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Insurers Norfolk & Dedham of Massachusetts and Union Mutual of Vermont to Affiliate

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Insurers Norfolk & Dedham of Massachusetts and Union Mutual of Vermont to Affiliate


Massachusetts-based Norfolk & Dedham (N&D) and Union Mutual in Vermont, property/casualty insurers with a combined 350 years in the business in the Northeast, announced they intend to affiliate, subject to regulatory approval.

The combined group will write personal and commercial lines business in eight states with approximately $596 million in direct written premium and over $580 million in policyholder surplus.

The group will have approximately 250 employees and 600 independent agents with 1,000 agency offices across the Northeast.

Each company will continue to market products under its existing brands in each of their respective marketplaces.

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N&D will maintain its headquarters in Dedham, Massachusetts, while Union Mutual will keep its headquarters in Montpelier, Vermont.

The members of Norfolk & Dedham are Norfolk and Dedham Mutual Fire Insurance Co., Fitchburg Mutual Insurance Co. and Dorchester Mutual Insurance Co.

The members of Union Mutual are Union Mutual Fire Insurance Co., New England Guaranty Insurance Co. Inc. and Community Mutual Insurance Co.

Both companies are rated A (Excellent) with a Stable outlook by AM Best. AM Best has commented that the credit ratings of both remain unchanged following the announcement.

Under the affiliation agreement, Joel Murray will remain president and CEO of Norfolk & Dedham and Lisa Keysar will remain president and CEO of Union Mutual. Murray will serve as board chairman of the combined group.

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Norfolk & Dedham and Union Mutual said they are planning to participate in an intercompany pooling agreement effective Jan. 1, 2025, under which premiums, losses and expenses are combined and pro-rated, with participation percentages based on the individual members’ policyholder surplus.

“Both of our organizations bring to this affiliation financial strength, local market expertise and exceptional service in our respective markets,” said N&D’s Murray.

“The opportunity to grow through affiliation between two companies that share similar culture and principles is exciting. We look forward to building upon our successful historical results to come together to enable strategic pursuits and innovation,” said Union Mutual’s Keysar.

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This Vermont company was ranked 24th ‘most ethical’ in the US

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This Vermont company was ranked 24th ‘most ethical’ in the US


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From lighting to sound, here are 5 tips to prepare for a virtual job interview.

ProblemSolved, USA TODAY

One Vermont company was deemed among the “most ethical” in the United States by the financial media company MarketBeat.

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MarketBeat said it surveyed more than 3,000 people from different demographics last month to determine which companies they feel best align with their personal ethics and values. The results were then adjusted to reflect national population benchmarks.

The survey found that people value businesses that remain close to their founding towns, prioritize employee ownership and focus on sustainability.

The financial media company pulled together a list of 118 businesses considered to be the “most ethical” across the nation.

See how the Vermont company ranks and how it stacks up against other New England businesses.

MarketBeat’s ‘most ethical’ Vermont company

Here is the Vermont company that made MarketBeat’s “most ethical” list:

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King Arthur Baking Company in Norwich, which sells flours, mixes, and baking tools, was ranked #24 in the country.

The baking company lists four environmental commitments on its website – regenerative agriculture, emissions reduction, zero waste and sustainable packaging.

King Arthur is employee-owned and is focused on “fostering an inclusive and welcoming baking community, taking meaningful steps to ensure all bakers feel they belong,” it said.

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How other New England companies stack up

Here are the New England companies that made MarketBeat’s top 118 list:

  1. Ocean Spray – Lakeville, Massachusetts (#4 nationally)
  2. CVS Health – Woonsocket, Rhode Island (#5 nationally)
  3. L.L. Bean – Freeport, Maine (#12 nationally)
  4. King Arthur Baking Company – Norwich, Vermont (#24 nationally)
  5. Timberland – Stratham, New Hampshire (#30 nationally)
  6. Stonyfield Organic – Londonderry, New Hampshire (#34 nationally)
  7. Taza Chocolate – Somerville, Massachusetts (#56 nationally)
  8. New Morning Market – Woodbury, Connecticut (#65 nationally)
  9. Narragansett Beer – Providence, Rhode Island (#86 nationally)
  10. ReVision Energy – South Portland, Maine (#89 nationally)
  11. Allagash Brewing Company – Portland, Maine (#109 nationally)
  12. Cape Air – Hyannis, Massachusetts (#110 nationally)

Top 20 ‘most ethical’ companies in the US

Here are the top 20 “most ethical” companies in the U.S., from a list of 118, according to MarketBeat:

  1. Hershey Company – Hershey, Pennsylvania
  2. The Campbell’s Company – Camden, New Jersey
  3. Burt’s Bees – Durham, North Carolina
  4. Ocean Spray – Lakeville, Massachusetts
  5. CVS Health – Woonsocket, Rhode Island
  6. Publix Super Markets – Lakeland, Florida
  7. McCormick & Company – Hunt Valley, Maryland
  8. Hallmark Cards – Kansas City, Kansas
  9. Tillamook Creamery – Tillamook, Oregon
  10. Buc-ee’s – Lake Jackson, Texas
  11. Jack Daniel’s Distillery – Lynchburg, Tennessee
  12. L.L. Bean – Freeport, Maine
  13. Love’s Travel Stops & Country Stores – Oklahoma City, Oklahoma
  14. Community Coffee Company – Baton Rouge, Louisiana
  15. Zapp’s Potato Chips – Gramercy, Louisiana
  16. Ozark Natural Foods – Fayetteville, Arkansas
  17. Clif Bar Baking Company – Twin Falls, Idaho
  18. Peace Coffee – Minneapolis, Minnesota
  19. Honolulu Coffee Company – Honolulu, Hawaii
  20. Milo’s Tea Company – Bessemer, Alabama



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Vt., NH SNAP recipients targeted in phishing scam

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Vt., NH SNAP recipients targeted in phishing scam


MONTPELIER, Vt. (WCAX) – State officials in Vermont and New Hampshire are warning SNAP recipients about phishing scams involving fraudulent phone calls, text messages, and emails.

