Rhode Island
8 Budget-Friendly Towns in Rhode Island for Retirees
The smallest state in America is also one of the most expensive states, ranking among the top 15 least affordable states. However, beyond Rhode Island’s major metropolises and high-demand cities are small communities that make for a more affordable lifestyle. From waterfront communities that allow easy access to metropolitan cities at a fraction of the cost of living there, like Central Falls, to remote locales suitable for seniors prioritizing peace of mind like Charlestown, read along to learn about the advantages of each budget-friendly town in Rhode Island, and plan your relocation to the Ocean State.
Central Falls
Nicknamed the smallest city in America, Central Falls spans just 1.3 square miles. Despite its size, it has a rich history as a major industrial community. Central Falls offers a unique blend of urban convenience and small-town charm.
The town is known for its diverse population and vibrant cultural scene, with numerous local events and festivals celebrating its heritage. Popular community events to meet and engage with Central Falls residents include National Night Out, Food Truck Fest, and the annual classic car show that takes place every September.
Located on Massachusetts’ borders, Central Falls also allows easy access to the capital city of Providence and its many healthcare amenities like Rhode Island Hospital and the Miriam Hospital. Despite Central Falls’ proximity to major cities, it remains one of the most affordable retirement options compared to other small towns in Rhode Island, with median home prices valued as low as $377,000 (according to redfin.com).
Westerly
Ranked as the best town to retire, Westerly is a coastal community renowned for its balance of historic charm, aquatic beauty, and verdant landscapes.
Downtown Westerly is dotted with quirky local businesses and parks, contributing to the town’s welcoming atmosphere. Natural attractions like Napatree Point Conservation Area and Atlantic Beach Park make perfect daily exercise destinations.
In addition to its many appeals, the strong community element in Westerly plays a crucial part in its ranking as the best town to retire in Rhode Island, with over 40% of its population being over the age of 50. Care homes like Westerly Rehabilitation & Healthcare Center cater to this demographic. At the same time, Westerly Hospital serves as the town’s main healthcare facility, providing retirees with easy access to top-notch medical care. Additionally, the median home sale price in Westerly is valued at $600,175, and rent is estimated to cost $1,283 (according to census.gov).
Yet, senior community support, like the meal program that allows healthy dining for a donation of as little as $3.00, along with free transportation and other senior care programs, compensates for the higher housing expenses, enhancing the town’s appeal as one of the most affordable towns in Rhode Island with big-city amenities.
Woonsocket
Woonsocket ranks among the most affordable small towns in Rhode Island, offering essential amenities and proximity to the state’s capital city of Providence, located just 21 miles away. More of a small city than a town, Woonsocket enjoys a founding history dating back to 1867, giving the city an old-time allure with its many historic attractions.
Over 14% of the population are seniors, and some of the town’s top-rated retirement homes are The Friendly Home Inc., Wyndemere Woods, and the Oakland Grove Health Care Center, which caters to seniors in need of attentive medical care.
Entertainment venues like the Stadium Theatre and the local musical performances at Chan’s Fine Oriental Dining feature live jazz and blues.
Woonsocket’s affordability can be mainly attributed to its below-average home prices. In 2024, the housing market was valued at $455,000, with the median gross rent estimated at $1,066.
Cumberland
Cumberland is distinguished as a prime choice for those seeking an affordable yet vibrant living experience in Rhode Island. This small town boasts a lively community atmosphere and a rich cultural scene that caters to a diverse range of interests and lifestyles.
Notable for its strategic location, Cumberland offers easy access to both Providence and Boston, making it an ideal spot for commuters and those who appreciate proximity to urban centers without the hustle of city life.
With a demographic mix that supports both young families and retirees, Cumberland maintains a balanced community. Housing is reasonably priced, slightly more expensive than the state average, valued at $580,000.
Despite the significantly higher home prices, seniors relocating to Cumberland can find competitively affordable living when opting for all-inclusive senior homes. The average price for quality senior living is estimated to be $1,794. With an extensive array of options, some of the top-rated senior homes in Cumberland include Autumn Villa and Chapel Hill.
