Florida
Sarasota Co. Commission approves deal for Moran-led financing agency to do business
As Sarasota County Commissioner Mike Moran is engaged in a legal battle between most Florida tax collectors and a financing agency for energy efficient home improvements that he leads, the commission he chairs unanimously approved a deal with that agency at a Tuesday meeting.
Moran is the executive director of Florida PACE, which stands for Property Assessed Clean Energy, a governmental organization. The term-limited County Commission chairman is also running for the office of Sarasota County Tax Collector.
The County Commission first provided PACE with local authorization in 2017 – Moran’s first year on the board.
But in January 2023, the county received a letter from PACE stating that the program had “independent authority to carry out its mission of offering PACE financing statewide, without requiring additional efforts from individual counties or cities.” The Sarasota County administrator then informed the board that a new agreement with Florida PACE would not be pursued.
However, since then, Florida PACE requested to renew a formal agreement.
Nonprofit funding cut: Sarasota foundations urge do-over after county commission changed nonprofit funding rules
Moran abstained from the Tuesday vote, which passed 4-0, but also referenced an opinion several years ago by the Florida Commission on Ethics that he said cleared him from criticism of a conflict of interest when he lobbied for the program in Sarasota County two years before he was offered a position with it.
In a memo to the county administrator, Sarasota UF/IFAS Extension Director Lee Hayes Byron wrote that the proposed PACE programs would not impact the county budget.
“It is the responsibility of each PACE Local Government and (Third-Party Administrators) to secure the private financing necessary for the implementation of the program and to work with the Property Appraiser and Tax Collector to levy the assessments,” Byron wrote. “There would be minimal county staff time involved in overseeing program implementation.”
PACE programs were created to provide a financing option for owners who had difficulty accessing traditional credit options or without the cash for needed home improvements. Improvements include rooftop solar panels, solar water heaters, energy-efficient air conditioning units, cool roofs, impact windows, insulation and more, according to the Sarasota County website.
With the County Commission’s vote of approval, PACE providers will now begin to negotiate agreements with the Tax Collector and Property Appraiser offices. Byron’s memo said that PACE must provide documentation that “the program design meets state and local requirements” before it can enter into financing agreements with Sarasota County property owners.
Asked how the board’s vote would affect her office, Sarasota Tax Collector Barbara Ford-Coates told the Herald-Tribune she “had the same question,” and is consulting with legal counsel.
Property Appraiser Bill Furst did not respond to a request for comment in time for publication.
Florida PACE program raises objections among tax collectors
Moran’s income as the head of Florida PACE is more than $194,000 a year, according to his financial disclosure forms. Since the commissioner became executive director, his net worth has more than doubled – from about $621,000 in 2020 to over $1.5 million as of April 2024.
Tax collectors have objected to the agency he leads and filed a collective lawsuit that is before the Florida Supreme Court. Florida PACE won a ruling from a lower court that the organization claims allows it to operate throughout Florida without local oversight. The Attorney General’s Office criticized how Florida PACE achieved that victory.
“In this case, the Florida PACE Funding Agency pulled a fast one, smuggling into a bond validation order rulings that purport to shield it from consumer-protection regulations by all of Florida’s local governments,” Deputy Solicitor General Kevin A. Golembiewski wrote in a brief for the Supreme Court case filed on June 17.
The 2022 bond validation proceeding allows Florida PACE to sidestep local requirements while at the same time forcing tax collectors across the state in essence to be the program’s debt collection agency, whether they agree to participate in the program or not.
Tax collectors argue the program lacks consumer protections given that PACE loans have the power to force the sale of property if Florida homeowners fall behind on payments.
The program has also been blasted by consumer advocacy groups for a lack of transparency, above-market interest rates, and inadequate protections for homeowners. There are no income qualification requirements and those who cannot pay their loans risk a tax lien against their property and could lose their houses.
The ordinance passed by the County Commission also includes indemnification agreements between the county and two Delaware-based PACE funding companies: FortiFi Financial and Home Run Financing.
Moran has previously told the Herald-Tribune he would resign from Florida PACE if he won his campaign to become tax collector. Moran faces Charles A. Bear in the Republican primary for the chance to take on Ford-Coates in the November general election.
Derek Gilliam contributed to this story.
Christian Casale covers local government for the Sarasota Herald-Tribune. Email him at ccasale@gannett.com or follow him on Twitter @vanityhack
Florida
11 Most Charming Towns In Florida
Florida’s most distinctive small towns don’t run on beaches alone. St. Augustine traces its history back to 1565 and still preserves Spanish colonial architecture in the old town. Tarpon Springs grew up around Greek sponge diving and still serves octopus at restaurants along its docks. Havana up in the Panhandle was named for its Cuban cigar tobacco trade. The other eight Florida towns ahead each hold equally specific stories that the bigger cities don’t tell.
