Technology

Are data brokers endangering your retirement security?

Published

2 days ago

January 3, 2025

Are data brokers endangering your retirement security?

You know, it’s pretty unsettling when you think about it. We spend our whole lives working hard and saving up for retirement. Then, one day, you find out that some company you’ve never heard of is selling your personal information to whoever wants to buy it. It’s not just alarming. It could actually put your financial security at risk.

These companies are data brokers that collect and sell people’s personal information, often without us even knowing about it. And get this: Some of them might be trading info that could affect your retirement savings.

Crazy, right? But don’t worry, it’s not all doom and gloom. There are things we can do to protect ourselves. I want to talk about how these data brokers operate and what steps you can take to keep your retirement plans safe.

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A couple working on their retirement plan (Kurt “CyberGuy” Knutsson)

How data brokers are endangering your retirement security

There’s one major way in which data brokers are endangering your retirement security, and it’s right there in the name: data brokers buy, sell, trade and otherwise spread your personal information far and wide. This endangers your retirement security in three distinct ways, each more dangerous than the last:

1. Spray ‘n’ pray campaigns

They don’t know anything about you, but they have a way to reach you. Even if a scammer knows only your phone number or email address, it’s enough for them to reach out to you. If they don’t know who you are or anything about you, they have to take the most “one-size-fits-all” approach they can manage. Their goal is to get you to respond to them or click a link that leads to a malicious website. Once they learn more about you, they can better tailor their next moves.

2. A fire hose aimed in your general direction

They know what you’re like but not who you are. Scammers can buy ready-made packages of personal information from data brokers. A set like this might include only the phone numbers of people over the age of 60, for example, while another might provide the addresses of elderly people who require live-in care and are experiencing cognitive decline. The potential for abuse is clear. They don’t have to know your name to target a dangerously effective scam at you.

3. A water pistol to the ear

In other words, something aimed right at you and very difficult to ignore. Scammers can also buy shockingly detailed information about you, from your full name to your health care and financial information. These scams are the most dangerous, with the attackers knowing enough about you to breeze past many of your defenses.

Any of the above types of scams can end in what might be the ultimate fraud – identity theft – but these three are more likely to get there, and in fewer steps, than the others.

WHAT IS ARTIFICIAL INTELLIGENCE (AI)?

A woman working on her retirement plan (Kurt “CyberGuy” Knutsson)

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What you can do to protect your retirement security

You can reduce or avoid many of these risks by stopping data brokers from making it easier for scammers to target you and by arming yourself against the most common and effective tactics they use.

1. Invest in personal data removal services: A trusted personal information removal service can stop data brokers in their tracks from sharing your information. While no service promises to remove all your data from the internet, having a removal service is great if you want to constantly monitor and automate the process of removing your information from hundreds of sites continuously over a longer period of time. Check out my top picks for data removal services here.

2. Don’t click on links: No matter how much pressure or stress a message or phone call puts you under, stick to the golden rule of never following or clicking on links. Always go to the source of the communication via official channels from a secure device to confirm what’s happening. The best way to safeguard yourself from malicious links that install malware, potentially accessing your private information, is to have antivirus software installed on all your devices. This protection can also alert you to phishing emails and ransomware scams, keeping your personal information and digital assets safe. Get my picks for the best 2025 antivirus protection winners for your Windows, Mac, Android and iOS devices.

3. Don’t give out sensitive information: If a message or email can put you under enough pressure to do something you shouldn’t (like follow a link to a phishing site), imagine what a phone call can do. Any request for personal information should raise red flags. If something seems off, hang up.

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4. Verify identities before handing over money or information: Always verify who you are dealing with before providing any personal details (name, address, date of birth, Social Security number, financial information, etc.) or money. If someone asks for this information or claims they need to send you money, follow this rule: “Hang up, look up and call back.” This applies to phone calls, texts and emails. Hang up or set the message aside, find the legitimate contact information for the organization in question and reach out through official channels (not social media) to confirm the request.

