Technology

Tax season scams 2026: Fake IRS messages stealing identities

Published

1 week ago

February 19, 2026

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Tax season scams 2026: Fake IRS messages stealing identities

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Tax season no longer begins in April. For scammers, it starts the moment the calendar flips to January.

While you’re waiting for your W-2 or 1099 to arrive, cybercriminals are already sending out waves of fake IRS messages, “refund problem” alerts and account verification scams. These messages feel alarmingly real, and that’s not an accident.

The truth is, today’s tax scams don’t rely on random guessing. They rely on your personal data, pulled from online data brokers, public records and previous breaches. And once your information is in circulation, you become part of a high-value target list.

Let’s break down what’s really happening – and how you can protect yourself before the first fake message lands in your inbox.

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ROBINHOOD TEXT SCAM WARNING: DO NOT CALL THIS NUMBER

Tax scammers are targeting Americans as soon as January with fake IRS emails and refund alerts designed to steal personal data. (Photo illustration by Michael Bocchieri/Getty Images)

The new wave of tax scams

Every year, scammers refine their tactics. And every year, they get better at making their messages look legitimate. Here are the most common scams hitting Americans before tax season even peaks:

1) Fake IRS emails and texts

These messages look official. They use real IRS language, government-style formatting and even fake case numbers. You might see something like:

“Your tax account is under review. Immediate action is required to avoid penalties.”

The email may include:

IRS logos and official-looking headers
Threatening language about audits or fines
A link that appears to go to a government website.

But when you click, you’re taken to a fake IRS portal designed to steal:

Your Social Security number
Your date of birth
Your bank account details
Your IRS login credentials.

Once scammers have that, they can file fake returns, redirect your refund or impersonate you for years.

2) ‘Refund Issue’ alerts

This is one of the most effective tax scams because it preys on something people are already waiting for: their money. The message usually says:

“Your tax refund has been delayed due to a verification issue. Please confirm your information.”

It feels believable. You just filed. You are expecting a refund. And the message arrives right when you’re checking your bank account.

The link leads to a perfect copy of:

A government site
A tax filing service
Or a bank login page.

Every keystroke you enter is captured. Scammers now have your identity, your financial access and your tax data – all from one click.

3) Benefit and identity verification scams

These scams impersonate the:

IRS
Social Security Administration
State tax offices.

Often, they use what seem to be legitimate titles like “tax resolution officer” and state that you have unresolved tax activity. They claim your benefits, tax records or identity are “on hold” and must be verified immediately.

Typical messages say: “Your benefits account has been temporarily suspended. Verify your identity to restore access.” Or: “We detected unusual activity on your tax profile. Confirm your information now.”

The goal is simple: panic. When people panic, they don’t slow down. They don’t double-check. They click. And once they do, scammers collect everything they need to fully impersonate the victim.

HOW TO SAFELY VIEW YOUR BANK AND RETIREMENT ACCOUNTS ONLINE

Cybercriminals use data broker profiles and breach records to personalize tax scams and make them appear legitimate. (Andrew Harrer/Bloomberg via Getty Images)

Why these messages feel so real

You may wonder: How do they know my name? My address? My tax service?

They don’t guess. They buy it. Data brokers collect and sell personal profiles that can include your:

Full name and address history
Phone numbers and email addresses
Family members and marital status
Estimated income and property records
Age, retirement status and employer history.

Scammers use this data to personalize their messages. That’s why the email doesn’t feel random. It feels meant for you. And once your profile is sold or leaked, it can be reused again and again.

The real target isn’t your refund. It’s your identity

Once scammers steal your Social Security number, tax ID or bank details, the damage doesn’t stop with one scam.

They can:

File fake tax returns
Open credit lines in your name
Redirect benefits
Sell your identity on criminal marketplaces.

Tax scams are often the entry point to long-term identity theft.

The ‘pre-tax season cleanup’ most people skip

Most people think clearing browser cookies or changing passwords is enough. It’s not. Your information still lives in data broker databases, where scammers shop for victims.

That’s why I recommend a data removal service that automates data removal and goes directly to the source. Instead of chasing scams one by one, these services help remove the reason you’re targeted in the first place.

