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AI-powered scams target kids while parents stay silent

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AI-powered scams target kids while parents stay silent

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Kids are spending more time online than ever, and that early exposure is opening the door to a new kind of danger. 

Artificial intelligence has supercharged online scams, creating personalized and convincing traps that even adults can fall for. The latest Bitwarden “Cybersecurity Awareness Month 2025” poll shows that while parents know these risks exist, most still haven’t had a serious talk with their children about them. 

This growing communication gap is leaving the youngest internet users vulnerable at a time when online safety depends more than ever on education and oversight.

Young children face real risks online

Children as young as preschool age are now part of the connected world, yet few truly understand how to stay safe. The Bitwarden survey found that 42% of parents with children between 3 and 5 years old said their child had accidentally shared personal information online.

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5 PHONE SAFETY TIPS EVERY PARENT SHOULD KNOW

AI-powered scams are finding new ways to reach kids who go online earlier than ever. (Kurt “CyberGuy” Knutsson)

Nearly 80% of kids between the ages of 3 and 12 already have their own tablet or another connected device. Many parents assume supervision software or family settings are enough, but that assumption breaks down when kids explore apps, games and chat spaces designed to hold their attention. Device access has become nearly universal by early elementary school, but meaningful supervision and honest safety conversations are lagging behind.

The AI threat and the parental disconnect

Artificial intelligence has changed the nature of online scams by making them sound familiar, personal and hard to recognize. Bitwarden’s data shows that 78% of parents worry their child could fall for an AI-enhanced threat, such as a voice-cloned message or a fake chat with a friend. Despite that fear, almost half of those same parents haven’t talked with their kids about what an AI-powered scam might look like. The disconnect is even stronger among Gen Z parents. 

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About 80% of them say they are afraid their child will fall victim to an AI-based scheme, yet 37% allow their kids full or nearly full autonomy online. In those households, problems are more common. Malware infections, unauthorized in-app purchases and phishing attempts appear at the highest rates among families who worry the most but monitor the least. The paradox is clear. Parents recognize the threat but fail to translate awareness into consistent action.

Why parents haven’t had the talk

There are many reasons this important talk keeps getting delayed. Some parents simply feel unprepared to explain AI, while others assume their existing safety tools will protect their children. Only 17% of parents in the United States actively seek information about AI technologies, according to related research by Barna Group. That leaves a large majority relying on partial knowledge or outdated advice. 

Many parents also juggle multiple devices at home, making it difficult to track every app or game their child uses. Some overestimate how safe their own habits are, even though they admit to reusing passwords or skipping security updates. Without firsthand understanding or personal discipline, it becomes even harder to teach those lessons to children. As a result, many kids face the internet with curiosity but without proper guidance.

Smart ways to protect your child online

The Bitwarden findings make one thing clear: kids are getting connected younger, and scams powered by artificial intelligence are already targeting them. The good news is that parents can take practical steps right now to reduce those risks and build lasting online safety habits.

1) Keep devices where you can see them

Set up tablets, laptops and gaming consoles in shared family areas rather than bedrooms. When screens stay visible, you naturally become part of your child’s online world. This not only encourages open conversation but also helps spot suspicious messages, fake friend requests or scam links before they cause trouble.

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Staying involved in your child’s digital life is the best defense against today’s AI threats. (Kurt “CyberGuy” Knutsson)

2) Use built-in parental controls

Most devices have strong tools you can activate in minutes. Apple’s Screen Time and Google Family Link let you limit screen time, approve new app installs and monitor how long your child spends on specific apps. These controls are especially useful for younger kids who, according to the Bitwarden poll, often have little supervision despite heavy device use.

TEENS TURNING TO AI FOR LOVE AND COMFORT

3) Talk through every download

Before your child installs a new game or app, take a moment to check it together. Read the reviews, look at what data it collects and confirm the developer’s name. Explain why some games or “free” apps might ask for camera or contact access they don’t need. This kind of shared review teaches healthy skepticism and helps children recognize red flags later on.

