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More frequent natural disasters impacting insurance rates in Kentucky

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More frequent natural disasters impacting insurance rates in Kentucky


LEXINGTON, Ky. (WKYT) – Natural disasters are happening more often.

According to LendingTree, Kentucky has seen a 185 percent increase in natural disasters in the last 20 years. This increase is above the national average.

In just the last two years, Kentucky has recorded several billion-dollar events. These events include the December tornado outbreak in western Kentucky in 2021, the historic flooding in eastern Kentucky in July of last year, and the March 3rd windstorm that impacted nearly the entire state.

These natural disasters are impacting insurance rates.

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“Weather has a huge impact on homeowner’s insurance. The last year, I would say there have been so many events that have taken place. Flooding in eastern Kentucky, we’ve had tornadoes in western Kentucky, we’ve had extreme cold,” said Brooke Whalen, agency owner of Brooke Whalen Insurance.

Whalen said the weather has really changed.

“I’ve been in insurance for 12 years, and looking at the last 12 years, weather has never been like it has been in the last two years; I feel like there’s been a huge movement,” said Whalen.

Whalen said wind and hail have the most impact on claims in the Blue Grass. It’s been difficult to try and keep up with the costs of natural disasters.

“Unfortunately, insurance can only stay a certain price until we have so many catastrophic events that the insurance companies are losing money,” said Whalen.

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So what can you do?

“A big thing that people can do right now is increase deductibles anywhere from $1,000-$2,500. That would make a big impact. A lot of carriers now offer wind and hail deductibles which will also adjust that pricing,” said Whalen.



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Kentucky

Liberty 38-21 Western Kentucky (Nov 23, 2024) Game Recap – ESPN

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Liberty 38-21 Western Kentucky (Nov 23, 2024) Game Recap – ESPN


LYNCHBURG, Va. — — Quinton Cooley rushed for 166 yards and two touchdowns, Billy Lucas added 131 yards and a score, and Liberty gained 419 on the ground with four touchdowns in a 38-21 victory over Western Kentucky on Saturday.

Liberty (8-2, 5-2 Conference USA) has won eight-plus games for the sixth consecutive season to keep alive hopes of a second straight trip to the conference championship game. The Flames play Sam Houston (8-3, 5-2) on Friday.

Liberty scored 21 straight points to close the first quarter, the last covering 90 yards in just 45 seconds to take a 21-7 lead.

Amarian Williams made two interceptions, including one with 2:03 remaining to seal it. Caden Veltkamp was intercepted three times before finishing 20 of 34 for 262 yards and two touchdowns for Western Kentucky (7-4, 5-2).

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Cooley reached 1,000 yards rushing for the second straight season. The Flames entered ranked No. 5 nationally in rushing yards/game (249.8). Quarterback Kaidon Salter also carried 11 times for 66 yards and a touchdown. Three other players had at least two rushes for Liberty, which ended with 63 carries.

The Flames, in their season finale at Williams Stadium, avoided dropping multiple conference games at home for the first time since 2005.

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Senior Class Shines on Senior Day as No. 12 Kentucky Captures Eighth-Straight SEC Title

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Senior Class Shines on Senior Day as No. 12 Kentucky Captures Eighth-Straight SEC Title


Thanks to a balanced effort from the senior class, the No. 12 Kentucky Volleyball team captured at least a share of an eighth-straight Southeastern Conference championship on Sunday afternoon, downing Arkansas in straight sets (26-24, 25-20, 25-13) on Senior Day inside Historic Memorial Coliseum.

The Kentucky seniors have been an integral part of the program since they first stepped on the court, a theme that continued in the match against the Razorbacks as seniors Emma Grome, Megan Wilson, Eleanor Beavin, and Erin Lamb all played key roles in the Cats’ sweep of Arkansas.

Following the match, UK head coach Craig Skinner attributed the team’s success to a staff dedicated to preparation, and a team of athletes who embraced the challenge involved in competing for a championship.

“I’ve gotta give a lot of credit to our staff,” Skinner said. “Our staff was unbelievable this year, Ben (Josephson), and Merideth (Jewell), and Madison (Lilley) did a hell of a job coaching this team and getting them prepared to play against great competition, so that’s the first thing.

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“And the second thing, when you recruit athletes to compete for championships they know the expectations and the standards and that’s what they want. We’ve been shooting for the top ever since I’ve gotten here and we don’t wanna go anywhere else.”

Offensively, Grome paced the Kentucky attack to 40 total kills on a .312 hitting clip. Four Wildcats totaled six or more kills, led by sophomore Brooklyn DeLeye who finished with 13. It was Wilson who stole the show Sunday, however, as the senior right side found the floor with 12 kills on a sweltering .500 clip. In her second match back from injury, Lamb added seven kills to the winning cause and Jordyn Dailey totaled six.

Kentucky stifled the Razorbacks at the net as they racked up 8.0 rejections and held Arkansas to .130 hitting. In the third and final set, Arkansas totaled only four kills with three errors as the Cats coasted to the set and match victory. Brooke Bultema led the way with 5.0 blocks, Wilson had 4.0, Dailey finished with 3.0, and Grome and DeLeye each had a pair.

Molly Tuozzo continued to anchor the back line as she totaled 19 digs to lead all players. DeLeye added 11, Grome had 10, and Beavin had seven.

Beavin made her biggest impact from behind the service line, as the senior served up a match-high four aces. Lamb and DeLeye each had two of their own and Grome finished with one.

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With the win, Kentucky improves to 19-7 on the season and 13-2 in the SEC. The victory locked up at least a share of the SEC title for the Cats for a program-best eighth-consecutive year.

UK will conclude the regular season on Wednesday as they travel to Columbia, Missouri for a matchup with No. 25 Missouri. If Kentucky leaves Columbia with a victory, they will claim the conference championship outright as Florida and Texas sit a game behind them in the standings. First serve against the Tigers is set for 7:00 pm ET.

Kentucky volleyball wins at least a share of 8th straight SEC championship – Hunter Mitchell, Kentucky Sports Radio

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Former Sheriff Shawn ‘Mickey’ Stines indicted for murder of Kentucky judge

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Former Sheriff Shawn ‘Mickey’ Stines indicted for murder of Kentucky judge


Two months after video showed him shooting a Kentucky judge at point-blank range in his chambers, former Sheriff Shawn ‘Mickey’ Stines has been indicted for murder.

The indictment, announced jointly by state and local prosecutors, charges Stines with shooting and killing Letcher County District Court Judge Kevin Mullins. Stines is scheduled to appear for his arraignment on Monday, Nov. 25.

RELATED STORY | Video shows Kentucky judge try to hide as he’s gunned down in chambers

At a probable cause hearing in October, prosecutors showed a silent video that appeared to show Stines walking into the judge’s chambers with a weapon and firing multiple times at the victim, who frantically tried to escape under his desk.

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Stines, who was sheriff at the time of the shooting, resigned on Oct. 1, hours before appearing in court to plead not guilty to murder charges.

RELATED STORY | Kentucky sheriff charged with fatally shooting a judge pleads not guilty in first court appearance

Investigators have not offered any potential motive for the murder. Those who knew Stines and Mullins said the two had worked together for years and were friends.

To date, prosecutors have not announced whether they will seek the death penalty.

This story was originally published by Lauren Silver at Court TV.

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