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Tennessee Department of Commerce & Insurance, Tennessee Department of Mental Health and Substance Abuse Services Raise Awareness of Insurance Coverage for Mental Health Services During Mental Health Awareness Month

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NASHVILLE – The Tennessee Division of Commerce & Insurance coverage (“TDCI”) joins the Tennessee Division of Psychological Well being and Substance Abuse Companies (“TDMHSAS”) to remind Tennesseans that Could is acknowledged as Psychological Well being Consciousness Month, a time to mirror and assist people that suffer from psychological well being sicknesses.  

As is the case with many bodily sicknesses, medical remedy for psychological sicknesses might be pricey. TDCI encourages Tennesseans and their family members that suffer from a psychological well being sickness to know how insurance coverage might assist cowl the price of remedy. Beneath the Psychological Well being Parity and Dependancy Fairness Act of 2008, any medical insurance plan that covers psychological well being remedy should match its protection with the plan’s bodily well being protection. This is applicable to copays, deductibles, the variety of days lined for a hospital keep, prior authorization, prescription drug tiers, and most profit limits. 

“It’s simply as very important to take care of an individual’s emotional, psychological, and psychological well-being as it’s to take care of an individual’s bodily well-being,” mentioned TDCI Commissioner Carter Lawrence. “We’re grateful for the chance to work with our colleagues on the Tennessee Division of Psychological Well being and Substance Abuse Companies to assist increase consciousness of this vital problem.” 

“There’s no distinction between diabetes or hypertension or psychological sickness. They’re all long-term sicknesses that may be managed with the assistance of medical professionals,” mentioned TDMHSAS Commissioner Marie Williams, LCSW. “With our companions at TDCI, we’re excited to work towards a future the place all Tennesseans simply entry the psychological well being providers they want.” 

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What you could find out about psychological well being protection 

  • Contact your medical insurance firm to study in case your coverage covers psychological well being and substance abuse remedy. 
  • In case your plan does, then the psychological well being remedy limitations have to be equal to bodily well being providers. For instance, in case your copay is $30 for bodily well being providers, it should be $30 for psychological well being providers. In case your plan covers 40 bodily remedy visits, your plan should cowl 40 behavioral well being visits. 
  • Remedy for these providers might embody remedy, behavioral counseling, in-patient and out-patient remedy, and drugs administration. 
  • Your well being plan ought to present a listing of in-network professionals and amenities which can be near you. If a supplier doesn’t settle for insurance coverage, contact your medical insurance firm and ask when you can file claims after receiving the remedy to assist cowl a portion of the price. 

For added steerage, TDCI issued this bulletin associated to psychological well being providers and created this client video to assist clarify psychological well being parity to customers. 

Questions or issues about protection 

Tennesseans who’ve their declare denied or imagine their insurance coverage firm shouldn’t be overlaying psychological providers on the similar price as bodily providers ought to file a grievance with TDCI.  

TDCI’s Shopper Insurance coverage Companies staff will mediate between the buyer and the insurance coverage firm to assist facilitate an answer. In 2021, Shopper Insurance coverage Companies recovered $8.2 million from insurance coverage corporations for Tennesseans by means of these efforts. 

To file a grievance, go to TDCI’s web site, choose File a Grievance, then full and submit the net grievance type.  

For extra data, name 615-741-2218 or 1-800-342-4029. 

TDCI encourages anybody who has ideas of self-harm to contact the Tennessee Disaster Line at 1-855-274-7471. 

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Tennessee fourth graders show big gains on state literacy tests as third graders hold steady | Chattanooga Times Free Press

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Tennessee fourth graders show big gains on state literacy tests as third graders hold steady | Chattanooga Times Free Press


This story was originally published by Chalkbeat. Sign up for their newsletters at ckbe.at/newsletters.

Tennessee fourth graders showed significant improvement on state tests for English language arts, while third grade scores were mostly steady after achieving historic gains last year, state officials said Thursday.

Fourth grade proficiency increased by 2.9 percentage points to an overall rate of 46.4%, while third grade proficiency improved by a half percentage point to 40.9% on tests used by the state to gauge reading levels under the Tennessee Comprehensive Assessment Program.

The rates are the highest since the state raised its academic standards in 2010 after receiving an “F” in 2007 from the U.S. Chamber of Commerce for low academic expectations and for truth in advertising on its K-12 public education performance.

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The state education department also reported fewer fourth graders scored “below expectations,” the bottom category for gauging proficiency.

However, the third grade scores put about three-fifths of those students at risk of being held back under Tennessee’s 2021 reading and retention law. Most of them still may advance, however, based on do-over test results and participation in various intervention options.

(READ MORE: Parents feared Tennessee’s new reading law would hold back thousands of students; that didn’t happen)

Last year, of the 60% of third graders who fell short of the state’s proficiency benchmark, only 1.2% were held back due to interventions, exemptions and an appeals process.

In Memphis-Shelby County Schools, the state’s largest district, officials reported students made gains in both pivotal grades, with the most pronounced improvement by third graders.

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English language arts proficiency went up 3 percentage points to 26.6% for third graders and by 1.8 percentage points to 28.5% for fourth graders. But new Superintendent Marie Feagins said the improvements weren’t enough.

“Literacy is the anchor to the success that our 110,000 students deserve to experience,” Feagins said in a statement. “Thus, these data further support the need to direct more district resources directly to classrooms, with a target emphasis on a comprehensive literacy approach at every grade level.”

In a news release, Gov. Bill Lee credited the state’s comprehensive literacy strategy, including early investments in tutoring to help struggling readers improve after the pandemic disrupted schooling in 2020. Education Commissioner Lizzette Reynolds praised the hard work of students, educators and families.