Bristol
One of the most affordable towns in Rhode Island for its below-state-average home price, Bristol is a historic town renowned for its old-time Victorian charm. Located 15 miles from Newport, Bristol offers a well-rounded selection of amenities, including healthcare and dining options.
The small town has a population of 22,131 and enjoys a youthful ambiance due to its student population from Roger Williams University. The cost of owning a home in Bristol is comparable to other destinations in the Ocean State, with a median sale price of $535,000, and the majority of residents being homeowners. However, rentals are more affordable, with median gross rental prices of around $1,276 monthly.
West Warwick
West Warwick ranks as one of the most affordable retirement towns,, allowing easy city access. It is just 12 miles away from Providence. Like many of the best small towns in Rhode Island, West Warwick is home to an eclectic dining scene and enjoys breathtaking aquatic views. The town’s affordability is complemented by an array of services designed to support its senior residents.
The local Senior Center offers numerous services, including a Senior Nutrition Meal Site, Meals on Wheels distribution, and monthly evening meals, ensuring that seniors have access to nutritious food at minimal cost. Additionally, the center provides Information and Referral, Options Counseling, and Pharmaceutical Assistance, helping retirees navigate their healthcare and medication needs.
In 2024, home prices in West Warwick were valued at $380,000, and the community is upward trending as a desirable bedroom community.
Johnston
Johnston is an agricultural community renowned for its parks and verdant lands. The town’s main appeal is its cultural scene, suburban setting, and variety of healthcare options.
Retirement homes like Anchor Bay at Pocasset, The Bridge at Cherry Hill, and Briarcliffe Gardens Memory Care Assisted Living are some of the top-rated retirement options in town, while Johnston Medical Center and Lifespan Urgent Care serve as the town’s main healthcare facilities.
The average home in Johnston is valued at $442,000. Compared to other affordable retirement communities, it typically enjoys a more spacious setting of private land or a spacious backyard, providing homeowners with better living conditions for a fraction of the price.
With over 21% of the town’s population being over the age of 65, Johnston offers a welcoming community for retirees looking to socialize and meet other newcomers to town.
Charlestown
Charlestown is the ideal retirement spot for nature lovers, with many of its attractions being parks and beaches. Pawaget Park, with its cove and coastal lagoon, Charlestown Town Beach, and Ninigret Park, are a few of the many natural attractions that draw nature enthusiasts from all over to retire in Charlestown.
A whopping 24% of the town’s population is over the age of 65, which adds to its social appeal and complements its relatively affordable housing market. The average home price in Charlestown is valued at $709,000, while renting a typical home in the area costs $1,616 per month on average.
Despite its small size and population of 7,997, seniors relocating to Charlestown are granted easy access to major healthcare amenities. Top-rated hospitals are located just a short drive away, offering peace of mind to those concerned about healthcare accessibility.
This blend of serene nature, affordable living, and essential services makes Charlestown an appealing choice for retirees looking to enjoy their golden years in comfort and convenience.
Rhode Island, the smallest state in America, boasts a surprisingly diverse and affordable range of retirement options beyond its expensive metropolises. From the coastal charm of Westerly to the serene agricultural community in Johnston, these eight budget-friendly towns in Rhode Island provide a balance of all appeals. Collectively, these towns highlight the Ocean State’s attractiveness as a retirement destination, offering affordability, community, and a high quality of life for seniors.
Rhode Island
R.I. Senate panel advances appointment of inaugural Life Science Hub CEO • Rhode Island Current
Almost a year after its inaugural meeting, the Rhode Island Life Science Hub has nearly cemented its hire of a full-time president and CEO, receiving the rubber stamp of the Rhode Island Senate Committee on Finance in a hearing Thursday.
The committee’s unanimous vote advances the appointment of Dr. Mark Turco to the full R.I. Senate, which has scheduled the final confirmation vote for Jan. 21, Greg Paré, a Senate spokesperson said in an email.
Finding a full-time president to lead the nascent life science agency and complement the work of its 15-member, volunteer board of directors, has been a priority since the board’s first meeting in January 2024. But finding that person took longer than expected, with the board finalizing a three-year contract with Turco in December.
The extra time ended up benefiting the search, said Neil Steinberg, chairman of the agency’s board of directors.
