New Jersey
New Jersey is a no-fault state — what that means for drivers
Due to the best way New Jersey handles auto accident claims, you may get paid a lot sooner than in different states for any associated medical payments.
However you are much less prone to efficiently search damages from one other particular person concerned within the accident, even when that particular person is chargeable for the wreck.
New Jersey is a no-fault state, which signifies that every driver’s insurance coverage supplier pays for their very own medical payments following a crash, regardless of who’s at fault. That protection, private damage safety, is robotically a part of any coverage bought by a New Jersey driver, and may cowl passengers in your automobile if they do not have their very own protection.
Fault is assigned for a crash, and you might wish to know that end result in the case of dealing with automobile injury claims. However you do not have to attend for the authorized course of or an investigation to wrap up earlier than you are given the protection you might want for medical points.
Execs and cons of no-fault
The good thing about faster payouts is the obvious perk. Additionally, should you’re in an accident — even one that you’ve got brought about — you’ll be able to relaxation assured that your medical payments will probably be coated by insurance coverage.
No-fault might additionally imply decrease premiums for drivers. In line with the Insurance coverage Data Institute, the no-fault system is meant to decrease the price of auto insurance coverage by taking small claims out of courtroom.
“The thought is, there is a discount in price as a result of you do not have the additional lawsuits and over-the-top payouts, as a result of it is a a lot less complicated course of,” added Gary La Spisa, vp of the Insurance coverage Council of New Jersey.
New Jersey first enacted no-fault insurance coverage legal guidelines within the Seventies, and guidelines have advanced over time.
With this faster course of, nevertheless, drivers who maintain accidents have a restricted means to sue who’s truly at fault for a crash. Drivers with a routine coverage in New Jersey solely have the choice to sue for dying or extreme damage, corresponding to dismemberment, displaced fractures, lack of a fetus and different particular issues.
“Successfully, you’re waiving the fitting to sure alternatives to sue, to get higher and faster care,” La Spisa stated.
Does New Jersey mandate no-fault?
A few dozen or so states within the U.S. observe some kind of a no-fault system. However New Jersey is one among only some so-called “selection no-fault” states.
Backyard State drivers can choose out of the system, which might imply no limitations on submitting lawsuits after an accident, based on private monetary web site WalletHub. You’d should pay further to go together with this selection.
In line with a June 2021 report from the New Jersey Division of Banking and Insurance coverage, near 97% of drivers keep on with the no-fault system.
Dino Flammia is a reporter for New Jersey 101.5. You possibly can attain him at dino.flammia@townsquaremedia.com
Click on right here to contact an editor about suggestions or a correction for this story.
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New Jersey
New Jersey Titans have ended their losing streak after 4-3 vs. Northeast Generals – The Rink Live
The game between the Northeast Generals and the visiting New Jersey Titans finished 4-3.
New Jersey’s victory puts an end to a six-game losing streak.
The Generals opened strong, at the beginning of the game with
Benjamin Campeau
scoring in the first period, goal assisted by
Masen Culley
and
Jake Boulanger
.
The Titans’
Jack Hillier
tied the game 1-1 late in the first period, assisted by
Ryan Shaw
and
Kyle Kim
.
Logan Renkowski took the lead with a goal in the third period, assisted by Jack Hillier and Owen Leahy.
Kai Dunits
tied it up 2-2 with a goal three minutes later, assisted by
Jack DeMoura
.
James Schneid
also took the lead with a goal two minutes later, assisted by Jack Hillier and
Blake Jones
.
Shawn Leary
then increased the lead to 4-2 with a goal three minutes later.
The Generals narrowed the gap to 4-3 with 01.07 remaining of the third period after a goal from
Joseph Mcgraw
, assisted by Benjamin Campeau.
Coming up:
The Generals travel to Danbury on Friday at 6 p.m. CST at Danbury Ice Arena. The Titans host Danbury to play the Hat Tricks on Tuesday at 7 p.m. CST at Danbury Ice Arena.
