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Bill advances that would bar discrimination in home appraisals – New Jersey Monitor

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Bill advances that would bar discrimination in home appraisals – New Jersey Monitor


A Senate panel superior a invoice Thursday that might bar actual property appraisers from decreasing a house’s appraised worth due to the race of the proprietor or purchaser, and create steep penalties for individuals who run afoul of the safeguards.

Supporters say the invoice, sponsored by Sen. Nellie Pou (D-Passaic), is a bid to bridge New Jersey’s racial wealth and homeownership gaps. A report launched final month by the New Jersey Institute for Social Justice discovered homeownership charges amongst Black New Jerseyans are barely greater than half that of white residents, 38.4% to 75.9%.

“Discriminatory house value determinations will proceed to widen that hole and to rob Black and brown New Jerseyans of intergenerational wealth by means of homeownership with out robust laws,” Renee Koubiadis, director of New Jersey Citizen Motion’s anti-poverty program, instructed lawmakers on the Senate and City Affairs Committee.

Black owners nationwide have reported they obtained increased value determinations for his or her properties when they didn’t let appraisers know their race.

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The measure would expressly bar appraisers from artificially decreasing a house’s appraisal due to the race of the proprietor, purchaser, occupant, or their brokers. Deflating an appraisal due to a celebration’s intercourse, nationwide origin, and different courses protected by the state’s discrimination legislation would even be prohibited.

“We all know that appraisal discrimination occurs as a result of we’ve seen a discrepancy between value determinations primarily based on race,” stated Sofia Rosa, a housing entry organizer with the Latino Motion Community Basis. “All New Jersey residents ought to be capable of equally profit from house possession, which is a major driver of wealth on this nation.”

An appraiser discovered to have violated the prohibition would have their appraiser license suspended, be pressured to pay a advantageous to recoup the prices of the appraisal, and face a separate civil penalty paid to the state. The suspension could be lifted after the appraiser pays a advantageous and attends a mandated anti-bias coaching course.

The laws would additionally require the Division of Group Affairs to gather demographic knowledge when it receives a grievance alleging a discriminatory appraisal and report that data to the Legislature by July 1, 2024.

As a result of mortgage lenders seldom supply loans price greater than a house’s appraisal, a low evaluation can price a house vendor hundreds of {dollars} or extra.

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If a purchaser and vendor agree upon a worth above the appraised worth, the client should both give you the distinction, or the 2 events should agree on a cheaper price.

Junea Williams-Edmund, a Newark-based lawyer, instructed the committee she had a purchaser supply $240,000 for her house, however the appraisal got here in at $195,000. They finally settled on a $217,000 worth.

“My Realtor had beforehand warned me that there have been what he referred to as ‘funky issues’ taking place with the value determinations in Newark at the moment as a result of the appraisers have been basically valuing the houses in Newark at a decrease stage than the market was dictating, leading to these huge gulfs,” she stated.

The identical occurred to her twice whereas she was trying to find a brand new house. One was valued at greater than $30,000 under her supply, and one other was appraised greater than $50,000 brief, she stated.

As a result of house values have an effect on the value determinations of different residences in a given neighborhood, artificially low value determinations can deflate house values in total communities. A activity power on appraisal discrimination convened final 12 months by President Joe Biden discovered predominantly Black neighborhoods have been on the receiving finish of the phenomenon.

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“One thing that the duty power particularly discovered was that, on common, houses in majority-Black neighborhoods are valued at lower than half of these in neighborhoods with few or no Black neighborhoods, and accounting for neighborhood and property traits and facilities couldn’t clarify the disparity,” stated Andrea McChristian, legislation and coverage director for the New Jersey Institute for Social Justice.

Sen. Holly Schepisi, a Bergen County Republican, stated she’s involved about “draconian” penalties even when an appraisal unintentionally below appraises a house due to bias. (Daniella Heminghaus for New Jersey Monitor)

The Senate and City Affairs Committee cleared the invoice in a 4-0 vote, with Sen. Holly Schepisi (R-Bergen) abstaining, saying she has considerations that amendments made to the invoice at Thursday’s committee assembly might see hefty penalties imposed on appraisers who unwittingly undervalue a house, and maintain appraisers out of some communities altogether.

