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How Far the Average Social Security Check Goes in the Largest Illinois Cities

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How Far the Average Social Security Check Goes in the Largest Illinois Cities

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Illinois is considered a worthy state for a few key reasons, including its bustling economy, overall solid livability scores and relative affordability, as compared with other states. But not all cities are created equal; in which does the average Social Security check stretch the furthest? The answer depends on whether you rent or own.

In a new study, GOBankingRates analyzed the largest cities in Illinois to find how far the average Social Security benefits goes. The cities are ranked to show the least expensive to most expensive cost of living for renters and homeowners. 

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How Far the Average Social Security Check Goes for Homeowners in 10 Illinois Cities

10. Schaumburg

  •  Average single-family home value: $386,380 
  • Number of households receiving Social Security: 26,733 
  • Average annual Social Security benefits among households receiving them: $26,114 
  • Total annual cost of living for homeowners after Social Security benefits: $2,117 
  • Total annual cost of living for homeowners after Social Security benefits: $25,404 

9. Palatine

  • Average single-family home value: $402,195 
  • Number of households receiving Social Security:  22,196 
  • Average annual Social Security benefits among households receiving them: $25,733 
  • Total annual cost of living for homeowners after Social Security benefits: $2,259 
  • Total annual cost of living for homeowners after Social Security benefits: $27,104 

8. Skokie

  • Average single-family home value: $412,029 
  • Number of households receiving Social Security:  20,490 
  • Average annual Social Security benefits among households receiving them: $25,776 
  • Total annual cost of living for homeowners after Social Security benefits: $2,316 
  • Total annual cost of living for homeowners after Social Security benefits: $27,796  

7. Orland Park

  • Average single-family home value: $414,254 
  • Number of households receiving Social Security:  20,521 
  • Average annual Social Security benefits among households receiving them: $26,368 
  • Total annual cost of living for homeowners after Social Security benefits: $2,351 
  • Total annual cost of living for homeowners after Social Security benefits: $28,210 

6. Mount Prospect

  • Average single-family home value: $429,714 
  • Number of households receiving Social Security: 18,564 
  • Average annual Social Security benefits among households receiving them: $24,251 
  • Total annual cost of living for homeowners after Social Security benefits: $2,403 
  • Total annual cost of living for homeowners after Social Security benefits: $28,833 

5. Arlington Heights

  • Average single-family home value: $487,433  
  • Number of households receiving Social Security: 26,043 
  • Average annual Social Security benefits among households receiving them: $27,125 
  • Total annual cost of living for homeowners after Social Security benefits: $2,722 
  • Total annual cost of living for homeowners after Social Security benefits: $32,668 

4. Wheaton

  • Average single-family home value: $491,201  
  • Number of households receiving Social Security: 16,450 
  • Average annual Social Security benefits among households receiving them: $26,648  
  • Total annual cost of living for homeowners after Social Security benefits: $2,765 
  • Total annual cost of living for homeowners after Social Security benefits: $33,181 

3. Oak Park

  • Average single-family home value: $498,614 
  • Number of households receiving Social Security: 19,797 
  • Average annual Social Security benefits among households receiving them: $28,243 
  • Total annual cost of living for homeowners after Social Security benefits: $2,828 
  • Total annual cost of living for homeowners after Social Security benefits: $33,932 

2. Evanston

  • Average single-family home value: $558,590 
  • Number of households receiving Social Security: 24,936 
  • Average annual Social Security benefits among households receiving them: $27,864 
  • Total annual cost of living for homeowners after Social Security benefits: $3,123 
  • Total annual cost of living for homeowners after Social Security benefits: $37,481 

1. Naperville

  • Average single-family home value: $597,091 
  • Number of households receiving Social Security: 45,151 
  • Average annual Social Security benefits among households receiving them: $29,855 
  • Total annual cost of living for homeowners after Social Security benefits: $3,377 
  • Total annual cost of living for homeowners after Social Security benefits: $40,526 

