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Missouri Attorney General files new lawsuit challenging Biden student debt relief plan

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Missouri Attorney General files new lawsuit challenging Biden student debt relief plan


Missouri Attorney General Andrew Bailey is seeking to squash a nearly eight-month-old program that has waived $1.2 billion in student loans for 153,000 borrowers and limited the payment amounts for 8 million others.

He is joined by the attorneys general from Arkansas, Florida, Georgia, North Dakota, Ohio and Oklahoma in a lawsuit filed Tuesday in the United States District Court for the Eastern District of Missouri challenging the U.S. Department of Education’s SAVE Plan, an income-driven repayment plan launched in August of last year and is set to be fully implemented in July.

Kansas Attorney General Kris Kobach filed his own legal challenge of the SAVE Plan at the end of March alongside 10 other states. Bailey said at the time that he was “extremely pleased” to see Kobach’s lawsuit, announcing the same day that he intended to file a similar motion.

He followed through on the promise Tuesday.

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“Between our two coalitions of states, we will get this matter in front of a judge even more quickly to deliver a win for the American people,” he said in a news release.

Bailey was part of a legal challenge of an earlier program for student-loan forgiveness, which culminated in the U.S. Supreme Court striking down the federal government’s plan last June.

In that lawsuit, the Department of Education had proposed using the Heroes Act to give widespread relief during the pandemic.

Included in Bailey’s argument in that lawsuit was that debt relief would hurt the Missouri Higher Education Loan Authority, or MOHELA.

The quasi-governmental nonprofit did not consent to be part of the original lawsuit, and internal communications released last year showed some of the company’s employees expressing apprehension about being involved. .

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Bailey’s latest lawsuit also claims harm against MOHELA.

“By accelerating the forgiveness timeline for the typical borrower by as much as 15 years, the final rule imposes financial harm on MOHELA, and thus the State of Missouri, by depriving MOHELA of up to 15 years in servicing fees,” the attorneys general wrote in the lawsuit.

MOHELA did not respond to a request for comment.

Although some of the arguments remain, the department has used a different federal law to justify the SAVE Plan. This time around, the department is pulling its authority from the Higher Education Act, which was first enacted in 1965 but has been amended since.

The Higher Education Act authorizes need-based financial aid for college students, among other provisions.

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Bailey argues that, when Congress passed the Higher Education Act, they didn’t intend for it to be used as the SAVE Plan does.

The SAVE Plan, when fully implemented, would cap borrowers’ loan payments at 5% of their discretionary income. In February, the Department of Education announced that of the 7.5 million people that had enrolled in the program, 4.3 million had a $0 monthly payment.

The SAVE Plan also promises loan forgiveness within 10 years for those who borrowed $12,000 or less. For those who initially borrowed over $12,000, the department says it will relieve debts with an additional year for each $1,000 beyond $12,000 borrowed.

Bailey argues in Tuesday’s lawsuit that the 10-year period is problematic because of another federal program, Public Service Loan Forgiveness, or PSLF, which forgives student debt for those who have worked in public service for 10 years and made payments on their loans during that period.

“PSLF is so important for government agencies because, before the Final Rule, PSLF was comparatively much more generous than any other federal loan repayment program. That gave borrowers a sizeable incentive to work for public service employers,” the lawsuit says.

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Bailey repeatedly refers to the 10-year cost of loan forgiveness citing both the Congressional Budget Office’s estimate of $276 billion and the Penn-Wharton Budget Model’s $475 billion prediction.

The lawsuit mentions a debt-relief plan announced Monday by President Joe Biden but does not appear to explicitly challenge it.

The SAVE Plan is a component of the latest plan, which also relies on the Higher Education Act.

Solicitor General Josh Divine, who signed Tuesday’s lawsuit on behalf of Bailey’s office, was part of a rulemaking committee that shapes the latest debt-relief plan announced Monday. He stepped down from the committee after his peers rejected his proposal to bring in business leaders as a constituency group.

“There’s essentially no program for small business owners, people who didn’t go to college, people who went to trade schools or went through alternative career processes,” Divine told the committee in December.

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Bailey, who was appointed to his position by Gov. Mike Parson, is running for a full term in office this year.

This story was originally published in the Missouri Independent.





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Missouri Lottery Mega Millions, Pick 3 winning numbers for Dec. 16, 2025

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The Missouri Lottery offers several draw games for those aiming to win big. Here’s a look at Dec. 16, 2025, results for each game:

Winning Mega Millions numbers from Dec. 16 drawing

20-24-46-59-65, Mega Ball: 07

Check Mega Millions payouts and previous drawings here.

Winning Pick 3 numbers from Dec. 16 drawing

Midday: 8-5-9

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Midday Wild: 8

Evening: 9-6-7

Evening Wild: 5

Check Pick 3 payouts and previous drawings here.

Winning Pick 4 numbers from Dec. 16 drawing

Midday: 2-5-8-6

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Midday Wild: 5

Evening: 3-4-1-0

Evening Wild: 1

Check Pick 4 payouts and previous drawings here.

Winning Cash4Life numbers from Dec. 16 drawing

04-05-33-47-54, Cash Ball: 04

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Check Cash4Life payouts and previous drawings here.

