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Economic Exercise: Regions Teaches Financial Fitness For A Better-Feeling Future

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Economic Exercise: Regions Teaches Financial Fitness For A Better-Feeling Future

(MENAFN- 3BL) By Nestor Mato | April 25, 2024

Interactive and engaging. Regions bank Shared the Good this April by helping students across the Gulf Coast.

Regions Next Step ® is the bank’s free financial wellness program, and during Financial Literacy Month, Regions associates used the Next Step Reality Check series to give students an interactive and engaging way to learn about building and balancing a budget. The Reality Check challenges students to make financial decisions during the course and complete the experience with a budget surplus. During the Reality Check, students are assigned a persona and then make decisions based on common scenarios that will directly impact their budgets.

Finance Park – Tampa/St. Petersburg, Florida

Regions associates volunteered with middle school students from both Academy Prep Center of Tampa and Academy Prep Center of St. Petersburg to teach banking basics at Junior Achievement’s Financial Park.

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Leading up to the Finance Park, Regions volunteers provided a series of lessons in the classroom, where they focused on personal finance, including learning about balancing a family budget, interest rates, how education affects earning potential, and how saving today pays off tomorrow.

“These presentations are a fun and interactive way to help students gain the knowledge and skills they need to make informed financial decisions,” said Tricia Johnson, market executive for Regions Bank in St. Petersburg-Clearwater.“We are happy to serve a role in helping these young people learn more about banking so they can set themselves up for a more secure future.”

During the event, Regions associates partnered with students to assume randomly assigned family and income scenarios. They utilize banking services, purchase housing, transportation, insurance, and other expenses, as well as make investment decisions.

“It is the unfortunate reality that many young people are not taught about managing their finances before adulthood. This has afforded students the opportunity to consider how their future career choices may impact their financial mobility,” said Jenna Dufficy, Assistant Head of School and Academic Dean of Academy Prep Center of Tampa.“Community partners like Regions Bank are transformative, helping our students fulfill the school’s mission of becoming future community leaders.”

Family Game Night – Dothan, Alabama

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Children as young as 10 and their families were invited to a dinner and game night that included a Reality Check experience. Crimson Ridge Apartment residents were treated to pizza, sponsored by Regions Bank, as they learned about building and balancing a budget.

“These financial education events are designed to empower people with the knowledge and skills they need to make informed decisions including in saving, investing, and debt management,” said John Brown, market executive for Regions Bank in Dothan.“This partnership has the ability to teach skills that can last a lifetime and help lead to greater financial stability and success.”

In addition to Financial Literacy Month, April is also Fair Housing Month. Crimson Ridge is an affordable housing community of Dothan Housing and houses over 100 families. Participants also received giveaways and prizes from both Regions and Dothan Housing.

“There was excitement in the air as the Regions team brought the Next Step Financial Literacy Program to Crimson Ridge Apartments to impart valuable financial management lessons to our families,” said Samuel P. Crawford, CEO of Dothan Housing.“Community partnerships and initiatives like this unite the community and inspire positive change intergenerationally.”

Financial Fitness for Teens – Baton Rouge, Louisiana

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Physical education is important. Regions joined the Boys & Girls Clubs of Metro Louisiana to make it clear financial fitness is, too.

In collaboration with the Boys & Girls Clubs Louisiana Alliance 2024 Teen Summit, Regions volunteers taught 90 teens from around the state about the fundamentals of money management and financial responsibility.

“We wanted to help make sure young people know it is about more than making money; it’s about appreciating the value of money,” said Regions’ Baton Rouge market executive, Amy Province.“It is especially helpful for these students who will soon step out into the world. Between bills, groceries, and other expenses, this exercise really does help them understand the importance of budgets and balances.”

Regions associates also took part in a“Career Pathways” class to help give students the knowledge needed to navigate their professional journeys. A career in banking can take several forms, they shared, from roles at the branch around the corner to positions in Commercial Banking, the Mortgage division, Human Resources, Information Technology, and Marketing.

“Helping our Club members have these discussions fuels our mission, which is to enable all young people, especially those who need us most, become productive, caring, responsible citizens,” said the CEO of Boys & Girls Clubs of Metro Louisiana, Angel Nelson.“With the support of community partners like Regions, we’re able to expand our financial education programming and provide valuable resources. In turn, Regions is helping our young people approach their finances with confidence and knowledge.”

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Reality Check – Shreveport, Louisiana

Regions Bank teamed up with Volunteers of America of North Louisiana for three Regions Next Step Reality Check events in Shreveport. The LightHouse Teen Club at Highland Center, as well as the afterschool programs at Booker T. Washington High School and Broadmoor STEM Academy , all took part.

