach new audiences,” it says that “a number of third-party tools with advanced clipping features and authorized creator programs are now available to do this across different video platforms.”

The company originally introduced the Clips feature in 2021.

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Meta employee accused of accessing private images

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Meta employee accused of accessing private images

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When you upload a photo to Facebook, you expect it to stay private unless you decide otherwise. That expectation just took a hit after a former employee of Meta was accused of accessing thousands of private images.

According to details confirmed by the company, the London-based employee allegedly created a program to bypass internal safeguards. Investigators say this may have allowed access to about 30,000 private Facebook images that were not meant to be viewed.

The individual is now under criminal investigation and is out on bail as authorities continue to review the case. Here’s how investigators say the access may have happened.

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  • For simple, real-world ways to spot scams early and stay protected, visit CyberGuy.com, trusted by millions who watch CyberGuy on TV daily.
  • Plus, you’ll get instant access to my Ultimate Scam Survival Guide free when you join.

META SMART GLASSES PRIVACY CONCERNS GROW
 

A former Meta employee is accused of accessing thousands of private Facebook images, raising new concerns about how user data is protected. (Fabian Sommer/picture alliance via Getty Images)

How the Meta employee allegedly accessed private images

Authorities believe the employee may have written a script to get around Meta’s internal detection systems. In simple terms, the system that should flag unusual behavior may not have caught the activity right away. This detail matters because large tech platforms rely on monitoring tools to detect suspicious access patterns. When those checks are bypassed, it raises questions about how internal access is controlled. 

The investigation is being handled by the cybercrime unit of the Metropolitan Police in London. At the same time, security experts often point out that insider threats are difficult to eliminate. Even strong systems can be tested when someone inside the company misuses access.

What Meta says about the employee investigation

Meta says it discovered the improper access more than a year ago and took action after identifying the issue. 

“Protecting user data is our top priority,” a Meta spokesperson told CyberGuy. “After discovering improper access by an employee over a year ago, we immediately terminated the individual, notified users, referred the matter to law enforcement and enhanced our security measures. We are cooperating with the ongoing investigation.”

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Legal risks in the Meta private images case

Data protection experts say cases like this often come down to both intent and safeguards. If an employee accesses personal data without authorization, that can lead to criminal charges under data protection and computer misuse laws. However, the company’s responsibility depends on the protections it had in place. If proper safeguards existed, the focus usually remains on the individual. 

If not, regulators may consider penalties or legal claims against the company. The Information Commissioner’s Office, the U.K.’s data privacy watchdog, has acknowledged the incident. The agency stressed that social media users should be able to trust how their personal information is handled. 

Why the Meta investigation is drawing attention now

This case is unfolding at a time when scrutiny of major tech platforms is already high. Recent legal challenges have raised broader concerns about how companies protect users and manage risk. That context adds weight to this investigation. It reflects a larger conversation about privacy and accountability in the tech industry. As more people rely on digital platforms, expectations of data protection continue to rise. Incidents like this tend to reinforce those concerns.

META REPORTEDLY BUILDING AN AI VERSION OF MARK ZUCKERBERG TO INTERACT WITH COMPANY EMPLOYEES

Mark Zuckerberg walks through the U.S. Capitol after a meeting on March 26, 2026. Investigators in London say a former Meta employee may have used a script to bypass safeguards and view about 30,000 private Facebook images. (Tom Williams/CQ-Roll Call, Inc via Getty Images)

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Simple ways to protect your private photos

Even though this case involves an insider, there are still simple steps you can take to better protect your photos and limit who can see them.

1) Check your Facebook privacy settings

You cannot control what happens inside a company, but you can limit how much of your personal content is exposed. Start by reviewing your Facebook privacy settings.

(Settings may vary depending on device and app version)

Mobile (iPhone/Android):
Facebook: MenuSettings & privacy > Settings > Audience and visibilityPostsWho can see your future posts > select Friends (or a custom audience) > Save

Desktop (Mac/PC):
Facebook: Profile picture (top right) > Settings & privacySettingsAudience and visibility section > PostsWho can see your future posts > select Friends (or a custom audience) > Done

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2) Review older photos and albums

Next, go through older photos and albums. Many people forget that photos shared years ago may still be visible under outdated settings.

(Settings may vary depending on device and app version)

Mobile (iPhone/Android):
Facebook: MenuSettings & privacySettingsAudience and visibilityPostsLimit who can see past postsLimit who can see past postsLimit past posts > confirm

Desktop (Mac/PC):
Facebook: Profile pictureSettings & privacySettingsAudience and visibility  section > Posts > Limit who can see past posts > Limit past posts > confirm

And check individual albums:

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Mobile (iPhone/Android):
Facebook: Go to your profilePhotosAlbums > select an album > tap Edit (top right) > Who can see this? > choose who can see it > Done

Desktop (Mac/PC):
Facebook: click your name on the left > Photos > Albums > select an album > click the three dots > Edit album > choose who can see it > Done

Not all albums can be changed, and some system albums have limited privacy options. 

