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Tennessee Department of Commerce & Insurance, Tennessee Department of Mental Health and Substance Abuse Services Raise Awareness of Insurance Coverage for Mental Health Services During Mental Health Awareness Month

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NASHVILLE – The Tennessee Division of Commerce & Insurance coverage (“TDCI”) joins the Tennessee Division of Psychological Well being and Substance Abuse Companies (“TDMHSAS”) to remind Tennesseans that Could is acknowledged as Psychological Well being Consciousness Month, a time to mirror and assist people that suffer from psychological well being sicknesses.  

As is the case with many bodily sicknesses, medical remedy for psychological sicknesses might be pricey. TDCI encourages Tennesseans and their family members that suffer from a psychological well being sickness to know how insurance coverage might assist cowl the price of remedy. Beneath the Psychological Well being Parity and Dependancy Fairness Act of 2008, any medical insurance plan that covers psychological well being remedy should match its protection with the plan’s bodily well being protection. This is applicable to copays, deductibles, the variety of days lined for a hospital keep, prior authorization, prescription drug tiers, and most profit limits. 

“It’s simply as very important to take care of an individual’s emotional, psychological, and psychological well-being as it’s to take care of an individual’s bodily well-being,” mentioned TDCI Commissioner Carter Lawrence. “We’re grateful for the chance to work with our colleagues on the Tennessee Division of Psychological Well being and Substance Abuse Companies to assist increase consciousness of this vital problem.” 

“There’s no distinction between diabetes or hypertension or psychological sickness. They’re all long-term sicknesses that may be managed with the assistance of medical professionals,” mentioned TDMHSAS Commissioner Marie Williams, LCSW. “With our companions at TDCI, we’re excited to work towards a future the place all Tennesseans simply entry the psychological well being providers they want.” 

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What you could find out about psychological well being protection 

  • Contact your medical insurance firm to study in case your coverage covers psychological well being and substance abuse remedy. 
  • In case your plan does, then the psychological well being remedy limitations have to be equal to bodily well being providers. For instance, in case your copay is $30 for bodily well being providers, it should be $30 for psychological well being providers. In case your plan covers 40 bodily remedy visits, your plan should cowl 40 behavioral well being visits. 
  • Remedy for these providers might embody remedy, behavioral counseling, in-patient and out-patient remedy, and drugs administration. 
  • Your well being plan ought to present a listing of in-network professionals and amenities which can be near you. If a supplier doesn’t settle for insurance coverage, contact your medical insurance firm and ask when you can file claims after receiving the remedy to assist cowl a portion of the price. 

For added steerage, TDCI issued this bulletin associated to psychological well being providers and created this client video to assist clarify psychological well being parity to customers. 

Questions or issues about protection 

Tennesseans who’ve their declare denied or imagine their insurance coverage firm shouldn’t be overlaying psychological providers on the similar price as bodily providers ought to file a grievance with TDCI.  

TDCI’s Shopper Insurance coverage Companies staff will mediate between the buyer and the insurance coverage firm to assist facilitate an answer. In 2021, Shopper Insurance coverage Companies recovered $8.2 million from insurance coverage corporations for Tennesseans by means of these efforts. 

To file a grievance, go to TDCI’s web site, choose File a Grievance, then full and submit the net grievance type.  

For extra data, name 615-741-2218 or 1-800-342-4029. 

TDCI encourages anybody who has ideas of self-harm to contact the Tennessee Disaster Line at 1-855-274-7471. 

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Could the Tennessee Volunteers Host a First Round College Football Playoff Game?

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Could the Tennessee Volunteers Host a First Round College Football Playoff Game?


Could the Tennessee Volunteers end up hosting a first round college football playoff game?

After the loss to Georgia, it looked like Tennessee was going to need some help to get their way back into the playoff, and they got more than enough help on Saturday. Alabama lost to Oklahoma, Ole Miss lost to Florida and Indiana lost to Ohio State. Three teams that were ranked ahead of Tennessee opened up a playoff spot for them this week.

Not only did it get the Volunteers back into the playoffs, it might have put them in a position to host a first round playoff game. A few things would need to happen and a lot of it will depend on what happens during conference championship week, but it’s certainly a possibility.

The five-seed, the six-seed, the seven-seed and the eight-seed all get to host for the first round. As of right now, it looks like Notre Dame is going to take one of those slots. The winner of Texas A&M vs Texas plays Georgia in the SEC Championship Game and the loser of that might take one of those spots as well. An Oregon vs Ohio State rematch is looking likely for the Big 10 Conference Championship and you would have to imagine that the loser of that game would take a host spot as well. So as of right now, it’s looking like there might only be one host spot up for grabs in the playoffs and Tennessee very well could be the team to snag it as an eighth seed.

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More clarity will be provided about this when the rankings are released this Tuesday but the Volunteers had a very successful weekend of college football, needless to say.

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ESPN moves Tennessee back into College Football Playoff, gives Vols return trip to Georgia

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ESPN moves Tennessee back into College Football Playoff, gives Vols return trip to Georgia


Losses on Saturday by Indiana, Alabama and Ole Miss moved Tennessee up to No. 8 in ESPN’s new projected College Football Playoff rankings. The projection had the Vols as the No. 9 seed in the 12-team bracket, making a return trip to No. 8 Georgia in the first round of the playoffs.

