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8 Budget-Friendly Towns in Rhode Island for Retirees

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8 Budget-Friendly Towns in Rhode Island for Retirees


The smallest state in America is also one of the most expensive states, ranking among the top 15 least affordable states. However, beyond Rhode Island’s major metropolises and high-demand cities are small communities that make for a more affordable lifestyle. From waterfront communities that allow easy access to metropolitan cities at a fraction of the cost of living there, like Central Falls, to remote locales suitable for seniors prioritizing peace of mind like Charlestown, read along to learn about the advantages of each budget-friendly town in Rhode Island, and plan your relocation to the Ocean State.

Central Falls

Central Falls City Hall is part of the South Central Falls Historic District, Rhode Island. Image credit Kenneth C. Zirkel, CC BY-SA 4.0, via Wikimedia Commons

Nicknamed the smallest city in America, Central Falls spans just 1.3 square miles. Despite its size, it has a rich history as a major industrial community. Central Falls offers a unique blend of urban convenience and small-town charm.

The town is known for its diverse population and vibrant cultural scene, with numerous local events and festivals celebrating its heritage. Popular community events to meet and engage with Central Falls residents include National Night Out, Food Truck Fest, and the annual classic car show that takes place every September.

Located on Massachusetts’ borders, Central Falls also allows easy access to the capital city of Providence and its many healthcare amenities like Rhode Island Hospital and the Miriam Hospital. Despite Central Falls’ proximity to major cities, it remains one of the most affordable retirement options compared to other small towns in Rhode Island, with median home prices valued as low as $377,000 (according to redfin.com).

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Westerly

Watch hill beach with the background of waterfront houses Westerly, Rhode Island.
Watch Hill Beach and waterfront houses in Westerly, Rhode Island.

Ranked as the best town to retire, Westerly is a coastal community renowned for its balance of historic charm, aquatic beauty, and verdant landscapes.

Downtown Westerly is dotted with quirky local businesses and parks, contributing to the town’s welcoming atmosphere. Natural attractions like Napatree Point Conservation Area and Atlantic Beach Park make perfect daily exercise destinations.

In addition to its many appeals, the strong community element in Westerly plays a crucial part in its ranking as the best town to retire in Rhode Island, with over 40% of its population being over the age of 50. Care homes like Westerly Rehabilitation & Healthcare Center cater to this demographic. At the same time, Westerly Hospital serves as the town’s main healthcare facility, providing retirees with easy access to top-notch medical care. Additionally, the median home sale price in Westerly is valued at $600,175, and rent is estimated to cost $1,283 (according to census.gov).

Yet, senior community support, like the meal program that allows healthy dining for a donation of as little as $3.00, along with free transportation and other senior care programs, compensates for the higher housing expenses, enhancing the town’s appeal as one of the most affordable towns in Rhode Island with big-city amenities.

Woonsocket

Aerial view of downtown Woonsocket, Rhode Island.
Overlooking downtown Woonsocket, Rhode Island.

Woonsocket ranks among the most affordable small towns in Rhode Island, offering essential amenities and proximity to the state’s capital city of Providence, located just 21 miles away. More of a small city than a town, Woonsocket enjoys a founding history dating back to 1867, giving the city an old-time allure with its many historic attractions.

Over 14% of the population are seniors, and some of the town’s top-rated retirement homes are The Friendly Home Inc., Wyndemere Woods, and the Oakland Grove Health Care Center, which caters to seniors in need of attentive medical care.

Entertainment venues like the Stadium Theatre and the local musical performances at Chan’s Fine Oriental Dining feature live jazz and blues.

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Woonsocket’s affordability can be mainly attributed to its below-average home prices. In 2024, the housing market was valued at $455,000, with the median gross rent estimated at $1,066.

Cumberland

The Blackstone River in Cumberland, Rhode Island.
The Blackstone River in Cumberland, Rhode Island. Image credit Mike Fig Photo via Shutterstock

Cumberland is distinguished as a prime choice for those seeking an affordable yet vibrant living experience in Rhode Island. This small town boasts a lively community atmosphere and a rich cultural scene that caters to a diverse range of interests and lifestyles.

Notable for its strategic location, Cumberland offers easy access to both Providence and Boston, making it an ideal spot for commuters and those who appreciate proximity to urban centers without the hustle of city life.

With a demographic mix that supports both young families and retirees, Cumberland maintains a balanced community. Housing is reasonably priced, slightly more expensive than the state average, valued at $580,000.

Despite the significantly higher home prices, seniors relocating to Cumberland can find competitively affordable living when opting for all-inclusive senior homes. The average price for quality senior living is estimated to be $1,794. With an extensive array of options, some of the top-rated senior homes in Cumberland include Autumn Villa and Chapel Hill.