3) Be careful what you upload

It also helps to limit what you upload in the first place. Sensitive images, documents or anything you would not want widely seen may be better kept off social platforms entirely.

META AI EDITS YOUR CAMERA ROLL FOR BETTER FACEBOOK POSTS
 

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Authorities are investigating whether a former Meta employee improperly accessed private Facebook photos that users never intended to share. (Gabby Jones/Bloomberg via Getty Images)

4) Turn on account activity alerts and two-factor authentication

You can also enable alerts for unusual account activity. While this case involves an insider, account alerts still help you spot unauthorized access to your own profile. You can also turn on two-factor authentication (2FA) to add another layer of protection to your account.

How to turn on account activity alerts

(Settings may vary depending on device and app version)

Mobile (iPhone/Android):
FacebookMenuSettings & privacySettingsAccounts CenterPassword and securitySecurity Checkupreview and complete recommended security steps

Desktop (Mac/PC):
Facebook: Profile picture (top right) > Settings & privacySettingsAccounts CenterPassword and security > Security Checkupreview and complete recommended security steps

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How to turn on two-factor authentication

(Settings may vary depending on device and app version)

Mobile (iPhone/Android):
Facebook: MenuSettings & privacySettingsPassword and securityTwo-factor authentication > choose text message or authentication appfollow prompts

Desktop (Mac/PC):
Facebook: Profile pictureSettings & privacy > Settings > Password and securityTwo-factor authentication > choose text message or authentication appfollow prompts

5) Check third-party app access

Take a few minutes to review which apps have access to your Facebook account. Third-party apps can sometimes hold more access than you expect.

(Settings may vary depending on device and app version)

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Mobile (iPhone/Android):
Facebook: MenuSettings & privacy > SettingsApps and websitesActive > tap an app > Remove

Desktop (Mac/PC):
Facebook: Profile picture (top right) > Settings & privacySettingsApps and websitesActive > click an appRemove

If you don’t see any apps listed or options like “Active,” it likely means you don’t have any connected apps to review.

What this means to you

If you use Facebook or similar platforms, this situation highlights something many people overlook. Even with strong safeguards, insider access still exists. Employees often need certain permissions to keep systems running. That creates a level of trust between users and the company. 

When that trust is broken, it can feel personal. At the same time, there are still steps you can take on your end. Reviewing your privacy settings, limiting what you share and enabling security features can reduce how much of your content is exposed. It also shows why detection and response matter. 

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In this case, Meta says it identified the issue, removed the employee and notified users. Those steps can limit damage, but they do not erase the concern. The bigger takeaway is that privacy depends on both technology and human behavior. Systems can reduce risk, but they cannot remove it completely.

Take my quiz: How safe is your online security?

Think your devices and data are truly protected? Take this quick quiz to see where your digital habits stand. From passwords to Wi-Fi settings, you’ll get a personalized breakdown of what you’re doing right and what needs improvement. Take my Quiz here: Cyberguy.com    

Kurt’s key takeaways

This case is still under investigation, and no final legal outcome has been announced. Even so, it highlights a risk many people rarely think about. Most privacy conversations focus on hackers. This situation is different. It shows how access from inside a company can create its own set of risks. Meta says it acted quickly by removing the employee, notifying users and strengthening its systems. Those steps matter, but they also show how much trust users place in the platforms they use every day. The reality is simple. Once you upload something online, you are trusting more than just the technology behind it.

If someone inside a company can access private data, how much control do you really have over what you share online? Let us know by writing to us at Cyberguy.com.

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  • Plus, you’ll get instant access to my Ultimate Scam Survival Guide free when you join.

Copyright 2026 CyberGuy.com. All rights reserved. 

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Govee’s new LED Lightwall comes with its own self-standing frame

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Govee’s new LED Lightwall comes with its own self-standing frame

Govee has announced an upgraded version of its hanging Curtain Lights Pro that can instead be used nearly anywhere you have access to an outlet or large battery. At $449.99, Govee’s new Lightwall is more than twice as expensive as the $199.99 Curtain Lights Pro, but comes with more LEDs in a denser array and a self-standing aluminum frame that can be assembled in 10 to 15 minutes without the need for any tools.

When hung from its stand the Lightwall measures 7.9 feet wide and 5.3 feet tall and features 1,536 color-changing LEDs spaced about 1.96 inches apart in a 48 x 32 grid. It’s water-resistant, and with the ability to refresh at up to 35fps the Lightwall almost sounds like it could be used as a personal backyard Jumbotron, but it’s not designed for watching TV or movies.

The Lightwall instead connects to Govee’s Home app where you can select from over 200 preset scenes and simple animations, choose from 10 different music modes that generate lighting patterns matched to beats, or synchronize its colors to other Govee lighting products to create a cohesive mood.

The app can also use AI to create custom animated GIFs from simple text prompts, or you can take matters into your own hands and create custom designs by sketching in the app with your finger and stacking up to 30 layers of doodles. The Lightwall is smart home compatible and supports Matter, too, so in addition to managing it through Govee’s app you can control it using voice commands through smart devices with Google Assistant or Amazon Alexa.

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