While no service can guarantee the complete removal of your data from the internet, a data removal service is really a smart choice. They aren’t cheap, and neither is your privacy. These services do all the work for you by actively monitoring and systematically erasing your personal information from hundreds of websites. It’s what gives me peace of mind and has proven to be the most effective way to erase your personal data from the internet. By limiting the information available, you reduce the risk of scammers cross-referencing data from breaches with information they might find on the dark web, making it harder for them to target you.

Check out my top picks for data removal services and get a free scan to find out if your personal information is already out on the web by visiting Cyberguy.com.

Get a free scan to find out if your personal information is already out on the web: Cyberguy.com.

Practical steps to protect yourself this tax season

Here’s what I recommend before filing:

Never click tax links from emails or texts. Go directly to official websites. Strong antivirus software can help block malicious links before they install malware or steal personal information. Get my picks for the best 2026 antivirus protection winners for your Windows, Mac, Android and iOS devices at Cyberguy.com.
Use strong, unique passwords for tax services and email. A password manager helps create and store strong, unique passwords and alerts you if your email appears in known data breaches. Next, see if your email has been exposed in past breaches. Our No. 1 password manager pick includes a built-in breach scanner that checks whether your email address or passwords have appeared in known leaks. If you discover a match, immediately change any reused passwords and secure those accounts with new, unique credentials. Check out the best expert-reviewed password managers of 2026 at Cyberguy.com.
Enable two-factor authentication (2FA) wherever possible.
Freeze your credit if you’re not applying for loans. To learn more about how to do this, go to Cyberguy.com and search “How to freeze your credit.”
Remove your data from brokers before scammers find it, as discussed above.

2026 VALENTINE’S ROMANCE SCAMS AND HOW TO AVOID THEM

Fake “refund issue” messages trick taxpayers into entering Social Security numbers and bank details on fraudulent sites. (Photo illustration by Michael Bocchieri/Getty Images)

Kurt’s key takeaways

Tax scams don’t start in April; they start when your data is sold. The more complete your profile becomes, the easier it is for scammers to impersonate government agencies and steal your identity. By removing your personal data now, you’re not just protecting your refund; you’re protecting your future. This tax season, don’t wait for the alert. Remove the risk.

Have you received a suspicious IRS text or email this tax season, and what made you question whether it was real? Let us know by writing to us at Cyberguy.com.

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Kurt “CyberGuy” Knutsson is an award-winning tech journalist who has a deep love of technology, gear and gadgets that make life better with his contributions for Fox News & FOX Business beginning mornings on “FOX & Friends.” Got a tech question? Get Kurt’s free CyberGuy Newsletter, share your voice, a story idea or comment at CyberGuy.com.

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Technology

Polymarket defends its decision to allow betting on war as ‘invaluable’

Published

8 hours ago

February 28, 2026

Press Room

Polymarket defends its decision to allow betting on war as ‘invaluable’

It might be World War III, but at least I won $20. | Image: Polymarket / The Verge

Polymarket has been allowing people to bet on when the US would strike Iran next. Obviously, now that it’s actually happened and people have died, the prediction betting market is feeling some pressure. The site has been at the center of controversy before, including suspicions of insider trading on the Super Bowl halftime show and the capture of Venezuelan President Nicolás Maduro.

In a statement posted on its site, Polymarket defended its decision to allow betting on the potential start of a war, saying that it was an “invaluable” source of news and answers, before taking shots at traditional media and Elon Musk’s X. The statement reads:

…

Read the full story at The Verge.

Technology

Google dropped dark web monitoring: Should you care?

Published

9 hours ago

February 28, 2026

Press Room

Google dropped dark web monitoring: Should you care?

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Google has officially discontinued its Dark Web Report feature, a free tool that once scanned known dark web breach dumps for personal information tied to a user’s Google account. The service delivered notifications when email addresses and other identifiers appeared in leaked datasets.

According to Google’s support page, the system ceased scanning for new dark web data Jan. 15, 2026, and the reporting function was removed entirely on Feb. 16, 2026, meaning users can no longer access the feature.

