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How to use VPNs without compromising your banking apps

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How to use VPNs without compromising your banking apps

Using a VPN — a virtual private network — to browse the internet can give you more security and privacy online. It can also be used to access websites that might not be available in your location. (For instance, Netflix may not be available in some countries, but you can access it with a VPN). 

Some people may also use a VPN to make it appear that they are in a given location, even if they aren’t. This may help them to more easily navigate websites that put up blocks to people in different places.

But because of these security measures, some VPN users like Ernie from Blue Ridge, Georgia, who wrote to us, may face the opposite problem of being blocked out of websites, like online banking sites, that they usually would have no problem accessing. This can be frustrating and time-consuming to simply check something online, and it may lead many people to reconsider using a VPN altogether.

But is this the right move? Here’s what you need to know if this happens to you.

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A person using a VPN on a laptop  (Kurt “CyberGuy” Knutsson)

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What does a VPN do?

If you already have a VPN, you might know how it works. But, in case you’re unfamiliar or to give a little recap, a VPN essentially creates a secure tunnel between your device and the internet. This tunnel helps protect your online activities from being spied on by others, including hackers, your internet service provider or even governments.

When you connect to a VPN, it encrypts your data, meaning all the information you send and receive is jumbled up so that it becomes unreadable to anyone who might intercept it. This encryption helps ensure that sensitive information like your passwords, emails and browsing history remain private.  

It does this by masking your actual IP address, which stands for “internet protocol address,” a numerical label that identifies your device and your device’s general geographic location, with one from the VPN server, making it appear as though your online activities are coming from a different location.

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This helps with privacy and allows you to access content that might be restricted in your actual location due to censorship or licensing agreements. Essentially, a VPN provides anonymity and freedom online by encrypting your data and hiding your online footprint.

MORE: BEST VPNS FOR BROWSING THE WEB PRIVATELY 2024

Why do some banks and websites not work when your VPN is on?

Because VPNs are designed to provide an additional layer of security and privacy to your online activities —including your banking transactions — some users run into trouble when they try to log into a bank with the VPN on. This is because some banks may block VPN connections as a security measure to prevent fraudulent activities. When you go to the website to log in, it might not let you proceed or give you an error page.

However, this is not a universal practice, and many banks allow VPN connections without issues. It can still happen, not just with banking websites, but with other websites.

A woman using a VPN while shopping online  (Kurt “CyberGuy” Knutsson)

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MORE: WILL A VPN PREVENT APPS FROM TRACKING ME? 

What to do if you can’t log in to your online banking with the VPN on

If you’re facing issues logging into your online banking or other websites, it could be due to your VPN. In fact, there have been many times when we thought there was an issue with a website or getting online, and it turns out the VPN was the culprit! So, here’s what you can do:

1. Contact your bank’s customer support: They may be able to provide you with more information on why the app is not working with a VPN and offer a solution.

2. Try a different VPN: Some VPNs with your banking app may work better than others. Try using a different VPN service to see if it resolves the issue.

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3. Disable the VPN when using banking apps: If none of the above solutions work, you can disable the VPN when using your banking app and enable it again when you’re done. VPNs with a plugin or widget pinned to your browser’s navigation bar can make enabling and disabling it very easy with a click of a button.

Disabling your VPN while using banking apps may be inconvenient, but it’s always better to err on the side of caution and prioritize your online safety.

If you’re concerned about privacy and security, ensure you’re connecting over a secure, private network and not public Wi-Fi.

A VPN on a laptop  (Kurt “CyberGuy” Knutsson)

MORE: HOW DO I USE A VPN FOR ONLINE BANKING WHEN I TRAVEL? 

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The ultimate solution for private web surfing

While VPNs occasionally complicate access to certain websites, their privacy benefits cannot be overstated. So, consider using a VPN to protect against being tracked and identify your potential location on websites you visit. Depending on their privacy settings, many sites can read your IP address and display the city you are corresponding to. A VPN will disguise your IP address to show an alternate location. See my expert review of the best VPNs for browsing the web privately on your Windows, Mac, Android and iOS devices.

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Kurt’s key takeaways

Ultimately, regularly using a VPN when accessing the internet can be a great way to enhance your privacy and security while allowing you to access sites you may not otherwise be able to because of your location. However, this benefit is also a problem, as the VPN can prevent you from accessing sites you commonly need to get into, like your banking site. Despite this frustration, we recommend using a VPN whenever possible and taking the above measures to make your bank login seamless.