Bristol

Fourth of July Parade in Bristol, Rhode Island.
Fourth of July Parade in Bristol, Rhode Island. By Kenneth C. Zirkel, CC BY-SA 4.0, Wikimedia Commons

One of the most affordable towns in Rhode Island for its below-state-average home price, Bristol is a historic town renowned for its old-time Victorian charm. Located 15 miles from Newport, Bristol offers a well-rounded selection of amenities, including healthcare and dining options.

The small town has a population of 22,131 and enjoys a youthful ambiance due to its student population from Roger Williams University. The cost of owning a home in Bristol is comparable to other destinations in the Ocean State, with a median sale price of $535,000, and the majority of residents being homeowners. However, rentals are more affordable, with median gross rental prices of around $1,276 monthly.

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West Warwick

Truss bridge carrying the Washington Secondary Trail over the South Branch of the Pawtuxet River between West Warwick and Warwick.
Truss bridge carrying the Washington Secondary Trail over the South Branch of the Pawtuxet River between West Warwick and Warwick. Image credit Pi.1415926535, CC BY-SA 3.0, via Wikimedia Commons

West Warwick ranks as one of the most affordable retirement towns,, allowing easy city access. It is just 12 miles away from Providence. Like many of the best small towns in Rhode Island, West Warwick is home to an eclectic dining scene and enjoys breathtaking aquatic views. The town’s affordability is complemented by an array of services designed to support its senior residents.

The local Senior Center offers numerous services, including a Senior Nutrition Meal Site, Meals on Wheels distribution, and monthly evening meals, ensuring that seniors have access to nutritious food at minimal cost. Additionally, the center provides Information and Referral, Options Counseling, and Pharmaceutical Assistance, helping retirees navigate their healthcare and medication needs.

In 2024, home prices in West Warwick were valued at $380,000, and the community is upward trending as a desirable bedroom community.

Johnston

Tulip Farm in Johnston, Rhode Island.
Tulip Farm in Johnston, Rhode Island.

Johnston is an agricultural community renowned for its parks and verdant lands. The town’s main appeal is its cultural scene, suburban setting, and variety of healthcare options.

Retirement homes like Anchor Bay at Pocasset, The Bridge at Cherry Hill, and Briarcliffe Gardens Memory Care Assisted Living are some of the top-rated retirement options in town, while Johnston Medical Center and Lifespan Urgent Care serve as the town’s main healthcare facilities.

The average home in Johnston is valued at $442,000. Compared to other affordable retirement communities, it typically enjoys a more spacious setting of private land or a spacious backyard, providing homeowners with better living conditions for a fraction of the price.

With over 21% of the town’s population being over the age of 65, Johnston offers a welcoming community for retirees looking to socialize and meet other newcomers to town.

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Charlestown

Sand sculpture at the Seafood Festival in Ninigret Park, Charlestown, Rhode Island.
Sand sculpture at the Seafood Festival in Ninigret Park, Charlestown, Rhode Island. Image credit TongRoRo via Shutterstock

Charlestown is the ideal retirement spot for nature lovers, with many of its attractions being parks and beaches. Pawaget Park, with its cove and coastal lagoon, Charlestown Town Beach, and Ninigret Park, are a few of the many natural attractions that draw nature enthusiasts from all over to retire in Charlestown.

A whopping 24% of the town’s population is over the age of 65, which adds to its social appeal and complements its relatively affordable housing market. The average home price in Charlestown is valued at $709,000, while renting a typical home in the area costs $1,616 per month on average.

Despite its small size and population of 7,997, seniors relocating to Charlestown are granted easy access to major healthcare amenities. Top-rated hospitals are located just a short drive away, offering peace of mind to those concerned about healthcare accessibility.

This blend of serene nature, affordable living, and essential services makes Charlestown an appealing choice for retirees looking to enjoy their golden years in comfort and convenience.

Rhode Island, the smallest state in America, boasts a surprisingly diverse and affordable range of retirement options beyond its expensive metropolises. From the coastal charm of Westerly to the serene agricultural community in Johnston, these eight budget-friendly towns in Rhode Island provide a balance of all appeals. Collectively, these towns highlight the Ocean State’s attractiveness as a retirement destination, offering affordability, community, and a high quality of life for seniors.

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Rhode Island

Here’s who made the cut for the Round of 16 at the 105th Rhode Island Junior Amateur

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Here’s who made the cut for the Round of 16 at the 105th Rhode Island Junior Amateur


PAWTUCKET — It didn’t take long for a surprise on Tuesday morning at the 105th Rhode Island Junior Amateur. 

Nick Emery took an early lead, absorbed a charge from Quinn Dumas and made a routine par at the 18th hole. That was enough to eliminate the top seed in the boys field, as the Round of 16 started in dramatic fashion. 

