Finance
Brevard’s school board set to adopt Dave Ramsey’s Christian-based financial curriculum

Dave Ramsey’s courses discuss how to save money in a God-honoring way.
Following in the footsteps of other districts around the state, Brevard Public Schools is set to approve Dave Ramsey’s Christian-based financial curriculum for high schoolers at Tuesday’s board meeting.
The course is meant to “help students avoid loans and other money traps” and give them “the secure future they deserve,” according to Ramsey’s website.
Despite the curriculum being built on an evangelical Christian worldview and how to honor God with your money, the text was approved for use in Florida public schools in 2023 by the state board of education.
Pasco County’s school board unanimously approved the curriculum in 2023 despite reviewers saying the textbook was “riddled with problems” and included quotes from Scripture to back up key points, according to a report by WUSF. Ramsey’s website doesn’t say how many other districts in Florida use the curriculum. FLORIDA TODAY reached out for clarification but received no response.
Brevard’s school board will vote on whether or not to approve it on Tuesday at the 5:30 p.m. meeting, according to the agenda published on the district’s website. Members of the public can comment ahead of the vote.
Who is Dave Ramsey?
Ramsey, the founder and CEO of Ramsey Solutions — a company that provides financial undefined services with a Biblical-based worldview — is a personal finance expert and host of “The Ramsey Show” podcast. According to his website, he fought his way out of bankruptcy and millions of dollars in debt, then set out to change the “toxic money culture” and provide a Bible-based financial curriculum for people from all walks of life.
The legitimacy of his financial advice has been debated for more than 10 years, with a Reuters article from 2013 calling his investing advice that of a “financial illiterate.” The article adds that his advice is targeted toward people who generally won’t be able to afford to invest in the ways he suggests anyway. He offers encouragement to save money, though doesn’t excel at explaining how to do so, critics said.
What does Ramsey’s curriculum cover?
“Foundations in Personal Finance” is a high school curriculum that covers topics such as budgeting and saving, avoiding debt, investing and more. The curriculum includes a textbook, as well as videos with finance experts and online student activities.
It was approved by the Florida Department of Education for the 2023-2024 school year for the Florida high school course Personal Finance and Money Management, as well as its honors counterpart.
Is Dave Ramsey’s curriculum approved by Florida’s board of education?
Ramsey’s book was on The Florida Department of Education’s list of approved materials for the 2023-2024 school year. The list of approved materials for the 2025-2026 school year is still being finalized.
Ramsey’s website says the material in “Foundations in Personal Finance” and “Foundations in Economics and Personal Finance” meets the requirements for two different Florida high school courses and claims that 45% of schools in the United States use the Foundations curriculum.
How did Brevard pick Dave Ramsey’s curriculum?
The recommendation to use Ramsey’s book came from Brevard’s Personal Finance Review Team and community members who reviewed the books at Viera Middle School in October, according to the district’s website. The book was also available to view for feedback online from Sept. 20 through Nov. 18, with feedback shared with the District Review Team.
What does Florida’s personal financial literacy course teach?
Florida’s Personal Financial Literacy course is designed to introduce students to concepts including the American economic system, personal and family management of resources and income, money management, saving and investing, spending and credit, consumer information and taxation, financial planning and the role of financial institutions, according to the Florida Department of Education.
It became a required class for high schoolers during the 2023-2024 school year, when a financial literacy course law signed into law by Gov. Ron DeSantis took effect.
According to the Council for Economic Education, in 2024, 35 states required students to take a course in personal finance to graduate from high school.
Can parents choose another curriculum?
If the school board approves the curriculum at the Tuesday school board meeting, Brevard County residents can contest the selection within 30 days. For any petitions received within this timeframe, the school board will be required to hold at least one public hearing before an “unbiased and qualified hearing officer” who cannot be an employee of the district, according to their website. Petitioners must be given an opportunity to present their issue with the curriculum. The school board’s decision after the hearing is final.
Finch Walker is the education reporter at FLORIDA TODAY. Contact Walker at fwalker@floridatoday.com. X: @_finchwalker.