The other first-round matchups were No. 12 Arizona State at No. 5 Ohio State, No. 11 Indiana at No. 6 Penn State and No. 10 SMU at No. 7 Notre Dame. Oregon was ranked No. 1 and seeded first by ESPN’s Heather Dinich

“As long as Tennessee doesn’t lose at Vanderbilt on Saturday — and that’s hardly a guarantee — the Vols should be in the committee’s top 12 on Selection Day,” Dinich wrote, “now that Ole Miss played itself out.”

ESPN keeps Alabama at No. 12 in playoff rankings despite third loss

The College Football Playoff selection committee will release its new rankings and bracket projection Tuesday night. The official bracket will be announced on December 8.

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ESPN on Saturday night had Ohio State ranked No. 2 and seeded fifth. Texas was ranked No. 3 and seeded second as the presumed SEC champion. Miami was ranked No. 6 and seeded third as the projected ACC champ and Boise State was ranked No. 10 and seeded fourth as the projected Mountain West champs.

Alabama stayed in the top 12 at No. 12 in the ESPN rankings, but was bumped out of the bracket by Arizona State, which was ranked No. 17 but would be in the field as the projected Big 12 champion. 

“Alabama needs help even if it is still in the top 12 on Tuesday night,” Dinich wrote, “because the Tide would be bumped out for the Big 12 champion in this scenario. Alabama needs to beat rival Auburn and hope there is more fallout above them.”

ESPN dropped Indiana to No. 11 in its rankings. Just outside the top 12 was No. 13 Ole Miss, No. 14 South Carolina, No. 15 Texas A&M and No. 16 Clemson. BYU dropped to No. 18 after its loss at Arizona State and Colorado dropped to No. 20 after its loss at Kansas. 

Tennessee at Vanderbilt, Saturday, Noon ET, ABC

Tennessee (8-2, 5-2 SEC) beat UTEP 56-0 on Senior Day at Neyland Stadium Saturday afternoon and now goes to Vanderbilt (6-5, 3-4) this week in the regular-season finale. 

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Indiana lost 38-15 at Ohio State, Ole Miss lost 24-17 at Florida and Alabama lost 24-3 at Oklahoma. Texas A&M also lost at Auburn for its second SEC loss.

The Tennessee-Georgia winner in the ESPN projection would advance to face No. 1 Oregon in the Rose Bowl.

Georgia can play its way out of the first round by winning the SEC Championship game. Georgia has clinched a spot in Atlanta and will face the winner of Saturday’s game between Texas and Texas A&M.

“The Vols got some help on Saturday,” Dinich wrote. “With Ole Miss and Indiana both losing, Tennessee should move up by default — not because it hammered UTEP 56-0. 

“The head-to-head loss to Georgia will keep them behind the Bulldogs, which makes putting them ahead of Alabama difficult for the committee in spite of the win against the Tide.”

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Analyst Slams Titans, Aaron Rodgers Rumors

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Analyst Slams Titans, Aaron Rodgers Rumors


The Tennessee Titans have to figure out what they’re going to do at the quarterback position moving forward.

Will Levis showed flashes of big-time potential during his rookie season last year. Unfortunately, in year two, he has taken a huge step back and shown a lot of regression.

That has led to questions about his future with the team.

Recently, it has been suggested that Aaron Rodgers could end up being a potential target for the Titans if they’re looking for another quarterback.

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It’s widely expected that Rodgers will part ways with the New York Jets in the offseason. Some speculation has even suggested that he could cut ties with the Jets during the 2024 season.

With that being said, Mike Moraitis of The Sporting News has slammed the rumors of Rodgers being a potential target for Tennessee.

“However, for the Titans to even consider bringing Rodgers in, they would have to be confident they are just a quarterback away and that Rodgers can put them over the top,” Moraitis wrote. “And, Rodgers would have to believe that the Titans are right there in terms of being a contender. Nothing we’ve seen from Rodgers or the Titans in 2024 has indicated any of those things are the case.”

He continued forward, revealing his thoughts on what the Titans should actually choose to do.

“What the Titans need to do is find their long-term solution under center and not a shaky bridge quarterback,” he wrote. “If Levis doesn’t rebound, Tennessee needs to get their guy in the 2025 NFL Draft, where they will have a high pick.”

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Obviously, in an ideal world, Levis would bounce back strong down the stretch of the season. He could still very well do that and there is no denying the talent he possesses.

Bringing in Rodgers would be entertaining, but it wouldn’t change much about the outlook for the franchise. Depending on the price, they could consider signing Rodgers to a one or two-year deal and drafting a rookie. Starting Rodgers and letting a rookie learn from the sideline could make sense.

Even with that being a possibility, the idea of Rodgers to Tennessee just doesn’t make a ton of sense. Fans should not expect to see the Titans try to pursue Rodgers this offseason.

Make sure you bookmark Tennessee Titans on SI for the latest news, exclusive interviews, film breakdowns and so much more!



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