The amendments eliminated a requirement the State Actual Property Appraiser Board discover an appraiser “knowingly” made a discriminatory appraisal earlier than imposing penalties.

“My concern is that if we’re simply leaping in with one thing that’s so draconian on day one, that eliminates understanding requirements, that basically doesn’t spell out due course of on this, that has a compulsory suspension of license, are we going to probably haven’t any value determinations going down within the very communities the place we’re making an attempt to make value determinations truthful?” stated Schepisi, who practices actual property legislation.

She stated people who unintentionally undervalue a house due to bias ought to face a advantageous, not a license suspension.

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Sen. Troy Singleton (D-Burlington), who chairs the Senate Group and City Affairs Committee and is one other of the invoice’s sponsors, stated Schepisi’s considerations make sense, including he would cross them onto Pou.



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New Jersey

Drones banned in parts of New Jersey for one month unless issued permission

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Drones banned in parts of New Jersey for one month unless issued permission


The Federal Aviation Administration has issued a one-month ban on drone operations in certain areas of New Jersey, unless operators receive special permission from the government due to “special security reasons”.

This comes as dozens of night-time drone sightings have been reported across New Jersey and other states along the eastern coast of the US over the last several weeks.

The sightings have occurred in residential areas as well as near a military research and manufacturing facility, causing panic among local residents and sparking various conspiracy theories about their origins.

The FBI, Department of Homeland security, and other government agencies and officials have repeatedly said that there is no evidence of a threat to public safety.

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On Wednesday, the FAA implemented temporary flight restrictions prohibiting drones that have not been authorized by the government in parts of New Jersey. The ban will remain in effect until 17 January and is in effect for areas including Bridgewater, Cedar Grove, North Brunswick, Metuchen, Evesham, Elizabeth, Jersey City and more.

The restrictions state that no unmanned aircraft systems (UAS) are allowed to operate within one nautical mile of the specified airspace, including from the ground up to 400ft above ground level.

Pilots who do not comply with these restrictions may be intercepted, detained, and questioned by law enforcement or security personnel, according to the Notice to Air Mission statement.

The government may also use “deadly force” against the drones if they pose an “imminent security threat” it adds.

Since reports of drones started coming in, the FBI set up a hotline to address the drone sightings, and have said that they are looking into and investigating the reports.

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Federal agencies also deployed advanced detection technology to the regions where the drones are being spotted as well as trained visual observers.

Of the over 5,000 reported sightings so far, about 100 required further investigation, the federal bureau said. A Department of Homeland Security official echoed previous statements from federal agencies, stating again this week that there is no evidence of a threat to public safety.

On Tuesday, the FBI, Department of Homeland Security, Department of Defense, and Federal Aviation Administration issued a joint statement, stating that after examining “the technical data and tips from concerned citizens” they “assess that the sightings to date include a combination of lawful commercial drones, hobbyist drones, and law enforcement drones, as well as manned fixed-wing aircraft, helicopters, and stars mistakenly reported as drones”.

The agencies noted there are over one million drones registered with the FAA in the US, and that thousands of commercial, hobbyist and law enforcement drones fly in the sky lawfully on any given day.

“We have not identified anything anomalous and do not assess the activity to date to present a national security or public safety risk over the civilian airspace in New Jersey or other states in the northeast,” the statement reads.

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The agencies also addressed concerns about drone sightings over military facilities, including restricted airspace, which have sparked local worries and stirred up conspiracy theories online.

“Such sightings near or over DoD installations are not new” the agencies said. “DoD takes unauthorized access over its airspace seriously and coordinates closely with federal, state, and local law enforcement authorities, as appropriate.”

“Local commanders are actively engaged to ensure there are appropriate detection and mitigation measures in place,” they stated.

The agencies acknowledged community concerns about drone sightings and pledged to continue to support state and local authorities “with advanced detection technology and support of law enforcement”.

They also urged Congress to enact counter-drone legislation that would “extend and expand existing counter-drone authorities to identify and mitigate any threat that may emerge”.