Have you ever encountered unexpected limitations or benefits while using a VPN?  Let us know by writing us at Cyberguy.com/Contact

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Meta is adding ridiculous ‘rate limits’ and a soft paywall to its smart glasses

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Meta is adding ridiculous ‘rate limits’ and a soft paywall to its smart glasses

Would you pay $20 a month for access to AI hardware you already own? That appears to be one of Meta’s next bets. This week, it quietly announced that your glasses’ Conversation Focus feature will soon be limited to three hours of use per month, unless you pay for a $19.99 Meta One Premium subscription.

In a help article, the company insists that it won’t require a subscription to use your glasses, period; it’s merely erecting a “rate limit” for certain AI features. Even premium subscribers will only get 15 hours of Conversation Focus per month under that “rate limit,” it claims.

Problem is, Meta’s rate limit is ridiculous. The Conversation Focus feature, which amplifies the voice of the person you’re speaking to so you can hear better in noisy environments, is not something that should plausibly be rate-limited, because it doesn’t use Meta’s servers. It runs on-device, using the chips inside the glasses that you’ve already purchased. I turned off my internet, and it kept working.

Here’s how the company introduced it last year: “[C]onversation focus uses your AI glasses’ open-ear speakers, beamforming technology, and real-time spatial processing to dynamically amplify the voice of the person you’re talking to.”

Not only does it avoid Meta’s servers, but Conversation Focus doesn’t technically require an internet connection at all. I double-checked by turning off my phone’s Wi-Fi and cellular, turning on Airplane Mode, and I was still able to use Conversation Focus just fine by tapping a button on my phone.

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Does Meta have some secret licensing deal with another company that costs it money every time a person uses Conversation Focus? Failing that, the rate limit sounds utterly bogus.

We’ve asked if Meta can explain the move, and whether the company plans to put other on-device features behind a subscription. Meta didn’t immediately respond to a request for comment.

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Warehouse robots move packages without human handoff

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Warehouse robots move packages without human handoff

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A busy warehouse loading dock can be a grind. Trucks pull up. Packages pour in. Workers have to move fast, lift heavy boxes and keep everything flowing before the next trailer arrives. That part of the warehouse has always been one of the hardest places to automate. Every box can be a different size. Freight can shift in transit. Labels may face the wrong way. And when one system finishes a task, the next system still has to know what to do with the package.

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Now, Ambi Robotics and Pickle Robot Company say they have linked their robotic systems to help solve that handoff problem. The companies announced a commercial integration that connects Pickle Robot’s trailer-unloading robots with Ambi Robotics’ AmbiStack pallet-building system. In other words, one robot system unloads mixed freight from a trailer. Then a conveyor moves those cases downstream so another robotic system can scan and stack them for warehouse receiving.

If this works well in large facilities, it points to a future where robots can handle more of the work that happens between a truck and a warehouse floor.

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Ambi Robotics and Pickle Robot Company have integrated their warehouse robotics systems to automate the flow of freight from trailers to pallets. The companies say the setup can fit into existing warehouse operations. (Ambi Robotics and Pickle Robot Company )

How warehouse robots move packages from truck to pallet

The setup starts at the trailer. Pickle Robot’s system unloads boxes from trailers or containers. That matters because unloading mixed freight can be exhausting work. It also creates bottlenecks when warehouses do not have enough people on the dock. From there, the packages move by conveyor into AmbiStack. Ambi Robotics designed AmbiStack as a multipurpose stacking system. It reads package information and builds pallets for the next stage of the warehouse process.

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The key here is the handoff. Many warehouses already use automation. However, those systems often work in separate lanes. One machine may handle unloading. Another may handle sorting or stacking. Yet the warehouse still needs people or custom engineering to connect the pieces. This collaboration tries to make that connection smoother. The companies say the system can work with existing warehouse infrastructure. That means operators may avoid tearing apart a facility to use it.

Why Physical AI is important for warehouse automation

Physical AI means AI that controls machines doing physical work. That is important here because warehouse robots have to deal with moving boxes, shifting freight, conveyor timing and pallet stability. That creates a very different challenge from software that writes a paragraph or answers a question. A warehouse robot has to react to what sits in front of it. A box can arrive dented. A label can face the wrong way. A pallet can become unstable if the next case goes in the wrong spot.

This Ambi Robotics and Pickle Robot integration shows how that can work inside a warehouse. Pickle Robot handles the trailer unloading. AmbiStack takes over downstream by scanning and stacking cases for receiving. Together, the systems show how specialized robots can connect across a warehouse workflow.

“Warehouse operators shouldn’t have to choose between best-in-class technologies and seamless integration,” said Jim Liefer, CEO of Ambi Robotics. “As Physical AI transforms supply chains, interoperability will become increasingly important.”

