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State demands transparency from FEMA on insurance rate calculations

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State demands transparency from FEMA on insurance rate calculations


BATON ROUGE, La. (WAFB) – Leaders are hoping to get change and transparency when it comes to flood insurance in Louisiana.

Sen. Bill Cassidy introduced a bill on Tuesday, July 11, to reform the National Flood Insurance Program (NFIP). Sen. Cassidy said no matter where he goes when he back home to Louisiana, he hears about the trouble folks are having with the program.

“It will address our out-of-control rate increases for homeowners in our state. Our plan caps premium hikes, it provides means-tested discounts for those who have excessive hikes, restricts the oversight of the insurance companies, and we simplified the claims process for homeowners who are just bogged down with red tape,” said Sen. Cassidy.

Here at home, Louisiana lawmakers have signed a resolution, urging the attorney general along with 30 parish presidents to take FEMA to court and demand answers on how they calculate what you pay.

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“Rates have gone up anywhere from 300-400%. Here in Terrebonne Parish, anywhere from 200-300% on flood insurance. The challenge is we have people that can’t afford to pay flood insurance. If you have a federally backed loan, you have to have flood insurance, and so some people are actually turning in their keys because they can’t afford it,” said Rep. Jerome Zeringue.

Sen. Cassidy says 20-25% of folks currently enrolled in the NFIP may end up dropping their insurance because of the rate hikes, which he calls a death spiral.

“Instead of having your risk spread out over large numbers, it gets concentrated on fewer people and then the rates go higher, and then more people drop off, and then it continues to spiral,” added Sen. Cassidy.

State lawmakers have already allocated the funds for the attorney general to take FEMA to court. Now the legal process just needs to play out.

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Louisiana

3 dead, including infant, in helicopter crash on rural street in Louisiana

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3 dead, including infant, in helicopter crash on rural street in Louisiana


The Federal Aviation Administration is investigating after three people, including an infant, died in a helicopter crash in southwest Louisiana.

The crash took place on Friday night in the town of Iowa, prompting local law enforcement, local firefighters and the Louisiana State Police to respond to the scene, Calcasieu Parish Sheriff Gary “Stitch” Guillory reported.

According to the FAA, a Robinson R44 helicopter crashed about 9 p.m. on a rural street in the town, about 60 miles directly east of Lafayette near Lake Charles.

Three people were on board, Rick Breitenfeldt, a FAA spokesperson told USA TODAY on Monday morning.

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Couple, infant killed in helicopter crash on rural street

A male, female and infant died in the crash, Guillory told KFDM-TV, and the aircraft appeared to be personal helicopter.

It was not immediately known where the helicopter took off from or where it was headed.

No other injuries were reported.

The victims’ identities were not immediately released.

USA TODAY has reached out to the sheriff’s office.

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The cause of the crash remained under investigation on Monday by the FAA and the National Transportation Safety Board, who will head the investigation.

Natalie Neysa Alund is a senior reporter for USA TODAY. Reach her at nalund@usatoday.com and follow her on X @nataliealund.



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HEART OF LOUISIANA: Ford Assembly Plant

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HEART OF LOUISIANA: Ford Assembly Plant


ARABI, La. (WAFB) – The building is massive, a quarter-of-a-million square feet under roof, tucked away on 25 acres of land along the Mississippi river in Arabi, Louisiana. From the second floor of the century-old building, you get a stunning view of the New Orleans skyline upriver. History was being manufactured here in the 1920s. Model T Fords that revolutionized America were being built at this facility. The assembly lines were mass producing cars that people could afford.

“Automobiles were being driven from town to town. They had to build roadways. They needed motels for those who were going on longer trips. There were places for people to eat,” said Sidney Torres III.

Torres, a Saint Bernard Parish attorney, owns the old Ford building. It’s one of the regional production plants that Henry Ford built across America. He figured it was easier to ship parts than finished Model T’s. So car production moved out of Detroit to assembly plants like this one in Arabi. I wonder as you walk through here, if you ever imagine what it was like back in the 1920s when they were building thousands of Model T’s right here.

“I do,” Torres said, “and it’s fascinating because it’s a trip back in history. Henry Ford probably was standing right here at some point in time. There may have been 400 people who were actually working, assembling the vehicles. There’s just this feeling that the energy is still there.”

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The Arabi location was strategic. It was located near a major city. It had access to the Mississippi River and port for shipping cars to South America. And it was located alongside rail lines. The massive building was designed by famed industrial architect Albert Kahn, who helped shape the skyline of Detroit. You can still see signs of the state-of-the-art car production facility. Torres couldn’t resist finding one of the old Model T Fords that still runs after more than 100 years.

“And it’s a little bit complicated. There’s three pedals down there and none of them do what you think they will do,” said Torres.

Do you have any idea if this was actually built here in Arabi?

“I could not trace it back to this actual facility, but it very well could have been,” Torres said.

Torres is planning a future for this old assembly plant that will feature 21st century businesses from film and interactive media to esports and a multi-purpose event center.

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“There‘s just something about this space that brings you back in time and it also causes you to have the visions for the future to say, wow, this could really be something special,” said Torres.

This massive building was clearly something special when it opened here in 1923 and now it has a chance at a new type of production in its future.

More information on the old Arabi Ford plant and other local features can be found on Heart of Louisiana’s website.

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This Week in Louisiana Politics: Early voting, tax session and the election

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This Week in Louisiana Politics: Early voting, tax session and the election


On This Week in Louisiana Politics, Shannon Heckt sits down with pollster John Couvillon of JMC Analytics to break down the early voting numbers in Louisiana. The data shows some interesting trends that could have big implications for the election.



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