Finance
It’s Cancer season! 2022 beauty, finance and fitness and trends
Let’s get delicate!
Welcome to Most cancers Season, the time of yr the place we absolutely embrace the start of summer season.
Sizzling on the heels of the Summer season Solstice, we flip inside to know our internal wants, emotional power and mirror on what means essentially the most to us as we stand throughout the longest days of the yr.
The mighty Solar will swim throughout the tide swimming pools of Most cancers from June 21 till August 22. Most cancers is symbolized by the Crab and embodies our emotional heart. This Water signal encourages us to construct our stability and safety, in addition to take note of our instinct.
We join with our households, higher perceive our place in our heritage and might enhance our houses and home lives. Most cancers is the fourth zodiac signal on the wheel, generally known as a Cardinal signal. This helps us to pioneer into emotional development and perceive our most simple wants.
Dominated by the Moon, the luminary of feelings, Cancers crave to nurture these round them, develop a sacred area and nourish their souls. Take a deep dive into international tendencies and predictions for what’s scorching—and what’s not in Trend, Music, Health, Hair, & Finance (Cryptocurrency & NFTs!) and Magnificence for Most cancers Season 2022! Don’t miss it! You’ll want to observe me, all my favs and the whole lot in popular culture astrology to remain within the know!
Trend
Observe movie star stylist, Jana Rae.
WHAT’S IN for Girls’s & Males’s Trend: Most cancers Season kicks off the arrival of summer season and nothing brings the “summer season feels” just like the Cannes Movie Pageant! International movie trade gamers and celebrities collect within the south of France within the seaside resort of Cannes to carry the watery Most cancers vibes to have a good time the trade’s brightest! Whereas Cannes is called an Worldwide Movie Pageant, it’s additionally all in regards to the trade’s brightest celebrities gracing the purple carpet.
Music
Observe movie star music producer, Craig J Snider.
WHAT’S IN: Our Most cancers Season decide is “Working Up That Hill” by Kate Bush, the basic 80s ode to like returns with a vengeance.
Concurrently dominating TikTok and “Stranger Issues,” Kate is again on all our digital airwaves! The track is a basic ode to like with a twist. It’s a few couple that has a robust love, nevertheless it creates issues and insecurities. “If I solely might I’d make a cope with God, I’d get him to swap our locations”: she needs that the person might expertise what its wish to be a girl and vice versa. The lyrics truly transcend gender and are as insightful now as they had been over 30 years in the past. Think about if we might try this: what that might imply for all of the misunderstandings that we endure in our present world? The manufacturing surprisingly holds up and could possibly be one thing you would hear on a 2022 playlist. Kate impressed a number of generations that got here after, a real pioneer certainly.
Health
Observe movie star health coach, Don Saladino.
WHAT’S IN: Right here’s your Most cancers season health tip: Open Books. This can be a nice motion to open up your thoracic backbone and get some motion within the higher torso. (May also be simply executed on a seaside towel) Get pleasure from!
Particular Low cost Code for New York Put up Readers: NYPost for 25% off all his packages right here.
Don has beforehand spoken with the New York Put up with regard to being a superhero coach for mega stars akin to Hugh Jackman and Blake Energetic.
Girls’s Hair Tendencies
Observe movie star hairstylist, Brandon Liberati.
WHAT’S IN: It’s Most cancers season: my favourite zodiac signal! Being a Most cancers myself, this hair development provides me all of the FEELS. The ingredient that guidelines this zodiac signal is Water. So naturally “Liquid Hair” is that this season’s hottest development! Not like this development’s predecessor “Glass Hair” which had blunt, sheet-like straightness, “Liquid Hair” is silky and easy, a lot softer identical to this sensual zodiac signal. Cancerians favor fluid actions just like the tide (and their moods), so this hair development strikes like water with loads of shine because it catches the solar identical to a relaxed summer season day in July on the ocean’s edge.
Males’s Grooming & Hair Tendencies
Observe movie star coiffure, Kristan Serafino.
The dichotomy of Most cancers’s laborious shell lining and gentle, delicate and compassionate inside makes excellent sense for a bolder path of Males’s hair. From Justin Beiber’s longer buzz reduce, to Jay Z’s thick twists, to Korean boy band Min-Ho’s bleach blonde hair and JungKook’s robust center half, all kinds are daring and outstanding which falls in-line with what we are going to see within the weeks forward in Most cancers Season!
