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BOK Financial (NASDAQ:BOKF) & First National of Nebraska (OTCMKTS:FINN) Head to Head Analysis

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BOK Financial (NASDAQ:BOKF) & First National of Nebraska (OTCMKTS:FINN) Head to Head Analysis



First National of Nebraska (OTCMKTS:FINN – Get Free Report) and BOK Financial (NASDAQ:BOKF – Get Free Report) are both mid-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their institutional ownership, profitability, analyst recommendations, earnings, risk, valuation and dividends.

Earnings & Valuation

This table compares First National of Nebraska and BOK Financial’s revenue, earnings per share and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
First National of Nebraska N/A N/A N/A N/A N/A
BOK Financial $3.13 billion 1.90 $530.75 million $6.86 13.42

BOK Financial has higher revenue and earnings than First National of Nebraska.

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Profitability

This table compares First National of Nebraska and BOK Financial’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
First National of Nebraska N/A N/A N/A
BOK Financial 13.93% 10.52% 1.06%

Institutional & Insider Ownership

0.7% of First National of Nebraska shares are owned by institutional investors. Comparatively, 34.4% of BOK Financial shares are owned by institutional investors. 41.7% of First National of Nebraska shares are owned by company insiders. Comparatively, 56.9% of BOK Financial shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Analyst Ratings

This is a summary of current recommendations and price targets for First National of Nebraska and BOK Financial, as reported by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First National of Nebraska 0 0 0 0 N/A
BOK Financial 0 9 1 0 2.10

BOK Financial has a consensus target price of $97.10, suggesting a potential upside of 5.49%. Given BOK Financial’s higher probable upside, analysts plainly believe BOK Financial is more favorable than First National of Nebraska.

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Risk and Volatility

First National of Nebraska has a beta of 0.36, meaning that its stock price is 64% less volatile than the S&P 500. Comparatively, BOK Financial has a beta of 1.2, meaning that its stock price is 20% more volatile than the S&P 500.

Summary

BOK Financial beats First National of Nebraska on 9 of the 9 factors compared between the two stocks.

About First National of Nebraska

(Get Free Report)

First National of Nebraska, Inc. operates as the bank holding company for First National Bank of Omaha that provides various banking products and services. The company offers checking, savings, and individual retirement accounts; certificates of deposit; and credit cards. It also provides personal loans and lines of credit; auto loans; mortgage loans; home equity lines of credit and loans; small business loans and lines of credit; small business administration loans; and commercial lending solutions. In addition, the company offers treasury management, debt consolidation, financial planning, retirement planning, wealth management, merchant, and payroll services; and personal, commercial, and farm insurance products. Further, it provides solutions for agribusiness, commercial real estate, healthcare, transportation, and correspondent banking; investment services, such as capital market and institutional asset management; and digital banking services. First National of Nebraska, Inc. was founded in 1857 and is headquartered in Omaha, Nebraska.

About BOK Financial

(Get Free Report)

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BOK Financial Corporation operates as the financial holding company for BOKF, NA that provides various financial products and services in Oklahoma, Texas, New Mexico, Northwest Arkansas, Colorado, Arizona, and Kansas/Missouri. It operates through three segments: Commercial Banking, Consumer Banking, and Wealth Management. The Commercial Banking segment offers lending, treasury, cash management, and customer commodity risk management products for small businesses, middle market, and larger commercial customers, as well as operates TransFund electronic funds transfer network. The Consumer Banking segment engages in the provision of retail lending and deposit services to small business customers through retail branch network; and mortgage loan origination and servicing activities. The Wealth Management segment offers fiduciary, private bank, insurance, and investment advisory services; and brokerage and trading services primarily related to providing liquidity to the mortgage markets through trading of U.S. government agency mortgage-backed securities and related derivative contracts, as well as underwrites state and municipal securities. The company also provides commercial loans, such as loans for working capital, facilities acquisition or expansion, purchases of equipment, and other needs of commercial customers; and service, healthcare, manufacturing, wholesale/retail, energy, and other sector loans. In addition, it offers commercial real estate loans for the construction of buildings or other improvements to real estate and property held by borrowers for investment purposes; residential mortgage and personal loans; and automated teller machine, call center, and Internet and mobile banking services. The company was founded in 1910 and is headquartered in Tulsa, Oklahoma.



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Nebraska Countdown to kickoff – No. 76 Jason Maciejczak

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Nebraska Countdown to kickoff – No. 76 Jason Maciejczak


The countdown continues to roll and only 76 days remain until the beginng of the Nebraska Cornhuskers’ 2024 season on August 31 agaisnt the UTEP Miners.

