Florida
More than one-third of Florida properties face looming flood risk, but some residents are unaware
A combination of factors including stronger storms fueled by climate change, a strained insurance industry and ineffective state regulations has placed millions of low-income Florida residents at risk of a major insurance coverage gap.
The crisis in Florida’s insurance industry has escalated with the shutdown of seven companies since February last year, leaving countless individuals vulnerable to the devastating impacts of flooding.
The urgency to address this issue is underscored by the fact that more than one-third of Florida properties are at risk of severe flooding over the next 30 years.
Many, however, are unaware of the risks their homes are facing.
Hurricane Ian, which struck last September as a catastrophic Category 4 storm, resulted in over 150 deaths and caused damage exceeding $100 billion, making it the costliest storm in the state’s history.
Many residents, like 56-year-old Diana Mercado from Fort Myers, are still struggling to rebuild. She claims she wasn’t informed by real estate or insurance agents that her property was in a FEMA flood zone. In those zones, residents are federally required to have flood insurance.
“If they told me you need to have it, I would have gotten it. But I didn’t know,” Mercado said.
When Hurricane Ian hit, Mercado evacuated and expected to return home to find just her front trees damaged. Instead, her home of 26 years was devastated, leaving it resembling a construction site. Waist-deep floodwaters destroyed everything in their path.
Despite having home insurance, Mercado didn’t have flood insurance and quickly realized she couldn’t afford the out-of-pocket costs of repairs, which were estimated between $50,000 and $70,000.
Dr. Rick Knabb, former director of the National Hurricane Center, emphasized that even a few inches of water can cause significant damage.
“It only takes a couple of inches of water in your home to cause tens of thousands of dollars in damage. Just think what it does to the carpet. If it gets up to the level of the electrical outlets, what that does to your electrical system,” Knabb said.
Florida is one of 21 states with no requirements to disclose flood risks to home buyers, according to the Natural Resources Defense Council, a nonprofit organization. Sellers do not have to say whether the property is in a flood zone, if they are required to have flood insurance, or if the home has flooded before.
Lower-income residents, who are disproportionately affected by this lack of information, often find it challenging to afford flood insurance, especially as premiums continue to rise.
In Florida, the average cost of flood insurance is nearly $1,000 per year and is projected to increase due to recent changes in the way premiums are calculated by the Federal Emergency Management Agency.
Rob Moore, a senior policy analyst for the Natural Resources Defense Council, said the impact of flooding is most felt among lower-income individuals.
“In many of the major cities in the U.S., those redlined areas are the most flood-prone areas of those cities. So, due to no fault of their own, we’ve kind of channeled Black people and lower-income people into areas that are fairly high-risk,” Moore said.
Florida lawmakers are considering changes to the state’s laws that would require sellers to disclose flooding, aiming to ensure that homebuyers have access to critical information about flood risks when making purchasing decisions.
Additionally, FEMA’s own flood maps, which play a vital role in determining flood zones, are outdated. The agency acknowledges that climate change has made the maps less accurate and is actively working on updating them.
For residents like Mercado, the journey to rebuild after Hurricane Ian has been long. The slow rebuilding process has relied heavily on do-it-yourself efforts and online tutorials. She stores salvageable belongings in her daughter’s garage, who she has relied on through this tough time.
“I cannot say that I’m homeless, but I think it feels like, ‘Okay, you’re homeless.’ I have her. She’s been great with me,” Mercado said.
Florida
Florida deputy 'fighting for his life' following crash that killed 2 colleagues
A Florida deputy is “fighting for his life” Friday after being critically injured in a “horrific accident” that claimed the lives of two of his colleagues, officials say.
Deputy Ignacio Diaz of the Palm Beach County Sheriff’s Office was struck Thursday on the shoulder of Southern Boulevard by a female driver who was trying to pass a vehicle on her right, according to Sheriff Ric Bradshaw. Diaz, along with Cpl. Luis Paez and Deputy Sheriff Ralph Waller, had been conducting traffic enforcement in the area.
“She overcompensated, got off the road and then struck all three of the motor officers, at which time all three went airborne in different directions,” Bradshaw said.
“Hopefully he is going to make it,” Bradshaw added regarding Diaz. “It’s a bad crash. We are jointly investigating this with Florida Highway Patrol.”
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Bradshaw said the accident happened after one of the officers made a traffic stop and then “could not get his motorcycle started, so he thought he had a dead battery.
“So he called the other two over to help him move the bike off the road. They were all three on the grassy area on the shoulder of the road, and they were going to wait for another PBSO vehicle to come with some battery cables,” he continued.
The female driver, who did not appear to be impaired and was traveling in a zone with a 55-mph speed limit, suffered minor injuries in the crash, the sheriff said.
Paez and Waller were airlifted to a hospital, where “they worked on them for as long as they could there,” but “they were injured so badly they just weren’t going to make it,” according to Bradshaw.
2 KENTUCKY POLICE OFFICERS SHOT DURING TRAFFIC STOP ON CAR REPORTED STOLEN
“Law enforcement, public safety and the military are the only professions when you leave the house and kiss your family goodbye, that might be the last time, and here’s the example of it,” Bradshaw said. “When a deputy dies, a piece of the community dies with them. It’s tough.”
The sheriff, who also called the accident “horrific,” said Diaz underwent surgery and is now in critical but stable condition in a local hospital’s ICU.
“This is our hero, Deputy Ignacio ‘Dan’ Diaz, currently fighting for his life. Deputy Diaz joined PBSO in 2004 and has been a valued member of our Motor Unit for over 10 years. We ask for your thoughts and prayers for him and his family during this incredibly difficult time,” the sheriff’s office wrote on its Facebook page.