Serafino Says Professional Tip: Don’t neglect to strive THE BEST PASTE.™
Kristan Serafino has lately labored with Ryan Reynolds, Danny Devito, Sir Kenneth Branagh and Richard Gere!
Finance & Cryptocurrency
Observe cryptocurrency investor, Amanda Maxwell.
WHAT’S IN: As nearly anybody can inform you, the crypto/inventory market has formally entered a bear market. This could clearly have you ever feeling very emotional this Most cancers Season, and rightfully so. For the reason that starting of this yr, crypto and shares have taken fairly a success because the Fed withdraws their stimulus packages, which in fact results in momentary worth turbulence.
This month as we channel our internal Most cancers, we now have to recollect to offer ourselves compassion, and perceive our sensitivity to the subject. Ultimately, we now have to do not forget that the expertise and financial points that made Crypto such a viable choice to rectifying the world’s issues, continues to be in play. Folks from all around the world are staying true to the Most cancers nature of loyalty, and holding tight to what they know will likely be an equalizing pressure on this world.
Particular Tip: Somebody instructed me a few years in the past, when unsure, zoom out! It’s an extremely highly effective psychological software that means that you can observe alongside the trail of any inventory/crypto and understand how a lot through the years that asset has grown, no matter present worth fluctuation. This lets you stay calm in instances of turbulence.
Disclaimer: I’m not a Monetary Advisor. This isn’t monetary recommendation. Please do your personal analysis earlier than investing.
Leisure
Observe Apryl Joi Vibe Visionary.
Mercury retrograde chewed us up and spit us proper out into Most cancers season! Most cancers power is full of embracing the complete depths of our feelings and what higher emotion than love [is love]? This yr’s theme for the NYC Pleasure March is “Unapologetically Us” which is so on-brand for Most cancers power! Cancers’ Solar image is the crab and likewise they’ve a tricky protecting exterior but inside they’re compassionate creatures who additionally make others really feel cherished.
Come out of your shell, Most cancers, and use this spirit to help the LGBTQ+ group and benefit from the festivities! Most cancers is a sponge that absorbs surrounding power so this season can have you feeling feelings deeper than you’ve ever dreamed of! Though Miss Carey has no official plans of becoming a member of the festivities this yr, there will likely be appearances by loads of different praise-worthy Queens together with Grand Marshal and social media influencer Ts Madison and the Queen of Rap Lil Kim, who will likely be headlining NYC Pleasure Island music pageant that afternoon.
The final NYC Pleasure March was held in pre-pandemic 2019, the place almost 40,000 individuals marched alongside an estimated 5 million spectators. Don’t fear if giant crowds aren’t your factor as a result of for the final 5 years, ABC-TV has telecasted the long-lasting march. So mud off that margarita machine and invite your pals over for a watch occasion!
Magnificence & Make-Up
Observe leisure & Hollywood make-up artist, Lizzy Polanco.
WHAT’S IN: Most cancers season is right here! What higher approach to kick off this nurturing and magical zodiac season than by absolutely engulfing your self in shades of ruby, which can be one among Most cancers’s corresponding birthstones! Throw on some ruby lips and apply some ruby tones of eyeshadow to offer you that arduous shell with a gentle inside a la Most cancers!
Particular shout out to Brandon Liberati and Lizzy Polanco for his or her birthday season! Benefit from the sweetness of Most cancers Season! You heard it right here first.
Astrology 101: Your information to the celebs
Kyle Thomas is a globally acknowledged popular culture astrologer who has been featured in “Entry Hollywood,” E! Leisure, NBC & ABC tv, Cosmopolitan journal, Hulu, Bustle, Elite Every day, Marie Claire and extra. He’s recognized for his cosmic steering for celebrities, enterprise executives and outstanding influencers. His work harnesses the ability of the celebs with regard to leisure way of life and tendencies affecting individuals worldwide. For extra data, go to KyleThomasAstrology.com.
Finance
The Container Store files for Chapter 11 bankruptcy
Investors in The Container Store (TCSG) have been sent packing as the struggling home goods chain files for bankruptcy.
