Finance
Watching Your Wallet: Age appropriate financial literacy
FRESNO COUNTY, Calif. (KFSN) — Financial literacy isn’t exclusive to adults.
Stockpile CEO Victor Wang says that, regardless of whether they realize it, parents are teaching their kids about finances.
“Most parents never talk to their kids about money at all, so we want to change that,” he says. “When they look at money, when they spend money, how they talk about money, how they open their bills. Are they looking at a price tag when they buy something? Kids are seeing that.”
You can help kids build healthy money habits at any age.
Wang says, “We have to get kids to learn good financial habits by getting real-world experience, and that comes from having discussions together and real-life experience spending or investing their money.”
When it comes to saving, Wang says make sure there’s a goal in place to create a tangible activity the family can do together.
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The time and effort it takes to save leads to responsible spending.
“You want them to make a mistake with $5, not $5,000,” he says. “Let them learn at an early age because that’s how we teach kids, but for some reason we don’t do that with money.”
There are even approachable ways to talk about investments.
“Especially for young kids, the analogy I make is you know if you take a seed and you put it in a jar on a shelf, a year later it’s still going to be a seed,” says Wang. “But if you take a seed and plant it in the garden, it can be a tree.”
Stockpile is a financial app geared toward kids and families, offering practical experience and talking points for investing and saving responsibly.
“One is the opportunity for growth for the future,” said Wang.
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Item 1 of 2 A logo of the Bank of America is seen on an office building at the Gujarat International Finance Tec-City (GIFT) at Gandhinagar, India, December 8, 2023.REUTERS/Amit Dave
Bank of America declined to comment.
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Reporting by Luc Cohen and Saeed Azhar in New York; Editing by Chris Reese
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Prime Minister Giorgia Meloni’s focus on slashing Italy’s deficit to escape an EU special monitoring regime has left the government with a slimmed-down budget with scarce headroom for flashy policies, prompting continued calls from the hard-right flank of her ruling coalition for “contributions” from financial institutions.
While ongoing discussions between the government and banks have yet to yield an agreement on what form the tax would take, the hard-right League, of which Giorgetti is a member, is seeking between €4 billion and €4.5 billion from a range of measures, according to two people familiar with the matter. The measures would also apply to insurers, one of the people said.
Earlier this week, the government proposed reviving a failed 40 percent tax on “windfall” profits from 2023 at a reduced rate, as POLITICO reported. The banks have already agreed to the temporary suspension of tax incentives, extending a measure implemented last year.
Major policies in the draft budget, which Italian lawmakers will study in the coming months, includes a €9 billion cut to income taxes for the Italian middle class to 33 percent from 35 percent and €2 billion to align salaries with the cost of living after years of stagnation.
The draft, which is due to be sent to the European Commission on Wednesday, also earmarks €3.5 billion for “anti-poverty measures” and €2.4 billion for health care in 2026.
Grindr Inc. said its largest shareholders are exploring an acquisition to take the company private at no less than $15 a share, confirming an earlier media report.
James Lu and Raymond Zage, who together own more than 60% of the company, have “engaged financial and legal advisers” to explore the possibility of taking the LGBT-focused dating app company private, primarily through debt financing, according to a regulatory filing published Tuesday.
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