“These children are the future of our community, and it is essential they have the knowledge to be successful,” said Regions’ Shreveport market executive, Denny Moton.“It is especially helpful for the older students as they prepare for life after graduation. This exercise really does help them understand money management as they step into the real world.”

In total, volunteers taught 50 students about avoiding financial pitfalls and understanding how to manage income and debt.

“It is essential for our LightHouse kids to learn about personal finance because this portion of the curriculum is often missing in class. A lot of our older kids have jobs, and this activity allowed them to experience a scenario where they would have to provide for a family, prepare for daily life occurrences, and be an adult with limited income,” said Victoria Morris, Volunteers of America Director for LightHouse Programs.“To see them contemplate and make the best decisions was refreshing. They learned to work with what they had, compromise, go without, and even negotiate.”

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And with what students learned at all these events, they’re better prepared to build up savings, keep debt in check – and achieve financial confidence and success over time.

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Exercise scientist reveals the strength training mistake many women make, even after lifting for years

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Exercise scientist reveals the strength training mistake many women make, even after lifting for years

Wondering how much weight you should be lifting in the gym to build strength? Dr Stacy Sims says that not going heavy enough could be the biggest mistake women are making in their workouts.

What strength training looks like might differ (for example, some prefer callisthenics over classic weight training) for some, but one thing is clear – it needs to be a challenge.

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Jogging 101: Benefits for Your Body and Mind

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Jogging 101: Benefits for Your Body and Mind

Walking and running share a number of benefits — but what about that sweet middle ground between the two?

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“Jogging is about creating a steady pace,” says sports and exercise medicine specialist Leonardo Oliveira, MD. “Instead of focusing on speed, you’re focused more on endurance with good, quality steps.”

Before your next jaunt, Dr. Oliveira shares the many benefits of jogging and how it can help improve your overall health and wellness.

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9 benefits of jogging

Unlike running, where you’re focused on targeting different heart rate zones, jogging involves keeping a more stable and persistent pace. If you’re jogging at a moderate intensity, for example, your target heart rate will usually fall into zone 2, at 60% to 70% of your max heart rate.

“When you’re jogging, you should be able to carry on a conversation as you breathe through your nose,” says Dr. Oliveira. “If you’re doing just 15 minutes of jogging three times a week, you’re already going to notice the benefits.”

Here’s how you can benefit from jogging.

1. Reduces stress

Jogging, like other exercises, can help decrease your stress levels. As an aerobic exercise, it helps release endorphins, which can boost your mood and create feelings of euphoria or satisfaction. Not only does it provide an outlet for pent-up energy, but jogging outside also allows you to spend more time in nature, which provides even more mental health benefits.

“Research shows exercise can be as effective as medication when treating depression because of its wide-ranging benefits,” says Dr. Oliveira.

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2. Burns calories

Jogging is a full-body exercise that offers a higher calorie burn than some other aerobic exercises. According to the widely used Compendium of Physical Activities, jogging burns about 7.5 calories per kilogram of body weight each hour. That means you can burn about:

  • 8 times as many calories as sitting quietly
  • 4 times as many calories as walking
  • 2.6 times as many calories as stationary cycling

“Jogging will burn more calories in a shorter period of time than cycling, especially if you’re not used to exercising,” reports Dr. Oliveira.

3. Improves insulin resistance and boosts metabolism

Insulin resistance is one of the biggest barriers to having a healthy metabolism. Insulin helps your body break down glucose for energy. But if your body can’t do that, your metabolism slows down, leading to:

  • Lower energy levels
  • Weight gain
  • An inability to burn fat

“Exercising at higher intensities helps increase metabolism and insulin resistance,” says Dr. Oliveira. “But researchers have also found that even lower-intensity exercises, like jogging, for longer periods of time can have the same effect.”

4. Strengthens your heart

Jogging also has positive impacts on your heart and its ability to pump blood to the rest of your body. That’s because it contributes to hypertrophy, or the strengthening of your heart’s muscle tissues.

“As you develop endurance, the amount of blood in one pump increases,” explains Dr. Oliveira. “When your heart gets stronger, it contracts more efficiently, which decreases your resting heart rate.”

5. Improves lung expansion and gas exchange

The more you work on building endurance and stamina, the more likely it is that you’ll improve your overall ability to breathe — both at rest and while jogging.

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“Consistent aerobic exercise helps your lungs get stronger and more efficient,” says Dr. Oliveira. “Over time, you won’t need to breathe as often because each breath brings in more oxygen than before.”

6. Activates muscles

Jogging activates major muscle groups, including your:

  • Quads
  • Hamstrings
  • Glutes
  • Core
  • Back

“Strength training is a good complement to jogging because it can help strengthen all the areas of your body,” says Dr. Oliveira. “This can help you handle longer distances.”

