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Fantasy Football Make or Break: Can you still trust the Indianapolis Colts defense in Week 16?

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Fantasy Football Make or Break: Can you still trust the Indianapolis Colts defense in Week 16?


Jerome Ford is set to lead the Browns’ backfield, but he just lost Jameis Winston as his QB. Is Ford still a fantasy football lock this week? (Photo by Perry Knotts/Getty Images)

We’re getting close to Christmas, and I’m feeling a little traditional, so I decided to give you a list of make-or-break players at every position this week, including defense. A stocking stuffer at each position!

‘Tis the season for fantasy miracles and potential boom weeks that can carry you into your fantasy championship!

We don’t traditionally think of him this way, but Stafford is fairly boom-or-bust by nature. It’s easy to miss because he’s an elite quarterback. However, Stafford’s lack of mobility means that to “make” your fantasy lineup, he either needs 300+ yards or a couple of touchdowns. If he throws an interception, can’t break 250 yards or manages just one touchdown, you’re likely getting a low-end QB2 or worse. Stafford has had three games this season finishing as QB30 or lower.

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The Rams offense is either clicking on all cylinders or struggling. There’s typically no in-between, hence their constant jostling in the NFC West. The last time we saw Stafford was in a messy, rainy Thursday night game against the 49ers. Stafford had just 16 completions for 160 yards and no touchdowns in a game where Cooper Kupp didn’t catch a single pass. To be fair, conditions weren’t ideal, and both quarterbacks struggled significantly.

We’re due for a Matt Stafford boom game, and at first glance, a matchup against the New York Jets seems like a less-than-ideal scenario. However, the Jets defense has been in a tailspin since the firing of Robert Saleh. They’ve allowed strong performances to Mac Jones, Tua Tagovailoa, Anthony Richardson, Kyler Murray and Russell Wilson.

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On a positive note, Aaron Rodgers is on a bit of a hot streak, meaning he should be able to take advantage of an inconsistent Rams defense and push this into a high-volume, back-and-forth game with one of the highest point totals of the week. The only concern is that the game is in New York, which brings potential weather implications. As of now, the forecast is simply cold, with no inclement weather expected, so Stafford should have no issues.

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With Nick Chubb out for the season, Ford is the next man up. I discussed Ford in this week’s Pulse Check, recapping his Week 15 performance and potential moving forward. Ford had a strong showing — the best Cleveland has seen in a while — as Chubb had been struggling on the ground and relying on touchdowns. Ford posted 84 rushing yards and a touchdown, including an electric 62-yard run, plus a couple of receptions.

Ideally, I’d like a week to see Ford in a clear lead-back role — especially given Kevin Stefanski’s lack of commitment earlier in the season — and evaluate how this offense operates with Dorian Thompson-Robinson at quarterback. Unfortunately, we don’t have the luxury of time. It’s Week 16, and we’re all in must-win scenarios. With a variety of injuries and underwhelming performances from running backs across the league, many fantasy managers might be considering Ford as a potential starter this week.

While there are plenty of unknowns heading into this matchup, one thing is certain: Cincinnati’s defense is a complete mess. Running backs have had notable success against them in recent weeks, so we can take a leap of faith that Ford will provide at least a low-end RB2 floor. It’s also worth noting that Ford has decent receiving upside, a critical factor when facing the Bengals. Backs like Tyjae Spears, Najee Harris and Jaylen Warren all thrived against them through receptions.

Heading into the season, you could’ve given me 1,000 guesses, and I would never have thought DK Metcalf would be a player I’d view as a make-or-break candidate. Unfortunately, since his return from injury, he’s failed to crack the top 30 at receiver and has hit double-digit fantasy points just once. To be fair, this hasn’t been an easy stretch of matchups, but the bigger problem is that while Metcalf is struggling, Jackson Smith-Njigba has essentially taken over as the WR1.

After Smith-Njigba’s breakout performance in Week 9 against the Rams, he has been the complete opposite of Metcalf. Smith-Njigba has posted at least 10 fantasy points in every game since Metcalf’s return, never finishing lower than WR34. Five games is enough of a sample size to suggest we may be witnessing a changing of the guard and a shift in offensive philosophy, leaving Metcalf as the secondary option in an inconsistent offense.

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In the past, Geno Smith hasn’t had an issue supplying volume to multiple receivers. However, during this stretch, Smith has failed to exceed 250 passing yards or throw multiple touchdowns in a game. There simply isn’t enough volume to go around, and Metcalf is the one suffering.

Looking at the Week 16 matchup against Minnesota, there are a couple of ways this could play out. Minnesota’s defense has been stout this year, but they do allow volume. While quarterbacks are less than ideal plays against the Vikings, wide receivers can still thrive. Although Metcalf has had a shaky floor, I think he leans more toward hitting double-digit fantasy points this week, making him less of a bust risk based purely on volume and potential game flow.

