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Texas home insurance problem worsens as insurer halts new policies

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Texas home insurance problem worsens as insurer halts new policies


Another company offering homeowner insurance in Texas will stop offering new policies in the state, per reports, in a move that’s likely to exacerbate the sector’s unfolding crisis.

Progressive Insurance confirmed to WFAA-TV earlier this week that it was “temporarily restricting new homeowners (HO3) business for certain agents in several states,” including Texas. Last month, home insurance comparison website Insurify reported that Progressive would stop offering new home insurance policies in Texas and some Midwestern states, including Illinois, Minnesota, Missouri, Nebraska, and Wisconsin.

No other state besides Texas has been confirmed as being included in the “temporary” restrictions by Progressive. Newsweek contacted Progressive Insurance for comment by email on Friday morning, outside of standard working hours.

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According to Insurify, which quoted a report from P&C Specialist, Progressive stopped offering new home insurance policies in Texas as of August 13. While Progressive didn’t cite concerns over more frequent natural disasters as the reason for cutting coverage in the state, the issue is mentioned in a letter to shareholders in the company’s quarterly 10-Q filing obtained by Insurify.

An uprooted tree rests against a house on July 12, 2024, in Houston, Texas. A homeowner insurance firm in Texas will stop offering new policies in the state, per reports, in a move that’s likely…


Brandon Bell/Getty Images

“Reducing the impact from weather-related volatility is strategically important and shifting our geographic mix continues to be a top priority,” Progressive’s CEO Tricia Griffith said in the letter. “We continue to focus on growing in states where weather risk is relatively lower, while maintaining or reducing our market share in higher volatile states that are more susceptible to catastrophic weather events and have higher exposure to hail.”

At the end of 2023, Progressive dropped 115,000 policyholders in Florida, a state prone to hurricanes and disastrous tropical storms, sending them non-renewal notices. Several private insurers have cut coverage or withdrawn entirely from the Sunshine State in the past few years as Florida faces a homeowner insurance crisis exacerbated by widespread fraud and excessive litigation.

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According to the Texas Department of Insurance, the Progressive Group is among the ten largest home insurance companies in the state. In 2023, the agency reported that Progressive wrote $390,170,992 in premiums for homeowners’ multiple-peril insurance that year.

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The reported pullback from the company is likely to exacerbate the situation in Texas, where another insurer—Foremost Insurance, a subsidiary of Farmers Insurance—stopped renewing some policies earlier this year. The company cited “our exposure and risks relating to natural and catastrophic losses” as the reason it was not renewing a Houston homeowner’s policy, as reported by the Houston Chronicle.

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Like other states vulnerable to extreme weather events, Texas has seen home insurance premiums climb across the state in the past year. According to Bankrate, Texas homeowners pay an average of $3,898 for $300,000 in dwelling coverage—72 percent more than the national annual average cost of home insurance, $2,270 for $300,000 in dwelling coverage.

In July, NBC 5 reported that some homeowners in the state were hit with double-digit insurance rate hikes, with one resident’s premiums rising from $2,600 last year to $8,800 this year.

Are you a Texas homeowner whose home insurance policy isn’t going to be renewed by Progressive? Have you faced significant rate hikes? Contact g.carbonaro@newsweek.com.

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Families sue Camp Mystic over deadly Texas flood, allege negligence and profit motive

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Families sue Camp Mystic over deadly Texas flood, allege negligence and profit motive


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Families of seven girls and camp counselors killed in the July 4 Camp Mystic flood in Hunt, Texas, have filed a wrongful death and negligence lawsuit, alleging the camp’s owners ignored flood risks and state safety rules to protect profits.

The lawsuit, filed Nov. 10 in Travis County District Court by attorney R. Paul Yetter of Yetter Coleman LLP, names the families of Anna Margaret Bellows, Lila Bonner, Chloe Childress, Molly DeWitt, Katherine Ferruzzo, Lainey Landry and Blakely McCrory — all of whom died in the catastrophic flooding.

The 75-page petition claims Camp Mystic and its owners “put profit over safety” and “chose to house young girls in flood-prone areas to avoid the cost of relocating cabins.” It also accuses the camp of failing to create or follow an evacuation plan, despite state regulations requiring one.

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“Just such a tragedy hit our State on July 4, 2025,” the lawsuit reads. “When 25 campers and two counselors needlessly and tragically died in the floodwaters at Camp Mystic.”

CAMP MYSTIC MAKES CONTROVERSIAL DECISION ABOUT FUTURE OF TEXAS CAMP WHERE 27 DIED IN FLOODING

Camp Mystic is shown in Hunt, Texas on Wednesday, July 9, 2025. (Ashley Landis/AP Photo)

Camp Mystic spans 725 acres along the Guadalupe River in the Texas Hill Country, an area long known for deadly flash floods. The filing cites a 1990 interview with then-director Richard Eastland, who reportedly told the Austin-American Statesman, “I’m sure there will be other drownings. People don’t heed the warnings.”

