Technology
Hackers can steal money and make your bank account look intact
Hackers have become increasingly sophisticated in targeting bank accounts, sometimes stealing money without the account holder realizing it right away. This raises an unsettling concern among many: could someone actually drain your bank account while making it appear as though your balance remains untouched?
As Bruce from Phoenix asks, “Is it true that hackers can wipe out your bank account but make it look like the money is still there?”
The short answer is yes, though it’s rare and requires a high level of skill. Still, even the possibility is alarming, especially when you consider how easily people can fall victim to common tactics hackers use to gain access to accounts in the first place.
Join the FREE “CyberGuy Report”: Get my expert tech tips, critical security alerts and exclusive deals, plus instant access to my free “Ultimate Scam Survival Guide” when you sign up!
A hacker at work (Kurt “CyberGuy” Knutsson)
How do hackers access your bank account?
There’s a long list of methods cybercriminals use to get into people’s financial accounts, and most of them don’t involve “hacking” in the Hollywood sense. Instead, they rely on tricking you into handing over sensitive information. Here are some of the most common techniques.
Fake banking apps and mobile trojans: Some apps are designed to look exactly like your bank’s official app, but they’re actually fakes. If you enter your login info, it goes straight to the scammer. Even more advanced are mobile banking trojans, which hide inside seemingly unrelated apps. Once installed, the trojan watches for when you open your real banking app and then quickly overlays a fake login screen. If you type in your credentials, the trojan grabs them and sends them off to the attacker.
Phishing scams: Scammers send emails or texts that appear to be from your bank, asking you to verify a transaction or log in to resolve an issue. These messages often include links to websites that look identical to your bank’s site but are actually fakes. The giveaway is often a small detail, like a misspelled URL. For example, “captial0ne.com” instead of “capitalone.com.”
Keyloggers: Keyloggers are a type of malware that silently records everything you type. If one gets onto your device, it can capture your banking username, password and anything else you type, all without you knowing.
Man-in-the-middle attacks: These attacks happen when hackers intercept the data being transmitted between you and your bank’s website. This is especially risky if you’re on public Wi-Fi. You may think you’re logging in securely, but a hacker could be watching everything or even redirecting you to a fake version of your bank’s site.
SIM swapping: SIM swapping is where a scammer contacts your phone provider, pretends to be you and asks to transfer your number to a new SIM card. If successful, they receive your text messages, including any verification codes sent by your bank. This gives them access to your account, even if two-factor authentication is turned on.
A person using a bank card to shop via laptop (Kurt “CyberGuy” Knutsson)
SNEAKY SCAMMERS DRAIN BANK ACCOUNT IN SINISTER PHONE PHISHING SCHEME
Advanced account manipulation
This is where it gets unsettling. In rare cases, hackers can actually make it look like your bank balance hasn’t changed, even though they’ve already taken the money. How? By targeting the display layer of your banking app or web interface. If malware is installed on your device, it can manipulate what shows up on the screen. That means your balance might look normal, while your actual funds are long gone. This type of attack is extremely rare and usually requires access to a compromised or jailbroken device, but it’s technically possible and just sophisticated enough to delay you from realizing what happened.
Bank alert notification on smartphone (Kurt “CyberGuy” Knutsson)
PREVENTING THIS INSIDIOUS EMAIL FORWARDING SCAM THAT WILL DRAIN YOUR BANK ACCOUNT
8 steps to protect your bank account from sophisticated hackers
The good news? You don’t need to be a cybersecurity expert to protect yourself. Just following these key steps can dramatically reduce your risk.
1) Use official apps only: Cybercriminals will try to trick you with fake banking apps and mobile trojans that overlay fake login screens, so it’s critical to download banking apps exclusively from the Apple App Store or Google Play. Never install apps from links in emails or texts.
2) Turn on two-factor authentication (2FA): SIM-swapping attacks can hijack your phone number and intercept SMS codes, so enable app-based 2FA to block unauthorized logins even if hackers obtain your password.
3) Get text or app alerts: Hackers can manipulate your account’s display to hide stolen funds, so set up real-time transaction alerts to expose unauthorized withdrawals immediately, especially for microtransactions used to test your account.