How Far the Average Social Security Check Goes for Renters in 10 Illinois Cities

10.  Tinley Park

  • Average monthly rent: $2,042 
  • Number of households receiving Social Security: 19,751 
  • Average annual Social Security benefits among households receiving them: $25,255 
  • Total annual cost of living for renters after Social Security benefits: $2,127
  • Total annual cost of living for renters after Social Security benefits: $25,524 

9. Aurora

  • Average monthly rent: $2,172 
  • Number of households receiving Social Security:  52,205 
  • Average annual Social Security benefits among households receiving them: $24,915 
  • Total annual cost of living for renters after Social Security benefits: $2,130 
  • Total annual cost of living for renters after Social Security benefits: $25,560 

8. Wheaton

  • Average monthly rent: $2,099 
  • Number of households receiving Social Security: 16,450 
  • Average annual Social Security benefits among households receiving them: $26,648 
  • Total annual cost of living for renters after Social Security benefits: $2,191 
  • Total annual cost of living for renters after Social Security benefits: $26,288 

7. Chicago

  • Average monthly rent: $2,122 
  • Number of households receiving Social Security: 912,966 
  • Average annual Social Security benefits among households receiving them: $20,383 
  • Total annual cost of living for renters after Social Security benefits: $2,220 
  • Total annual cost of living for renters after Social Security benefits: $26,640 

6. Des Plaines

  • Average monthly rent: $2,161 
  • Number of households receiving Social Security: 19,660 
  • Average annual Social Security benefits among households receiving them: $24,252 
  • Total annual cost of living for renters after Social Security benefits: $2,222  
  • Total annual cost of living for renters after Social Security benefits: $26,660 

5. Naperville

  • Average monthly rent: $2,154 
  • Number of households receiving Social Security: 45,151 
  • Average annual Social Security benefits among households receiving them: $29,855 
  • Total annual cost of living for renters after Social Security benefits: $2,281 
  • Total annual cost of living for renters after Social Security benefits: $27,377 

4. Evanston

  • Average monthly rent: $2,201 
  • Number of households receiving Social Security: 24,936 
  • Average annual Social Security benefits among households receiving them: $27,864 
  • Total annual cost of living for renters after Social Security benefits: $2,285 
  • Total annual cost of living for renters after Social Security benefits: $27,418 

3. Skokie

  • Average monthly rent: $2,288 
  • Number of households receiving Social Security: 20,490 
  • Average annual Social Security benefits among households receiving them: $25,776 
  • Total annual cost of living for renters after Social Security benefits: $2,362 
  • Total annual cost of living for renters after Social Security benefits: $28,346

2. Bolingbrook

  • Average monthly rent: $2,454 
  • Number of households receiving Social Security: 20,429 
  • Average annual Social Security benefits among households receiving them: $26,016 
  • Total annual cost of living for renters after Social Security benefits: $2,454 
  • Total annual cost of living for renters after Social Security benefits: $29,451 

1. Orland Park

  • Average monthly rent: $2,463 
  • Number of households receiving Social Security: 20,521 
  • Average annual Social Security benefits among households receiving them: $26,368 
  • Total annual cost of living for renters after Social Security benefits: $2,560 
  • Total annual cost of living for renters after Social Security benefits: $30,715  

Methodology. For this study, GOBankingRates analyzed the largest cities in Illinois to find how far the average Social Security benefits goes. First GOBankingRates found cities in Illinois along with the basic information for each city including; total population, population ages 65 and over, total households, and household median income all sourced from the US Census American Community Survey. In order to qualify for this study, each city had to have a population of at least 50,000 and have all data points available. Using this data the percentage of the population ages 65 and over can be calculated. The cost of living indexes were sourced from Sperling’s BestPlaces and include the grocery, healthcare, housing, utilities, transportation, and miscellaneous cost of living indexes. Using the cost of living indexes for grocery, healthcare, utilities, transportation, miscellaneous as well as the national average expenditure costs for retired residents, as sourced from the Bureau of Labor Statistics Consumer Expenditure Survey, the average expenditure cost for each location can be calculated. The livability index was sourced from AreaVibes for each location and included as supplemental information. The average single family home value was sourced from Zillow Home Value Index for October 2024. Using the average single family home value, assuming a 10% down payment, and using the most recent national average 30-year fixed mortgage rate, as sourced from the Federal Reserve Economic Data, the average mortgage can be calculated. Using the average mortgage and average expenditure costs, the average total monthly and annual cost of living can be calculated. The average rental cost can be sourced from Zillow Observed Rental Index for each city and using the expenditure costs the total cost of living for each city can be calculated. The percentage of households who receive Social Security benefits, the number of households who receive Social Security benefits, and the average number of Social Security income was all sourced from the US Census American Community Survey. The cities were sorted to show the most expensive to least expensive cost of living for renters and homeowners. All data was collected on and is up to date as of November 20th, 2024.