“One of the things we found is that, as we got delayed, the more qualified candidates we had because people knew what we’re about,” Steinberg said in remarks to lawmakers Thursday.
Turco’s confirmation by the Senate — required under the state budget article that created the agency — is the “seminal event” for the Life Science Hub, Steinberg said.
“We got a very smart person to head this and we’re excited about that,” Steinberg said. “He had the most breadth of experience to bring to the table. And, his wife was from Pawtucket.”
Turco, a Philadelphia native who relocated to Rhode Island 12 years ago, highlighted his 25 years of experience in the medical and research industry, starting as a cardiologist, with stints in academia, research and as CEO of two startup businesses. He was plucked from a pool of more than 300 candidates through a nationwide search, led by a professional consulting firm enlisted by the Hub board.
“We are here so we can impact lives,” Turco said. “We can improve health and well being in Rhode Island and beyond. We can also create jobs and grow our economy.”
Establishing Rhode Island as a hub for medical and scientific research and entrepreneurship, similar to Cambridge and Worcester in Massachusetts, has been a top priority for lawmakers and industry leaders. While the Ocean State doesn’t have the name recognition in life sciences that its Commonwealth counterpart enjoys, Turco insisted the foundational pieces — a skilled workforce, academic and health care institutions, and a spirit of innovation — were already in place.
“Rather than the state being a series of silos, we hope to be the conveners,” Turco said. “Innovation is a team sport and that’s how we will succeed in our efforts.”
Lawmakers peppered Turco with questions during the 45-minute hearing, seeking clarity on his short and long-term goals for the agency, and spending plans. The state’s fiscal 2024 budget allotted $45 million to the agency, part of which will cover Turco’s $400,000 annual salary.
“We’re spending taxpayer dollars here,” Sen. Lou DiPalma, Senate Finance chairman and a Middletown Democrat said. “We will need to see ‘Here’s the why.’”
Turco also pledged to seek additional funding, including establishing a venture fund to accept private investments and an incorporated 501(c)(3). But he will also be making an ask of lawmakers in the state budget that starts July 1, though he did not say how much.
Steinberg highlighted the accomplishments the agency has achieved so far. Chief among them: Inking agreements with project partners to open a first-of-its-kind state wet lab incubator space within the new state public health laboratory in the I-195 Redevelopment District. The $16 million, 30,000-square-foot incubator space is expected to open in December 2025.
If approved by the full Senate, Turco will serve a three-year term as Hub CEO, expiring Jan. 15, 2028.
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Rhode Island
Where to see live music in R.I. this weekend – The Boston Globe
JOE SAMBA in WAKEFIELD, R.I.
Joe Samba may be a New Englander, but he sure has found a (musical) home in the Caribbean. The Massachusetts-born reggae-rocker was behind 2019′s moody “The Wrong Impression,” which hit No. 1 on the Billboard Reggae Albums chart that spring. Samba followed it with 2022′s “Far From Forever” and last year’s genre-shifting “Lifeline,” a collection threaded together with Samba’s smooth voice. Samba plays Ocean Mist (with special guest Dudemanbro) in Wakefield, R.I. on Friday at 9 p.m. Tickets: $20 advance, $25 day of show.
THE GILDED AGE ORCHESTRA OF NEWPORT in CRANSTON, R.I.
Rhode Island’s own Ambassador J. William Middendorf II may be best known as the former secretary of the US Navy and as the US Ambassador to The Netherlands. But Middendorf is also a composer, with symphonies and more than 100 marches to his name. On Saturday, the Gilded Age Orchestra of Newport will present “To Rhode Island, with Love,” an evening of music composed by Middendorf in celebration of his 100th birthday this past September, featuring a performance of the ambassador’s “Ocean State Symphony.” The orchestra will perform at The Historic Park Theater and Event Center in Cranston, R.I., on Saturday at 7 p.m. Tickets: $54.
RUMFORD JUNCTION in EAST PROVIDENCE, R.I.
