Vermont

Insurers Norfolk & Dedham of Massachusetts and Union Mutual of Vermont to Affiliate

Published

2 years ago

April 11, 2024

Insurers Norfolk & Dedham of Massachusetts and Union Mutual of Vermont to Affiliate

Massachusetts-based Norfolk & Dedham (N&D) and Union Mutual in Vermont, property/casualty insurers with a combined 350 years in the business in the Northeast, announced they intend to affiliate, subject to regulatory approval.

The combined group will write personal and commercial lines business in eight states with approximately $596 million in direct written premium and over $580 million in policyholder surplus.

The group will have approximately 250 employees and 600 independent agents with 1,000 agency offices across the Northeast.

Each company will continue to market products under its existing brands in each of their respective marketplaces.

N&D will maintain its headquarters in Dedham, Massachusetts, while Union Mutual will keep its headquarters in Montpelier, Vermont.

The members of Norfolk & Dedham are Norfolk and Dedham Mutual Fire Insurance Co., Fitchburg Mutual Insurance Co. and Dorchester Mutual Insurance Co.

The members of Union Mutual are Union Mutual Fire Insurance Co., New England Guaranty Insurance Co. Inc. and Community Mutual Insurance Co.

Both companies are rated A (Excellent) with a Stable outlook by AM Best. AM Best has commented that the credit ratings of both remain unchanged following the announcement.

Under the affiliation agreement, Joel Murray will remain president and CEO of Norfolk & Dedham and Lisa Keysar will remain president and CEO of Union Mutual. Murray will serve as board chairman of the combined group.

Norfolk & Dedham and Union Mutual said they are planning to participate in an intercompany pooling agreement effective Jan. 1, 2025, under which premiums, losses and expenses are combined and pro-rated, with participation percentages based on the individual members’ policyholder surplus.

“Both of our organizations bring to this affiliation financial strength, local market expertise and exceptional service in our respective markets,” said N&D’s Murray.

“The opportunity to grow through affiliation between two companies that share similar culture and principles is exciting. We look forward to building upon our successful historical results to come together to enable strategic pursuits and innovation,” said Union Mutual’s Keysar.

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Carriers
Massachusetts
Vermont

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Related Topics:2024 M&A Business Moves & Mergers Featured Norfolk & Dedham Union Mjutual

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Vermont

VT Lottery Mega Millions, Gimme 5 results for March 10, 2026

Published

9 hours ago

March 11, 2026

Press Room

Powerball, Mega Millions jackpots: What to know in case you win

Here’s what to know in case you win the Powerball or Mega Millions jackpot.

Just the FAQs, USA TODAY

The Vermont Lottery offers several draw games for those willing to make a bet to win big.

Those who want to play can enter the MegaBucks and Lucky for Life games as well as the national Powerball and Mega Millions games. Vermont also partners with New Hampshire and Maine for the Tri-State Lottery, which includes the Mega Bucks, Gimme 5 as well as the Pick 3 and Pick 4.

Drawings are held at regular days and times, check the end of this story to see the schedule.

Here’s a look at March 10, 2026, results for each game:

Winning Vermont Mega Millions numbers from March 10 drawing

16-21-30-35-65, Mega Ball: 07

Check Vermont Mega Millions payouts and previous drawings here.

Winning Gimme 5 numbers from March 10 drawing

04-05-08-18-36

Check Gimme 5 payouts and previous drawings here.

Winning Pick 3 numbers from March 10 drawing

Day: 1-5-1

Evening: 3-2-5

Check Pick 3 payouts and previous drawings here.

Winning Pick 4 numbers from March 10 drawing

Day: 4-9-5-0

Evening: 0-4-9-8

Check Pick 4 payouts and previous drawings here.

Winning Millionaire for Life numbers from March 10 drawing

03-27-43-45-49, Bonus: 04

Check Millionaire for Life payouts and previous drawings here.

Feeling lucky? Explore the latest lottery news & results

Are you a winner? Here’s how to claim your lottery prize

For Vermont Lottery prizes up to $499, winners can claim their prize at any authorized Vermont Lottery retailer or at the Vermont Lottery Headquarters by presenting the signed winning ticket for validation. Prizes between $500 and $5,000 can be claimed at any M&T Bank location in Vermont during the Vermont Lottery Office’s business hours, which are 8a.m.-4p.m. Monday through Friday, except state holidays.

For prizes over $5,000, claims must be made in person at the Vermont Lottery headquarters. In addition to signing your ticket, you will need to bring a government-issued photo ID, and a completed claim form.

All prize claims must be submitted within one year of the drawing date. For more information on prize claims or to download a Vermont Lottery Claim Form, visit the Vermont Lottery’s FAQ page or contact their customer service line at (802) 479-5686.

Vermont Lottery Headquarters

1311 US Route 302, Suite 100

Barre, VT

05641

When are the Vermont Lottery drawings held?

Powerball: 10:59 p.m. Monday, Wednesday, and Saturday.
Mega Millions: 11 p.m. Tuesday and Friday.
Gimme 5: 6:55 p.m. Monday through Friday.
Lucky for Life: 10:38 p.m. daily.
Pick 3 Day: 1:10 p.m. daily.
Pick 4 Day: 1:10 p.m. daily.
Pick 3 Evening: 6:55 p.m. daily.
Pick 4 Evening: 6:55 p.m. daily.
Megabucks: 7:59 p.m. Monday, Wednesday and Saturday.
Millionaire for Life: 11:15 p.m. daily

What is Vermont Lottery Second Chance?

Vermont’s 2nd Chance lottery lets players enter eligible non-winning instant scratch tickets into a drawing to win cash and/or other prizes. Players must register through the state’s official Lottery website or app. The drawings are held quarterly or are part of an additional promotion, and are done at Pollard Banknote Limited in Winnipeg, MB, Canada.

This results page was generated automatically using information from TinBu and a template written and reviewed by a Vermont editor. You can send feedback using this form.

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Vermont

Vermont highway shut down following rock slide

Published

21 hours ago

March 10, 2026

Press Room

Vermont highway shut down following rock slide

A portion of a Vermont highway has been shut down following a rock slide on Tuesday.

Vermont State Police said in an email around 1:22 p.m. that they had received a report of a rock slide on Route 5 in Fairlee, just south of the Bradford town line.

“Initial reports are of a substantial amount of rock & trees in the roadway, making travel through the area difficult or impassable,” they said. “Motorists should seek alternate routes or expect delays in the area.”

Route 5 is a nearly 200-mile, mostly two-lane highway running from the Massachusetts border to Canada.

In an update shortly after 2 p.m., state police said Route 5 in Fairlee between Mountain Road and Sawyer Mountain Drive will remain closed while the Vermont Agency of Transportation assesses the stability of the roadway.

No further details were released.

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