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Tennessee State’s $43M Bailout Is Your College Planning Wake-Up Call

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Tennessee State’s M Bailout Is Your College Planning Wake-Up Call


As someone who’s spent over a decade helping families navigate the complexities of college financial planning, I’ve never seen a situation that better illustrates the changing landscape of higher education than Tennessee State University’s recent $43 million emergency funding package. If you’re a parent saving for your child’s education or a student planning your academic future, this situation offers crucial lessons about college planning in 2024 and beyond

The Wake-Up Call We All Needed

When I first read about Tennessee State’s situation in Higher Ed Dive’s comprehensive coverage, the numbers stopped me in my tracks. The university’s first-year enrollment plummeted from 3,500 students to just 880 – a decline so severe it threatened the institution’s very existence. According to Tennessee’s State Comptroller’s office, this led to the layoff of 114 employees and required emergency intervention to keep the university operating.

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But here’s what really caught my attention as a financial advisor: this wasn’t just another COVID story.

Why This Crisis Matters for Your Family

Through my conversations with hundreds of families about college planning, I’ve noticed that most focus primarily on saving enough money. While that’s crucial, Tennessee State’s situation reveals why we need to think more broadly about protecting our educational investments. Here’s what the data tells us:

The Demographic Cliff Is Real

According to Deloitte’s 2024 Higher Education Trends report and verified enrollment data from the National Student Clearinghouse Research Center, we’re approaching a significant demographic cliff. Peak enrollment of traditional college-age students is predicted as soon as 2025. This isn’t just a statistic – it’s a fundamental shift that could affect your child’s college experience and your family’s financial planning.

Financial Warning Signs Matter

The Tennessee State situation revealed several verified red flags that families should watch for when evaluating any university:

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  • Documentation from state auditors showed the university allocated one-time funds for ongoing student aid without sustainable planning
  • Public records confirmed the institution struggled to honor scholarship commitments
  • Federal financial reports indicated depleted emergency funds without adequate replacement strategies

Protecting Your Family’s College Investment

Based on my analysis of Tennessee State’s documented challenges and extensive discussions with education finance experts, here’s how to better protect your family’s college investment:

1. Research Financial Health

Don’t just look at the college’s sticker price. Use these verified resources:

2. Create a Backup Plan

In my experience advising families, those who fare best in uncertain situations have multiple contingency plans:

  • Research transfer pathways between your chosen school and potential backup institutions
  • Consider tuition insurance (typically 1-5% of tuition) to protect against unexpected withdrawals
  • Understand your state’s credit transfer guarantees between public institutions

3. Monitor Warning Signs

Stay informed about your chosen institution’s health by tracking:

  • Enrollment trends (available through the Common Data Set)
  • State funding levels (public records for state institutions)
  • News about faculty staffing and program changes

Looking Ahead

When I started my college career, the conversation focused primarily on saving and scholarships. Today, as Tennessee State’s situation demonstrates, we need a more comprehensive approach to protect our educational investments.

The traditional metrics of college selection – rankings, campus amenities, and historical reputation – still matter. However, as confirmed by Deloitte’s research and the experiences of institutions nationwide, families need to prioritize an institution’s financial sustainability and ability to deliver consistent educational value.



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Tennessee

Tennessee Lands Three in Top 60 Picks of ESPN’s Post-Combine Mock Draft – Atlanta Today

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Tennessee Lands Three in Top 60 Picks of ESPN’s Post-Combine Mock Draft – Atlanta Today


Published on Mar. 3, 2026

According to ESPN’s latest NFL mock draft, three former Tennessee Volunteers players are projected to be selected in the top 60 picks of the upcoming 2026 NFL Draft. Cornerbacks Jermod McCoy and Colton Hood are both projected to be first-round picks, while wide receiver Chris Brazzell II is projected to be a second-round selection.

Why it matters

The strong NFL Draft projections for Tennessee players highlight the continued talent development and success of the Volunteers football program under head coach Josh Heupel. If these projections hold true, it would mark the first time Tennessee has had two first-round picks and three players selected in the top 60 overall during Heupel’s tenure.

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The details

Cornerback Jermod McCoy is projected to be selected 29th overall by the Los Angeles Rams, despite not participating in on-field workouts at the NFL Combine due to a previous ACL injury. Teammate Colton Hood is projected to be the final pick of the first round, going 32nd overall to the Seattle Seahawks. Wide receiver Chris Brazzell II impressed at the Combine with a 4.37 40-yard dash and is projected to be a second-round pick, going 60th overall to the Buffalo Bills.

  • The NFL Combine was held in late February 2026.
  • Tennessee’s Pro Day workouts are scheduled for the end of March 2026.
  • The 2026 NFL Draft will take place in April-May 2026.

The players

Jermod McCoy

A cornerback for the Tennessee Volunteers who is projected to be a first-round pick in the 2026 NFL Draft, despite missing the 2025 season due to an ACL injury.

Colton Hood

A cornerback for the Tennessee Volunteers who is projected to be a first-round pick, going 32nd overall to the Seattle Seahawks in the 2026 NFL Draft.

Chris Brazzell II

A wide receiver for the Tennessee Volunteers who impressed at the NFL Combine with a 4.37 40-yard dash and is projected to be a second-round pick in the 2026 NFL Draft.