Ferguson returned from injury, and while Luke Schoonmaker did an admirable job in his absence, Ferguson is clearly the TE1 in Dallas. Unfortunately, holding that title hasn’t translated into production. Since his strong Week 9 game against Atlanta, Ferguson has gone from a fairly reliable TE1 option to failing to finish inside the top 20 at the position.

It’s likely not a coincidence that Week 9 was the last time we saw Dak Prescott under center. It’s possible Cooper Rush and Ferguson simply don’t mesh. The bigger issue, however, is Rush’s lower passing volume compared to Prescott and Dallas’ fairly average target distribution to tight ends. Low volume plus average distribution equals a middling TE2.

Ferguson has repeatedly dropped in my rankings, but this week he gets a slight boost, thanks to a favorable matchup against Tampa Bay. Tampa has consistently been one of the most generous defenses to passing attacks, including tight ends. It’s allowed the sixth-most fantasy points to the position this season.

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That said, we still need to be cautious. Even in excellent matchups like Cincinnati and Carolina, the Cowboys haven’t pushed significant volume with Rush at quarterback. While a high-volume game for Ferguson is unlikely, a touchdown and favorable game flow make him a viable option this week.

We’ve got a special treat this week: for the first time, I’m including a defense in this article!

With so many shaky backup quarterbacks thrust into starting roles across the league, several intriguing streaming defenses have emerged as top-12 options. Fantasy managers face some tough choices in Week 16: do you rely on a traditionally strong defense like Kansas City, facing a Houston offense that’s inconsistent but capable of explosive play? Or do you take a risk on a lesser-regarded defense with an excellent matchup against a turnover-prone quarterback?

The Indianapolis defense has been a mixed bag. They’ve allowed the 12th-most fantasy points to opposing quarterbacks but the 10th-fewest to wide receivers. Against running backs, they’ve given up the eighth-most fantasy points, though Joe Mixon accounted for much of that damage, and they’ve faced overall strong backfields. While I expect Tony Pollard to take advantage of this matchup if he’s active, the damage he does on the ground won’t be enough to negate the potential for multiple turnovers by Mason Rudolph.

Ideally, we’d love to see Will Levis in this spot, but Rudolph will suffice. Rudolph has thrown at least one interception in every game he’s started this season, totaling five interceptions to just six touchdowns. In only three starts and two partial games, he’s also fumbled four times. Fantasy managers looking for high-upside streaming defenses with the potential to generate turnovers — and maybe even a glorious pick-six — should look to Indianapolis this week.

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Find your furry friend at Lucky Tails Adoption Event in Indianapolis, all fees waived

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Find your furry friend at Lucky Tails Adoption Event in Indianapolis, all fees waived


INDIANAPOLIS (WISH) — Feeling lonely and in need of a friend?

Check out Lucky Tails Adoption Event on Saturday, March 14, hosted by Indianapolis Animal Care Services. All fees will be waived and every pet available has been microchipped, spayed or neutered, and is up to date on vaccinations.

To make the transition even easier for you and your new companion, each new parent will receive a goody bag of necessities. There will be adoption counselors at the event to help you with any questions and to help you find a pet that best fits your lifestyle.

Last month, 59 animals found new homes during IACS’ Valentine’s Day Adoption event. The shelter hopes more animals can strike gold and find their forever home at this month’s event. “Our goal is to make as many matches as possible between our animals and the people who are meant to love them,” said IACS Director, Amanda Dehoney-Hinkle.

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The vent will be held at the shelter located at 2600 South Harding Street. IACS also has four upcoming weekend “Pop-Up” adoption events around the city:

  • March 21 from noon to 3 p.m. at PetSmart, 9749 East Washington Street.
  • March 28 from noon to 3 p.m. at PetSmart, 7801 US 31 South.
  • April 11 from noon to 3 p.m. at Puppy Playground, 7224 Rockville Road.
  • April 18 from noon to 3 p.m. at City Dogs Grocery, 1028 Virginia Avenue.

View adoptable pets here.



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Indianapolis Colts’ Best and Worst Free-Agent Signings of Last Decade

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Indianapolis Colts’ Best and Worst Free-Agent Signings of Last Decade


The Indianapolis Colts under general manager Chris Ballard have generally been extremely cautious in free agency. They rarely bring in outside playmakers, a strategy that hasn’t paid off over the past decade.

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Still, since 2017, Indianapolis has made several impactful outside additions. Some have paid off handsomely, and others have fallen flat. Let’s take a look at Indy’s best and worst signings over the past decade.

Best Signings

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DE Justin Houston

Houston signed with the Colts as a free agent in March 2019 on a two-year, $24 million contract after eight seasons with the Kansas City Chiefs, where he established himself as one of the league’s premier pass rushers.

