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A Gen Xer who moved to Phoenix from Kansas said while he's paying more for his house and summers are brutal, there's much more to do

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A Gen Xer who moved to Phoenix from Kansas said while he's paying more for his house and summers are brutal, there's much more to do


  • A Gen Xer moved last year from Overland Park, Kansas, to Phoenix for work.
  • He’s paying more for his Phoenix home that’s half the size of his Kansas house.
  • He said that while Phoenix summers are brutal, the weather is overall better than Kansas.

Ty, 59, has lived in Ohio, Florida, Kentucky, West Virginia, and Indiana while working at various insurance companies. He settled in Overland Park, Kansas, a city near Kansas City with about 200,000 residents.

While he enjoyed living in Kansas, he was ready to move on to a new work opportunity that would set him up well for retirement. Ty, who asked to use just his first name for privacy reasons, settled on Phoenix, and moved there in 2023. He said Phoenix met his retirement and professional goals, had a lot more to do, and had better weather for most of the year.

“A lot of people are coming into Phoenix from surrounding states and bringing in various cultures,” Ty said. “I like the activities that are available to you here in Phoenix, and if they’re not available, you can easily get on the roadway.”

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Between 2021 and 2022, nearly 283,000 people moved to Arizona — over 74,000 of whom were from California, Census data revealed. In the second quarter of 2023, Phoenix ranked second in a Redfin analysis of the top 10 metro areas homebuyers are moving into. Almost 205,000 left Arizona during the same time period.

BI previously reported that home prices in Phoenix came down fast in mid-2023 after skyrocketing early in the pandemic. Zillow found that the average home value in Phoenix is $414,000, which was down 0.1% over the last year. Last year, the Phoenix housing market experienced the fewest sales since 2008.

Moving around the US

Ty was born and raised in central Ohio, where he found work at a large insurance company. As he built his way up, he accepted a promotion that allowed him to move to Florida with his family, where he lived in the early 2000s. He enjoyed Florida, though he accepted another promotion in Kentucky, then West Virginia, ultimately followed by one in the Indianapolis area — all with the same company.

“When I was younger in my career, I took the positions I needed to take to be somewhere I want to be,” Ty said.

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In 2014, he moved to Overland Park, Kansas, for another work opportunity. He said the city was a great place to raise a family and was quite diverse. The area was a hub for healthcare, and the cost of living was lower than some other cities he lived in.

As he nears retirement, he said he was presented with a few options for where to move next both for work opportunities and retirement long-term. He decided between Phoenix, Nashville, and Tampa.

Phoenix suited his professional and retirement goals the best. While Kansas has an income tax of 5.7% on income above $30,000, Arizona has an income tax of 2.5%. While Florida has no income tax, he was drawn in more by the Phoenix area.

He knew housing would be more expensive in Phoenix, though. His home in Phoenix is about half the size and slightly more expensive than the $260,000 price tag of his Kansas home. Though he expects there’s still plenty of room for home value appreciation, and he said his home still comes in well below comparable prices in major California cities.

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He knew it would somewhat balance out over the years though, as most of his daily expenses from food to auto and home insurance are cheaper in Phoenix.

“I was getting the overall reduction in the tax burden, the overall cost of living outside of housing was cheaper, my utilities are cheaper,” Ty said. “If you looked at the overall expenditures that I would have, it was 20% to 25% more, but in return, I was getting good year-round weather, ease of travel, looking into the lower future tax burden when I start to get into my 401(k).”

He’s seen prices for homes fall over the last year in Phoenix and nearby Scottsdale.

“With some recent stuff we’re hearing about the potential for mortgage rates going down, and with people having more confidence in the 401(k) economy, I think we’ve kind of seen the bottom of that and will start to see that go back up again,” Ty said.

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Getting acclimated

While summers can get blistering hot in Phoenix — he moved in July 2023 when temperatures were among the highest ever recorded in the city — he views the weather as primarily a positive. He avoids the snowstorms he experienced in the Midwest, and he said temperatures in January are about 70 degrees during the day and in the 40s at night. The lack of humidity also makes the heat bearable, especially compared to Kansas, he said, though it’s taken him some time to get used to less frequent rain.