4) Make password strength and 2FA a family rule

AI scams thrive on weak or reused passwords. Use a password manager to create and store strong, unique logins for each account. Turn on two-factor authentication (2FA) wherever possible so that even if a password is stolen, the account stays protected. Let your kids see how you use these tools so they learn that security isn’t complicated, it’s just a habit.

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Many parents delay important online safety talks because they feel unprepared to explain AI, leaving kids curious but without the guidance they need to stay safe. (Kurt “CyberGuy” Knutsson)

Next, see if your email has been exposed in past breaches. Our No. 1 password manager pick includes a built-in breach scanner that checks whether your email address or passwords have appeared in known leaks. If you discover a match, immediately change any reused passwords and secure those accounts with new, unique credentials. 

Check out the best expert-reviewed password managers of 2025 at Cyberguy.com.

5) Teach them to stop and tell

One of the best defenses is simple: encourage your child to pause and talk before reacting to anything unusual online. Whether it’s a pop-up claiming a prize, a strange link in a chat or a voice message that sounds familiar, remind them it’s always okay to ask you first. Quick conversations like these can prevent costly mistakes and turn learning moments into trust-building ones.

6) Keep devices updated and use strong antivirus software

Outdated software can leave gaps that scammers exploit. Regularly update operating systems, browsers and apps to close those holes. Add strong antivirus software. Explain to your child that updates and scans keep their favorite games and videos running safely, not just their parents happy.

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The best way to safeguard from malicious links that install malware, potentially accessing private information, is to have strong antivirus software installed on all your devices. This protection can also alert you to phishing emails and ransomware scams, keeping your personal information and digital assets safe.

Get my picks for the best 2025 antivirus protection winners for your Windows, Mac, Android and iOS devices at Cyberguy.com.

7) Make online safety part of everyday life

Don’t save these conversations for when something goes wrong. Bring them up casually during family time or when watching YouTube or gaming together. Treat digital safety like any other life skill, something practiced daily and improved with time. The more normal it feels, the more confident your child becomes when facing online risks.

Talking about online safety early helps build trust and awareness before trouble starts.  (Kurt “CyberGuy” Knutsson)

What this means for you

If you are a parent, guardian or anyone helping a child use technology, this issue deserves your attention. Start talking early, even before your child begins exploring the web on their own. Teach them simple concepts like asking before clicking or sharing. Instead of relying only on parental controls, have ongoing conversations that help them recognize suspicious links, messages or pop-ups. Show them that cybersecurity isn’t about fear but about awareness. Model strong digital habits at home by using unique passwords and turning on two-factor authentication. Explain why those steps matter. When your child understands the reasoning behind the rules, they are more likely to follow them. Make technology part of your family routine rather than a private space your child navigates alone. Regularly check the apps they use and the people they interact with. Set clear expectations and age-appropriate boundaries that can grow with your child’s experience. Staying engaged is the most powerful protection you can offer.

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Kurt’s key takeaways

The numbers from Bitwarden show a clear warning sign. Concern among parents is high, yet actual conversations about AI-powered scams remain rare. That silence gives scammers the upper hand. Children who learn about online safety early are more confident, more cautious and better equipped to handle unexpected messages or fake alerts. It only takes a few minutes of honest conversation to create awareness that lasts for years. By taking action now, you can close the gap between fear and understanding, protecting your family in a digital world that changes every day.

Are you ready to start the conversation that could keep your child from becoming the next target of an AI-powered scam? Let us know by writing to us at Cyberguy.com.

Sign up for my FREE CyberGuy Report
Get my best tech tips, urgent security alerts and exclusive deals delivered straight to your inbox. Plus, you’ll get instant access to my Ultimate Scam Survival Guide — free when you join my CYBERGUY.COM newsletter.

Copyright 2025 CyberGuy.com.  All rights reserved.