The retailer filed for Chapter 11 bankruptcy protection late Sunday, Yahoo Finance learned exclusively. The company said in a press release it is doing this in order to refinance its debt to “bolster its financial position, fuel growth initiatives, and drive enhanced long-term profitability.”
For the quarter-ended Sept. 28, 2024, The Container Store listed total liabilities of $836.4 million against $969 million in total assets.
CEO Satish Malhotra — a former Sephora executive who took over atop The Container Store in 2021 — is confident the maneuver will allow the 46-year old company to stick around.
“The Container Store is here to stay,” Malhotra said in a statement, adding that it is taking these necessary steps in order to advance the business, strengthen customer relationships, expand its reach and bolster its capabilities.
It plans to lean into custom space offerings, “which continue to demonstrate strength,” he said.
The bankruptcy process is expected to last several weeks with the reorganization anticipated to happen within 35 days. The bankruptcy does not include the company’s Elfa home goods business in Sweden.
The business will operate as usual across all stores, online and in-home services. The company operates 102 stores across 34 states.
The company says all customer deposits are safe and protected, and vendors will get paid in full. There are no planned layoffs.
There are also no planned store closures, but that may be a possibility in the future as the company goes through the reorganization process.
Chapter 11 allows companies to “renegotiate the terms of their leases to align their store footprint with market realities and business needs,” sources told Yahoo Finance, adding “if they do not achieve meaningful rent reductions, they may be forced to close a select few locations.”
The filing has been expected by industry experts.
Read more: Why Walmart won the 2024 Yahoo Finance Company of the Year award
The Container Store — a chain founded in 1978 that rose to fame for its nifty home organizational goods in the 1990s — was delisted from the New York Stock Exchange on Dec. 9 after it fell below the exchange’s standard to maintain a market cap of $15 million over 30 consecutive trading days.
The company has seen its profits plunge post the home remodeling frenzy fueled by the COVID-19 pandemic and competition picked up from Walmart (WMT), Amazon (AMZN) and Target (TGT). It has been unprofitable for the past two fiscal years, with losses tallying about $10 million for the fiscal year-ended Sept. 28, 2024.
Finance
Personal finance lessons from Warren Buffett’s latest letter
Last Nov. 25, Warren Buffett announced that he would donate a substantial portion of the shares he owned in Berkshire Hathaway to his four family foundations.
In his announcement, he included a letter which contained some important personal finance lessons that we can apply to our own situation.
One of my favorites is his comment that hugely wealthy parents should only leave their children enough so they can do anything but not enough that they can do nothing.
Despite being one of the richest men in the world, Buffett shared that his children only received $10 million each when his wife died. Although $10 million is a lot of money, it’s less than 1% of his wife’s estate.
I am not hugely wealthy, nor do I have $10 million. However, Buffett’s comment about just giving our children enough made me reflect on the importance of also making our children resilient.
Many of us want to make sure that our children will be financially secure by the time we pass away. While there is nothing wrong with this, sometimes we go overboard in making sure that this goal is met.
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For example, sometimes my husband and I are guilty of overindulging our children.
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Warren Buffett’s comment reminded me that we should also allow our children to go through difficulties so that they will become resilient and learn how to survive comfortably with less. Aside from letting them know that they shouldn’t expect much in terms of inheritance, this could mean limiting their allowance, allowing them to commute to school when there is no car available, and saying “no” to their request to buy nice and expensive things like the latest top of the line gadgets.
Another thing that we are guilty of (especially if you are Filipino Chinese like me) is thinking that we need to build a successful business so that our children will eventually have a steady source of income and the bragging rights of being their own boss.
Although there is nothing wrong with building a successful business, passing it on to our children should not be a priority. This is because there’s no guarantee that our children will want to run our business. In fact, they might not be equipped to run the business properly. If that is the case, they may end up running our business to the ground. This would put them in a worse position, especially if they were raised to think that they do not have to worry about money because they have a business that will take care of them.
Another personal finance lesson Warren Buffett shared is the importance of being grateful and learning to give back.
In his comments, Warren Buffett acknowledged the role of luck in making him wealthy—being born in the US as a white male in 1930 and living long enough to enjoy the power compounding.
