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New 1% Down Mortgage Program Expands Access to Homeownership Across Wyoming

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New 1% Down Mortgage Program Expands Access to Homeownership Across Wyoming


CASPER, Wyo. — A recently reintroduced mortgage program is making it easier for Wyoming residents to purchase a home with significantly less money out of pocket. The 1% Down Conventional Loan Program allows qualified buyers to contribute just 1% toward their down payment, while the lender provides an additional 2% grant, up to $7,000, to meet the standard 3% requirement for conventional financing.

Unlike most down payment assistance options, the 2% contribution is structured as a true, non-repayable grant. Borrowers do not take on a second lien or deferred loan, and there is no repayment obligation—making the program one of the most accessible and flexible low-down-payment options available in today’s housing market.

The program is offered as a 30-year fixed-rate conventional loan and is available to both first-time and repeat homebuyers purchasing a primary residence.

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 “In today’s market, affordability is one of the greatest barriers for potential homebuyers,” said Alexander Lexington, owner of Lexington Funding and a mortgage broker based in Casper. “This program offers a direct path to ownership for borrowers who may be short on liquid savings.”

Real estate professionals and lenders across the state have welcomed the program as a timely solution to the affordability crisis, especially as home prices continue to rise. Some note the program’s potential to serve as a compelling alternative to traditional assistance programs or FHA loans, which require higher minimum down payments and include upfront mortgage insurance premiums.

“What’s exciting about this program is that it runs as a conventional loan,” Lexington added. “Compared to typical DPA programs, it’s more flexible, no upfront mortgage insurance, and doesn’t saddle the buyer with hidden strings or extra layers of financing. It’s opening doors that felt closed for a lot of families.”

With a limited pool of funds and growing interest from buyers across the state, this program is expected to fill quickly. Those considering a home purchase are encouraged to act now.

📞 To learn more, ask questions, or see if you qualify, contact Alexander Lexington at (307) 998‑3650.

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Disclosure: Alexander Lexington is a licensed mortgage broker in Wyoming. NMLS #2074181. This article is for informational purposes only and does not constitute a commitment to lend. All loans are subject to credit approval, program guidelines, and funding availability. Rates and terms are subject to change without notice. Equal Housing Lender.

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Wyoming power plant booming with suspected UFO, drone sightings — but still no answers after over a year

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Wyoming power plant booming with suspected UFO, drone sightings — but still no answers after over a year


Fleets of drones and suspected UFOs have been spotted hovering over a Wyoming power plant for more than a year, while a local sheriff’s department is still searching for clues.

Officials with the Sweetwater County Sheriff’s Office recorded scores of beaming, drone-like objects circling around the Red Desert and Jim Bridger Power Plant in Rock Springs over the last 13 months — though they didn’t specify how many, the Cowboy State Daily reported.

Multiple drone or suspected UFO sightings have been reported at the Jim Bridger Power Plant in Rock Springs, Wyoming. UCG/Universal Images Group via Getty Images

Sheriff John Grossnickle was one of the first to witness the spectacles, and last saw the mind-boggling formation on Dec. 12, his spokesperson Jason Mower told the outlet.

The fleets periodically congregate over the power plant in coordinated formations, Mower claimed.

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The sheriff’s office hasn’t been able to recover any of the suspected UFOs, telling the outlet they’re too high to shoot down.

The law enforcement outpost’s exhaustive efforts to get to the truth haven’t yielded any results, even after Grossnickle enlisted help from Wyoming US Rep. Harriet Hageman — who Mower claimed saw the formation during a trip to the power plant.

Hageman could not be reached for comment.

A spokesperson for the Sweetwater County Sheriff’s Office said that the drones typically hover too high up for them to shoot down. X/@JerzyBets

“We’ve worked with everybody. We’ve done everything we can to figure out what they are, and nobody wants to give us any answers,” Mower said, according to the outlet.

At first, spooked locals bombarded the sheriff’s office with calls about the confounding aerial formations. Now, though, Mower said that people seem to have accepted it as “the new normal.”