He enjoys how Phoenix is centrally located between California and other major cities in the state, such as Flagstaff. He’s noticed many new residents in Phoenix who have moved from neighboring states, which he didn’t observe as much in Kansas.

Phoenix is also opening up new technology facilities that will bring in a large influx of tech workers, he said. The city has also become an insurance and financial services hub that’s attracting younger professionals from other major cities.

Ty said that Phoenix is where he sees himself staying for the future, as he’s not ready to retire yet.

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“I’m at a stage in my life where I’m not looking for that next career, but I’m also looking at what can I do to ensure I’m set up for the remainder of my life, and then I have something that I can pass on to generations in the family,” Ty said.

Have you recently moved to a new state? Reach out to this reporter at nsheidlower@businessinsider.com.



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Kansas

The GOP expects to keep Kansas' open House seat. Democratic Rep. Davids looks tough to beat

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The GOP expects to keep Kansas' open House seat. Democratic Rep. Davids looks tough to beat


TOPEKA, Kan. — Republicans expected a former Kansas attorney general’s political comeback in Tuesday’s election to keep an open U.S. House seat in GOP hands while the party faced a tougher challenge in trying to oust the only Democrat in the state’s congressional delegation.

Republican Derek Schmidt sought the 2nd Congressional District seat held by retiring two-term Republican Rep. Jake LaTurner. Schmidt, who served three terms as attorney general, was coming off a narrow loss in the 2022 governor’s race and faced Nancy Boyda, making her own comeback bid as the last Democrat to hold the seat.

In the 3rd District in the Kansas City area, Democratic Rep. Sharice Davids faced Republican Prasanth Reddy, a doctor and former vice president of two medical research companies. Most of the district’s voters are in suburbs that have been friendly to Davids.

In the state’s two other districts, Republican Reps. Tracey Mann and Ron Estes were expected to win reelection comfortably.

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Democrats have held the 2nd District seat previously, but not since Boyda served a single, two-year term and lost her race for reelection in 2008. LaTurner won both of his two terms by about 15 percentage points and would have likely cruised to victory again, but he announced in April that he wanted to spend more time with his children.

Schmidt is often affable in public, and he worked early in his career for two moderate Republicans, U.S. Sen. Nancy Kassebaum Baker and Gov. Bill Graves, before serving in the state Senate and being elected attorney general in 2010. That’s created lingering distrust among hard-right Republicans.

But Schmidt easily won a five-person primary this year — partly because former President Donald Trump declared in a social media endorsement post that Schmidt was “An America First Patriot” and, “HE WILL NEVER LET YOU DOWN!”

Rep. Nancy Boyda, D-Kan., stands with her son Ben Thrutchley as she prepares to deliver her concession speech at a Democratic Party watch party in Topeka, Kan., Nov. 4, 2008. Credit: AP/Charlie Riedel

In the 3rd District, Davids gained national attention when she unseated a Republican incumbent in 2018 as a Native American, lesbian and former mixed martial arts fighter. Republicans still lump her in with the most liberal members of Congress. Her vocal support of abortion rights helps in her district, but she’s also positioned herself as a business-friendly and pragmatic centrist.

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The key to a 3rd District victory is heavily suburban Johnson County, the state’s most populous county. Trump’s support has waned there since his victory in the 2016 presidential race, hurting Republicans, while Davids’ margins of victory have grown.

The 1st District that Mann represents includes the liberal northeastern Kansas enclave of Lawrence, home to the main University of Kansas campus, but its influence can’t overcome the GOP’s strength in the rest of the district covering the state’s western third and much of central Kansas. Mann is a former Kansas lieutenant governor who’s had no trouble winning his two previous terms.

His Democratic opponent was Paul Buskirk, an academic counselor and adviser for student athletes at the University of Kansas.