St. Augustine
Pedro Menéndez de Avilés founded St. Augustine in 1565, making it the oldest continuously occupied European settlement in the continental United States. The town anchors Florida’s history with Spanish colonial architecture stamped into the old town and the Castillo de San Marcos National Monument on the waterfront. Construction on the Castillo finished in 1695, and the seashell coquina walls famously absorbed cannonballs rather than shattering. St. George Street runs as a pedestrian-only spine through the historic district, with the Old City Gates at the north end and an arcade of cafes, shops and the Saint Photios National Shrine in between. The beaches stretch about 42 miles along the Atlantic side of St. Johns County.
Key West
Key West sits at Mile Zero of US Route 1, about 90 miles from Cuba and 160 miles south of Miami. The historic district along Duval Street covers a one-mile walkable strip between the Gulf and Atlantic sides of the island. Ernest Hemingway lived here between 1931 and 1939 at the Ernest Hemingway Home and Museum, where the descendants of his six-toed cats still roam the grounds. The Truman Little White House served as President Truman’s working vacation home during 175 days of his presidency. Each evening the Mallory Square sunset celebration brings street performers, food carts and crowds for the daily Gulf-side sunset.
Gainesville
Gainesville isn’t a beach town. Home to the University of Florida, the city sits inland in north-central Florida about 90 minutes from the Atlantic coast. Paynes Prairie Preserve State Park covers more than 21,000 acres of savanna just south of town, where wild bison and Spanish horses roam free across the only place in Florida where you can see them in the wild. Ginnie Springs runs some of the clearest blue spring water in the state with snorkeling, diving and tubing on the Santa Fe River. About 20 miles north in Alachua, the Mill Creek Farm Retirement Home for Horses lets visitors bring carrots and meet rescued horses spending their final years on the farm.
Palm Beach
Palm Beach occupies a narrow barrier island between the Atlantic Ocean and Lake Worth Lagoon, just across the Royal Park Bridge from West Palm Beach. The island stretches about 16 miles and houses roughly 9,000 year-round residents, with a population that swells significantly during winter. Worth Avenue runs the high-end commercial district with Lilly Pulitzer’s flagship boutique, Tiffany, and a row of Mediterranean Revival arcades laid out in the 1920s. Henry Flagler’s 75-room Whitehall mansion, completed in 1902, now operates as the Flagler Museum and covers his role in opening Florida to tourism through the Florida East Coast Railway. The Breakers, Palm Beach’s century-old beachfront resort, remains one of the most photographed hotels in the state.
DeFuniak Springs
DeFuniak Springs in Walton County takes its name from Frederick DeFuniak, once president of the Pensacola and Atlantic Railroad. The town’s defining feature is Lake DeFuniak, a roughly circular spring-fed lake that locals describe as one of only two perfectly round natural lakes in the world. A walking path circles the entire lake, with Victorian-era homes facing the water from a green park ring. Chautauqua Vineyards and Winery, named for the Chautauqua education movement that held annual meetings in town between 1885 and 1928, runs daily wine tastings on the property. The 1909 Chautauqua Hall of Brotherhood still hosts community events.
Havana
Havana sits about 14 miles northwest of Tallahassee on the Florida-Georgia state line and takes its name from the Cuban cigar tobacco trade. The town was the center of a roughly 100-year shade tobacco boom that supplied wrapper leaves for premium cigars, with operations dominating local life until the industry collapsed in the late 1960s and the last small crop was harvested in 1977. The Shade Tobacco Museum operates today inside the Planters Exchange, a National Historic Landmark from 1926 that now houses antique shops alongside the museum exhibits. Antique dealers and art galleries have revived the historic brick downtown since the 1980s. The town runs as a day trip from Tallahassee with restaurants and shops occupying the converted tobacco warehouses.
Dunedin
Dunedin sits about 25 miles west of Tampa on the Gulf Coast and was settled by Scottish immigrants in the late 1800s. The name is the Scottish Gaelic word for Edinburgh, and the town still hosts the Dunedin Highland Games each spring. The Toronto Blue Jays operate their spring training facility here. Honeymoon Island State Park sits at the end of the Dunedin Causeway with about four miles of white-sand beach, and a ferry from Honeymoon Island reaches Caladesi Island State Park, accessible only by boat and ranked the number one beach in America by Dr. Beach (Stephen Leatherman) in 2008. Downtown Dunedin runs a walkable Main Street with breweries, restaurants like Pisces Sushi and Global Bistro, and the Pinellas Trail running through.
Tarpon Springs
Tarpon Springs sits about 30 miles north of Tampa on the Gulf Coast and runs the highest per-capita Greek population in the United States. Greek sponge divers arrived from the island of Kalymnos starting in 1905, and the Sponge Docks along Dodecanese Boulevard still operate as the commercial center, mixing working sponge boats with Greek restaurants, bakeries and sponge shops. Costas Restaurant, Hellas, Mykonos and Dimitri’s on the Water all serve Greek cuisine and grilled octopus within a block of the docks. The town’s St. Nicholas Greek Orthodox Cathedral hosts the country’s largest Greek Orthodox Epiphany celebration each January 6, with a cross-diving ceremony in Spring Bayou. Fred Howard Park covers 155 acres on a causeway with a Gulf-side beach at the end.