Got photos? Submit your photos here. ›

What they’re saying

“If we’re going strictly by talent, McCoy is a top-10 prospect in this class. But he hasn’t played a game since 2024, missing all of last season after suffering an ACL tear in January 2025. We’re still not sure where he’s at in his recovery, as he did not participate in testing or drills at the combine. This gives the Rams — who haven’t drafted a corner in the first round since 2006 or before Day 3 since 2019 — the potential to get a steal here. McCoy is an easy mover who has squeaky-clean technique.”

— Jordan Reid, ESPN Analyst (ESPN)

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“The reigning champions have a clear need at corner, as Josh Jobe and Riq Woolen are both scheduled to be free agents. Hood is a scheme-versatile player who can thrive in press man while also having the fluidity to excel in zone. A former all-state center fielder in high school, Hood’s ball skills frequently show up on tape (10 pass breakups and an interception last season). With his poised technique and wrap-up-and-finish tackling, he would fit well on the outside of Mike Macdonald’s secondary.”

— Jordan Reid, ESPN Analyst (ESPN)

“The Bills need someone who can separate on the outside, and Brazzell is an ‘X’ receiver who can be a deep vertical threat. He can also sink his weight and run a true route tree, making him a good fit with quarterback Josh Allen.”

— Jordan Reid, ESPN Analyst (ESPN)

What’s next

Tennessee’s Pro Day workouts are scheduled for the end of March 2026, where McCoy plans to participate in on-field drills to further showcase his recovery from the ACL injury. Strong performances at the Pro Day could potentially push McCoy back up draft boards into the top half of the first round.

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The takeaway

The strong NFL Draft projections for Tennessee players demonstrate the continued talent development and success of the Volunteers football program under head coach Josh Heupel. If these projections hold true, it would mark a significant milestone for the program, with Tennessee potentially having two first-round picks and three players selected in the top 60 overall for the first time during Heupel’s tenure.





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Big Orange Caravan to hit Kingsport April 30th

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Big Orange Caravan to hit Kingsport April 30th


Tennessee Athletics’ “Big Orange Caravan” presented by Pilot will roll into the Tri-Cities on April 30, bringing some of the university’s most recognizable faces to Kingsport.

The statewide tour, a collaboration between Tennessee Athletics and the UT Knoxville Office of Alumni Affairs, features Vice Chancellor/Director of Athletics Danny White, men’s basketball coach Rick Barnes, women’s basketball coach Kim Caldwell, head football coach Josh Heupel and “Voice of the Vols” Mike Keith.

The Tri-Cities stop is scheduled for Thursday, April 30, at Meadowview Convention Center, 1901 Meadowview Parkway, Kingsport, Tennessee. Doors open at 5 p.m., followed by a meet-and-greet session with the headliners from 5:30-6:15 p.m. The program begins at 6:15 p.m.

Hosted by Keith, the evening will include stories, program insight and a question-and-answer session with Tennessee’s athletics leaders and coaches. The UT Spirit Squads also will be in attendance.

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Tickets are $30, plus taxes and fees, and include light food options. A cash bar, along with additional light food and appetizers, will be available.

Of each ticket sold, $5 will benefit the local UT Alumni chapter’s scholarship endowment and $10 will go toward the My All Campaign.

The Tri-Cities event is the final stop of the three-city spring tour. The caravan opens in Chattanooga on April 28 before heading to Nashville on April 29. As announced last spring, Chattanooga and Memphis will alternate as tour stops each year.

The Big Orange Caravan is designed to connect Tennessee coaches and administrators with fans across the state, offering behind-the-scenes insight and celebrating the support of the Volunteer community.

Tickets for the Tri-Cities stop can be purchased at https://www.gofevo.com/event/BOCTriCities26

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Tennessee releases availability update on star Nate Ament following injury

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Tennessee releases availability update on star Nate Ament following injury


Tennessee star Nate Ament will miss a game against South Carolina on Tuesday, the program announced on Monday night. Ament was injured during a weekend contest against Alabama.

Ament was injured when he was rolled up on while going for a loose ball. His leg twisted awkwardly underneath him, and Ament immediately went to the locker room.

He would return briefly in the second half. Nate Ament even made a basket, but then he appeared to tweak his injury shortly after and returned to the bench. He did not re-enter the contest.

Tennessee issued a short statement on his availability against South Carolina. The program released the statement on Twitter.

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“Nate Ament will not play tomorrow night at South Carolina,” Tennessee wrote. “Ament is out due to a right leg injury sustained Saturday against Alabama. The timetable for his return is to be determined and he will continue to be evaluated.”

A 6-foot-10, 207-pound freshman, Ament has been one of Tennessee’s best players all season. He is the team’s second-leading scorer, averaging 17.4 points per game. He’s also the team’s leading rebounder, securing 6.4 rebounds per game.

Nate Ament signs NIL deal with Reebok

On3’s Nick Schultz recently published a list of some of the top brands to sign college basketball freshmen to NIL deals. Ament was one of the top signees.

In addition to Arkansas star Darius Acuff, Ament signed with Reebok this year. Ament was the crown jewel of Tennessee’s recruiting class. He signed with the brand in October 2024 while he was the No. 4 overall player from the 2025 cycle, according to the Rivals Industry Ranking.

Nate Ament sits second on the Tennessee roster with 17.4 points per game, and his 6.4 rebounds on average leads the Vols. Additionally, his $1.3 million On3 NIL Valuation ranks No. 14 in college basketball and No. 56 in the On3 NIL 100.

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On3’s Nick Schultz also contributed to this report.



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