Winning Cash Pop numbers from Dec. 16 drawing

Early Bird: 11

Morning: 05

Matinee: 02

Prime Time: 15

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Night Owl: 07

Check Cash Pop payouts and previous drawings here.

Winning Show Me Cash numbers from Dec. 16 drawing

06-17-26-27-29

Check Show Me Cash payouts and previous drawings here.

Feeling lucky? Explore the latest lottery news & results

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Are you a winner? Here’s how to claim your lottery prize

All Missouri Lottery retailers can redeem prizes up to $600. For prizes over $600, winners have the option to submit their claim by mail or in person at one of Missouri Lottery’s regional offices, by appointment only.

To claim by mail, complete a Missouri Lottery winner claim form, sign your winning ticket, and include a copy of your government-issued photo ID along with a completed IRS Form W-9. Ensure your name, address, telephone number and signature are on the back of your ticket. Claims should be mailed to:

Ticket Redemption

Missouri Lottery

P.O. Box 7777

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Jefferson City, MO 65102-7777

For in-person claims, visit the Missouri Lottery Headquarters in Jefferson City or one of the regional offices in Kansas City, Springfield or St. Louis. Be sure to call ahead to verify hours and check if an appointment is required.

For additional instructions or to download the claim form, visit the Missouri Lottery prize claim page.

When are the Missouri Lottery drawings held?

  • Powerball: 9:59 p.m. Monday, Wednesday and Saturday.
  • Mega Millions: 10 p.m. Tuesday and Friday.
  • Pick 3: 12:45 p.m. (Midday) and 8:59 p.m. (Evening) daily.
  • Pick 4: 12:45 p.m. (Midday) and 8:59 p.m. (Evening) daily.
  • Cash4Life: 8 p.m. daily.
  • Cash Pop: 8 a.m. (Early Bird), 11 a.m. (Late Morning), 3 p.m. (Matinee), 7 p.m. (Prime Time) and 11 p.m. (Night Owl) daily.
  • Show Me Cash: 8:59 p.m. daily.
  • Lotto: 8:59 p.m. Wednesday and Saturday.
  • Powerball Double Play: 9:59 p.m. Monday, Wednesday and Saturday.

This results page was generated automatically using information from TinBu and a template written and reviewed by a Missouri editor. You can send feedback using this form.



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This Quaint Missouri City Near St. Louis Has A Historic Downtown With A Cute Main Street – Explore

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This Quaint Missouri City Near St. Louis Has A Historic Downtown With A Cute Main Street – Explore






Missouri isn’t called the Show Me State for nothing, and if you come here for a quick look, you’re likely to stay longer than planned because there’s so much to see and do. While most visitors head to St. Louis — home to the Gateway Arch, the unexpected National park in the Midwest rated the safest in America, and the most-visited tourist attraction in the state — quieter gems sit within reach of this major metropolis. One such destination is St. Charles. Sitting along the banks of the Missouri River and just a 30-minute drive from downtown St. Louis, this quaint city is a hotspot for history lovers, filled with 1800s buildings, many listed on the National Register of Historic Places.

St. Charles was established in 1769 as “Les Petites Côtes,” meaning “The Little Hills,” a name given by fur trader Louis Blanchette. It later became San Carlos Borromeo under Spanish control. Its most defining chapter came in 1804, when Meriwether Lewis and William Clark prepared here for their expedition of more than 8,000 miles. Shortly after they departed, and following the Louisiana Purchase (when France sold the western half of the Mississippi River to the U.S.), the town became known as St. Charles.

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This city is an easy day-trip, thanks to its location less than 10 miles from St. Louis Lambert International Airport (STL). The Metro St. Louis train runs several times a day and gets you there in about 30 minutes for roughly $3, or you can drive via I-70 West and arrive in under 20 minutes. Once you get into town, the Lewis & Clark Boat House and Museum makes the perfect first stop and sets the tone for everything you’ll explore next.

Exploring the historic downtown in St. Charles, MO

If the Lewis & Clark Boat House and Museum demonstrates anything, it’s how one expedition shaped American history. Located along the Missouri River, this museum draws most visitors to St. Charles and opens year-round except on four major holidays (New Year’s Day, Easter, Thanksgiving, and Christmas). With an admission fee of $7 for adults and $3 for students and children, you get access to both floors.

Start on the ground level at the Boat House, where three carefully handcrafted replica boats sit on display: a keelboat and two pirogues based on Captain William Clark’s original drawings. A 30-minute video gives you a window into what the Corps of Discovery experienced during their journey from 1803 to 1806. Head upstairs to the museum and visitor shop, where you’ll find artifacts from the expedition, displays about Native American relations, and exhibits on the Missouri River habitats the Corps encountered. The highlight is “Missouri River Walk,” Missouri’s largest indoor mural. The visitor shop stocks more than 150 books on the expedition and related history, a collection you won’t find easily anywhere else.