Officials say scammers are calling and sending messages fraudulently claiming that the client’s EBT card has been “locked” and instructing them to call back to verify their eligibility.

Officials advise recipients not to share personal information with the sender and never give EBT card numbers to an unknown caller.

In Vermont, the scam should be reported to the Consumer Assistance Program at 800-649-2424.

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Jordan Kurker-Mraz – VTDigger

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Jordan Kurker-Mraz – VTDigger


Born Feb. 16, 1992

Burlington, Vermont

Died Sept. 21, 2025

Tucson, Arizona

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Details of services

A memorial service in Burlington will be announced at a later date.


Jordan passed away on September 21, 2025, in Tucson, AZ. He was born in Burlington, VT, on February 16, 1992, where he lived until moving with his family to Tucson in 2003. Jordan graduated from Canyon del Oro High School in Tucson and then attended Denison University in Granville, OH.

From his youth, Jordan was a voracious reader and had an active, wide-ranging intellect. He could be seen, with a travel mug of tea in hand, walking to his elementary school, lost in the book held close to his face. With his ever-curious mind he preferred self-learning over formal education and enjoyed the camaraderie and competition of the extracurricular spelling bee team in grade school and the Academic Decathlon in high school. While at Denison Jordan was pursuing a major in Classical Studies and worked in the Online Communications department.

While growing up in Vermont, Jordan had fun outdoors during all the seasons. He loved camping, alpine skiing, playing hockey on the backyard rink, and adventures with his 4-H club. Memorable trips were ice fishing on the lake and an overnight stay in the mountains in a handmade snow shelter, both in subzero temps. Some months after moving to the Sonoran Desert, Jordan remarked that “Arizona has two seasons, summer and hell.”  But he had adapted to the heat by then, having found relief at the neighborhood pool where he joined the swim team and quickly made a new group of friends. Through his Tucson 4-H club and a youth program with the AZ Game and Fish Department, he continued shooting skeet, trap, and sporting clays, a sport he first practiced in Vermont. Jordan found more friends and mentors at the Tucson range and excelled in competitions in and out of the state, ultimately becoming a certified referee. In high school he trained in ninjitsu, outdoors, year round. As a freshman at Denison he joined the sailing team and found a new passion competing in regattas around the Midwest, both for his school and on private boats.

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After leaving college, Jordan lived and worked in Vermont, San Francisco, Seattle, Tucson, and New York City. He was employed in administration and sales at several established companies and in startups. He also worked regularly in hospitality, starting at age 14 in the kitchen of a gelato shop and most recently as a bartender. Jordan was a talented writer, a skill he used in his work settings and in creative, expository, and critical pieces that he published online.

From a young age, Jordan was kind, affectionate, funny and loyal. He enthusiastically affirmed and celebrated his family and friends. His warmth, curiosity, and quick wit served him well, both personally and professionally. He was engaging, approachable, and non-judgmental with friends, roommates, and customers. Jordan was a skilled shopper and enjoyed fine things. He eagerly shared his opinions on bespoke clothing (steam, don’t iron!), gourmet foods, chef’s knives (stone sharpen!), literature, and opera (Maria Callas!). He was equally cozy with fast food, dive bars, trendy music, and dented vehicles.

Jordan had a heart-felt sense of justice. He was troubled by abuses of power and was an advocate for victims of systemic oppression. The suffering caused by police brutality, the Israeli-Palestinian conflict, and civil war in Yemen weighed heavily on his mind. He yearned for a world with more compassion, equity, and tolerance. We honor Jordan’s memory when we embrace these values and act on our moral convictions.

Jordan’s personal suffering was deeper than many of us knew and his death by suicide is a heartbreaking and devastating loss to many. Our immense grief reflects our deep love and care for him. His absence from our lives will be an ongoing sorrow but memories of his universal empathy, off-beat humor, and clever commentary will continue to make us smile and keep his spirit alive.

Jordan is survived by his mother, Michelle Mraz (Rob Backus) of Burlington; his father, Mitchell H. Kurker (Juanita) of Tucson; his brother; his grandmother, Frances Kurker of Tucson, and many aunts, uncles, cousins, and friends. He was predeceased by his grandparents, Margaret and Charles Mraz of Middlebury, VT, and his grandfather, Mitchell A. Kurker, of Tucson.

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If you would like to make a contribution in Jordan’s memory, please consider your local library, center for the arts, or agency for mental health services.

Jordan’s family is grateful to those who have expressed their sympathy and provided comfort and support since his passing. Thank you.

(Photo taken by Jordan, April 2022. If you look closely at the signs you will see a message that is helpful to those who are grieving him.)





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