4) Use strong, unique passwords: Phishing scams and keyloggers often harvest weak or reused credentials, so use a password manager to generate and store complex passwords. Get more details about my best expert-reviewed password managers of 2025 here.
5) Avoid clicking suspicious links and install strong antivirus software: Scammers impersonate banks with phishing emails/texts containing misspelled URLs (e.g., “captial0ne.com”), so always navigate directly to your bank’s official website or app instead of clicking embedded links. Strong antivirus software helps protect your devices from fake apps, keyloggers and other threats. The best way to safeguard yourself from malicious links that install malware, potentially accessing your private information, is to have antivirus software installed on all your devices. This protection can also alert you to phishing emails and ransomware scams, keeping your personal information and digital assets safe. Get my picks of the best 2025 antivirus protection winners for your Windows, Mac, Android and iOS devices.
6) Check your accounts regularly: Don’t just glance at your balance. Review recent transactions at least once a week to catch any suspicious activity.
7) Avoid public Wi-Fi for banking: Hackers exploit unsecured networks to launch man-in-the-middle attacks and spoof banking sites, so use a VPN to encrypt your connection if you must bank on public Wi-Fi. VPNs will protect you from those who want to track and identify your potential location and the websites that you visit. For the best VPN software, see my expert review of the best VPNs for browsing the web privately on your Windows, Mac, Android and iOS devices.
8) Use a personal data removal service: Data brokers sell your contact details and personal information, which hackers can use for targeted phishing attacks or SIM swap scams. These services automatically remove your data from broker databases, reducing the risk of social engineering attempts that could compromise your bank account.
While no service can guarantee the complete removal of your data from the internet, a data removal service is really a smart choice. They aren’t cheap, and neither is your privacy. These services do all the work for you by actively monitoring and systematically erasing your personal information from hundreds of websites. It’s what gives me peace of mind and has proven to be the most effective way to erase your personal data from the internet. By limiting the information available, you reduce the risk of scammers cross-referencing data from breaches with information they might find on the dark web, making it harder for them to target you. Check out my top picks for data removal services here.
GOT A BANK TRANSFER ALERT TEXT? IT MIGHT BE A SCAM. HERE’S WHAT TO DO
Kurt’s key takeaways
Hackers don’t need to break into your bank’s system; they just need to trick you. Whether it’s phishing, malware or SIM swaps, the goal is always the same: get access to your login and verification codes. Fortunately, you can make it much harder for them by using secure habits and staying alert. Your money belongs with you, not in the hands of a scammer.
Has this ever happened to you or someone you know? Let us know by writing us at Cyberguy.com/Contact.
For more of my tech tips and security alerts, subscribe to my free CyberGuy Report Newsletter by heading to Cyberguy.com/Newsletter.
Ask Kurt a question or let us know what stories you’d like us to cover.
Follow Kurt on his social channels:
Answers to the most-asked CyberGuy questions:
New from Kurt:
Copyright 2025 CyberGuy.com. All rights reserved.
Technology
Soundcore new Space 2 promise improved ANC and sound
We finally have an update to the Soundcore Space One that launched two and a half years ago. At MWC 2026, Soundcore has announced the Space 2, which will be available in the US on April 21st in three colors — linen white, jet black, and seafoam green — for $129.99. That’s $30 more than the Space One’s original price.
According to Soundcore, the Space 2 have had a full-band noise cancellation upgrade with the focus of those improvements on the low-frequency sounds we all generally use ANC headphones to block — things like airplane, train, and bus engine sounds while traveling. The Space 2 use the same number of microphones as the Space One for noise canceling, instead relying on optimized mic placement and structure and materials improvements for the boost in performance.
Redesigned 40mm drivers incorporate dual layers in their design. There’s a silk diaphragm with metal ceramic that supposedly results in faster transient response — the driver’s ability to respond to sudden sound quickly and accurately — with better balanced sound reproduction. The Space One had great sound performance for the price, but I’m all for any improvement to sound performance accuracy. Like the Space One, the Space 2 will support LDAC high-res audio.
The headphones connect wirelessly over Bluetooth 6.1, although they do not support Auracast transmissions — an unfortunate exclusion. There’s also a 3.5mm jack for a wired connection.
