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Economic Exercise: Regions Teaches Financial Fitness For A Better-Feeling Future

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Economic Exercise: Regions Teaches Financial Fitness For A Better-Feeling Future

(MENAFN- 3BL) By Nestor Mato | April 25, 2024

Interactive and engaging. Regions bank Shared the Good this April by helping students across the Gulf Coast.

Regions Next Step ® is the bank’s free financial wellness program, and during Financial Literacy Month, Regions associates used the Next Step Reality Check series to give students an interactive and engaging way to learn about building and balancing a budget. The Reality Check challenges students to make financial decisions during the course and complete the experience with a budget surplus. During the Reality Check, students are assigned a persona and then make decisions based on common scenarios that will directly impact their budgets.

Finance Park – Tampa/St. Petersburg, Florida

Regions associates volunteered with middle school students from both Academy Prep Center of Tampa and Academy Prep Center of St. Petersburg to teach banking basics at Junior Achievement’s Financial Park.

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Leading up to the Finance Park, Regions volunteers provided a series of lessons in the classroom, where they focused on personal finance, including learning about balancing a family budget, interest rates, how education affects earning potential, and how saving today pays off tomorrow.

“These presentations are a fun and interactive way to help students gain the knowledge and skills they need to make informed financial decisions,” said Tricia Johnson, market executive for Regions Bank in St. Petersburg-Clearwater.“We are happy to serve a role in helping these young people learn more about banking so they can set themselves up for a more secure future.”

During the event, Regions associates partnered with students to assume randomly assigned family and income scenarios. They utilize banking services, purchase housing, transportation, insurance, and other expenses, as well as make investment decisions.

“It is the unfortunate reality that many young people are not taught about managing their finances before adulthood. This has afforded students the opportunity to consider how their future career choices may impact their financial mobility,” said Jenna Dufficy, Assistant Head of School and Academic Dean of Academy Prep Center of Tampa.“Community partners like Regions Bank are transformative, helping our students fulfill the school’s mission of becoming future community leaders.”

Family Game Night – Dothan, Alabama

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Children as young as 10 and their families were invited to a dinner and game night that included a Reality Check experience. Crimson Ridge Apartment residents were treated to pizza, sponsored by Regions Bank, as they learned about building and balancing a budget.

“These financial education events are designed to empower people with the knowledge and skills they need to make informed decisions including in saving, investing, and debt management,” said John Brown, market executive for Regions Bank in Dothan.“This partnership has the ability to teach skills that can last a lifetime and help lead to greater financial stability and success.”

In addition to Financial Literacy Month, April is also Fair Housing Month. Crimson Ridge is an affordable housing community of Dothan Housing and houses over 100 families. Participants also received giveaways and prizes from both Regions and Dothan Housing.

“There was excitement in the air as the Regions team brought the Next Step Financial Literacy Program to Crimson Ridge Apartments to impart valuable financial management lessons to our families,” said Samuel P. Crawford, CEO of Dothan Housing.“Community partnerships and initiatives like this unite the community and inspire positive change intergenerationally.”

Financial Fitness for Teens – Baton Rouge, Louisiana

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Physical education is important. Regions joined the Boys & Girls Clubs of Metro Louisiana to make it clear financial fitness is, too.

In collaboration with the Boys & Girls Clubs Louisiana Alliance 2024 Teen Summit, Regions volunteers taught 90 teens from around the state about the fundamentals of money management and financial responsibility.

“We wanted to help make sure young people know it is about more than making money; it’s about appreciating the value of money,” said Regions’ Baton Rouge market executive, Amy Province.“It is especially helpful for these students who will soon step out into the world. Between bills, groceries, and other expenses, this exercise really does help them understand the importance of budgets and balances.”

Regions associates also took part in a“Career Pathways” class to help give students the knowledge needed to navigate their professional journeys. A career in banking can take several forms, they shared, from roles at the branch around the corner to positions in Commercial Banking, the Mortgage division, Human Resources, Information Technology, and Marketing.