The 4th District of south-central Kansas is centered on Estes’ hometown of Wichita, and he’s a former two-term state treasurer. He’s held the seat since winning a special election in 2017 to replace Mike Pompeo, who was appointed by Trump to be CIA director and later U.S. secretary of state.

His Democratic opponent is Esau Freeman, a painter and union leader who is best known for advocating the legalization of marijuana.

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How to watch the Kansas City Chiefs game tonight: Free live stream

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How to watch the Kansas City Chiefs game tonight: Free live stream


KANSAS CITY, Missouri — The undefeated Kansas City Chiefs will look to move to 8-0 today in a Monday Night Football matchup against the Tampa Bay Buccaneers. The game will air on ESPN and ABC, with the top crew of Joe Buck and Troy Aikman on the call.

It is the second time for both teams on Monday Night Football this season. The game will kickoff at 8:15 p.m. Eastern.

Several streaming services will broadcast the Nov. 4 game live, and you can watch on Fubo (free trial), DirecTV Stream (free trial) and Sling (promotional offers).

The Chiefs are still trying to avoid their first loss, as MVP favorite — quarterback Patrick Mahomes — has helped push the Chiefs to this point. Along with a stellar defense, Kansas City has allowed just 20 or more points in three of its seven games.

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The Buccaneers are in perhaps the polar opposite position. Wide receivers Chris Godwin and Mike Evans have suffered long-term injuries, with Godwin notably out for the season. They’ve also lost two-straight games, including three of four.

Check out a complete rundown of NFL Week 9 action, including the schedule, predictions, previews, TV information and more.

Chiefs – Buccaneers Matchup Preview

The Chiefs are riding high atop the AFC and NFL standings with a dominant start to the season. They’re looking for a three-peat, and appear well on their way to being one of the AFC’s top seeds in the playoffs.

The Buccaneers are in some big time trouble, as they bring a 4-4 record into Kansas City. Aside from a 51-27 win over the Saints on Oct. 13, they’ve won just one game since Sept. 29.

Chiefs – Buccaneers Last Game Recap

The Chiefs won, again, over an AFC West foe, while the Buccaneers dropped another disappointing game against the Falcons.

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Kansas City Chiefs: Beat the Las Vegas Raiders 27-20 on Oct. 27.

Tampa Bay Buccaneers: Lost to the Atlanta Falcons 31-26 on Oct. 27.

Chiefs – Buccaneers Players to Watch

The Chiefs are loaded with a talented offense and defense, while the Buccaneers are trying to work in various new offensive weapons absent some major contributors.

Kansas City Chiefs: Quarterback Patrick Mahomes (68.4% completion percentage, 8 touchdowns, 9 interceptions, 1,651 yards passing), tight end Travis Kelce (38 catches, 335 yards, 1 touchdown), defensive tackle Chris Jones (3 sacks, 15 tackles).

Tampa Bay Buccaneers: Quarterback Baker Mayfield (71.1% completion percentage, 2,189 yards, 21 touchdowns, 9 interceptions), tight end Cade Otton (36 catches, 344 yards, 3 touchdowns), linebacker Lavonte David (56 tackles, 3 sacks, 1 interception).

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How to Watch Chiefs – Buccaneers

  • Who: Kansas City Chiefs vs. Tampa Bay Buccaneers
  • When: Monday, Nov. 4, 2024
  • Time: 8:15 p.m. Eastern
  • Where: Arrowhead Stadium | Kansas City, Missouri
  • Channel: ESPN, ABC
  • Best Streaming Options: Fubo (free trial), DirecTV Stream (free trial) and Sling (promotional offers).

Channel finder if you have cable

You can access the channel by using the channel finders online: Verizon Fios, AT&T U-verse, Comcast Xfinity, Spectrum/Charter, Optimum/Altice, DIRECTV and Dish.

About FuboTV

Fubo (free trial) has three main packages: Pro costs $79.99/month; Elite is $89.99; Premier is priced at $99.99. Cancel before the free trial ends to avoid being charged. Fubo includes access to more than 185 sports, entertainment and news channels. You can record games, TV shows, movies and more.