A man counting cash and working on his retirement plan (Kurt “CyberGuy” Knutsson)

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Kurt’s key takeaways

You know, it’s crazy to think about how much of our personal information is out there, floating around in the digital world. But here’s the thing: We’re not powerless in this situation. Sure, it can feel overwhelming, but there are steps we can take to protect ourselves and our hard-earned retirement savings. It’s all about being aware, staying vigilant and using the tools at our disposal. Remember, your financial security is worth fighting for. So let’s not just sit back and hope for the best. Let’s take action and show those data brokers that we’re not going to be easy targets. After all, we’ve worked too hard for too long to let anyone mess with our golden years, right?

Do you think there should be regulations in place to limit the activities of data brokers, and what specific measures would you like to see implemented to better protect your personal information? Let us know by writing us at Cyberguy.com/Contact.

For more of my tech tips and security alerts, subscribe to my free CyberGuy Report Newsletter by heading to Cyberguy.com/Newsletter.

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Kurt “CyberGuy” Knutsson is an award-winning tech journalist who has a deep love of technology, gear and gadgets that make life better with his contributions for Fox News & FOX Business beginning mornings on “FOX & Friends.” Got a tech question? Get Kurt’s free CyberGuy Newsletter, share your voice, a story idea or comment at CyberGuy.com.

Technology

Arlo’s monthly subscriptions are going up again

Published

5 hours ago

January 5, 2025

Press Room

Arlo’s monthly subscriptions are going up again

Arlo has once again increased the monthly subscription pricing for its smart home cameras’ Arlo Secure cloud storage plan. The company now charges $9.99 per month (up from $7.99) to store a single camera’s recordings and $19.99 a month (up from $17.99) for unlimited cameras. And instead of calling the cheaper plan Arlo Secure, both are now named Secure Plus.

At $9.99 per month, the cheapest Secure plan is now more than three times the monthly $2.99 Arlo once charged to store video for a single camera in the cloud. The company bumped that to $4.99 in early 2023, then to $7.99 last year. With annual billing, the single-camera plan still works out to $7.99 per month, while the unlimited-camera one is effectively $17.99 per month when you pay for a year upfront.

Arlo’s annual pricing is a little cheaper per-month.

Screenshot: Arlo website

This latest round of price increases comes after Arlo announced a new set of AI-powered features in September. The features include letting users name specific people or vehicles the camera sees and get notifications about them, or to train its cameras to detect and notify them of events like a sprinkler turning on or garage door opening. The company has also doubled how many days of recordings it will store, from 30 to 60 days.

Arlo has offered at least some users the ability to keep their old rate by switching to an annual plan, according to a screenshot posted to the Arlo subreddit.

Users can still get free storage by using Arlo Base Stations and SmartHub devices that are compatible with their cameras. However, going that route also means missing out on certain subscription-only features that make smart cameras appealing, such as package detection.

Technology

NASA's Martian helicopter promises unprecedented views of the red planet

Published

6 hours ago

January 5, 2025

Press Room

NASA's Martian helicopter promises unprecedented views of the red planet

When NASA’s Ingenuity helicopter took flight on Mars in April 2021, it marked a historic moment in space exploration.

This small, solar-powered rotorcraft became the first aircraft to achieve powered, controlled flight on another planet.

Now, after Ingenuity’s remarkable success, NASA is setting its sights on an even more ambitious aerial explorer for the red planet.

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Next-generation Mars helicopter prototype (NASA)

Ingenuity’s legacy

Ingenuity’s journey on Mars far exceeded expectations. Originally designed for just five test flights over 30 days, it ultimately completed an astounding 72 flights in nearly three years. The helicopter served as an aerial scout for the Perseverance rover, helping scientists and engineers gather valuable data about Mars’ terrain and atmosphere.

Throughout its mission, Ingenuity pushed the boundaries of extraterrestrial flight, reaching a maximum altitude of 78.7 feet, achieving a top speed of 22.4 mph and completing a single longest flight that covered 2,310 feet.

Next-generation Mars helicopter prototype (NASA)

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NASA’s next-gen Mars helicopter

NASA’s Jet Propulsion Laboratory (JPL) is working on a concept for a next-generation Mars helicopter that could revolutionize exploration of the red planet. This new aircraft, still in the early stages of development, promises to be a significant upgrade from Ingenuity.