Battery life has been increased to up to 50 hours with ANC and 70 hours with ANC off. This is up from 40 hours with ANC and 55 hours without ANC with the Space One headphones. With a five-minute charge the Space 2 get an additional four hours of listening.
The Space 2 will include many of the features found on the Space One. You can use HearID 3.0 to go through a series of sound samples to tune the headphones’ sound to your preferences. It worked well for me on the Space One to get them closer to a sound I liked, with a bit of the edge taken off the higher frequencies. There’s also a sensor that detects when you remove the headphones and stops playback so you don’t miss any of your music or podcast. They once again come with a cloth bag that matches the color of the headphones instead of a case, which is one change I wish Soundcore had made, as the cloth bag doesn’t offer as much protection if you tend to throw your headphones into your backpack or bag.
The Soundcore Space One were among the best budget ANC headphones when they came out, and still hold up to more recent releases. But with the bump in price to over $100 for the Space 2, there’s a bit more expectation on them. ANC performance continues to improve — and products get cheaper — across manufacturers, so the Soundcore Space 2 has some competition from companies like Sony, EarFun, and JLab. If the ANC on the Space 2 stands up to current budget headphones and they still sound as good and are as comfortable as the Space One, you can expect to see the new Soundcore Space 2 on many recommendation lists.
Technology
Tired of websites blocking your VPN? A dedicated IP fixes that
NEWYou can now listen to Fox News articles!
If you have ever turned on your VPN and suddenly could not log in to your bank, email, streaming service or work portal, you are not imagining things. In fact, this is one of the most common frustrations VPN users face today.
However, the issue is not that VPNs stopped working. Instead, websites have become far more aggressive about blocking traffic that looks suspicious.
As a result, the way your VPN is built now matters just as much as whether you use one at all.
Sign up for my FREE CyberGuy Report
Get my best tech tips, urgent security alerts, and exclusive deals delivered straight to your inbox. Plus, you’ll get instant access to my Ultimate Scam Survival Guide – free when you join my CYBERGUY.COM newsletter
Shared VPN IPs often trigger red flags, which is why banks, email providers and streaming sites sometimes block access. (Kurt “CyberGuy” Knutsson)
Why websites block many VPN connections
Most VPNs give you a shared IP address. As a result, hundreds or even thousands of people can appear online from the same address at the same time. From a website’s perspective, that traffic pattern raises red flags. When platforms detect too many logins, rapid location changes or unusual activity tied to one IP, they step in quickly. In many cases, they respond by:
- Blocking access
- Triggering captchas
- Requiring extra verification codes
- Temporarily locking accounts
Meanwhile, you did nothing wrong. Instead, you end up dealing with restrictions caused by other users sharing that same IP address.
What a dedicated IP does differently
With a dedicated IP, you get an address that belongs only to you. Unlike shared VPN connections, no one else uses it.
Each time you connect, you use the same IP address. As a result, you avoid sharing traffic, rotating locations or competing with random users whose activity could trigger blocks.
Because of that consistency, your connection looks much more like a typical home or office internet setup. And that simple difference can dramatically reduce website suspicion and login headaches.
NEW YORK HALTS ROBOTAXI EXPANSION PLAN
A dedicated IP gives you a consistent address that looks more like a normal home connection, reducing captchas and login alerts. (Kurt “CyberGuy” Knutsson)
What a dedicated IP can do that shared VPN IPs usually can’t
That consistency does more than reduce suspicion; it improves how smoothly you access the sites and services you use every day.
Access more websites without blocks
Banks, government portals, healthcare sites, and streaming services are far less likely to block a dedicated IP because it does not show heavy or erratic traffic patterns.
Reduce captchas and security challenges
Those endless “prove you’re human” messages are usually triggered by shared IP abuse. A dedicated IP dramatically reduces them.
Make banking and email logins smoother
Financial institutions and email providers often flag constantly changing IP addresses as suspicious. A dedicated IP stays consistent, so login alerts and lockouts happen far less often.
Support remote work and secure systems
Some employers only allow access from approved IP addresses. Shared VPN IPs cannot be approved. Dedicated IPs can.
Improve streaming reliability
Shared VPN IPs are often the first to get blocked when streaming services crack down. Dedicated IPs are less likely to be flagged because traffic looks normal and predictable.
