Louisiana
Letters: Louisiana on wrong path to address insurance crisis
The increased threat of severe weather is driving Louisiana’s insurance crisis. There are no easy solutions, but state regulators should not make the situation worse. Unfortunately, this is precisely what Commissioner Tim Temple did during the 2024 legislative session.
Temple worked to pass legislation that makes it easier for insurers to cancel policies and harder for storm victims to file claims. His package does nothing to lower insurance rates. In fact, it allows insurers to raise rates more frequently.
The centerpiece of Temple’s package repeals Louisiana’s three-year rule, enabling insurers to non-renew tens of thousands of policies, which will result in more policies migrating to Citizens, the insurer of last resort. Louisiana won’t solve an insurance crisis that revolves around a lack of availability by forcing people to insure with “the last resort.”
Another part of Temple’s package allows rate increases to go into effect without prior approval from the Department of Insurance. It also allows more frequent rate changes. This follows Temple’s elimination of the cap on expected profits insurers file with the state. Temple’s push to deregulate the industry will lead to insurers raising rates on Louisiana policyholders more frequently.
Other bills in Temple’s package gut vital consumer protections and weaken laws that hold insurers who act in bad faith accountable. While Commissioner Temple advocated for these bills, he was sitting on the results of an investigation by his department that, according to the newspaper, found that after Hurricane Ida two companies “failed to pay claims on time in nearly a quarter of cases.” Temple kept his promise to the industry to be “a more friendly department,” choosing not to fine them.
Louisiana is facing a climate-fueled insurance crisis. Unfortunately, Commissioner Temple’s approach focuses more on Big Insurance’s profit margins than on providing relief for suffering homeowners and small businesses.
BEN RIGGS
executive director, Real Reform Louisiana
Louisiana
Louisiana shooter Shamar Elkins made chilling remarks about ‘demons’ weeks before killing his 7 kids and their cousin
The deranged Army vet dad who gunned down his seven children and their cousin confessed he was drowning in “dark thoughts” and told his stepdad that some people “don’t come back from their demons” just weeks before the heinous killings, according to a report.
Shamar Elkins, 31, killed eight children — five girls and three boys ages 3 to 11 — and seriously wounded two women believed to be his wife and girlfriend when he went on a shooting rampage through Shreveport following an argument with his spouse around 6 a.m. Sunday.
Just weeks ago, on Easter Sunday, Elkins called his mother, Mahelia Elkins, and his stepfather, Marcus Jackson, and chillingly told them he was drowning in “dark thoughts,” wanted to end his life, and that his wife, Shaneiqua Pugh, wanted a divorce, the New York Times reported.
“I told him, ‘You can beat stuff, man. I don’t care what you’re going through, you can beat it,’” Jackson told the publication. “Then I remember him telling me: ‘Some people don’t come back from their demons.’”
Mahelia Elkins said she was unclear what problems her son and his wife, who were married in 2024 and had four kids together, were dealing with, the Times reported.
But a relative of one of the wounded women said the couple was in the middle of separation proceedings and was due in court on Monday.
They had been arguing about their relationship coming to an end when Elkins — who was later killed by cops — opened fire, Crystal Brown told the Associated Press.
The killer father worked at UPS and served with the Louisiana Army National Guard from August 2013 to August 2020 as a signal support system specialist and fire support specialist, according to the Times.
A UPS coworker described Elkins as a devoted dad, but said he often seemed stressed and would pull his hair out, creating a lasting bald spot, the publication reported.
Elkins’ mother noted that she had reconnected with her son more than a decade ago after leaving him to be raised by a family friend, Betty Walker. She had Elkins when she was a teenager and struggling with a crack cocaine addiction.
Walker said that she did not witness the shootings on Sunday morning but knew that Elkins shot his wife several times in the head and stomach, the paper reported.
She last saw the deranged father when his family came over for dinner just last weekend — but noted he did not appear off at the time.
“I was getting up this morning to make myself some coffee, and I got the call,” Walker recalled. “My babies — my babies are gone.”
Elkins also had two previous convictions, including for driving while intoxicated in 2016 and for the illegal use of weapons in 2019, the outlet said.
In March 2019, a police report detailed that the National Guard vet had pulled a 9 millimeter handgun from his waistband and shot at a vehicle five times after a driver pulled a handgun on him — with one of the bullets being discovered near a school where children were playing.
The victims killed by Elkins have been identified as Jayla Elkins, 3; Shayla Elkins, 5; Kayla Pugh, 6; Layla Pugh, 7; Markaydon Pugh, 10; Sariahh Snow, 11; Khedarrion Snow, 6; and Braylon Snow, 5. Seven of the eight were his own children, and the eighth was their cousin. They were all found dead inside their home in Shreveport.
Most of the victims were shot in the head while they slept, Shreveport Police Department spokesman Christopher Bordelon told NBC News.
One child was killed on the roof while trying to escape, police said.
Elkins, who was later killed by police during an attempted carjacking, also shot and wounded two women — the mothers of his children — during his murderous rage.
He shot his wife in the face at the home with the eight kids, Bordelon told the outlet. The other injured victim is believed to be Elkins’ girlfriend, who was shot in a separate house nearby, the police spokesperson added.
Elkins shared four of the slain children with his wife and three with the other injured woman, according to Brown.
If you or someone you know is affected by any of the issues raised in this story, call the National Domestic Violence Hotline at 1.800.799.SAFE (7233) or text START to 88788.
Louisiana
At least 8 children killed in shooting in Louisiana, US
Yasin Gungor
19 April 2026•Update: 19 April 2026
At least eight children were killed and two others were wounded in a shooting in the US state of Louisiana, local police said Sunday.
Shreveport Police Department spokesperson Christopher Bordelon said officers responded to the shooting just after 6 am (1100GMT), following a domestic disturbance call.
The age of the deceased ranged from one to 14 years, he said, adding that the incident involved at least 10 individuals across four separate locations.
The suspect attempted to flee by carjacking a vehicle and driving to neighboring Bossier City, where police located and shot him dead.
Bordelon said Shreveport police officers pursued the suspect’s vehicle into Bossier, where three officers discharged their firearms, killing him. He said investigators believe the suspect was the only person who opened fire at the locations.
Shreveport Mayor Tom Arceneaux described the attack as “maybe the worst tragic situation we’ve ever had,” adding: “It’s a terrible morning.”
No immediate information was available about the condition of the injured.
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