More: Familiar names near top of leaderboard after Day 1 of Rhode Island Junior Amateur

Emery’s victory on his home course, 1 up, set the tone for an intriguing few hours of play. The former All-State pick from St. Raphael won the first three holes on his home course and survived after Dumas pulled even in the match at the par-4 17th. 

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“I know everywhere to put the ball — everywhere to go,” Emery said in an interview with the Rhode Island Golf Association. “To be able to put the ball where I need to on this course, especially because I know it really well, it just helps.” 

Emery lost his way off the tee on the back side but found a fairway when he needed it most, clearing the hill with his drive at the signature closing hole. He had a simple wedge in from 75 yards and left himself a short birdie putt. Dumas couldn’t manage a par that would have forced the match to extra holes. 

More: Have a Rhode Island golf bucket list? Here are the five courses Eric Rueb wants to play

“I was really nervous over the ball,” Emery said. “Just kind of backed it off, got back over it and put it to eight feet.” 

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Emery will face Jesse Hellring, whose match with Joey Iaciofano also went the distance. It was a high-quality affair — Hellring shot 1-under 68 over 18 holes, and his 1-up win featured deciding birdies at the par-4 16th and par-4 17th. Hellring finished with par at the 18th to hold off Iaciofano, who carded an even-par 69. 

“Keep the ball in the fairway,” Emery said. “Don’t do anything dumb around the greens. That’s obviously it.” 

Three-time defending champion Max Jackson, reigning Interscholastic League champion Rocco Capalbo, Drew MacLeod and Ian Dunham — four players who finished a shot behind Dumas in Monday’s stroke-play qualifier — all advanced rather comfortably. Capalbo strolled to an 8 and 7 victory while Jackson closed out former La Salle Academy teammate Sam Perry, 4 and 3. Brayden Dickinson and Eli Hamelsky will meet in a quarterfinal featuring two double-digit seeds after upsetting Sam Fuentes and Charles Melvin, respectively. 

Girls quarterfinals on Wednesday will mark a return for medalist Olivia Williams, Adriana Eaton, Emma Lockhart, Lily Dessel and Claire McTaggart. All five received byes through to the Round of 16. Ava Andoscia used a par at the 18th to edge Brooke Barner, 1 up, in that field’s tightest match of the opening afternoon. Andoscia had the final answer in a meeting that saw just four holes halved. 

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“I was so nervous,” Andoscia said. “But I actually switched up what I was going to do for my second shot on (18), and I think that’s where I won.” 

Boys first division and boys 14U division top seeds Connor Ahlborg and Mitch McTaggart will both play in Wednesday’s quarterfinals. Ahlborg held off Sam Iden in 19 holes, making a birdie while playing the par-4 first for the second time. McTaggart received a bye after tying Raj Mammen for medalist honors on Monday with a 9-over 78. 

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bkoch@providencejournal.com

On X: @BillKoch25 



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Dangerous waters – RI bays and beach breaks, pools and ponds, are death scenes this summer

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Dangerous waters – RI bays and beach breaks, pools and ponds, are death scenes this summer


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WARWICK – As tiny waves slosh onto the sandy spit at Conimicut Point, a loud siren interferes with nature’s soundtrack.

Emergency lights flash from a warning system mounted to the top of a pole. After the piercing siren, which has a klaxon-like rhythm, an authoritative voice commands the attention of anyone on the point.

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“Attention!” it says. “Attention!”

“Dangerous tidal and current conditions are approaching! You are advised to leave the sandbar immediately!”

The warning system at Conimicut Point, which includes the same cautions in Spanish, is a new feature that arrived in time for the 2024 swimming season.

Time will tell if the gadgetry makes a major impact on safety over the long term by raising awareness of the point’s hazards, deterring risky behavior and substantially reducing or even eliminating drownings and other water-related fatalities.

So far, the swimming season at Conimicut has been safer this year, with no fatalities or serious injuries, according to Warwick’s police chief, Col. Brad Connor.

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Unfortunately, there are lots of other ways for people to put themselves at risk in the water in Rhode Island, from backyard pools to high cliffs along Narragansett Bay, to Atlantic Ocean rip currents.

The state has not avoided tragedy this summer.

Double fatality in Omega Pond believed to be accidental

The deaths of two kayakers on Omega Pond in East Providence drew widespread attention as the news broke on July 5.

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The bodies of Joseph Fritz, 52, of East Providence, and Gregory Boerman, 37, of Allston, Massachusetts, were found submerged in the pond. Their kayaks were floating nearby.

Neither Fritz nor Boerman wore a life jacket.

Investigators believe both men drowned accidentally, East Providence police Capt. Michael Rapoza said last week.

However, the medical examiner won’t have an official report on the deaths until they receive a toxicology report.

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The toxicology could clarify if alcohol was a factor in the deaths.

Nine people drowned in 2023, RI Health Department says

Tom Griffiths is an aquatic safety expert.