The company said the decision reflects a shift toward security tools it believes provide clearer guidance after exposure, rather than standalone scan alerts.

If you previously relied on the free dark web scan as an early warning signal for leaked data, this change removes one of your sources.

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Google officially ended its Dark Web Report tool, removing free breach alerts tied to user accounts. (Kurt “CyberGuy” Knutsson)

So what did users really lose?

Google’s Dark Web Report acted as a basic exposure scanner. It checked whether personal information linked to a Google account had surfaced in known breach collections circulating on the dark web.

When a match is found, users receive a notification identifying which type of data appeared in a leak. Depending on the data breach, that could include an email address, phone number, date of birth or other identifying details commonly harvested during large-scale hacks.

The report did not display stolen credentials or provide access to the leaked database itself. It also did not trace the origin of the compromise beyond referencing the breached service when available.

After an alert was issued, the next steps were left to the user. Google recommended actions such as changing passwords, enabling stronger authentication methods and reviewing account security settings. With the tool now removed, that automated breach check tied directly to a Google account is no longer available.

What you still have access to

Google directs users to its Security Checkup, a dashboard that scans your account for weak settings and unusual sign-in activity.

Its built-in Password Manager includes Password Checkup, which scans saved credentials against known breach databases and prompts you to change exposed passwords. Google also supports passkeys and two-factor verification to lock down account access.

The Results About You tool lets users search for personal information in Google Search and submit removal requests for certain publicly indexed details.

149 MILLION PASSWORDS EXPOSED IN MASSIVE CREDENTIAL LEAK

Without the automatic scan, users must now check for leaked data using other security tools. (iStock)

Alerts don’t always mean protection

Once personal information is compromised, it often ends up far beyond the breach itself. Stolen credentials and identity data are regularly trafficked on underground platforms where buyers can search for information tied to real people.

The BidenCash dark web marketplace was taken down by U.S. authorities in June 2025, and the Justice Department confirmed that the platform peddled stolen personal information and credit card data.

These illicit markets operate with a level of organization not unlike legitimate online stores. Search tools and bulk data sets are up for grabs and can be used to target any online account. This makes credential stuffing easier, where attackers test leaked passwords across multiple services in hopes of barreling into your account.

A breach alert tied to a dark web scan points to a leak at one moment in time; it does not follow whether that information has been sold to third parties or used in subsequent fraud attempts. For everyday users, this means that just knowing your data appeared in a leak doesn’t help much.

THINK YOUR NEW YEAR’S PRIVACY RESET WORKED? THINK AGAIN

Stolen personal information can circulate for years, making ongoing monitoring more important than a one-time alert. (Kurt “CyberGuy” Knutsson)

Identity monitoring may be a better option

With Google’s scan gone, some people may consider dedicated identity protection services instead. Many of these services offer continuous monitoring of your personally identifiable information and send alerts about changes to your credit reports from all three major U.S. credit bureaus. That can include notifications about new inquiries, newly opened accounts and monthly credit score updates. Some plans also monitor a broader range of personal identifiers, such as driver’s license numbers, passport numbers and email addresses.

Beyond credit monitoring, certain services track linked bank, credit card and investment accounts for unusual activity. They may also monitor public records for changes to addresses or property titles and alert you if your information appears in those filings.

Many providers include identity theft insurance to help cover eligible out-of-pocket recovery costs. Coverage limits vary by plan and provider. Additional features often include spam call and message protection, a password manager, a virtual private network (VPN) and antivirus software.

No service can prevent every form of identity theft. However, ongoing monitoring and recovery support can make it easier to respond quickly if your information is misused.

See my tips and best picks on Best Identity Theft Protection at Cyberguy.com.

Kurt’s key takeaways

Google’s decision to drop its Dark Web Report may seem small. But it removes a tool many users relied on. For some, those alerts were the first warning that their data appeared in a breach. That automatic scan is now gone. Google still offers Security Checkup, Password Checkup, passkeys and two-step verification. However, none of them actively scan dark web breach dumps for you. Stolen data does not disappear. Criminals copy, sell and reuse it. One alert shows a single moment. Ongoing identity theft monitoring helps you stay aware over time.