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Houston is the last Colts pass rusher to record double-digit sacks, doing so in 2019 (11 sacks).

QB Daniel Jones

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Dec 7, 2025; Jacksonville, Florida, USA; Indianapolis Colts quarterback Daniel Jones (17) looks to throw downfield against the Jacksonville Jaguars during the first half at EverBank Stadium. | Travis Register-Imagn Images

Daniel Jones played better football than any Colts quarterback since Philip Rivers in 2020. He certainly was worth his $17 million price tag, and it’s fair to say he was one of the best Colts free agent signings of the Chris Ballard era.

Jones was transition tagged by the Colts earlier this week, becoming the second quarterback in NFL history to be placed under the transition tag.

QB Philip Rivers

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Speaking of Rivers, he deserves a spot on this list. In his 2020 campaign, Rivers threw for 4,169 yards, 24 touchdowns, and 11 interceptions. He led the Colts to their last playoff appearance and nearly upset the Buffalo Bills in the wild-card round of the playoffs.

TE Eric Ebron

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Indianapolis Colts tight end Eric Ebron (85) celebrates and offensive play during the third quarter of their game against the Miami Dolphins at Lucas Oil Stadium in Indianapolis, Sunday, Nov. 10, 2019. Miami won, 16-12.

Miami Dolphins At Indianapolis Colts In Nfl Week 10 At Lucas Oil Stadium In Indianapolis Sunday Nov 10 2019 | Jenna Watson/IndyStar, Indianapolis Star via Imagn Content Services, LLC

Ebron struggled with drops throughout his career, but his one season paired with Andrew Luck was special. In 2018, Ebron hauled in 66 receptions for 750 yards and 13 touchdowns. Each of those numbers was a career high.

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In 2019, Ebron’s production fell off a cliff. He only caught 31 passes for 375 yards and three touchdowns from Jacoby Brissett and Brian Hoyer. Still, Ebron deserves recognition for his one decent year in Indy.

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Worst Signings

CB Xavien Howard

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Howard was brought in weeks before the 2025 season, and after a month in Indy, he abruptly retired. The former All-Pro corner struggled mightily during his brief Colts tenure. According to Pro Football Focus, he allowed a 139.2 passer rating and 16 receptions while earning a 36.1 overall grade.

Once Puka Nacua went for 13 receptions and 170 yards while matched up against Howard, the 10-year veteran knew it was time to hang up the cleats for good.

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K Matt Gay

Jan 5, 2025; Indianapolis, Indiana, USA; Indianapolis Colts place kicker Matt Gay (7) kicks a field goal in overtime during a game against the Jacksonville Jaguars at Lucas Oil Stadium. Mandatory Credit: Christine Tannous/USA TODAY Network via Imagn Images | Christine Tannous/USA TODAY Network via Imagn Images

Ballard rarely gives out money, but in 2023, he thought it would be wise to sign Matt Gay to the largest free-agent kicker contract of all time (four years, $22.5 million). Gay stayed for two seasons before the team cut him last spring.

During his time in Indianapolis, Gay converted 82.1% of his field goal attempts (64 of 78). When kicking from 50 yards and beyond, Gay had a 50% success rate (11 of 22).

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DT Raekwon Davis

The Colts signed Davis as a cheap depth piece at defensive tackle, but he never truly became anything special. He appeared in 17 games in 2024, recording 15 total tackles.

The Colts gave Davis a two-year, $14 million deal only to cut him before his second season in Indy.

WR Devin Funchess

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Sep 8, 2019; Carson, CA, USA; Indianapolis Colts wide receiver Devin Funchess (17) can t hang onto the ball on a pass I the end zone in the closing minute of regulation against the Los Angeles Chargers at Dignity Health Sports Park. Defending on the play is Los Angeles Chargers defensive back Brandon Facyson (28). Mandatory Credit: Robert Hanashiro-Imagn Images | Robert Hanashiro-Imagn Images

Ballard signed Funchess to a one-year deal worth up to $13 million back in 2019, months before Luck retired. Funchess missed most of the season with a broken collarbone that he suffered in Week 1 after hauling in three receptions for 32 yards.

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Funchess’s lack of success in Indy wasn’t his fault, but it was another signing down the drain for Ballard’s front office.



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More than 25% of downtown offices sit empty as north side booms

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More than 25% of downtown offices sit empty as north side booms


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Companies are increasingly looking north for space, a sign that employers still want in-person offices just not in the downtown high-rises that once drew business. The trend means downtown office space remains in high-supply and low-demand — unless, that is, the office space comes flush with amenities, the market shows.

The overall Indianapolis office market sat at 21.2% vacant at the end of 2025, a slight dip from earlier in the year but an improvement over the year before, according to research published in January by Colliers.