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Obituary for Tessie Lee Woods at Carl E. Ponds Funeral Home Inc.

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Obituary for Tessie Lee Woods at Carl E. Ponds Funeral Home Inc.


Tessie Lee Woods, age 91, departed this earths life surrounded by her loved ones. She was Born on October 25, 1934, in Arkansas to the late Connie and Deanner Holliman. Tessie attended school in Arkansas and, later in life, moved to Rockford, Illinois, where she met and married Robert B.



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CASNews faculty spotlight: Dr. Eric Godoy

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CASNews faculty spotlight: Dr. Eric Godoy


Name: Eric Godoy
Title: Associate Professor
Unit: Department of Philosophy
Years at Illinois State: 8 1/2 years

Tell us about your teaching and research in the College of Arts and Sciences.

“Renewable energy alone won’t make our energy systems more just. The production, distribution, and consumption of energy are connected to many ethical issues. For example, even renewable energy projects can pollute environments or displace people. My recent research examines these ethical challenges and asks what a just transition might look like. I’ve also published work on climate ethics, trophy hunting lions, urban park design, interdisciplinary research, and dinosaur films. My most popular course is PHI 236: Values and the Environment, but I also teach many topics in moral, social-political, and environmental philosophy. I’m also a proud affiliate of the Women’s, Gender, and Sexuality Studies Program (WGSS).”

What are your proudest accomplishments during your time at Illinois State?

“I was awarded an American Council of Learned Societies’ fellowship for my work on energy democracy this year. I was nominated by our university for a Carnegie Fellowship in 2024. I was also very honored to receive a College of Arts and Sciences (CAS) Excellence Award for Outstanding Teaching in 2021. But I’m always the proudest when I hear about the success of my former students. I love getting emails about their new careers or their graduate studies in all kinds of fields: law, environmental work, and, of course, philosophy.”

What’s your favorite thing about Illinois State or the College of Arts and Sciences?

“I do my best research in conversation with students and colleagues in different fields. Our students and faculty are so talented. They’re often working on amazing projects. I learn so much from them. They encourage me to explore new research questions I wouldn’t have thought of on my own. Environmental problems are inherently interdisciplinary. I’m very grateful that CAS supports interdisciplinary work and programs, such as WGSS, Environmental Systems Science and Sustainability, and Civic Engagement. Philosophy lends itself so well to interdisciplinary relationships since there are philosophical questions at the heart of every field.”

Department of Philosophy Chair Christopher Horvath on Godoy:

“Dr. Eric Godoy is an innovative, student‑centered educator whose inclusive and interdisciplinary pedagogy consistently elevates the department’s instructional standards. He is deeply committed to creating learning environments that empower students from diverse backgrounds to engage meaningfully with complex philosophical issues. His leadership in curriculum development has made him one of the department’s most forward‑thinking educators. Complementing his teaching excellence, his research provides practical, ethically grounded solutions to energy‑policy conflicts and will shape national conversations about democratic participation in a just transition away from fossil fuels.”

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Read more stories from the College of Arts and Sciences at News.IllinoisState.edu/Unit/College-Arts-Sciences and follow the college on Facebook and Instagram.





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More César Chavez murals, memorials taken down as Illinois Senate honors Dolores Huerta

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More César Chavez murals, memorials taken down as Illinois Senate honors Dolores Huerta


Murals and memorials of César Chavez are continuing to come down across Chicago after allegations emerged last week that the Latino civil rights activist groomed and sexually assaulted girls and women.