7. Reduces stiffness

“Jogging is one of those activities where once you get going, you start to feel better,” notes Dr. Oliveira. “It’s an exercise that helps warm up your muscles and lubricate your joints, which can help with the overall sense of stiffness that comes with age.”

That said, jogging is still a high-impact exercise because it forces you to bear down weight as your feet hit the pavement. Consider working with a physical therapist or athletic trainer to reduce the risk of further injury if you:

  • Have arthritis
  • Have an active injury
  • Had previous sprains or fractures in your lower body

8. Improves endurance

“The more you jog, the more you’ll increase your functional aerobic capacity,” says Dr. Oliveira. “Someone who jogs regularly will have better physical fitness that will help them last longer on a bike or a walk than someone who’s just getting started.”

Your ability to breathe and move also extends to other daily activities that demand cardiovascular strength and endurance, like climbing stairs.

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9. Provides better quality of life and other mental health benefits

Research shows that any amount of jogging — even just once a week — can improve your quality of life and lower your risk of dying from cancer and cardiovascular-related issues.

“Jogging is a great form of exercise, but it’s not the only one,” notes Dr. Oliveira. “The most important thing is to work on being healthy and strong. And for a lot of people, if you’re looking to advance your physical fitness, jogging is a good place to start.”

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Michelle Yeoh, 63, uses ‘exercise snacking’ to stay fit – here’s why mini workouts have big benefits

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Michelle Yeoh, 63, uses ‘exercise snacking’ to stay fit – here’s why mini workouts have big benefits

As an increasing number of scientific studies are published citing the benefits of ‘exercise snacking’ – short bouts of physical activity sprinkled throughout the day – one celeb has sworn by the practise for several years already. The woman in question? Acting great Michelle Yeoh. Below, we look at the power of mini workouts and why the Oscar-winner’s go-to move is so effective.

Stretching

Michelle revealed to Vogue that she incorporates fitness into her morning routine in a way that’s incredibly time-efficient. ‘Remember, you can do your kicks, you can do your stretches, while you are also waking up,’ she said. Indeed, research has shown that regular stretching can improve flexibility, reduce muscle stiffness and improve blood circulation – all crucial elements of healthy ageing.

And you don’t have to stretch for very long, either. One study found that while static stretching improves flexibility in adults, there was no additional benefit observed beyond four minutes per session or 10 minutes per week. So, it seems that a short stretching sesh (you don’t even have to get out of bed to do it) like Michelle’s is a very worthwhile habit to adopt.

Squats

In her Vogue interview, Michelle also shared that she performs squats most days while doing her skincare routine. Virtually every expert and trainer we speak to here at Women’s Health lists squats as one of the most important moves for women to do as they age. A compound exercise (when multiple muscle groups are used), squats also mirror the vital movement pattern of sitting down and getting back up again.

Numerous studies have highlighted the benefits of this simple exercise for posture, strength and power, and one paper even found that intermittent squat exercises performed during prolonged periods of sitting may boost brain power. Whether you’re squatting mid-moisturise like Michelle or while you’re waiting for the kettle to boil, the science suggests sprinkling squats into your day can be really quite powerful.

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The power of habit stacking

As Michelle’s routine shows, adopting a sustainable exercise routine often relies on habit stacking – adding a movement to something you already do every day, like doing your skincare or brushing your teeth.

BRB, we’re just off to do our daily squats.


After years living with endometriosis and undergoing seven rounds of IVF, Radio 4 presenter Emma Barnett turned to training with PT Frankie Holah to rebuild strength and a more positive relationship with her body. Download the Women’s Health UK app to access Frankie’s full training plan.

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Headshot of Hannah Bradfield

Hannah Bradfield is a Senior Health and Fitness Writer for Women’s Health UK. An NCTJ-accredited journalist, Hannah graduated from Loughborough University with a BA in English and Sport Science and an MA in Media and Cultural Analysis.  She has been covering sports, health and fitness for the last five years and has created content for outlets including BBC Sport, BBC Sounds, Runner’s World and Stylist. She especially enjoys interviewing those working within the community to improve access to sport, exercise and wellness. Hannah is a 2024 John Schofield Trust Fellow and was also named a 2022 Rising Star in Journalism by The Printing Charity.  A keen runner, Hannah was firmly a sprinter growing up (also dabbling in long jump) but has since transitioned to longer-distance running. While 10K is her favoured race distance, she loves running or volunteering at parkrun every Saturday, followed, of course, by pastries. She’s always looking for fun new runs and races to do and brunch spots to try.

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