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Mower noted that the objects, which he interchangeably referred to as “drones” and “unidentified flying objects,” have yet to pose a danger to the public or cause any damage to the power plant itself.

John Grossnickle, the sheriff of Sweetwater County, claimed he saw the objects. LinkedIn/John Grossnickle

“It’s like this phenomenon that continues to happen, but it’s not causing any, you know, issues that we have to deal with — other than the presence of them,” he told the outlet.

The spokesperson promised the sheriff’s office would “certainly act accordingly” if the drones pose an imminent harm.

Meanwhile, Niobrara County Sheriff Randy Starkey told the Cowboy State Daily that residents of his community also reported mystery drone sightings over Lance Creek — more than 300 miles from the Jim Bridger Power Plant — starting in late October 2024 and ending in early March.

Another sheriff’s office one county over also reported similar sightings over a creek. phonlamaiphoto – stock.adobe.com

Starkey said he’s “just glad they’re gone,” according to the outlet.

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Drone sightings captured the nation’s attention last year when they were causing hysteria in sightings over New Jersey.

Just days into his second term, President Trump had to clarify that the drones were authorized by the Federal Aviation Administration to quell worries that they posed a national security threat.

Still, the public wasn’t convinced, but the mystery slowly faded as the sightings plummeted.

In October, though, an anonymous source with an unnamed military contractor told The Post that their company was responsible for the hysteria.

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Barrasso bill aims to improve rescue response in national parks

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Barrasso bill aims to improve rescue response in national parks


Much of Wyoming outside of Yellowstone and Grand Teton also struggles with emergency response time.

By Katie Klingsporn, WyoFile

Wyoming’s U.S. Sen. John Barrasso is pushing legislation to upgrade emergency communications in national parks — a step he says would improve responses in far-flung areas of parks like Yellowstone and Grand Teton national parks. 

“This bill improves the speed and accuracy of emergency responders in locating and assisting callers in need of emergency assistance,” Barrasso told members of the National Parks Subcommittee last week during a hearing on the bill. “These moments make a difference between visitors being able to receive quick care and continue their trip or facing more serious medical complications.”

The legislation directs the U.S. Department of the Interior to develop a plan to upgrade National Park Service 911 call centers with next-generation 911 technology. 

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Among other things, these upgrades would enable them to receive text messages, images and videos in addition to phone calls, enhancing their ability to respond to emergencies or rescues in the parks. 

A rescue litter is delivered to Jenny Lake Climbing Rangers. A new report compiled by ranger George Montopoli and his daughter Michelle Montopoli show trends in search and rescue incidents in Grand Teton National Park. Photo: Courtesy of Grand Teton National Park

Each year, rangers and emergency services respond to a wide range of calls — from lost hikers to car accidents and grizzly maulings — in the Wyoming parks’ combined 2.5 million acres. 

Outside park boundaries, the state’s emergency service providers also face steep challenges, namely achieving financial viability. Many patients, meantime, encounter a lack of uniformity and longer 911 response times in the state’s so-called frontier areas. 

Improving the availability of ground ambulance services to respond to 911 calls is a major priority in Wyoming’s recent application for federal Rural Health Transformation Project funds. 

Barrasso’s office did not respond to a WyoFile request for comment on the state’s broader EMS challenges by publication time. 

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The bill from the prominent Wyoming Republican, who serves as Senate Majority Whip, joined a slate of federal proposals the subcommittee considered last week. With other bills related to the official name of North America’s highest mountain, an extra park fee charged to international visitors, the health of a wild horse herd and the use of off-highway vehicles in Capitol Reef National Park, Barrasso’s “Making Parks Safer Act” was among the least controversial. 

What’s in it

Barrasso brought the bipartisan act along with Sens. Angus King (I-Maine), Cindy Hyde-Smith (R-Miss.) and John Hickenlooper (D-Colo.). 

The bill would equip national park 911 call centers with technological upgrades that would improve and streamline responses, Barrasso said. He noted that hundreds of millions of visitors stream into America’s national parks annually. That includes more than 8 million recreation visits to Wyoming’s national parks in 2024. 