AJ Meyer, founder and CEO of Pickle Robot Company, put the customer demand more directly: “Customers want automation that improves real-world throughput while fitting into existing operations.”

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A new warehouse automation system connects robotic trailer unloading with AI-powered pallet building, reducing manual handoffs on busy loading docks. (Ambi Robotics and Pickle Robot Company )

Why loading docks can slow warehouse operations

Anyone who has waited on a delayed package knows the supply chain can break down fast. Sometimes the problem starts long before a delivery truck reaches your home. Inbound logistics covers the work that happens when goods arrive at a warehouse. That includes getting boxes off trailers and moving them into the right workflow. It sounds pretty straightforward until you see the reality.

Trailers can be packed unevenly. Boxes can arrive in odd shapes. Warehouse teams also deal with tight schedules and physical strain. That is why loading docks have become such a major focus for automation. If robots can unload freight and pass it into a pallet-building system without constant human intervention, warehouses could move goods faster through one of the most labor-heavy parts of the operation.

How warehouse robots could change jobs

The big question is obvious. What happens to workers? Robots can take over repetitive and physically demanding tasks. That may reduce injuries and help warehouses handle labor shortages. It may also change which jobs companies need most.

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Instead of spending a full shift unloading trailers, some workers may monitor the unloading and stacking systems. Others may step in when a package jams, a label fails to scan or a pallet needs human attention.

Still, that shift can feel unsettling. Automation often comes with a promise of safety and efficiency. Workers want to know where they fit in next. That is very important. A robot may move a box, but people still handle judgment calls, customer issues and fast decisions when the workflow changes.

Why retailers want connected warehouse robots now

Retailers and logistics companies feel pressure from several directions. Consumers expect faster shipping. Warehouses face staffing challenges. Meanwhile, e-commerce keeps creating more package volume. That creates a hard math problem. Companies need to move more goods without slowing down at the dock.

This Ambi Robotics and Pickle Robot setup gives warehouse operators another option. Instead of buying one giant system from a single vendor, they can connect specialized robotic tools that handle different parts of the job. That could give operators more flexibility. It could also help them avoid major redesigns, which can be expensive and disruptive. In other words, the robots are getting smarter. They are also starting to work together in more useful ways.

What this means to you

Even if you never set foot in a warehouse, this kind of automation can affect your life. When warehouses move goods more efficiently, stores may restock faster. Online orders may move with fewer delays. Returns may get processed more quickly. There is another side, too. More automation can reshape job roles inside warehouses. That means workers may need new training as companies bring in more robotic systems.

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You may also hear fewer excuses when packages run late. If robots help warehouses operate with fewer bottlenecks, retailers may raise expectations for speed even more. That sounds convenient, but it also means the race for faster delivery keeps putting pressure on every part of the supply chain.

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Ambi Robotics and Pickle Robot Company say their integrated systems could help warehouses move inbound freight faster while easing physically demanding work. (Ambi Robotics and Pickle Robot Company )

Kurt’s key takeaways

What grabs me here is the handoff. One robot unloads packages from a trailer. Another scans and stacks them for the next part of the warehouse process. That is the piece that could change how loading docks operate. Warehouses are full of little delays that add up fast. If a package sits in the wrong place or waits for a person to move it to the next step, the whole process can slow down. This integration shows how warehouse robots may start taking over more of that middle work between the truck and the warehouse floor. Still, the human side deserves attention. These systems could reduce backbreaking work, which is a good thing. At the same time, they may change what warehouse workers are asked to do. The companies that make that transition clear, fair and useful for workers will be the ones to watch.

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If robots can unload the truck, build the pallet and keep the warehouse moving, what job inside the warehouse gets automated next? Let us know by writing to us at CyberGuy.com.

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Google’s NotebookLM can sum up your research in a TikTok-style clip

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Google’s NotebookLM can sum up your research in a TikTok-style clip

Google’s NotebookLM is adding a new way to catch up on your notes: TikTok-style AI videos. The new feature is rolling out to Google AI Ultra and Pro subscribers, allowing NotebookLM to generate 60-second vertical AI clips based on the sources you upload to the app.

The example shared by Google details Australia’s unsuccessful war on emus, pairing paper cutout-style AI art of emus with narration. It adds to some of the other ways NotebookLM lets you interact with your research, including by generating AI podcasts, cinematic videos, and visual explainers.

To generate a 60-second clip, head to NotebookLM on the web or app, select a notebook, and then choose “Video” from the Studio column on the right side of the screen. From there, select “Short,” choose the topic you’d like NotebookLM to focus on (or enter your own), and then hit the “Generate” button.

The feature is rolling out in English only for now, with support for free users coming “soon.”

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