The allegations were revealed in a New York Times investigation published March 18.

Some artworks are being repainted with murals of Dolores Huerta, the longtime ally of Chavez in the labor rights movement. Huerta, 95, told the New York Times that Chavez had sexually assaulted her.

The Illinois Senate adopted a resolution Wednesday honoring Huerta and declaring April 10 as “Dolores Huerta Day” in Illinois.

“In recent months, Dolores Huerta has shown profound resilience and courage in sharing her own experience of harm, doing so in order to uplift the stories of countless women whose voices were overlooked or silenced,” the resolution states.

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One of the resolution’s sponsors, State Sen. Celina Villanueva, D-Chicago, said she is also working on a plan to rescind César Chavez Day, which is next week on March 31st.

At Cafe Tola in Lake View, a Chavez mural outside the restaurant’s building was replaced this week with a painting of Huerta, who coined the phrase, “Sí, se puede,” which loosely translates to, “Yes, we can.”

“We are deeply saddened by this news, yet we stand in unwavering support and admiration for Dolores Huerta and every woman who has found the courage to come forward,” Cafe Tola said in a social media post. “This moment is powerful — proof that truth cannot be silenced and that it is never too late to reclaim your voice. We honor that strength.”

A plaque dedicated to the 30th anniversary of the death of César Chavez, honoring him and Sister Dolores Huerta, before it was taped over at the Haymarket Memorial in the West Loop.

In the West Loop, a plaque honoring Chavez’s labor rights movement has been covered with black tape at the Haymarket Memorial. According to the Chicago Federation of Labor, the organization is planning to fully remove it.

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“We will be discussing with all our partners on how to best honor both the survivors of Cesar Chavez’s horrific abuse and the workers that were betrayed by Chavez,” a spokesperson for the Chicago Federation of Labor said in a statement.

Black tape covers up a plaque (left) that commemorates the 30th anniversary of César Chavez’s death

Black tape covers up a plaque (left) that commemorates the 30th anniversary of César Chavez’s death on the base of the Haymarket Memorial in the West Loop, Wednesday, March 25, 2026.

Tyler Pasciak LaRiviere/Sun-Times

Last week, Bob Reiter, president of the Chicago Federation of Labor, said the allegations that Chavez sexually assaulted children, women, workers and labor organizers “is a betrayal to our movement.”

Chavez, who died in 1993, has long been revered in Chicago’s Latino community. In addition to numerous murals of him across the city, a public elementary school in Back of the Yards and a post office in Pilsen are both named after him.

The school, César E. Chavez Multicultural Academic Center, has initiated the process that could lead to a new name. It is receiving community feedback about a possible new name, according to Chicago Public Schools officials. Any recommendation would need approval from the Local School Council and the school board.

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Another school in Pilsen, Peter Cooper Dual Language Academy, has a mosaic of Chavez and Huerta side by side. It’s unclear if the school plans to remove the mosaic of Chavez.

The Sun-Times was the first to report that Chavez’s face had been painted over last week on the “Libertad” mural across a long wall at Barrett Park in Pilsen.

A splotch of green paint initially covered the portion where Chavez was depicted, but Park District officials have since painted over that with a continuation of the mural’s background design, a Park District spokesperson said.

Other historical figures on the mural, including Mexican artist Frida Kahlo, Malcolm X, Rosa Parks, and the Rev. Martin Luther King Jr. remain visible on the wall.

Paint covers Cesar Chavez’s face on a mural

Paint covers Cesar Chavez’s face on a mural depicting civil rights figures that can be seen an exterior wall of Barrett Park in the Pilsen neighborhood, Friday, March 20, 2026.

Tyler Pasciak LaRiviere/Sun-Time

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“The Chicago Park District takes recent allegations of misconduct by Cesar Chavez seriously … and are conducting a district-wide review of any other park features that may honor him,” a Park District spokesperson said previously. “Where appropriate, we will take further action consistent with our values and standards.”

The Park District has not identified any other murals or memorials of Chavez on any of its properties, the spokesperson said Wednesday.

Contributing: Isabela Nieto



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