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The downtown office market vacancy rate, however, did not budge, remaining at 26%, signaling the challenges landlords face in drawing companies to move to or resign leases in the city’s urban core. Leasing on the north side of the city and Hamilton County largely buoyed the overall health of the Indianapolis metro office market, said Nick Svarczkopf, CBRE senior vice president of office and medical properties.

The reason is relatively simple, tenant representatives say: Companies downsized as employees work more hybrid hours and those who still want office space lean toward shared, untraditional layouts. Most downtown office space, especially in the largest office buildings, tends to be older, more old-fashioned workspaces dotted with cubicles and individual office walls.

The rare exception is Bottleworks, a development off the main strip of Mass Ave. The Hendricks Commercial Properties space is completely filled, with a fully pre-leased building in the pipeline.

In June, law firm Ice Miller signed an 85,000-square-foot lease in the Bottleworks Phase III under development off Mass Ave set to open in 2028. The contract became the largest downtown lease since 2019 and made the firm the largest tenant at the state-of-the-art Bottleworks campus.

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Bottleworks offers many of the features workplace real estate experts say employees in 2026 value most: fitness centers, walkable areas and close dining spots to grab lunch. Employers have taken note, paying premium rent to move into office space that has access to these more experiential options, said Rich Forslund, executive vice president at Colliers’ Indianapolis office.

“Downtown has some but the suburbs have quite a bit,” Forslund said. “So people are moving to those spots in order to try to draw folks back to the office.”

Companies put employee experience first

A stroll through the Indiana Members Credit Union’s new headquarters at 835 N. College Ave., part of Bottleworks, reveals all of those aforementioned amenities — plus an employee-only outdoor patio, a custom soda and sparkling water machine and a state-of-the-art golf simulator, saving the company time-consuming and costly bonding outings to Top Golf.

For IMCU employees, the new office represents a drastic change from their old headquarters on the south side that cobbled together several strip mall-like buildings and a surface parking lot into a corporate campus. Roughly 120 of the company’s 467 employees work at the Bottleworks office, where they are required to come at least four days a week. The remaining employees work at customer branches around the city.

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President and CEO John Newett said the credit union ran out of space at its south-side location, prompting the need for the company’s move at the start of the new year. To ensure that doesn’t happen again soon, IMCU built in space for additional workers in the new office and hopes the spot just off Mass. Ave. will attract younger employees looking for an up-and-coming place to work as well as draw new employees from other suburbs to the north and west.

Part of that strategy included finding as many “wow factors” in the new space as possible, Newett said.

“It’s a little more fun than the traditional office,” Newett said.

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Indy lags behind other major downtowns

Across the country, office vacancy is hovering around 20.5% as the U.S. market shows signs of stabilizing after years of growing vacancies following the pandemic. Yet statistics from cities across the nation show that Indianapolis is relatively unique with suburban areas outpacing dense downtown neighborhoods.

While Indianapolis’ downtown real estate market still struggles, other cities are leaning on downtown office space for new leases. Nationwide, downtown districts accounted for 42% of leasing activity in the final three months of the year, despite comprising just 35% of overall supply, CBRE reported. Leasing rose 8% year-over-year in 2025, while suburban activity fell 7% over the same period.

In Indianapolis, those numbers are much lower: Just 17% of leases during the same timeframe were located downtown.

The stats are not too worrisome to experts, as Indianapolis typically lags behind the bigger coastal markets, Forslund said. But Indianapolis will need to decide where it wants to go in the future, whether that means upgrading older buildings or converting more empty space to apartments and hotels.

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“I refer to it as we are still in our teenage years, trying to figure out what we want to be,” Forslund said.

Indy employers will have to get more creative, or less picky, in the near future as supply dries up on the booming north side market. For instance, Midtown Carmel sits virtually full. And just one commercial office building for rent is under construction in Hamilton County, the Union at Fishers District, a mixed-use development with luxury office space set to open in early 2027 next to IKEA.

Elsewhere around the area, companies are constructing build-to-own properties but those won’t be available to other companies looking for open space and workstations for their employees. Those projects include Republic Airways’ corporate headquarters expansion in Carmel, a Merchants Bank project in Carmel and Elanco’s new headquarters, which opened in October on the west side of Indianapolis.

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As building new office space has become more and more expensive, more landlords are choosing to reinvest in and upgrade their existing offices in a bid to make them more attractive, Svarczkopf said.

“Based on the way the market is right now, they have to upgrade in order to compete,” Svarczkopf said. “The ones that have been successful have gone through the process of reinvesting in the property.”

Even with upgrades, the competition will be hot. At Indiana Members Credit Union, employees have responded well to the new office, executives said. Many amenities, like indoor parking that is patrolled, are not available elsewhere downtown.

“It just answered a lot of the questions we had and the amenities we wanted to provide for our team,” Newett said.

Alysa Guffey writes business and development stories for IndyStar. Have a story tip? Contact her at amguffey@usatodayco.com.

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