The proposed helicopter features six rotors in a hexagonal configuration and is significantly larger, potentially “the size of an SUV.” It would have the ability to carry science payloads of up to 11 pounds and cover a range of up to 1.9 miles per Martian day.

The increased size and payload capacity would allow this new helicopter to conduct more extensive scientific investigations and explore areas inaccessible to ground-based rovers. This advanced design could enable scientists to study large swaths of Martian terrain in detail and quickly, including places where rovers cannot safely travel.

WHAT IS ARTIFICIAL INTELLIGENCE (AI)?

Next-generation Mars helicopter prototype (NASA)

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Overcoming challenges

Before this new helicopter can take flight on Mars, NASA must address the challenges faced by Ingenuity. The smaller helicopter’s crash landing in early 2024 provided valuable lessons for future designs. One key issue was navigation in featureless terrain.

Ingenuity’s vision-based navigation system struggled with the sandy, rippled surface of Jezero Crater. NASA engineer Håvard Grip explained, “Lack of surface texture gave the navigation system too little information to work with.”

To overcome this, the next-generation helicopter will likely feature more advanced navigation systems capable of operating in varied Martian landscapes.

Next-generation Mars helicopter prototype (NASA)

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Technological advancements

NASA is making significant technological advancements in preparation for future Mars helicopters. Engineers at the Jet Propulsion Laboratory have developed new carbon fiber rotor blades that are 4 inches longer than those used on Ingenuity.

These next-generation blades have undergone rigorous testing, reaching speeds of up to 3,500 rpm, which is 750 rpm faster than Ingenuity’s maximum speed. The new design promises improved efficiency and performance in Mars’ thin atmosphere, potentially enabling larger and more capable helicopters for future missions. These advancements represent a crucial step forward in NASA’s ongoing efforts to explore the red planet from the air.

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Next-generation Mars helicopter prototype (NASA)

Kurt’s key takeaways

As we look to the future of exploring Mars, these aerial vehicles could play a crucial role in paving the way for human missions. They offer the ability to scout landing sites, study the Martian environment in unprecedented detail and perhaps even assist future astronauts on the surface. The development of more advanced Mars helicopters also showcases the rapid progress in space technology. What was once a daring experiment with Ingenuity is now evolving into a robust tool for planetary exploration.

Do you think advancements in Mars exploration, like the new helicopter, are essential for our understanding of the universe and potential life beyond Earth, or should our resources be spent addressing pressing issues here on Earth? Let us know by writing us at Cyberguy.com/Contact

For more of my tech tips and security alerts, subscribe to my free CyberGuy Report Newsletter by heading to Cyberguy.com/Newsletter

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Follow Kurt on his social channels

Answers to the most asked CyberGuy questions:

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Technology

Twelve South’s travel-friendly Bluetooth dongle is on sale for its best price yet

Published

16 hours ago

January 4, 2025

Press Room

Twelve South’s travel-friendly Bluetooth dongle is on sale for its best price yet

The Twelve South AirFly SE is one of those gadgets that can make long flights go by just a little faster, allowing you to eschew the shoddy pair of complimentary earbuds you get with most airlines in favor of your own set of Bluetooth cans. And right now, it’s on sale at Amazon and Best Buy for $29.99 ($5 off), which is a new all-time low.

Twelve South’s entry-level Bluetooth transmitter features an integrated 3.5mm cable, meaning all you need to do is plug it into the seatback entertainment system and pair it with your favorite pair of wireless earbuds or noise-canceling headphones. It doesn’t last as long as the step-up AirFly Pro and Pro Deluxe — nor does it allow for two simultaneous connections — but it still lets a single user eke out 20 hours of continuous playback on a single charge. Plus, it works with virtually any standard audio jack, making the compact dongle an easy way to add Bluetooth connectivity to older devices… including that aging treadmill at the gym that’s always tuned to CNN, SportsCenter, or reruns of Friends.