Fernandina Beach
Fernandina Beach sits at the northern tip of Amelia Island and is the northernmost city on Florida’s Atlantic coast. The 13-mile island earned the nickname “Isle of Eight Flags” because eight different national flags have flown over it since the 1500s, including Spanish, French, British, Confederate and American. The Centre Street historic downtown carries Victorian commercial buildings with restaurants, art galleries and the Florida House Inn, dating to 1857 as one of Florida’s oldest operating inns. Main Beach Park anchors the Atlantic side with a wide stretch of sand and pavilions. The town’s pirate history runs deep, including a brief 1817 takeover by Scottish-born adventurer Gregor MacGregor under a self-declared “Republic of Florida” flag.
Ponce Inlet
Ponce Inlet sits at the southern tip of a barrier island south of Daytona Beach. Ponce de Leon Inlet Light Station, completed in 1887 and originally called the Mosquito Inlet Lighthouse, climbs 175 feet from base to top and 203 steps to the observation deck. The light is Florida’s tallest lighthouse and the second tallest in the United States. The Marine Science Center, run by Volusia County, rehabilitates injured sea turtles and birds and runs touch tanks and exhibits on local marine ecology. The beaches around Ponce Inlet are known for some of the strongest surf along the central Florida coast.
Anna Maria
Anna Maria sits at the northern tip of Anna Maria Island, a seven-mile barrier island in Manatee County between Tampa Bay and Sarasota Bay. The city itself counts about 1,000 year-round residents and shares the island with the larger Holmes Beach and Bradenton Beach. Pine Avenue runs the historic commercial spine, with wooden buildings in pastel colors housing local restaurants and shops, and has been promoted as the “Greenest Little Main Street in America” because many of the buildings incorporate sustainable design features. The Anna Maria City Pier was destroyed by Hurricane Irma in 2017 and rebuilt in 2020, and now extends back into the bay as a free fishing and walking pier. The Sandbar Restaurant and Pine Avenue’s smaller cafes anchor the local dining scene.
Beyond Florida’s Big Cities
Florida’s most distinctive small towns each hold layers that the bigger destinations skip past. St. Augustine carries Spanish colonial history older than anything else in the country. Tarpon Springs runs the Greek sponge industry as a living tradition. Fernandina Beach trades on pirates and eight national flags. The other eight towns above add their own equally specific histories. Pick one and stay long enough to find them.
Florida
7 of our favorite Florida restaurants in Vero Beach and Fellsmere
TCPalm staff share their top restaurant recommendations in Vero Beach, Sebastian, Fellsmere.
Indian River County is home to many unique restaurants, far too many to choose from.
There are so many restaurants on the Treasure Coast to try, but it can be hard knowing where to start.
Here are the TCPalm staff’s recommendations for restaurants in Vero Beach, Sebastian and Fellsmere.
Indian River County restaurant recommendations
Olivia Franklin is TCPalm’s trending reporter. You can contact her at olivia.franklin@tcpalm.com, 317-627-8048 or follow her on X @Livvvvv_5.
Florida
Pilot program aims to build $200K homes in Central Florida to help low-income families buy, not rent
ORLANDO, Fla. – For many Central Florida families, the dream of owning a home feels further out of reach than ever.
With the median home price now topping $400,000, a new pilot program in Orlando is trying to change that by building new homes for about half the cost.
A lot off Quill Avenue in Parramore may not look like much right now, but organizers say it could soon be the site of a new home priced around $200,000 for low-income families.
“We just really wanted an opportunity to bring actual affordable housing to people who have basically been forever renters,” said Satrina Whithead with the GXVE Homes Initiative.
The GXVE Homes Initiative says the goal is to help families earning between $16,000 and $65,000 a year get a chance at homeownership. Whithead said the homes could range from 500 to 1,400 square feet, depending on the lot size and location.
The Orlando Regional Realtor Association reports the median home price in the area is now more than $400,000. Whithead said GXVE hopes to sell homes for about half that.
“There’s nothing wrong with profit, but at the end of the day, I want to help where the need is greatest,” Whithead said.
Organizers say they are already planning to build in Parramore and are working to close on two additional properties. They also say they have properties planned in Sanford and Mims, with a goal of bringing eight homes a year to Central Florida.
“You can pay 80 percent of your salary on rent just to have a place to live. So getting that number back down to around 50 percent is extremely important,” said Mike Harris, vice president of GXVE Homes.
Florida Made Tiny Homes, which is partnering with the organization, said it plans to build concrete homes that exceed safety requirements for the area.
“I don’t think there’s going to be anything available on the market in that price range, much less new construction,” said Dylan Grace, co-founder of Florida Made Tiny Homes.
Program organizers say they expect to start construction in the fall and hope to complete the first home within six to eight months after work begins. For more information please click here.
Copyright 2026 by WKMG ClickOrlando – All rights reserved.
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