However, he recognized that not everyone is as lucky as he is. Because of this, Buffett and his family are focused on giving back so that others who were given a very short straw at birth would have a better chance at gaining wealth.
Learning how to be grateful is very important. We cannot be truly happy unless we are grateful for what we have. In fact, many people who are rich are unhappy because they constantly compare themselves to others who have something that they don’t.
Meanwhile, giving back is a natural outcome of being grateful. It is also very fulfilling. For example, in my company COL Financial, we believe that everyone deserves to be rich. This is why we actively educate Filipinos on personal finance and the stock market.
Helping Filipinos better manage their hard-earned money is one of the greatest fulfillments of my career as an analyst. In fact, this is one of the reasons why I have stayed as an analyst despite the availability of other higher paying jobs.
Finally, Warren Buffett shared the importance of learning how to say no.
People who are wealthy will always be approached by friends, family and others seeking help. Although giving back is important, there is a limit as to how much we can give. Because of that, we need to learn how to say no, even if it is difficult or unpleasant.
To make it easier for his children to say no, Buffett’s foundations have a “unanimous decision” provision which states that unless all his three children agree, the foundations cannot distribute funds to grant seekers.
Although most of us are not as rich as Buffett, we can also benefit from having an accountability partner to help us say no to requests for help. That person can be our spouse, our sibling, or someone who shares our values and understands that while we want to be generous, our resources are limited. Our accountability partner can also help us decide who we should or should not help which is also a difficult task.
Warren Buffett ended his letter by saying that his children spend more time directly helping others than he has and are financially comfortable but not preoccupied with wealth. Because of that, his late wife would be proud of them and so is he.
As a parent, I’d be happier to have children who grow up to become productive citizens with good values rather than to have children who become very rich but are dishonest and greedy. INQ
Finance
Personal finance guru Dave Ramsey warns over 'mind-blowing' Christmas debt
Holiday spending is putting a big strain on American wallets and leaving some in debt well past the holiday season; however, personal finance expert Dave Ramsey said ‘mind-blowing’ debt can be avoided.
“The average over the last several years has been that people pay their credit card debt from Christmas into May,” The Ramsey Solutions personality shared during an appearance on “Fox & Friends” on Wednesday. “So it takes them about half the year to come back, and because they don’t plan for Christmas… it sneaks up on them like they move it or something.”
According to a study conducted by Achieve, the average American will spend more than $2,000 for the 2024 holiday season, breaking down the outflow of cash into travel and holiday spending on hosting parties, food, clothing, and other gifts.
STOP OVERSPENDING OVER THE HOLIDAYS AND START THE NEW YEAR OFF FINANCIALLY STRONG
Another recent survey by CouponBirds indicated that parents will spend an average of $461 per child and that 49% of parents will go into debt to pay for this Christmas.
The Ramsey Solutions personality balked at the amount of money shelled out for the season while explaining that the holiday should not come as a shock, and that spending for it should be planned out.
“Those numbers are mind-blowing when you look at the averages there. That’s a lot of money going out,” Ramsey added, “all in the name of happiness comes from stuff, and it doesn’t.”
He also weighed in and agreed on advice from fellow expert, Ramsey Solutions personality and daughter Rachel Cruze, who suggested making a list of people to shop for and noting how much to spend on each.
“You know, I’m old, and I met a guy from the North Pole,” the expert joked. “He said ‘make a list and check it twice,’ so Rachel’s right.”
Ramsey followed up by expanding on his daughter’s suggestion: “If you do that, and you put a name beside it, and then you total up those dollar amounts, you have what’s called a Christmas budget.”
“If you stick to that, you won’t overspend,” “The Ramsey Show” host remarked.
The money guru pointed out what he sees as problematic with the holiday season – not taking a shot at Christmas itself – but referring back to the spending issues.
“The problem with Christmas is not that we enjoy buying gifts for someone else. That’s a wonderful thing,” he reassured. “The problem is we impulse our butts off, and we double up what we spend because the retailers make all their money during this season.”
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Ramsey concluded by advising shoppers to be wary of retailers and to not be ensnared by their marketing strategies.
“They’re great merchandisers,” he warned. “They’re great at putting stuff in front of us that we hadn’t planned to buy.”
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