BILOXI, Miss. (WLOX) — Mississippi Insurance Commissioner Mike Chaney discussed homeowners’ insurance rates, roof-strengthening grants, health insurance options, and his plans for the 2027 election.

Insurance rates

Chaney said homeowners on the Gulf Coast will likely see stable insurance rates in 2027 with minimal increases.

The windpool, the insurer of last resort for wind and hail, will offer a policy allowing homeowners to choose their coverage amount, providing more flexibility for consumers.

“The reason they’re doing that is that rates have gone up around the United States. It’s not just Mississippi, and they’re exorbitant and out of sight,” Chaney said. “So we’re looking at ways to help the consumer out.

Homeowners can contact their insurance agent to discuss coverage options.

Roof mitigation program

The roof mitigation program has generated significant interest.

The program will provide homeowners up to $10,000 to reinforce their roofs, with homeowners responsible for contributing financially if the total cost exceeds $10,000.

“Mitigation is real simple. If you qualify and you have a home that’s in fairly decent repair and you’ve got a bad roof on it, we can go in and put a roof that meets IBHS standards,” Chaney said.

The insurance commissioner said roofing contractors will not be paid unless the house meets code and passes inspection standards.

The program will mitigate between 200 and 300 houses between July 1 and January 1, then expand to full capacity.

“Then we’ll go full steam. We’ll put $15 million a year into the program. So somewhere between 1,000 to 1,500 houses a year,” Chaney said.

Chaney said it will take a couple of years for Mississippi to reach the necessary mitigation standards.

Homeowners will be able to register online, and participants will be selected through a lottery system.

Health insurance program

About 400,000 people in Missisisppi do not have health insurance, according to Chaney.

He is promoting a private exchange program that will provide short-term health insurance coverage beginning January 1.

Policies will be valid for six months and cost less than $500 per month, according to Chaney.

The insurance commissioner said individuals with conditions requiring expensive treatments may not qualify and can seek coverage through the Affordable Care Act.

“That just simply says, if you’ve got cancer and you need a million-dollar drug, we’re probably not going to write you. And there’s a reason for that. You can go to the ACA and get that coverage,” Chaney said.

He added that insurance companies will fund the program through premiums, with no tax dollars involved.

2027 election

Chaney will likely be on the ballot for the state election next year.

“My name will probably be on the ballot. My deputy commissioner has agreed to run if something happens,” Chaney said.

The insurance commissioner’s office regulates the state’s insurance industry, protects consumers, and investigates fraud.

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The NC Lottery offers several draw games for those aiming to win big.

Here’s a look at Saturday, June 6, 2026 results for each game:

Winning Powerball numbers from June 6 drawing

16-32-55-59-64, Powerball: 03, Power Play: 3

Check Powerball payouts and previous drawings here.

Winning Pick 3 numbers from June 6 drawing

Day: 4-7-2, Fireball: 4

Evening: 6-1-1, Fireball: 3

Check Pick 3 payouts and previous drawings here.

Winning Pick 4 numbers from June 6 drawing

Day: 8-1-5-5, Fireball: 8

Evening: 9-2-3-1, Fireball: 0

Check Pick 4 payouts and previous drawings here.

Winning Cash 5 numbers from June 6 drawing

03-07-12-22-29

Check Cash 5 payouts and previous drawings here.

Winning Double Play numbers from June 6 drawing

03-11-14-20-30

Winning Millionaire for Life numbers from June 6 drawing

03-13-18-35-48, Bonus: 04

Check Millionaire for Life payouts and previous drawings here.

Feeling lucky? Explore the latest lottery news & results

Are you a winner? Here’s how to claim your lottery prize

All North Carolina Lottery retailers will redeem prizes up to $599.

For prizes over $599, winners can submit winning tickets through the mail or in person at North Carolina Lottery Offices. By mail, send a prize claim form, your signed lottery ticket, copies of a government-issued photo ID and social security card to: North Carolina Education Lottery, P.O. Box 41606, Raleigh, NC 27629. Prize claims less than $600 do not require copies of photo ID or a social security card.

To submit in person, sign the back of your ticket, fill out a prize claim form and deliver the form, along with your signed lottery ticket and government-issued photo ID and social security card to any of these locations:

• Asheville Regional Office & Claim Center: 16-G Regent Park Blvd., Asheville, NC 28806, 877-625-6886 press #1. Hours: 9 a.m. to 5 p.m. Monday through Friday. This office can cash prizes up to $99,999.
• Greensboro Regional Office & Claim Center: 20A Oak Branch Drive, Greensboro, NC 27407, 877-625-6886 press #2. Hours: 9 a.m. to 5 p.m. Monday through Friday. This office can cash prizes up to $99,999.
• Charlotte Regional Office & Claim Center: 5029-A West W. T. Harris Blvd., Charlotte, NC 28269-1861, 877-625-6886 press #3. Hours: 9 a.m. to 5 p.m. Monday through Friday. This office can cash prizes up to $99,999.
• NC Lottery Headquarters: Raleigh Claim Center & Regional Office, 2728 Capital Blvd., Suite 144, Raleigh, NC 27604, 877-625-6886 press #4. Hours: 9 a.m. to 5 p.m. Monday through Friday. This office can cash prizes of any amount.
• Greenville Regional Office & Claim Center: 2790 Dickinson Avenue, Suite A, Greenville, NC 27834, 877-625-6886 press #5. Hours: 9 a.m. to 5 p.m. Monday through Friday. This office can cash prizes up to $99,999.
• Wilmington Regional Office & Claim Center: 123 North Cardinal Drive Extension, Suite 140, Wilmington, NC 28405, 877-625-6886 press #6. Hours: 9 a.m. to 5 p.m. Monday through Friday. This office can cash prizes up to $99,999.

Check previous winning numbers and payouts at https://nclottery.com/.

When are the North Carolina Lottery drawings held?

• Powerball: 10:59 p.m. Monday, Wednesday, and Saturday.
• Mega Millions: 11 p.m. Tuesday and Friday.
• Lucky for Life: 10:38 p.m. daily.
• Pick 3, 4: 3:00 p.m. and 11:22 p.m. daily.
• Cash 5: 11:22 p.m. daily.
• Millionaire for Life: 11:15 p.m. daily.

A pedestrian was killed early Sunday morning after being struck on I-235 Northbound in Oklahoma City.

Oklahoma Highway Patrol troopers say 49-year-old Corey L. Williams of Oklahoma City was walking across the interstate when he was hit in the middle of the roadway around 1 a.m. at the junction of NW 23rd Street.

Two other vehicles were involved in the collision. Neither driver nor any passengers were injured.

One driver is a 19-year-old woman from Edmond. The other is a 23-year-old woman from Oklahoma City.

This remains an active investigation.

Editor’s note: We used AI tools to help with editing and formatting this story. A human journalist reviewed everything before publication.