“As we continue our work to ensure that all Tennessee students can read at grade level, we remain committed to supporting teachers and empowering families with multiple pathways to achievement so every student can thrive in their academic journey,” Lee said.

The education department did not publicly release the data behind its report as it usually does. Spokesperson Brian Blackley said it will be published soon but could not give a specific date.

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RETENTION DECISIONS

Data on how many third and fourth graders will be held back as a result of the scoring won’t be released until late summer before school starts, under tougher retention policies approved by the legislature after the pandemic.

“There are a lot of different pathways for student promotion, and some of those haven’t even occurred yet,” Blackley said, citing summer learning programs and third grade TCAP retakes that are still being scored.

A parent, guardian or educator of a third grader who scored just below proficiency also can submit an appeal to the education department until June 28 based on certain conditions.

For students completing fourth grade who are at risk of retention, the state is to release its calculations by July 1 on whether they showed enough improvement to advance. If not, the parent or guardian must meet with their child’s teacher and principal to make that call. But many educators and parents have already been meeting to discuss those options and make plans.

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(READ MORE: Governor signs Tennessee law letting parents, educators make final 4th grade retention decisions)

LOW RATES

Third grade is considered a critical year for reading because literacy is foundational to all subsequent learning. But reading scores have historically been mostly stagnant in Tennessee, with only about a third of the state’s third graders meeting the law’s high threshold for proficiency based on state tests.

For several decades, the state tried various strategies to move the needle, and with limited success.

After the pandemic, the state invested $100 million in COVID-19 relief and federal grant funding to provide school systems with optional reading resources and support.

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And during a special session called by Lee in 2021 to address pandemic-related learning losses, the legislature passed several laws to jump-start the state’s literacy work. Among them: prioritizing reading improvements and investments in grades K-3, creating new tutoring and summer school programs, training teachers on the “science of reading,” including an emphasis on phonics and — most controversial of all — strengthening retention requirements for grades three and four based on the results of TCAP testing in English language arts.

After getting significant pushback from parents and educators, lawmakers have revised the state’s retention laws several times to allow more students in those grades to advance.

Last month, the governor signed legislation to let each fourth grader’s parents, teacher and principal decide collectively whether a student should be held back due to a second straight year of low reading scores, even after a year of tutoring.

The department expects to release statewide and district-level TCAP data in all testing subjects by the end of the summer.

Marta Aldrich is a senior correspondent and covers the statehouse for Chalkbeat Tennessee. Contact her at maldrich@chalkbeat.org.

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Chalkbeat is a nonprofit news site covering educational change in public schools.



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Photos offer a glimpse of Bonnaroo music festival in Tennessee – WBBJ TV

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Photos offer a glimpse of Bonnaroo music festival in Tennessee – WBBJ TV


MANCHESTER, Tenn. (AP) — The Bonnaroo Music & Arts Festival is underway in Tennessee, bringing tens of thousands of fans to a 700-acre farm campground and concert venue for more than 150 performances this weekend. Red Hot Chili Peppers, Post Malone and Pretty Lights are among those headlining the sprawling annual event.

Concertgoers were facing a hot, sunny weekend at the Bonnaroo grounds some 60 miles (97) kilometers southeast of Nashville. The four-day annual festival, which kicked off Thursday, features live music on more than 10 stages. The performances run through the night and into early morning, including sunrise sets.

Post Malone performs during the Bonnaroo Music & Arts Festival on Friday, June 14, 2024, in Manchester, Tenn. (Photo by Amy Harris/Invision/AP)

Other performers include Megan Thee Stallion, Cage The Elephant, Maggie Rogers, Melanie Martinez, Khruangbin, Fred again, Cigarettes After Sex, Jason Isbell and the 400 Unit, Diplo and Carly Rae Jepsen.

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Bonnaroo debuted on a rural Tennessee farm more than two decades ago. Over the years, it has featured a diverse lineup from Elton John and Jay Z to Paul McCartney, DeadMau5 and Bruce Springsteen. It also features a 24-hour cinema, comedy club, beer festival and theater performers.

Bonnaroo’s annual attendance is around 80,000 people. Some of this year’s acts will be streamed on Hulu.

Find more Tennessee news, click here.





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Photos offer a glimpse of Bonnaroo music festival in Tennessee

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Photos offer a glimpse of Bonnaroo music festival in Tennessee


The Bonnaroo Music & Arts Festival is underway in Tennessee, bringing tens of thousands of fans to a 700-acre farm campground and concert venue for more than 150 performances this weekend.

Red Hot Chili Peppers, Post Malone and Pretty Lights are among those headlining the sprawling annual event.

Concertgoers were facing a hot, sunny weekend at the Bonnaroo grounds some 60 miles southeast of Nashville.

The four-day annual festival, which kicked off Thursday, features live music on more than 10 stages.

Advertisement

The performances run through the night and into early morning, including sunrise sets.

Other performers include Megan Thee Stallion, Cage The Elephant, Maggie Rogers, Melanie Martinez, Khruangbin, Fred again, Cigarettes After Sex, Jason Isbell and the 400 Unit, Diplo and Carly Rae Jepsen.

Bonnaroo debuted on a rural Tennessee farm more than two decades ago.

Over the years, it has featured a diverse lineup from Elton John and Jay Z to Paul McCartney, DeadMau5 and Bruce Springsteen.

It also features a 24-hour cinema, comedy club, beer festival and theater performers.

Advertisement

Bonnaroo’s annual attendance is around 80,000 people.

Some of this year’s acts will be streamed on Hulu.

With heat indexes projected to approach triple digits, medical crews treated various heat-related conditions while some revelers constructed elaborate canopy and tent combinations for shade; others had their sunscreen confiscated upon entry because of restrictions on full-sized bottles and aerosol cans, The Tennessean reported.



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