Today’s countdown player spotlight is now on Cornhuskers offensive lineman Jason Maciejczak, a redshirt freshman out of Pierre, South Dakota.

A former standout out at T.F. Riggs High School in Pierre, South Dakota, Maciejczak originally enrolled in Lincoln as a defensive lineman but did make the eventual move to the offensive line. He committed to the Gophers over scholarship offers from Kent State, North Dakota State, South Dakota, and South Dakota State.

As a true freshman, Maciejczak redshirted, not appearing in any games. In 2024, the South Dakota native will likely play a depth role though seeing the field for an unextended period of time is unlikely.

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Contact/Follow us @CornhuskersWire on X, and like our page on Facebook to follow ongoing coverage of Nebraska news, notes, and opinions.



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Nebraska Gov. Pillen taking ‘potshots’ at state senators while seeking tax relief support

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Nebraska Gov. Pillen taking ‘potshots’ at state senators while seeking tax relief support


NEBRASKA CITY, Neb. (Nebraska Examiner) – As Gov. Jim Pillen seeks to rally Nebraskans behind his property tax relief ideas, tensions are heating up, with rhetoric one senator described as “potshots” at state senators.

Pillen has hosted a dozen town halls across the state, with the latest being held Friday in Auburn and Nebraska City, which are represented by State Sen. Julie Slama of Dunbar. Pillen has made clear the purpose of the town halls is to encourage constituents to motivate their state senator to support a special session focusing on property tax relief.

Slama was a key voice during the regular 2024 legislative session in defeating the last proposal, criticizing it as unconstitutional because it included a digital advertising tax and because, she said, it would have raised taxes on her constituents.

Pillen directly criticized Slama during his town halls Friday.

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“She’s got to change her ideology and understand balancing a checkbook and what it takes,” Pillen said of the southeast Nebraska senator.

‘Stop trying to raise taxes’

Slama did not attend the gathering. She said in a text that she was home sick with her child. She responded to Pillen’s comment about her ideology by saying,  “Stop trying to raise taxes. That part of my ideology will never change.”

She continued, “The governor can talk a big talk, but he still hasn’t had the courage to call and talk with me this interim. … My mom’s a retired bank teller — I learned how to balance a checkbook when I was 5.”

Pillen wants lawmakers to sign off on another $1 billion in property tax relief by year’s end and has threatened to call special sessions “til Christmas” if needed to do so.

A formal plan has not materialized yet. Instead, Pillen has pitched various ideas that he said are “concrete,” such as eliminating some of the state’s 120 sales tax exemptions and accepting more federal dollars.

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Pillen needs 33 votes for his ideas to succeed in a special session, but he has stated he will call a special session regardless of how much support he has leading into one.

In successive town halls over the last several weeks, the governor has moved away from removing certain state sales tax exemptions, such as those on items that are also taxed as personal property after purchase. As of Friday, Pillen spoke of taking three other tax exemptions off the table: groceries, medicine and church transactions.

The carveouts determine which products or services are or aren’t taxed, with taxpayers retaining an estimated $6.5 billion in what could be collected in sales tax revenue each year. Once approved, it’s often difficult to take such tax exemptions away.

Pillen previously said “everybody’s got to play in the game” when it comes to sales taxes.

‘The courage to call’

The governor has encouraged residents to pick up the phone and press their state senator to support PIllen. Yet, according to Slama, he has not picked up the phone to return her calls seeking to help solve the issue of high taxes.

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Pillen has told those attending his town halls that they should call the other 48 state senators if their representative was not interested in supporting his proposals. He has said that if constituents don’t actively support him, they shouldn’t complain about state taxes in the future.

“If you don’t want to call, then don’t (expletive deleted) to me next year about it. If you don’t want to help, (expletive deleted), I can’t do it all myself. I need everybody’s help. … I’m working day and night,” Pillen said at a town hall in Fremont.

“We have to come to a consensus to fix it,” he continued.

State Sen. Carol Blood of Bellevue, Pillen’s former Democratic opponent for governor, is another senator who has not heard from him. She said Friday that he “sounds like a child that is not getting his way.”

“Perhaps if he would quit being so exclusive on who he actually communicates with, he might have a lot of really good ideas for us to go into a special session with,” Blood said. “It’s really inappropriate to talk about my peers and the residents of Nebraska in that fashion.”