According to the lawsuit, the camp ignored multiple warnings — from weather alerts, staff concerns, and its own experience. Counselors allegedly pleaded to evacuate girls from low-lying cabins but were told to “stay put because that’s the plan.”

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Aerial footage of Heart O’ the Hills in Kerr County, Texas after deadly flood. (Rep. Chip Roy via X)

TIMELINE DETAILED IN THE LAWSUIT:  

• 1:14 a.m. — National Weather Service issued a “life-threatening flash flood” warning.

• 1:45 a.m.–2:13 a.m. — Camp leaders Richard and Edward Eastland allegedly worked to move equipment instead of ordering an evacuation.

• 2:20 a.m. — Counselors reported water entering cabins but were instructed to remain inside.

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• 2:30–3:30 a.m. — Five cabins were evacuated to the Rec Hall; six others were left behind, including Nut Hut, Chatter Box, Wiggle Inn, Giggle Box, Twins, and Bubble Inn.

• 3:35–3:51 a.m. — Richard Eastland’s SUV was swept away as he tried to rescue girls from Bubble Inn; all 13 campers and two counselors in that cabin drowned.

• 3:35–4:09 a.m. — Eleven campers died in Twins Cabin after being told to stay because “the water would go back down.”

CAMP MYSTIC MAKES CONTROVERSIAL DECISION ABOUT FUTURE OF TEXAS CAMP WHERE 27 DIED IN FLOODING

A view inside a cabin at Camp Mystic, the site of where at least 20 girls went missing after flash flooding in Hunt, Texas, on July 5, 2025. (Ronaldo Schemidt/AFP via Getty Images)

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The petition argues that the girls could have safely evacuated within 60 seconds to higher ground if not ordered to remain in their cabins.

Families accuse Camp Mystic of gross negligence, premises liability, and intentional infliction of emotional distress. The filing also highlights a written policy stating: “In case of flood, all campers on Senior Hill must stay in their cabins… All cabins are constructed on safe, high locations.”

The lawsuit also alleges that camp administrators misled families after the disaster, telling them the girls were merely “unaccounted for” hours after the floodwaters receded.

A search and rescue volunteer holds a T-shirt and backpack with the words Camp Mystic on them in Comfort, Texas on July 6, 2025.   (Danielle Villasana for The Washington Post via Getty Images)

Adding to families’ anger, the lawsuit cites the camp’s decision to announce its reopening for the next summer season while one camper, Cile Steward, remained missing.

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The families are seeking more than $1 million in damages, including wrongful death and exemplary damages, and have requested a jury trial.



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How the Top 25 Fared in Week 11 of Texas High School Football

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How the Top 25 Fared in Week 11 of Texas High School Football


The regular season ended for Texas high school football on Saturday with Richmond Randle being the final Top 25 team to play.

There was only one showdown of Top 25 teams in Week 11. Humble Summer Creek picked up a 27-0 win over Galena Park North Shore in what was a showdown of top teams in Houston.

This will be the final Top 25 fared of the season. 

1. Southlake Carroll, idle

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2. Allen beat Plano East, 45-6

3. Richmond Dr. Thomas E. Randle beat Rosenberg Lamar Consolidated, 56-7

4. Austin Lake Travis beat Austin, 40-14

5. Celina beat Lake Dallas, 48-7

6. Aledo beat Denton, 77-0

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7. Fort Worth North Crowley beat Crowley, 27-6

8. Duncanville beat Cedar Hill, 29-0

9. Dallas South Oak Cliff beat vs. Dallas Thomas Jefferson, 48-0 

10. Prosper beat Plano West, 62-28

11. Galena Park North Shore lost to No. 12 Humble Summer Creek, 27-0

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FINAL: Humble Summer Creek Humbles Galena Park North Shore in District 23-6A Title Showdown; Scoring, Highlights

12. Humble Summer Creek beat No. 11 Galena Park North Shore, 27-0

13. Dripping Springs beat at Austin Westlake, 45-35

14. Carthage beat Brownsboro, 56-8

15. Spring Branch Smithson Valley beat Victoria East, 59-0

16. Dickinson beat Deer Park, 66-27

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17. Fort Bend Ridge Point beat Fort Bend Austin, 70-22

18. Pearland beat South Houston, 69-0

19. Iowa Colony beat Texas City, 40-7

20. Denton Billy Ryan beat North Richland Hills Birdville, 52-7

21. Port Arthur Memorial, Idle

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22. Prosper Walnut Grove beat Frisco Independence, 63-13

23. Brenham beat Belton, 49-28

24. Angleton beat Crosby, 31-7

25. Houston C.E. King beat Channelview, 76-7



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‘Ain’t nobody here.’ Texas A&M takes pride in emptying another SEC stadium

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‘Ain’t nobody here.’ Texas A&M takes pride in emptying another SEC stadium


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  • After Texas A&M routs Missouri, Aggies have stadium to themselves.
  • Texas A&M underachieved for years. Mike Elko redirected the course.
  • Aggies aren’t unblemished. Elko calls run defense ‘awful.’