Griffiths, who studies drownings, developed a widely employed strategy that lifeguards can use to surveil swimmers.

Griffith believes signs can help deter some people from taking risks they shouldn’t take, but he also says signs and even blinking lights can fail.

“Signage can work, but I think it has to be creative,” he said.

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He said he likes the combination of lights, signs and announcements put in place at Conimicut.

Anniversary of the Conimicut Point double fatality

June 20 was the anniversary of the 2021 double-fatality at Conimicut Point that took the lives of 10-year-old Yoskarly Martinez and a 35-year-old Central Falls man who died trying to save her.

Large warning signs with bright red lettering were posted in the sand near the device.

To the west, the back of the point, but not the submerged sandbar, was inhabited by people who were fishing.

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It was a visible difference from previous years, when almost always some anglers would wade into the shallows along the point, to the east, and toward the strong currents in between the lighthouse and the dry sand at the point.

On this occasion, this year, the shallows were people-free.

Then, at high tide, a couple wearing bathing suits sauntered out onto the point. They waded in to their shins, to their waists.

Then for a while, they played together, neck deep, in dangerous waters off the point.

Water-related deaths in Rhode Island since the first day of spring include:

July 23 : North Providence police investigated the death of a 4-year-old boy in a pool. Investigators were told the boy was pulled from the pool after “an undetermined amount of time” underwater.

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July 21: The body of 65-year-old Leonidas Gonzalez, of Marlborough, Massachusetts, was recovered from the Sakonnet River. Gonzalez was on the surface along a treacherous shoreline near Indian Avenue, according to Portsmouth’s deputy police chief, Maj. Michael J. Morse. Gonzalez, a retired jeweler and grandfather, frequently fished in the area, and witnesses told police he had fished for several hours on Monday, Morse said.

July 18: A 71-year-old died from injuries, including facial injuries, that he apparently suffered when a wave crashed over him as he waded along the beachfront near the Weekapaug Inn, police say.

July 5: Two men were found dead near their kayaks in Omega Pond, in East Providence. Family members say that Joseph Fritz, 52, of East Providence, and Gregory Boerman, 37, of Allston, Massachusetts, had failed to return from a kayaking excursion on July 4.

June 23: Dexter Gutierrez Matias, 20, of East Providence, was seen in an area known as the “12 O’Clock High” on the north end of Brenton Point shoreline in Newport. Matias had been enjoying the day at the beach with friends who were helping him improve his swimming skills so he could bring his son to the beach and teach him to swim, a GoFundMe page says. “His friends tried to help save him, but they were unable to,” the page says. Searchers, including a Coast Guard air crew in a helicopter, couldn’t find him. On July 3, a man’s body was recovered in the same part of the shoreline where Matias had gone missing.

June 20: Souleymane Diagne, 29, of Senegal, is pronounced dead after Smithfield firefighters try to revive him. Diagne had been unresponsive when he was pulled from a pool at The Last Resort.

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May 16: The body of a man believed to be in his early 50s is found along the Woonasquatucket River near Aleppo Street, according to Providence police.

May 14: A kayaker sees a man’s body in the Pawtuxet River near a bridge at the end of Mill Street in Cranston.

April 7: A surveillance camera along the shore of the Pawcatuck River near the public boat ramp in downtown Westerly records video of 40-year-old Matthew Brouillette, unsteady on his feet, falling into the river. Searchers are unable to find him that night. The following day a K9 team detects Brouillette’s body underwater. His body is about 30 feet from where he had fallen in and about 8 feet from shore.



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Swarm of dragonflies startles beachgoers in Rhode Island

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Swarm of dragonflies startles beachgoers in Rhode Island


WESTERLY, R.I. — A swarm of dragonflies stunned and surprised beachgoers over the weekend in Rhode Island.

Thousands of the dragonflies, relatively large and often beautifully colored insects, descended on Misquamicut beach Saturday. Video of the dragonflies shows beachgoers running for cover and hiding under blankets. People could be heard screaming.

It’s unclear what prompted the cloud of insects to visit the beach for several minutes and then largely disappear.

“One minute everything was calm. The next minute I saw the most dragonflies I’ve ever seen in my life,” Nicole Taylor told WFSB-TV. “It lasted for like 3 minutes, and then they were gone. It was a very strange experience.”

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Christina Vangel, who works at Alfie’s Beach Store, said workers had to shoo the dragonflies out. “As the day went on there were tons of them everywhere. We had to close the doors,” she said.

Chris Fiore, whose family owns Alfie’s, across the street from the beach, marveled at the unique onslaught of dragonflies. “It was fascinating. There were big clouds of them,” he said.

Dragonflies feed mostly on insects like mosquitos and midges, relying on a swiveling head and huge eyes to catch their prey. Some species breed in July and August including the common green darner dragonfly found in Rhode Island. They don’t normally sting or bite humans.



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