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Slama said she takes her orders from her constituents, not from the governor, and said the separation of powers between the legislative and executive branches is pretty clear.

“Governor Pillen ought to spend more time working towards a fiscally conservative compromise and less time taking potshots at Republican senators he can’t even muster the courage to call,” Slama said.

EPIC tax opposition

A competing tax proposal is being promoted through a petition drive, which has a July 3 signature deadline to appear on the general election ballot. The “EPIC Option” would eliminate all property, income and corporate taxes and replace them with consumption, or excise, taxes.

Pillen said he appreciates that the EPIC Option would remove sales tax exemptions except for those on groceries, but if it gets on the ballot, he said, he would work “day and night” to defeat it. He said Friday he hasn’t given the petition drive much thought or decided how he would work to defeat it.

State Sen. Steve Erdman of Bayard said Friday that for nearly six decades, the Legislature has tried and failed to fix the state’s tax system, which he calls broken. He’s a lead sponsor behind EPIC and described anyone who opposes it as being in favor of the tax collector and against taxpayers.

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“The governor speaks about reformative tax reform. EPIC is a reformative solution,” Erdman said in a text. “Nothing the governor has offered is reformative. I’m not surprised by his opposition.”

Erdman said Pillen has already failed to pass a “so-called tax relief plan” this year and that losing again, in the same year, would be “unprecedented.”

“He will need 33 votes for his plan, or stay on the porch,” Erdman said. “Thirty-three will be very difficult to get.”

Next town halls scheduled

Gov. Jim Pillen’s office has scheduled five property tax town halls for this week:

Tuesday, June 18:

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8 a.m. at Fire Hall, 201 W. 16th St., South Sioux City.10:30 a.m. at Wayne Country Club, 302 E. 21st St., Wayne.1 p.m. at Handlebend, 215 E. Douglas St., O’Neill.3:30 p.m. at Ainsworth City Office, 606 E. Fourth St., Ainsworth.

Friday, June 21, 2:30 p.m., Lochland Country Club, 601 W. Lochland Road, Hastings.

Nebraska Examiner is part of States Newsroom, a nonprofit news network supported by grants and a coalition of donors as a 501c(3) public charity. Nebraska Examiner maintains editorial independence. Contact Editor Cate Folsom for questions: info@nebraskaexaminer.com. Follow Nebraska Examiner on Facebook and X.

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Lingering storms possible into late Saturday night; Hot & humid into Father’s Day Sunday

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Lingering storms possible into late Saturday night; Hot & humid into Father’s Day Sunday


LINCOLN, Neb. (KOLN) – The threat for severe weather has waned for eastern Nebraska into Saturday evening – though some lingering storms will be possible across the far eastern parts of the state through late Saturday into the overnight hours on Sunday morning. Otherwise, our attention turns to a hot and humid forecast into Father’s Day on Sunday. Look for a stationary boundary to keep temperatures cooler across northern and western parts of the state, while eastern and southern Nebraska will see temperatures into the lower and middle 90s by Sunday afternoon.

Cooler conditions are expected for northern and western Nebraska while central, eastern and southern locations rise into the 90s.(KOLN)

Heat index values are expected to rise to right around 100 degrees south of I-80 and into eastern Nebraska. Dew points will rise well into the 60s and maybe even the low 70s making it feel muggy and uncomfortable.

Feel like temperatures are expected to be quite toasty Sunday afternoon!
Feel like temperatures are expected to be quite toasty Sunday afternoon!(KOLN)

There is an additional severe weather risk on Sunday with the marginal risk expanding greatly compared to yesterday. Severe thunderstorms are most likely from the Nebraska – South Dakota border and points north. Large hail is the main concern though gusty winds are possible. Timing would be expected in the late afternoon and evening hours.

A few thunderstorms could turn severe across much of the state late in the afternoon and into...
A few thunderstorms could turn severe across much of the state late in the afternoon and into the evening hours. The best chances for severe weather will remain far to the north.(KOLN)

Another hot day is expected Monday before widespread cooling moves across the state on Tuesday. Temperatures will then struggle to hit the 70 and 80 degree mark on Wednesday bringing our recent hot stretch to a halt. It should be mainly dry on Monday before widespread showers and storms arrive Tuesday and Wednesday.

Hot weather continues for a few more days before cool air arrives on Wednesday. Isolated to...
Hot weather continues for a few more days before cool air arrives on Wednesday. Isolated to scattered storms remain possible throughout the 7-Day as well.(KOLN)

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