COLUMBIA, Mo. – Rueben Owens II scored his second touchdown late in the fourth quarter, and he looked into the stands expecting to see fans. He saw rows of empty seats.

“I was like, ‘Dang, there ain’t nobody here,” Owens, the Texas A&M running back, said.

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That’s the sign of a rout in motion.

Then Owens shifted his gaze toward the southeast corner of Missouri’s Memorial Stadium. He saw packed stands in that nook. That’s where Aggies fans congregated and celebrated as No. 3 Texas A&M pulled away in a 38-17 romp over No. 17 Missouri.

“That just shows a lot of love from the 12th Man,” Owens said.

The wind whipped, and the temperature plummeted after the sun set. That tends to happen on fall nights in the Midwest. Combine the elements with the increasingly lopsided score, and most Missouri fans headed for warmth or to pursue something more pleasurable to the eye.

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Those wearing maroon and white in the southeast corner still wouldn’t leave, even after the clock showed 0:00. They cheered and they chanted, and wide receiver KC Concepcion decided he’d join the party. He ascended the steps from the field and gave the fans what they wanted: another reason to chant and cheer.

“KC! KC! KC!” they chanted.

Aggies fans waited too long for a season like this.

It’s not finished yet, but pinch yourself, because it’s the second weekend of November, and Texas A&M hasn’t folded. To the contrary, these Aggies grow stronger. They’re undefeated. They’re on a march toward Atlanta.

Mike Elko reminded of why he took Texas A&M job

This is what’s long been expected of a program steeped in financial resources, blessed with gleaming facilities, backed by loyal fans and rooted in fertile recruiting terrain.

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And it became a rite of summer we’d vault the Aggies into some lofty position in preseason polls. And it became a rite of November we’d say another Texas A&M team showed itself to be overhyped.

As one coach after another failed, we kept considering this a top-shelf job. Because, never mind the history, why shouldn’t this program succeed?

That’s what Mike Elko thought when he succeeded Jimbo Fisher.

“From a CEO perspective, obviously I believe this is what this program is capable of,” Elko said. “That’s why we’re here. We’re here because we believe in the ceiling of this program.”

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“This is kind of what everyone had been talking about with this program for a long time,” Elko added. “For nine games we’ve lived up to it. Now, we’ve got to go finish.”

Mike Elko is done talking about the past

They’re already finishing better than how they did last season, when a three-loss November spoiled an otherwise solid debut to Elko’s tenure.

Throughout the offseason and into the preseason, one word became a mantra around the program.

Finish.

By now, Elko’s tired of hearing about last season’s collapse. When a reporter referenced the events of last November, Elko waved it aside.

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“Is this our weekly last year question?” he said, a tad miffed at the query.

He’s also a tad miffed at his run defense. Missouri’s 207 rushing yards stood out as a blemish on this result. Asked how the Aggies handled the running back tandem of Ahmad Hardy and Jamal Roberts, Elko offered a succinct assessment.

“Awful,” he said.

An unfinished product, these Aggies, but an undefeated one.

“The culture of this group is really strong,” Elko said. “The work that they put into this thing is really strong. They believe in each other, and they believe in what we’re doing.”

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Texas A&M’s vulnerabilities on defense help explain why the College Football Playoff committee ranked it behind Ohio State and Indiana, even though the Aggies own better strength of schedule and strength of record metrics.

That feedback from the committee “motivated us a lot,” linebacker Daymion Sanford said. The Aggies allowed fewer points against Missouri than they did in their past two wins, but an asterisk accompanies that achievement. Missouri started its third-string quarterback, Matt Zollers, and its pass game became a conquest of incompletions.

Why let asterisks and caveats interfere with a celebration in the stands, though? Just as Texas A&M did at LSU, the Aggies kept scoring until the stands cleared, ‘til all who remained supported the road team.

“I love to see that,” Sanford said. “With our fans, it almost feels like it’s a home game for us, every time we clear out the fans.”

That leaves one road game on Texas A&M’s schedule. It will play at rival Texas on Black Friday.

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That leaves one to wonder, when Owens looks into the stands in Austin late in the fourth quarter, what will he see?

Blake Toppmeyer is the USA TODAY Network’s senior national college football columnist. Email him at BToppmeyer@gannett.com and follow him on X @btoppmeyer.





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