Personal finance books can be fantastic resources to help you learn about everything from smart shopping habits to how to save for retirement, and there are thousands of books out there to guide you on your personal finance journey. In fact, plenty of insightful personal finance books have been published in 2024, alone.
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If you’re not sure of where to start, GOBankingRates did the hard work for you, rounding up the best personal finance books published in 2024 that you’ll want to add to your bookshelves next year.
And while you’re learning better financial habits from these insightful books, consider these money moves wealthy people make before the new year.
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Originally published in 1949, this book has just been released in a 75th anniversary edition that’s been updated with commentaries by financial journalist Jason Zweig.
The book outlines Benjamin Graham’s “value investing” philosophy, providing a guide to investing for individuals looking to develop sensible strategies and protect their investments. Zweig’s commentary provides additional details and helps readers understand how to apply Graham’s timeless practices to today’s investment market.
Warren Buffett said that this book is “by far the best book about investing ever written.” Reviewers praise the book’s quality and value, noting that the commentary is helpful and further breaks down Graham’s ideas so that they’re easily understood.
Since the content from the original edition is bolded, individuals who already have the original can quickly identify and read the commentary for additional depth.
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Written for businesses and individuals looking to minimize their tax obligations, this third-edition book by Tom Wheelwright, certified public accountant (CPA), focuses on how to use the tax code as a road map to building wealth. This new version covers topics such as tax deductions, credits and incentives, as well as the latest tax reforms. It explores ways to legally minimize tax burdens to build and preserve wealth.
Reviewers found the book to be highly detailed yet also clear and easy to understand. Several reviewers praise Wheelwright for incorporating stories and using them to illustrate tax principles, which makes the book more entertaining and engaging. They also applauded the book as a good investment, particularly for business owners.
Authors Ken and Mary Okoroafor started as working-class immigrants and built their financial freedom with good money habits and savvy investing.
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They share their expertise in this book so readers can take control of their finances, develop good money habits, multiply their income, save for retirement, and more. The book is suitable for those who may be financially struggling, worried about retirement or who just want to improve their personal finance habits.
This book has amassed many positive reviews from finance professionals. Reviewers praised it for being entertaining yet providing detailed and practical information and advice. Several reviewers noted that the book not only focuses on financial wellness, but also on how finances impact our personal wellbeing.
According to reviews, the book is very easy to understand, includes practical guides on how to reach your financial goals, and is overall positive and inspiring.
Dave Ramsey shares his advice to help potential homeowners avoid financial pitfalls and mistakes when buying a home. He does so in a concise 70 pages, making this book a detailed yet easy read. This book is ideal for the first-time homeowner and explores real estate buying, selling, and investing strategies to help you build wealth.
This book is also packed full of valuable information. Reviewers praised the amount of detail the book contains, saying they returned to it again and again.
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Jade Warshaw, financial coach and co-host of “The Ramsey Show,” gets to the root of the issues behind money problems.
She shares her personal story of how she and her husband paid off $460,000 in debt and provides tips and advice to change your attitude about budgeting. This book is just 70 pages, making it a user-friendly and accessible read for anyone struggling with budgeting and finance concerns.
This book takes a straight, to the point approach. Reviewers found it helpful and eye-opening, and enjoyed the fact that it was a quick and easy read.
This book is a comprehensive investing guide for anyone who is just getting started or working toward retirement.
Burton G. Malkiel shares strategies for achieving above-average investment results. In this 50th anniversary edition, he also explores current investment trends and analyzes meme stocks, NFTs and cryptocurrencies. The book includes step-by-step guidance to protect and grow your investments.
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This book has received praise from top publications, including Money, The New York Times, the Wall Street Journal, and The Los Angeles Times. Reviewers lauded the work as a must-read investment book.
It’s engaging and entertaining, includes detailed advice on what investors should and shouldn’t do, and is informative without being overwhelmingly technical.
Ideal for anyone who wants to prepare for and enjoy a comfortable retirement, this book can help you maximize your retirement savings.
Author Christine Benz, a Morningstar columnist and podcaster, interviewed 20 retirement thought leaders. She shares the lessons they believe can contribute to retirement success while also covering ideas like how to optimize happiness and live life with no regrets.
This book is thought-provoking and full of actionable advice. Readers enjoyed the differing opinions from the many contributors, and they appreciated that the book focuses on finance details, as well as other, broader retirement concepts. While the book doesn’t contain templates or formulas, it does feature entertaining interviews and concise summaries of key points.
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This book is an excellent choice for anyone who wants to reevaluate their approach to money and make big life improvements.
Financial expert Jill Schlesinger explores how to change your life in post-pandemic. She presents 10 steps to help you change your work, wealth and life, and guides you through the process of rethinking some finance concepts that may have changed since the pandemic.
Reviewers called the book thought-provoking and praised the practical framework it presented. The book is straightforward and easy to follow, while also incorporating a dose of humor to keep it entertaining.
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This article originally appeared on GOBankingRates.com: 8 Must-Read Personal Finance Books of 2024 for a Fresh Start in 2025
The company appears to be effectively serving its often-overlooked customer base.