What a dedicated IP does not do
A dedicated IP:
- Does not remove encryption
- Does not expose your identity
- Does not weaken your privacy
Your traffic remains encrypted, and your real location stays hidden. You simply get a connection that websites trust more.
Who benefits most from a dedicated IP
A dedicated IP is especially helpful if you:
- Use online banking regularly
- Travel and access sites from different locations
- Work remotely
- Stream often
- Get tired of captchas and blocked pages
- Want a VPN that feels normal to use
GOOGLE DISMANTLES 9M-DEVICE ANDROID HIJACK NETWORK
With fewer blocks and smoother logins, a dedicated IP helps your VPN work quietly in the background instead of getting in your way. (Kurt “CyberGuy” Knutsson)
How to choose a VPN that offers a dedicated IP
If you want these benefits, look for a VPN provider that offers a dedicated IP option built directly into its service. Some providers include it in premium plans, while others offer it as an add-on. Either way, the process should be simple. You should be able to select your dedicated IP inside the app without advanced setup or manual configuration. Before signing up, check that the provider also offers strong speeds, reliable uptime and clear privacy policies. A dedicated IP improves access, but overall performance still matters.
What to look for beyond a dedicated IP
A dedicated IP reduces blocks. However, a quality VPN should also deliver strong security and smooth performance.
Fast, stable connections: Speed matters for streaming, video calls and everyday browsing. Look for providers known for consistent performance.
Wide server coverage: More server locations give you flexibility when traveling and help reduce location errors.
Clear privacy practices: Choose a VPN with a strict no-logs policy and independent audits when possible.
Secure server technology: Modern VPNs often use RAM-based servers that automatically wipe data on reboot.
Easy-to-use apps: Protection should feel simple, not technical. Clean apps across major devices make daily use effortless.
For the best VPN software, see my expert review of the best VPNs for browsing the web privately on your Windows, Mac, Android & iOS devices at Cyberguy.com
Kurt’s key takeaway
If your VPN keeps getting blocked, the problem may not be the VPN itself. It may be the shared IP address behind it. Websites are increasingly aggressive about suspicious traffic. When hundreds of users share the same IP, banks, email providers and streaming platforms take notice. That is when the captchas, verification codes and account lockouts start. A dedicated IP changes that experience. You still get encryption. You still protect your real location. But your connection looks stable and predictable, which helps you avoid constant interruptions.
CLICK HERE TO DOWNLOAD THE FOX NEWS APP
Should protecting your privacy really mean fighting with your bank, email, and streaming apps? Let us know by writing to us at Cyberguy.com
Sign up for my FREE CyberGuy Report
Get my best tech tips, urgent security alerts, and exclusive deals delivered straight to your inbox. Plus, you’ll get instant access to my Ultimate Scam Survival Guide – free when you join my CYBERGUY.COM newsletter
Copyright 2026 CyberGuy.com. All rights reserved.
Technology
Polymarket defends its decision to allow betting on war as ‘invaluable’
Polymarket has been allowing people to bet on when the US would strike Iran next. Obviously, now that it’s actually happened and people have died, the prediction betting market is feeling some pressure. The site has been at the center of controversy before, including suspicions of insider trading on the Super Bowl halftime show and the capture of Venezuelan President Nicolás Maduro.
In a statement posted on its site, Polymarket defended its decision to allow betting on the potential start of a war, saying that it was an “invaluable” source of news and answers, before taking shots at traditional media and Elon Musk’s X. The statement reads:
…
Read the full story at The Verge.
-
World4 days agoExclusive: DeepSeek withholds latest AI model from US chipmakers including Nvidia, sources say
-
Massachusetts4 days agoMother and daughter injured in Taunton house explosion
-
Montana1 week ago2026 MHSA Montana Wrestling State Championship Brackets And Results – FloWrestling
-
Denver, CO4 days ago10 acres charred, 5 injured in Thornton grass fire, evacuation orders lifted
-
Louisiana6 days agoWildfire near Gum Swamp Road in Livingston Parish now under control; more than 200 acres burned
-
Technology1 week agoYouTube TV billing scam emails are hitting inboxes
-
Technology1 week agoStellantis is in a crisis of its own making
-
Politics1 week agoOpenAI didn’t contact police despite employees flagging mass shooter’s concerning chatbot interactions: REPORT