One could say The Band brought it all back home with its iconic 1968 release, “Music From Big Pink,” having named the landmark debut album after the colorful rented home the group once shared in Woodstock, N.Y. And in that way, Rumford Junction may be following The Band’s homespun footsteps even beyond their shared roots-rock sound. The East Providence band started as a group of neighbors playing together on lawns and front porches to pass the time during the COVID-19 pandemic in 2020, and now it has released an album, “Tributaries.” The nine-track release was inspired by music from artists the band frequently covers, including Johnny Cash, Tom Petty, Jason Isbell, and, yes, The Band. Rumford Junction (with opener CRYS) will perform a few at Myrtle in East Providence, R.I., on Sunday at 2 p.m. during a record release party. There is no cover charge.
KAT & BRAD in WESTERLY, R.I.
Brad Bensko and Kathleen Parks, known collectively as the duo, Kat & Brad, put an incredibly wide range of influences through their folksy pairing. The two said they find inspiration in everything from American Songbook standards to 1950s and ′60s pop, and impressively funnel it all through their two voices, a guitar, a violin, and a mandolin. Their latest travels throughout New England will bring them to The Tap Room at The Knickerbocker in Westerly, R.I., on Sunday at 7 p.m. There is no cover charge.
Christopher Gavin can be reached at christopher.gavin@globe.com.
Rhode Island
In the Rhode Island Senate, all eyes are on Ruggerio – The Boston Globe
The only topic on anyone’s mind in recent months has been the health of Senate President Dominick Ruggerio, and he didn’t make a great first impression Tuesday afternoon. The 76-year-old has been battling cancer, and it has clearly taken its toll on him. He’s lost weight. He’s moving more slowly. And he missed most of the session last year. But he easily won reelection in Senate District 4 last fall, and then beat back a challenge for the presidency from Senator Ryan Pearson, his former majority leader.
Now he’s locked in for another two-year term leading the Senate, but the open question among his colleagues – and anyone paying any attention to Rhode Island politics – is whether he’s up for the job.
From the front row: My colleague Ed Fitzpatrick was in the chamber Tuesday for opening day, so I asked him to explain what happened.
Ed writes: “After battling cancer and shingles over the last year, Senate President Ruggerio’s No. 1 priority had to be showing that he was back in charge and capable of presiding over the chamber. But in the roll call for Senate president, he paused and then voted ‘present’ rather than voting for himself. At first, his vote drew laughs. And if he meant it as a joke, it would have been seen as a bad-ass response to the rebels who also voted ‘present,’ in effect abstaining.”
But after the session, a tired-looking Ruggerio told reporters he hadn’t heard the question and meant to vote for himself. Ruggerio had no opponent in Tuesday’s vote, so in a way his vote wasn’t an issue. But his confusion over the vote for his own leadership had the State House buzzing, showing that Ruggerio’s health remains a major issue in the Senate.
The opening day of the legislative session is often tightly scripted. But the Senate session seemed off from the get-go, when Ruggerio was sworn in and placed his hand on a Bible app on Senate Minority Leader Jessica de la Cruz’s cell phone because no one remembered to bring a Bible.
The bigger picture: It’s easy to compare Ruggerio’s poor health to President Joe Biden, who ended his reelection campaign last year following a disastrous debate performance against Donald Trump. But being president of the Rhode Island senate doesn’t come with the nuclear codes, and the state government will be fully functional whether Ruggerio is present or not.
Still, within the chamber, the concern is real.
He won the presidency with 26 out of 38 votes, which was comfortable but not overwhelming the way it has been in previous years. That puts a tremendous amount of pressure on Ruggerio’s staff and leadership newbies like Majority Leader Val Lawson and Whip David Tikoian to hold down the fort.
The Senate only plans to meet once a week as a full body, so it’s possible that Ruggerio’s committee chairs will hold high-profile hearings – think Oversight, for example – that could serve to shield the president for a while. But there will come a time in the coming months where Ruggerio is going to have to prove to the people who just voted for him again as president that he is fit to lead the chamber.
This story first appeared in Rhode Map, our free newsletter about Rhode Island that also contains information about local events, links to interesting stories, and more. If you’d like to receive it via e-mail Monday through Friday, you can sign up here.
Dan McGowan can be reached at dan.mcgowan@globe.com. Follow him @danmcgowan.
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