The holiday month brought fintech Chime Financial(CHYM 3.13%) one of the best gifts a stock can receive — a substantial bump higher in price. Across December, Chime’s shares rose by more than 19%, lifted by a set of factors that included a recommendation upgrade from a prominent bank and a positive research note by an analyst who’s now tracking the company.
Good as gold
The bullish tone was set by that upgrade, which was made before market open on Dec. 1 by Goldman Sachs pundit Will Nance. According to his new evaluation, Chime stock is now a buy, up from Nance’s previous tag of neutral. The new price target is $27 per share.
Image source: Getty Images.
According to reports, the analyst’s move is based on the company’s new Chime Card, an innovative credit product that represents an evolution of the secured credit card (i.e., plastic that must be backed by a user’s actual funds).
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In Nance’s estimation, as a next-generation credit product, the Chime Card should earn more “take” (i.e., fees derived from use) and thus higher revenue and profitability for the company than many anticipate. The prognosticator wrote that “attach” rates — i.e., Chime customer uptake — could also be notably above current expectations.
On Dec. 11, a new Chime bull emerged. This is B. Riley analyst Hal Goetsch, who initiated coverage of the company’s stock with a buy recommendation. This was accompanied by a price target of $35 per share, which is well higher than even Nance’s very optimistic assessment.
Goetsch waxed bullish about Chime’s high growth potential, according to reports. He opined that the company is doing well servicing its target segment of customers traditionally shunned by established banks due to poor credit histories, among other perceived flaws. It has also cleverly partnered with lenders and other financial services providers to offer attractive products such as the Chime Card.
Today’s Change
(-3.13%) $-0.87
Current Price
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$26.95
Key Data Points
Market Cap
$10B
Day’s Range
$26.50 – $27.95
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52wk Range
$16.17 – $44.94
Volume
1.9M
Avg Vol
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3.8M
Gross Margin
86.34%
Executive shifts
Finally, Chime promoted no less than three of its executives to new positions. It announced in the middle of the month that former chief operating officer Mark Troughton had been named president, and Janelle Sallenave replaced him as chief operating officer (from chief experience officer). Vineet Mehra, meanwhile, became chief growth officer; previously, he was chief marketing officer.
All three appointments, announced in the middle of the month, were effective immediately.
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As the year came to a close, it was apparent that the company had executives who were eager to keep contributing to its success. That, combined with those bullish analyst notes and the somewhat under-the-radar success story that the Chime Card appears to be, makes this fintech’s stock well worth watching. This is one of the more innovative young businesses in the financial sector at present.
Car finance is now one of the most popular ways in which drivers purchase their vehicles in the UK. RICHMOND PARK, BOURNEMOUTH / ACCESS Newswire / January 5, 2026 / In particular, Personal Contract Purchase (PCP) and Hire Purchase (HP) agreements …
Carsten Höltkemeyer, the firm’s CEO, stepped down at the end of 2025, the company said in its announcement last week. Steffen Jentsch, chief information officer and chief process officer for FinTech flatexDEGIRO AG, will take his place.
“Jentsch brings a proven track record in scaling digital financial platforms, along with deep expertise in regulatory transformation and digital banking solutions,” the announcement said.
Höltkemeyer is set to stay on in an advisory role. The announcement adds that Ansgar Finken, chief risk officer and head of its finance and technology area, is also stepping down, but will remain on in an advisory capacity.
Finken will be succeeded by Matthias Heinrich, former chief risk officer and member of flatexDEGIRO Bank AG’s executive board.
“I’m truly excited to join Solaris and lead the next chapter — one defined by durable growth built on regulatory strength and commercial execution,” Jentsch said.
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“Digital B2B2C platforms thrive when cutting-edge technology, cloud-native infrastructure, and strong compliance frameworks work seamlessly together. Solaris has been a first mover in embedded finance and has helped shape the market across Europe.”
The release notes that the leadership change follows SBI’s acquisition of a majority stake in Solaris as part of the 140 million euro ($164 million) Series G funding round last February.
The news follows a year in which embedded finance “moved from consumer convenience to business as usual,” as PYMNTS wrote last week.
During 2025, embedded payments, lending and B2B finance all demonstrated clear signs of maturity — especially when tied to specific verticals and workflows instead of being deployed as generic platforms. The most successful implementations were almost invisible, woven directly into the systems where users already worked, the report added.
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“The embedded finance revolution that transformed consumer payments is now reshaping B2 commerce — with far greater stakes,” Sandy Weil, chief revenue officer at Galileo, said in an interview with PYMNTS.
“In 2025, businesses are embedding working capital, virtual cards and automated workflows directly into their platforms, turning financial operations into growth engines.”
It was a year in which “buy, don’t build” became the overriding philosophy, the report added. Research by PYMNTS Intelligence in conjunction with Galileo and WEX spotlighted the way institutions prioritized speed and specialization over ownership, “outsourcing embedded capabilities rather than developing them internally.”