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On Wednesday, the US Senate reportedly rejected a proposal to fast-track a bill, supported by Chuck Schumer, the Democratic Senate majority leader, and others, that Schumer says would expand government authority to conduct drone detection among other things.

Republican Senator Rand Paul blocked the measure, Reuters reported, arguing it would give the government excessive surveillance power and that Congress should not rush into legislation.

This week, Joe Biden addressed public concerns regarding the increase in reports of sightings of drones and other aerial objects in the skies, stating that there was nothing alarming about the increased reports.

“Nothing nefarious apparently, but they’re checking it all out,” the president told reporters. “We’re following this closely, but so far, no sense of danger.”

John Kirby, the White House national security communications adviser, has also said that the drones are not a national security or public safety risk.

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2 porch pirates caught twerking on doorbell camera in New Jersey

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2 porch pirates caught twerking on doorbell camera in New Jersey


2 porch pirates caught twerking on doorbell camera in New Jersey – CBS Chicago

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Police said one of the suspects in Gloucester Township returned two days later—apparently upset that the homeowner posted the clip online.

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New Jersey weighs making underage gambling no longer a crime

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New Jersey weighs making underage gambling no longer a crime


TRENTON (AP) — Should underage gambling no longer be a crime?

New Jersey lawmakers are considering changing the law to make gambling by people under the age of 21 no longer punishable under criminal law, making it subject to a fine.

It also would impose fines on anyone helping an underage person gamble in New Jersey.

The bill changes the penalties for underage gambling from that of a disorderly persons offense to a civil offense. Fines would be $500 for a first offense, $1,000 for a second offense, and $2,000 for any subsequent offenses.

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The money would be used for prevention, education, and treatment programs for compulsive gambling, such as those provided by the Council on Compulsive Gambling of New Jersey.

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“The concern I had initially was about reducing the severity of the punishment,” said Assemblyman Don Guardian, a Republican former mayor of Atlantic City. “But the fact that all the money will go to problem gambling treatment programs changed my mind.”

Figures on underage gambling cases were not immediately available Thursday. But numerous people involved in gambling treatment and recovery say a growing number of young people are becoming involved in gambling, particularly sports betting as the activity spreads around the country.

The bill was approved by an Assembly committee and now goes to the full Assembly for a vote. It must pass both houses of the Legislature before going to the desk of the state’s Democratic governor, Phil Murphy.

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The council said recently that it conditionally supports the bill but has concerns about it.

SEE ALSO: Hostile takeover of NJ police department is illegal, court rules

Caesars Atlantic City (Google Street View)

Caesars Atlantic City (Google Street View)

Luis Del Orbe, the council’s acting executive director, said he is glad it will provide funding for gambling treatment and education programs. But he said fines alone are not enough without mandating education about problem gambling. He asked that such a requirement be added to the bill.

“When a young person is ‘fined,’ who actually pays the fine?” he asked.

In a statement submitted to the Assembly panel, the council said, “More and more of New Jersey citizens need help due to the ongoing expansion of gambling opportunities, and it is anticipated that the demand will only continue to grow. There is also an urgent need for expanded education and awareness about the harms that can come of gambling, particularly with respect to youth.”

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21 top spots to take a first-time visitor to New Jersey

Someone from out-of-state, or maybe even out of the country, is visiting New Jersey for the first time. Where do you take them? After grabbing a bagel and before chowing down on a slice of Jersey pizza, be sure to treat your out-of-town guest to a day in the Garden State with some of these places in mind.

Gallery Credit: Jen Ursillo

NJ’s wealthiest ZIP codes in 2024

These are the 10 most expensive ZIP codes in New Jersey, based on the median sale prices of homes, according to PropertyShark.

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Celebrities who vowed to leave the United States after the election

Rumors are flying that Bruce Springsteen has vowed to leave the country if Donald Trump wins the 2024 election. He didn’t say it.

But false promises of leaving the country if a celebrity didn’t get their way has been a real thing and not always said in jest.

Here’s a list of famous people who promised to leave the country if Trump were elected. I hope you didn’t bet money on them leaving since none did.

Gallery Credit: Jeff Deminski





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