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About half a mile from the Boat House sits the First Missouri State Capitol State Historic Site, where Missouri’s legislature met from 1821 to 1826. Daily guided tours take you through 11 restored rooms, and exhibits here help you understand what government and politics looked like in early Missouri. If you want to dig deeper into the city’s architecture and preserved 19th-century landmarks, Hit the Bricks offers seasonal guided tours covering everything from the town’s 1769 founding to the Revolution, Civil War, and even its darker history. Tours run $7 to $20, and you can reserve spots online. They offer full refunds if you cancel at least 48 hours before your scheduled tour.

More ways to have a great time in St. Charles, MO

Strolling down St. Charles’ brick-lined Main Street feels like stepping onto a movie set, with the Missouri river running parallel to the street. Shopping here feels endless, with boutiques, flower shops, souvenir stores, and art galleries lining the blocks. First Capitol Trading, operating since 1967, is packed with gifts, jewelry, and home decor. For vintage finds, Centuries Past Antiques offers unusual collectibles and memorabilia that are worth taking your time to browse.

Main Street’s appeal also lies in its authentic local flavors, and visitors have more than 25 restaurants to choose from. If you’re looking for a great lunch spot and want something quick and tasty, Salt + Smoke offers perfectly made St. Louis-style BBQ. For solid Midwestern comfort food, check out Lewis & Clark’s American Restaurant, open every day except Tuesday. Some of the establishment’s signature dishes include soup and salads, French fries, coleslaw, and seafood entrees. For overnight stays, the Country Inn & Suites by Radisson sits in the heart of the historic district and holds a 4.5-star rating with more than 1,500 mostly positive TripAdvisor reviews.

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For those still feeling like there’s more to explore (which is absolutely true), the 240-mile Katy Trail starts right here in St. Charles and stretches across Missouri. Rent a bike from the nearby Bike Stop Cafe and pedal your way past historical landmarks along the route. If you’re still up for more adventure, less than two hours from St. Louis is Missouri’s coolest waterpark with a natural golden sand beach you won’t want to miss.





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Missouri Lottery Powerball, Pick 3 winning numbers for Dec. 15, 2025

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The Missouri Lottery offers several draw games for those aiming to win big. Here’s a look at Dec. 15, 2025, results for each game:

Winning Powerball numbers from Dec. 15 drawing

23-35-59-63-68, Powerball: 02, Power Play: 4

Check Powerball payouts and previous drawings here.

Winning Pick 3 numbers from Dec. 15 drawing

Midday: 2-7-3

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Midday Wild: 6

Evening: 3-2-6

Evening Wild: 5

Check Pick 3 payouts and previous drawings here.

Winning Pick 4 numbers from Dec. 15 drawing

Midday: 8-4-4-6

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Midday Wild: 6

Evening: 2-7-8-4

Evening Wild: 4

Check Pick 4 payouts and previous drawings here.

Winning Cash4Life numbers from Dec. 15 drawing

08-10-13-39-60, Cash Ball: 01

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Check Cash4Life payouts and previous drawings here.

Winning Cash Pop numbers from Dec. 15 drawing

Early Bird: 07

Morning: 14

Matinee: 04

Prime Time: 08

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Check Cash Pop payouts and previous drawings here.

Winning Show Me Cash numbers from Dec. 15 drawing

07-09-12-21-28

Check Show Me Cash payouts and previous drawings here.

Feeling lucky? Explore the latest lottery news & results

Are you a winner? Here’s how to claim your lottery prize

All Missouri Lottery retailers can redeem prizes up to $600. For prizes over $600, winners have the option to submit their claim by mail or in person at one of Missouri Lottery’s regional offices, by appointment only.

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To claim by mail, complete a Missouri Lottery winner claim form, sign your winning ticket, and include a copy of your government-issued photo ID along with a completed IRS Form W-9. Ensure your name, address, telephone number and signature are on the back of your ticket. Claims should be mailed to:

Ticket Redemption

Missouri Lottery

P.O. Box 7777

Jefferson City, MO 65102-7777

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For in-person claims, visit the Missouri Lottery Headquarters in Jefferson City or one of the regional offices in Kansas City, Springfield or St. Louis. Be sure to call ahead to verify hours and check if an appointment is required.

For additional instructions or to download the claim form, visit the Missouri Lottery prize claim page.

When are the Missouri Lottery drawings held?

  • Powerball: 9:59 p.m. Monday, Wednesday and Saturday.
  • Mega Millions: 10 p.m. Tuesday and Friday.
  • Pick 3: 12:45 p.m. (Midday) and 8:59 p.m. (Evening) daily.
  • Pick 4: 12:45 p.m. (Midday) and 8:59 p.m. (Evening) daily.
  • Cash4Life: 8 p.m. daily.
  • Cash Pop: 8 a.m. (Early Bird), 11 a.m. (Late Morning), 3 p.m. (Matinee), 7 p.m. (Prime Time) and 11 p.m. (Night Owl) daily.
  • Show Me Cash: 8:59 p.m. daily.
  • Lotto: 8:59 p.m. Wednesday and Saturday.
  • Powerball Double Play: 9:59 p.m. Monday, Wednesday and Saturday.

This results page was generated automatically using information from TinBu and a template written and reviewed by a Missouri editor. You can send feedback using this form.



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