“Our hearts are heavy as we mourn the loss of our brothers, honor their memory, and support their families during this devastating time,” it added in a post announcing the deaths of Paez and Waller.
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As of Friday, it appears no charges have been filed following the accident. The Palm Beach County Sheriff’s Office did not immediately respond to a request for comment from Fox News Digital.
Florida
How 80-year-old crosswording juror caused a mistrial in Florida Home depot murder case
A Florida judge has granted the defense team’s motion for a mistrial in the Home Depot murder case because of an “unhinged juror.”
After more than five hours of deliberations earlier this week, an Escambia County judge called a mistrial for Shelia Agee, who is accused of helping her son kill the mother of his child at a Pensacola Home Depot store last year.
“A particular juror has not treated this case during the evidence with the seriousness that they should have, that has apparently continued during deliberations,” Judge Coleman Robinson told WKRG.
The problems reportedly began when juror Sallie Sue Smith was caught with a crossword puzzle during testimony, according to WEAR News 3.
MOTHER CHARGED AFTER ‘INCOMPREHENSIBLE’ TEXTS REVEAL SHE HELPED SON PLAN DEADLY FLORIDA SHOOTING: POLICE
On Tuesday, Smith was found working on a crossword puzzle during witness testimony. The next day, she was found using another crossword puzzle during deliberation.
Smith told WEAR News that the puzzle “helped her focus,” and denied any threatening behavior in the jury room.
“It was me,” Smith told WEAR News. “Well, I didn’t know it was a bad thing. I do that when I concentrate and I’m listening. You couldn’t see the bench or witness stand very well cause it was dark. But I could hear it… That’s just the way I do. I just do that and I had no idea and then when they told me I wasn’t supposed to do it, I stopped. And then, today, when I went into the jury room, I had another crossword puzzle.”
Other jurors also later shared concerns about their safety during deliberations with Judge Robinson.
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“It is just a single piece of paper with a crossword puzzle printed on one side and not sure what’s on the other side,” said Robinson. “…I cannot ever recall a juror doing a crossword puzzle during a trial.”
Judge Robinson later questioned each juror, calling them in, one by one, and asked if they felt safe to continue after concerns were relayed to him by security.
Nearly 20 witnesses took the stand, while it took prosecutors less than two days to rest their case against Agee. However, due to the jury’s issues, the trial was “hindered beyond repair.”
Smith didn’t say what her decision was on a verdict, but denied any threatening behavior to WEAR News.
“We retired to the jury room and started to deliberate,” Smith said. “It became obvious to me right away that I was in the minority of one versus 11 other people… At first, it started out reasonable. A lot of shouting, and I can shout, too.”
“I do have a loud voice, but I was being shouted down by a lot of people,” Smith added.
KILLER MOM SUSAN SMITH DENIED PAROLE 30 YEARS AFTER DROWNING SONS
Agee, 51, was charged with principal to first-degree premeditated murder after police discovered text messages allegedly showing her help plan the shooting death of the mother of her son’s child, 18-year-old Brooklyn Sims, who was also Sheila’s co-worker.
Her son, Keith Agee, 20, was arrested by the Escambia County Sheriff’s Office in connection with the deadly Aug. 11, 2023 shooting of Sims.
“According to text messages, it’s clear that Keith Agee’s mother, Sheila Agee, knew and participated in the plan to kill Brooklyn Sims. Additionally, text messages between mother and son highlight the mother’s involvement in helping locate the victim,” the ECSO previously wrote on Facebook.
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The department released the alleged text messages between the mother and son on its Facebook page, claiming they took place right before Sims was shot and killed.
“The murder itself is unbelievable, but to know the mother knew about it and helped coordinate it is incomprehensible,” Sheriff Chip Simmons said previously via Facebook.
The case is expected to be back in court on Feb. 5.
“Another jury will have to come back and listen to the evidence in front of another jury where hopefully, those certain members will follow common sense, will follow the law, will treat their fellow jurors with decency and appropriateness. And will reach a verdict, whatever that may be, that is a fair and just verdict for both sides,” Robinson said.
Fox News Digital’s Elizabeth Pritchett contributed to this report.
Florida
Snowcat Ridge returns with Florida’s winter wonderland for holiday season
DADE CITY, Fla. – Looking for a winter wonderland that isn’t too far from home? Snowcat Ridge in Dade City officially opens for the season on Friday.
Despite the state’s tropical landscape, Snowcat Ridge brings a unique alpine snow park and gives visitors a chance to experience snow and winter activities without leaving Florida.
The park’s centerpiece is a massive 60-foot-tall snow tubing hill with runs extending up to 400 feet, where families can zoom down on tubes while surrounded by snow.
READ: Top destinations people dream of traveling to for the holidays
“So this year, what we really wanted to do was focus on what people said they enjoy most—the Christmas aspects of the park. So I said, ‘okay, let’s really do the Christmas thing,’” said Winston McDaniel with Snowcat Ridge.
Guests can also build snowmen, create snow angels and engage in snowball play inside the park’s 10,000-square-foot Arctic Igloo. The facility also has cutting edge snow-making technology to maintain snowy conditions.
There’s also a cozy lodge for guests to grab hot chocolate and winter treats.
“It’s just about really doubling down on what it means to spend family time here at Christmas,” said McDaniel.
MORE: After 112 years, ‘Operation Santa’ still accepting letters
In the evening, the slopes at Snowcat Ridge transform into a colorful LED light display, illuminating the snow and creating an unforgettable atmosphere for guests.
For more information on the park and its hours of operation, visit snowcatridge.com.
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