Finance
Retallick named next associate dean for personnel and finance, Iles to step in as interim AGEDS chair

AMES, Iowa – With a passion for leading others and thinking strategically about where the college and its departments and programs should go, Mike Retallick has been selected to serve as the next associate dean for personnel and finance for the College of Agriculture and Life Sciences (CALS) at Iowa State University, effective July 1.
Retallick currently serves as chair of the Department of Agricultural Education and Studies (AGEDS), a position he’s held since 2016. He will continue serving in this role, in addition to being the new associate dean, until August, when Jeff Iles, professor of horticulture and previous chair of the Department of Horticulture, will step in as interim chair of the AGEDS department.
“Dr. Retallick has done a tremendous job of leading the Department of Agricultural Education and Studies, is a great team player and totally embraces the community and land-grant spirit of the college. We are excited to have Mike in this role as associate dean for personnel and finance to support our faculty and staff, to enable our students and to achieve all of our missions and purposes,” said Daniel J. Robison, endowed dean’s chair in the College of Agriculture and Life Sciences. “We are grateful for Dr. Iles stepping up to lead the Department of Agricultural Education and Studies as interim chair this fall. Jeff did outstanding work as the long-serving chair of the Department of Horticulture, and he’ll bring that experience and skill to this interim role.”

A search for a new chair for the AGEDS department will begin soon.
Retallick has been at Iowa State since 2001, starting as an academic advisor then assistant, associate and professor in the AGEDS department. He also previously served as the director and is now the interim director of the CALS Science with Practice program.
He has served the college and university in many capacities as well, through involvement in various boards and committees, including the Agricultural Endowment Board, CALS Online Learning Taskforce, Micro-credential Taskforce, Provost’s Chairs Cabinet and Faculty Work/Life Advisory Committee.
“This role is instrumental to the success and advancement of the college,” Retallick said. “I’m humbled by the opportunity to join the dean’s leadership team and look forward to working across the college’s departments and units to advance the great work we do in teaching, research and Extension and Outreach, all of which are enabled through personnel and finance.”
Retallick has a bachelor’s degree in agricultural education from the University of Wisconsin – Platteville and a master of agribusiness degree from Kansas State University. He earned his doctoral degree in agricultural education from Iowa State.
The position of associate dean for personnel and finance is fairly new in CALS. Ruth MacDonald currently serves in this role and will do so until June 30. After that, she will continue as the interim chair of the Department of Food Science and Human Nutrition.
“We are so appreciative of the great work and impacts our college’s first Associate Dean for Personnel and Finance Ruth MacDonald has done these past four years with staff in the CALS budget and finance office and leadership all across the college,” Robison said.
Contacts
Mike Retallick, Agricultural Education and Studies, 515-294-4810, msr@iastate.edu
Whitney Baxter, Agriculture and Life Sciences Communications, 515-294-2314, wjsager@iastate.edu
Finance
Financial Advisor James Thatcher of Bright Lake Wealth Management Shares Insights as Retirement Income Planning Expert in HelloNation
ROSEVILLE, Calif., June 26, 2025 (GLOBE NEWSWIRE) — How do I create a retirement income plan in Roseville? This is a common question for individuals approaching retirement, and James Thatcher of Bright Lake Wealth Management offers practical guidance in HelloNation. His expert contribution underscores the importance of analyzing income sources such as Social Security, pension plans, and tax-deferred savings to build a resilient financial framework for retirement. The article emphasizes that consistent cash flow hinges on early budgeting and integrating all revenue streams.
Thatcher details how forecasting monthly expenses, from essentials like housing and healthcare to discretionary spending, enables retirees to calculate income needs with greater accuracy. His insights clarify how the timing of Social Security benefit claims can significantly affect payout totals, and he highlights the importance of coordinating benefit elections with spousal considerations. Thatcher also advises reviewing pension plans carefully and planning for required minimum distributions from retirement accounts, noting that tax efficiency plays a critical role in long-term wealth preservation.
Thatcher further explores the use of supplemental income tools, such as annuities, while cautioning readers to examine associated costs and alignment with personal goals. His guidance on asset allocation during retirement supports maintaining both stability and growth, advocating for routine portfolio reviews to match evolving financial needs.
The article, Understanding Retirement Income Planning, presents Thatcher’s comprehensive approach to retirement, encouraging Roseville residents to adopt a structured and informed strategy for sustained financial health.
About HelloNation
HelloNation is a premier media platform that connects readers with trusted professionals and businesses across various industries. Through its innovative “edvertising” approach that blends educational content and storytelling, HelloNation delivers expert-driven articles that inform, inspire, and empower. Covering topics from home improvement and health to business strategy and lifestyle, HelloNation highlights leaders making a meaningful impact in their communities.
Patrick McCabe
info@hellonation.com
www.hellonation.com
A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/a533c14d-57bf-40b3-9b8f-5a34c69b66c3
Finance
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