“Helping our Club members have these discussions fuels our mission, which is to enable all young people, especially those who need us most, become productive, caring, responsible citizens,” said the CEO of Boys & Girls Clubs of Metro Louisiana, Angel Nelson.“With the support of community partners like Regions, we’re able to expand our financial education programming and provide valuable resources. In turn, Regions is helping our young people approach their finances with confidence and knowledge.”

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Reality Check – Shreveport, Louisiana

Regions Bank teamed up with Volunteers of America of North Louisiana for three Regions Next Step Reality Check events in Shreveport. The LightHouse Teen Club at Highland Center, as well as the afterschool programs at Booker T. Washington High School and Broadmoor STEM Academy , all took part.

“These children are the future of our community, and it is essential they have the knowledge to be successful,” said Regions’ Shreveport market executive, Denny Moton.“It is especially helpful for the older students as they prepare for life after graduation. This exercise really does help them understand money management as they step into the real world.”

In total, volunteers taught 50 students about avoiding financial pitfalls and understanding how to manage income and debt.

“It is essential for our LightHouse kids to learn about personal finance because this portion of the curriculum is often missing in class. A lot of our older kids have jobs, and this activity allowed them to experience a scenario where they would have to provide for a family, prepare for daily life occurrences, and be an adult with limited income,” said Victoria Morris, Volunteers of America Director for LightHouse Programs.“To see them contemplate and make the best decisions was refreshing. They learned to work with what they had, compromise, go without, and even negotiate.”

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And with what students learned at all these events, they’re better prepared to build up savings, keep debt in check – and achieve financial confidence and success over time.

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Strategic Exercise Techniques to Maximize Mood Elevation – The Boca Raton Tribune

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Strategic Exercise Techniques to Maximize Mood Elevation – The Boca Raton Tribune
A Shift in Scientific Understanding Reveals That the ‘Runner’s High’ Stems from a Complex Cocktail of Chemicals, Including Endocannabinoids, Which Can Be Triggered by Adjusting Duration and Social Context. The widely reported phenomenon of exercise-induced euphoria—often known as the “runner’s high”—is rooted in specific alterations to neurochemistry that generate feelings of hope, calmness, and social […]
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Do you have sore hips? I asked a pain specialist why this happens and how to improve it

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Do you have sore hips? I asked a pain specialist why this happens and how to improve it

Hip soreness is a terribly common issue—it’s something that I certainly suffer with—so I’m always trying to get to the bottom of where this soreness originates from and what you can do about it.

According to Dr Shady Hassan, MD, an interventional pain and sports medicine physician and the founder of NefraHealth, immobility is the root cause of this discomfort.

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“No Pain No Gain” May Be Wrong: Science Says Slow Eccentric Exercise Builds Stronger Muscles

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“No Pain No Gain” May Be Wrong: Science Says Slow Eccentric Exercise Builds Stronger Muscles

Modern exercise culture has spent years glorifying exhaustion. The harder a workout feels, the more effective people assume it must be. Sore muscles became badges of honor, while gentle movements were often dismissed as ‘not real exercise.’ 

A man lifting a dumbbell. Image credits: Andres Ayrton/Pexels

However, according to a new study, some of the most efficient ways to build muscle strength may happen during the slow, controlled moments people usually ignore—walking downstairs, lowering weights, or carefully sitting into a chair. 

Study author Kazunori Nosaka, who is the director of exercise and sports science at Edith Cowan University, argues that eccentric exercise—a type of muscle action that occurs while muscles lengthen under tension, may offer a more practical alternative. Its opposite, concentric exercise, is the shortening (lifting) phase where muscles produce force to overcome resistance.

Instead of demanding maximum effort, these movements appear to train muscles while placing less stress on the body.  

“The idea that exercise must be exhausting or painful is holding people back. Instead, we should be focusing on eccentric exercises which can deliver stronger results with far less effort than traditional exercise – and you don’t even need a gym,” Nosaka said.

Muscles work differently on the way down

The study examines decades of earlier research on eccentric exercise rather than presenting a single laboratory experiment. It focuses on a simple but often overlooked detail of human movement, which is how muscles behave differently depending on whether they are shortening or lengthening.