“Folks travel from across the world to enjoy the great American outdoors, and for many families, these memories last a lifetime,” he testified. “This is a bipartisan bill that ensures visitors who may need assistance can be reached in an accurate and timely manner.”

President Donald Trump, seated next to U.S. Sen. John Barrasso, R-Wyoming, meets with members of Congress on Feb. 14, 2018, in the Cabinet Room at the White House in Washington, D.C. Photo: White House

The Park Service supports Barrasso’s bill, Mike Caldwell, the agency’s associate director of park planning, facilities and lands, said during the hearing. It’s among several proposals that are “consistent with executive order 14314, ‘Making America Beautiful Again by Improving our National Parks,’” Caldwell said. 

“These improvements are largely invisible to visitors, so they strengthen the emergency response without deterring the park’s natural beauty or history,” he said.

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Other park issues 

National parks have been a topic of contention since President Donald Trump included them in his DOGE efforts in early 2025. Since then, efforts to sell off federal land and strip park materials of historical information that casts a negative light on the country, along with a 43-day government shutdown, have continued to fuel debate over the proper management of America’s parks.  

Several of these changes and issues came up during the recent National Parks Subcommittee hearing. 

A person walks the southwest ridge of Eagle Peak in Yellowstone National Park during the 2024 search for missing hiker Austin King. Photo: Jacob W. Frank // NPS

Among them was the recent announcement that resident fee-free dates will change in 2026. Martin Luther King Day and Juneteenth will no longer be included in those days, but visitors won’t have to pay fees on new dates: Flag Day on June 14, which is Trump’s birthday and Oct. 27, Theodore Roosevelt’s birthday. 

Conservation organizations and others decried those changes as regressive. 

At the hearing, Sen. Martin Heinrich (D-NM), assured the room that “when this president is in the past, Martin Luther King Jr. Day and Juneteenth will not only have fee-free national park admission, they will occupy, again, incredible places of pride in our nation’s history.”

Improvements such as the new fee structure “put American families first,” according to the Department of the Interior. “These policies ensure that U.S. taxpayers, who already support the National Park System, continue to enjoy affordable access, while international visitors contribute their fair share to maintaining and improving our parks for future generations,” Secretary of the Interior Doug Burgum said in an announcement.

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WyoFile is an independent nonprofit news organization focused on Wyoming people, places and policy.



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Evacuations spread from fires in South Dakota, Wyoming due to strong winds from coast-to-coast storm

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Evacuations spread from fires in South Dakota, Wyoming due to strong winds from coast-to-coast storm


Large, fast-moving fires are causing evacuations in South Dakota and Wyoming due to the impacts of a coast-to-coast storm.

The FOX Forecast Center said winds have been gusting up to 70 mph in the Pennington County, South Dakota area, which has caused the wildfire to spread rapidly.

COAST-TO-COAST STORM CAUSES TRAVEL ISSUES DUE TO HURRICANE-FORCE WINDS, HEAVY RAIN ACROSS NORTHWEST

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The blaze, known as the Greyhound Fire, is approximately 200 acres in size. The fire is burning two to three miles south of Keystone and is moving east, according to the Pennington County Sheriff’s Office.

Highway 40 and Playhouse Road are closed as crews work to contain the fire.

People living along the highway between Playhouse Road and Rushmore Ranch Road have been evacuated, officials said.

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TWO KIDS WAITING FOR THE BUS CRITICALLY INJURED DUE TO STRONG WINDS IN IDAHO

Crews are asking anyone in an evacuation zone to leave the area. Officials are advising people in the area to check the Pennington County Public Safety Hub.

People in the Winchester Hills area of Cheyenne, Wyoming, have also been evacuated due to a grass fire.

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The FOX Forecast Center said winds are gusting up to 75 mph in the area.

The National Weather Service has issued a Fire Warning and says there is a shelter at South High School for evacuated residents.

Check for updates on this developing story.



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