Read more NAHL coverage
Automated articles produced by United Robots on behalf of The Rink Live.
New Jersey
New Jersey Bedevils Buffalo in Back-to-Back Losses
Devils outshoot, outscore the Sabres in second consecutive defeat.
Score: Sabres 1, Devils 3
Shots: BUF: 18, NJD: 37
Buffalo Sabres Goals: Tage Thompson (1)
New Jersey Devils Goals: Seamus Casey (1) PPG, Paul Cotter (2), Timo Meier (1)
Minus 1: Biased Officiating Strikes Again
Almost seven minutes into the opening period, Devils forward Brenden Dillon hit JJ Peterka in the face, forcing him out of the game. Alex Tuch quickly responded by dropping the gloves with Dillon. The refs gave both players five minutes for fighting, while Dillon sat in the box for just two extra minutes with a minor penalty. Rob Ray called the slap on the wrist penalty a “joke”.
Once again, on-ice officials practiced a double standard when it came to hits. If the situation were reversed, does anybody believe the zebras would give a Buffalo player a two-minute minor for a dirty hit like Dillon’s? Sabres’ fans know the answer and they’re beyond sick of the NHL’s biased officiating.
Plus 1: TNT Puts Buffalo on the Board First
After a 0-0 first period, with the Devils outshooting the Sabres and getting multiple scoring opportunities, Tage Thompson finally broke the impasse midway through the second, poking the puck past New Jersey goalie Jake Allen. Thompson’s poker gave Buffalo some life, forcing the Devils to respond.
No. 72 suffered a production decline last season, so watching him get an early goal is a hopeful sign of more to come. It’s also nice to see TNT get creative with his puck-handling skills, instead of always shooting 20 feet from the net.
Minus 2: Poor Play on Offense, Defense Dooms Sabres’ Comeback
Sabres’ fans had high hopes for 2024-25, thinking maybe, just maybe the Blue and Gold would start this hockey year strong. They were disappointed, watching Buffalo blow the season opener, 4-1 in Prague and then losing the rematch 3-1. New Jersey dominated throughout, outshooting the visitors in all three periods.
The score was tied until the third, when Paul Cotter beat Devon Levi with a wrist shot 7:18 into the final 20 with an assist with Jack Hughes. With 5:48 to go, Timo Meier wrapped the puck around while Levi was on the opposite side of the net, getting a wide open goal to make it 3-1 Devils and putting the game out of reach.
Mad28dog had the Comment of the Game: “That was ugly…and inevitable”. The Devils controlled the game throughout, getting multiple shots on goal and forcing the Sabres to play most of the matchup in their own zone. The Blue and Gold struggled to clear the puck and spent the majority of their time trying to block shots instead of getting pucks to New Jersey’s net. Watching the game, viewers knew sooner or later the Devils would open up the scoring, which they did in the third, while the Sabres failed to answer.
Plus 2: Levi Gets an E for Effort
Buffalo backup goalie Devon Levi was one of the Sabres’ few bright spots in this contest, blocking 34 of 37 shots and being tested repeatedly during 60 minutes. No. 27 carried the team on his back most of the day, doing his best to keep the game from getting out of hand. Unfortunately, Buffalo’s D hung him out to dry and his netminding wall finally crumbled midway through the final period. If the Sabres shore up their defense and limit the number of shots on net, Levi can be a reliable goalie, giving the team breathing room in breakaways and helping take away opponents’ scoring chances.
Final Thoughts
This definitely wasn’t the season start the Sabres or their fans wanted, flying home after back-to-back losses in Prague. It’s even more humiliating for head coach Lindy Ruff, who watched the team he previously coached beat his Sabres and made New Jersey’s managers look smart for canning him. Ruff and the roster have to lick their wounds and get back to work, because it’s a long season and will be even longer if they can’t find an answer.
The Buffalo Sabres host the L.A. Kings on Thursday night in their first home ice opener. Puck drop is at 7:00 p.m. at KeyBank Center.
New Jersey
Keefe | PRE-RAW 10.5.24 | New Jersey Devils
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