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When someone lifts a dumbbell, climbs stairs, or rises from a chair, muscles shorten as they generate force. Scientists call this a concentric contraction. Eccentric contractions happen during the opposite phase—when the muscle stays active while stretching. 

Examples include lowering the dumbbell back down, descending stairs, or slowly lowering the body into a seated position. According to the review, muscles can tolerate and produce greater force during eccentric actions while using comparatively less energy and oxygen. 

“Eccentric contractions are distinguished by their ability to generate greater force than concentric or isometric contractions, while requiring less metabolic cost,” Nosaka notes.

Researchers believe this happens because muscles act more like controlled braking systems during lengthening movements, resisting gravity rather than directly overpowering it. As a result, people may gain strength without putting the same level of demand on the cardiovascular system. 

This difference could make eccentric exercise especially useful for individuals who find traditional workouts physically overwhelming.

“Eccentric exercise training provides numerous benefits for physical fitness and overall health, making it suitable for a wide range of individuals from children to older adults, clinical populations to athletes, and sedentary to highly active people,” Nosaka added.

Gravity may be doing more training than we realized

To support this argument, the study brings together findings from several earlier research works. For instance, one study from 2017 tracked elderly women with obesity who repeatedly walked either upstairs or downstairs over a 12-week period. 

While climbing stairs is normally considered the tougher workout, the women assigned to walk downstairs showed stronger improvements in measures including blood pressure, heart rate, and physical fitness. The results suggested that resisting gravity during downward movement may provide a surprisingly powerful training effect.

YouTube videoYouTube video

The review also discusses eccentric cycling, where participants resist pedals driven backward by a motor instead of pushing them forward in the usual way. 

Although the movement feels unusual and requires concentration, earlier studies found it improved muscle power, balance, and cardiovascular health while feeling less exhausting than standard cycling workouts.

Another important part of the review addresses muscle soreness, one of the main reasons eccentric exercise never became widely popular outside rehabilitation settings. People often experience delayed onset muscle soreness, or DOMS, after unfamiliar eccentric workouts. 

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“Unaccustomed eccentric exercise is often associated with muscle damage characterized by delayed onset muscle soreness (DOMS) and a reduction in muscle force-generating capacity lasting more than a day. However, this effect diminishes or at least is attenuated when the same eccentric exercise is repeated (known as the repeated bout effect),” Nosaka explained

Many eccentric exercises require little or no equipment. Slow squats into a chair, heel-lowering movements, controlled wall push-ups, or even maintaining posture against gravity can activate eccentric muscle work. 

Moreover, some studies referenced in Nosaka’s review suggest that just a few minutes of these exercises each day can still produce measurable improvements in health and strength.

The future of fitness may feel less punishing

The findings challenge the mindset surrounding fitness itself. Many people abandon exercise routines because they associate physical activity with pain, fatigue, or lack of time. Eccentric exercise suggests that effective movement does not always need to feel extreme. 

If future research continues to support these findings, eccentric exercise could influence far more than gym routines. It may reshape physical rehabilitation, elderly care, injury recovery programs, and public-health recommendations aimed at increasing physical activity among sedentary populations. 

These exercises also place lower demands on the heart and lungs while still strengthening muscles. They could help people who are unable or unwilling to follow intense training programs.

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Nosaka suggests that “we should establish eccentric exercise as standard practice, and make it common, accessible, and widely accepted as the ‘new normal’ of exercise to improve life performance and high (athletic) performance.”

However, this does not mean eccentric exercise is a universal replacement for all forms of physical activity. The current paper is a review of previous studies, and its findings still need to be validated through experiments and large-scale clinical trials.

Nosaka also notes that “Future studies should investigate mechanisms underpinning the effects of eccentric exercises in comparison to other types of exercises (e.g., isometric exercises, concentric exercises, aerobic exercises),”  

This could help scientists design safer and more personalized exercise programs for different age groups and health conditions.

The study is published in the Journal of Sport and Health Science.

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