About DirecTV Stream

DirecTV Stream, which also gives customers a free trial, offers four packages if you continue with the service after your trial ends: Entertainment for $69.99; Choice for $84.99; Ultimate for $109.99; and premier for $159.99. Choice offers the most channels for sports enthusiasts.

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About Sling

Sling, which features promotional offers for new customers, has a Blue package for $20 for your first month ($40 after that) and an Orange package for the same price and deal. Get both the Blue and Orange packages for $27.50 for your first month ($55 after that).

For team hats, shirts and more gear: Visit Fanatics, Dick’s Sporting Goods, Lids, Champs Sports and New Era.

Information from the AP was included in this report and AI might have been used to assist with this story.

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A healthy Kansas team should take the court on Monday

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A healthy Kansas team should take the court on Monday


When Kansas opened up the exhibition portion of its schedule at Arkansas back on October, 25, the Jayhawks were without the services of Hunter Dickinson, Rylan Griffen, and Shakeel Moore. Bill Self’s squad fell to John Calipari and the Razorbacks, 85-69.

In returning home for its only exhibition game of the season, Kansas, on October 29, rolled past Washburn, 84-53. With Dickinson and Moore still sidelined with minor injuries, the Jayhawks were led by David Coit (19), Zeke Mayo (16), Griffen (14), and Flory Bidunga (10).

The No. 1 ranked team heading into the regular season, Kansas, will take the court against Howard on Monday night with a complete squad.

“I anticipate having a full squad,” said Kansas head coach Bill Self when addressing the media on Friday. “We have not limited reps since the game Tuesday with Hunt (Hunter Dickinson) and Shak (Shakeel Moore), even though that may be the case kind of moving forward, but we haven’t limited reps. So, yeah, unless something unforeseen happens, then we should be good.

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“Rylan did fine getting through the game, and so this is the closest we’ve been to healthy, even though the timing’s off on two of them, but hopefully, by next week, we’ll be a little bit better,” he added.

A season ago, his first in Lawrence, Dickinson averaged 17.9 points and 10.9 rebounds per game. Offensively, he shot 55 percent from the field, 35.4 percent from behind the arc, and 62.4 percent from the free-throw line.

As high as the expectations were a season ago, those expectations might be even higher this season. For the second straight year, Kansas will enter the season as the No. 1 ranked team in college basketball. Furthermore, Dickinson will be the focal point on a team expected to compete for its third National Championship under Self.

Dickinson, at the end of the season, ultimately made the decision to remain in Lawrence to work on and improve different aspects of his game. On Friday morning, Self was asked if any of those improvements would be noticeable right away.

“I don’t think it’ll be obvious immediately until he gets his rhythm back because I do think conditioning and rhythm may be a little bit of a factor early on,” said Self. “But I think the biggest thing that you’ll see is, I don’t know if it’s a huge improvement, we’ll see a better passer just because of the way that we’re playing a little bit different than last year.”

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What, if anything, did Dickinson focus on in terms of looking to improve during his time in Lawrence this offseason?

“I would say he continued to work on his athleticism, his body, and I think that what Hunt can do, I think Hunt has an unbelievable touch that if the ball gets on the rim sometimes it just has a tendency to fall in,” he added. “He’s got a soft touch. I don’t think he shot it near as well last year as what he’s capable of shooting it. I think early in the season he did, but I don’t think late in the season he did.

“And so just him to start maybe making some of the same shots that he didn’t make last year,” he added. “And I think a lot of that was legs too, because playing so many minutes.”

When it comes KU’s starting five against Howard on Monday night, Self wasn’t ready to tip his hat by announcing the starting lineup during his weekly press conference on Friday. However, it should come as no surprise that three players in particular were mentioned by Self.

“No, we haven’t decided yet,” said Self. “We haven’t decided yet, but I would say if health is good, you could make a case for Hunt. Juan (Dajuan Harris, Jr.) and KJ (KJ Harris, Jr.) starting, but we haven’t decided.

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