Now that Google has dropped its dark web monitoring feature, will you actively check your data exposure or assume someone else is watching it for you? Let us know your thoughts by writing to us at Cyberguy.com

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Technology

Xiaomi 17 is a small(ish) phone with a big(ish) battery

Published

20 hours ago

February 28, 2026

Press Room

Xiaomi 17 is a small(ish) phone with a big(ish) battery

Xiaomi has just given a global launch to two of its latest flagship phones, the Xiaomi 17 and 17 Ultra, along with a Leica-branded Leitzphone edition of the Ultra. There’s no sign, however, of the 17 Pro, which launched in China with an additional display mounted next to the rear cameras.

The 17 and 17 Ultra will apparently be available soon in the UK, Europe, and select other markets. The 17 — pitched as a rival to the likes of the iPhone 17 and Samsung Galaxy S26 — will cost £899 / €999 (about $1,200), while the larger and more capable Ultra starts from £1,299 / €1,499 ($1,750). The limited-edition Leitzphone will be substantially more expensive at £1,699 / €1,999 ($2,300), though it includes 16GB of RAM and 1TB of storage, along with a few extra accessories.

I like the simple, sleek aesthetic of the phone.

Photo of Xiaomi 17 homescreen on a wooden table outdoors

The 6.3-inch display isn’t tiny, but it does make the phone small by modern standards.

All three of the phone’s rear cameras are 50-megapixel.

The 17 is an extremely capable small-ish flagship, with a 6.3-inch OLED display, Qualcomm Snapdragon 8 Elite Gen 5, and large 6,330mAh silicon-carbon battery (though sadly smaller than the 7,000mAh version launched in China). I won’t be writing a full review of the 17, but did spend a week using it as my main phone, and found that the battery cruised past the full-day mark, though wasn’t quite enough for two full days of my typical usage. That’s far better battery life than you’d find in similarly sized phones from Apple, Samsung, or Google.

The cameras impress too, with 50-megapixel sensors behind each of the four lenses, selfie included. Pound for pound, you won’t find many better camera systems in any phone this size.

1/10

I’ve been largely impressed by the Xiaomi 17’s cameras.

The Ultra, unsurprisingly, takes things to another level. It’s much larger, with a 6.9-inch display, and weighs a hefty 218g. Despite that, the 6,000mAh is actually smaller, though I found it delivered pretty similar longevity.

Photo of Xiaomi 17 and 17 Ultra on a table, closeup on the cameras

The 17 Ultra is larger in just about every respect, but strangely has a smaller battery.

The enormous camera is, as ever for Xiaomi’s Ultra phones, the highlight. There are 50-megapixel sensors for each of the main, ultrawide, and selfie cameras, with a large 1-inch-type sensor behind the primary lens. The periscope telephoto is even more impressive: 200-megapixel resolution, a large 1/1.4-inch sensor, and continuous optical zoom from 3.2x to 4.3x, the equivalent of 75-100mm. Xiaomi isn’t the first to pull off a true zoom phone — Sony’s Xperia 1 IV got there first in 2022 — but the telephoto camera here is far more capable than that phone’s, with natural bokeh and impressive performance even in low light.

Photo of Xiaomi 17 Ultra Leitzphone outdoors

This is the Leica-branded Leitzphone version of the 17 Ultra.

The camera capabilities are supported by Xiaomi’s ongoing photography partner Leica, but it’s the pair’s Leitzphone that really emphasizes that. Slightly redesigned from the 17 Ultra Leica Edition that was released in China last December, this includes Leica branding across the hardware and software, a range of Leica filters and shooting styles, and a rotatable rear camera ring that can be used to control the zoom. It’s the first Leica Leitzphone produced by Xiaomi — after a trio of Japan-only Sharp models — and comes with additional branded accessories, including a case with a lens cap and a microfiber cleaning cloth.

Xiaomi has plenty of other announcements alongside the 17 series phones at MWC this year, including a super-slim magnetic power bank, the Pad 8 and Pad 8 Pro tablets, and a smart tag that supports both Google and Apple’s tech-tracking networks.

Photography by Dominic Preston / The Verge

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