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Super Bowl LX ads: all AI everything

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Super Bowl LX ads: all AI everything

Super Bowl LX is nearly here, with the Seattle Seahawks taking on the New England Patriots. While Bad Bunny will be the star of the halftime show, AI could be the star of the commercial breaks, much like crypto was a few years ago.

Super Bowl LX is set to kick off at 6:30PM ET/3:30PM PT on Sunday, February 8th at Levi’s Stadium in Santa Clara, California.

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How to protect a loved one’s identity after death

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How to protect a loved one’s identity after death

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When someone you love dies, the to-do list can feel endless. There are legal steps, financial paperwork and emotional weight all happening at once. What many families do not realize is that identity protection rarely makes those lists, even though it should.

Scammers actively target the identities of people who have died. They rely on delays, data gaps and the assumption that someone else is handling it. Janet from Indiana recently reached out with a question many families quietly worry about but rarely ask.

My husband just passed away in December. There are lists upon lists of things to do to wrap up his estate, but nothing that tells me how to lock down his identity now that he’s gone so that fraudsters cannot use it. Maybe our government is efficient enough to report to all of the credit bureaus that he is deceased, but I don’t want to bet my financial security on it. We both have our credit frozen with all three agencies, but is there more that I should do? Thank you.

— Janet in Indiana

Janet’s instincts are exactly right. The system often does not work as cleanly as people expect.

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MICROSOFT CROSSES PRIVACY LINE FEW EXPECTED

Scammers often look for recently deceased names because they know systems do not update instantly and families are overwhelmed.   (Kurt “CyberGuy” Knutsson)

What the government and credit bureaus do and don’t do

When someone dies, Social Security is usually notified by the funeral home. That step helps, but it does not automatically secure a person’s financial identity.

Here is what often surprises families:

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  • Credit bureaus are not synchronized in real time
  • A death notice does not instantly stop fraud attempts
  • Scammers specifically target recently deceased individuals
  • Gaps between systems create opportunities for misuse

In short, relying on automation alone leaves room for problems.

AI DEEPFAKE ROMANCE SCAM STEALS WOMAN’S HOME AND LIFE SAVINGS

Credit freezes and alerts help, but they do not stop every attempt to misuse personal information after a death.  (Kurt “CyberGuy” Knutsson)

What you’ve already done right

Before adding more steps, it matters to acknowledge what Janet already did correctly.

  • Credit freezes with all three bureaus
  • Early awareness of identity risks
  • Taking action before fraud appears

When speed matters, credit locks — different from freezes — give you instant on/off control. That combination puts someone well ahead of most families.

Steps to protect a loved one’s identity after death

Once the immediate paperwork is underway, these practical steps help close the gaps scammers look for. None of them is super complicated, but together they create a much stronger layer of protection.

1) Add a deceased flag to credit files

Even with a credit freeze in place, this step adds another layer of protection that lenders see immediately.

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Contact Equifax, Experian and TransUnion and ask them to mark the credit file as deceased. Each bureau may request:

A copy of the death certificate

  • Proof that you are the surviving spouse or executor

Once the flag is added, fraudulent applications become much harder to process because lenders are alerted upfront. A credit lock provides the same blocking effect, but with real-time control; this can matter when you’re managing a deceased estate or responding quickly to lender requests.

2) Monitor identity activity while you manage everything else

This is where many checklists fall short. Credit freezes and deceased flags help, but identity misuse can still surface in other ways.

Fraud attempts may appear as:

  • Account takeovers
  • Unauthorized credit inquiries
  • Use of personal data outside traditional credit

That is why ongoing monitoring still matters.

Why identity theft protection helps at this stage

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Identity theft protection focuses on identity protection rather than just credit scores, which makes it especially useful after a loss.

  • Monitors for misuse tied to your loved one’s information
  • Sends alerts if something suspicious appears
  • Includes fraud support if action is needed
  • Reduces the burden of constant manual checks

One of the best parts of my pick for top identity theft service is its all-in-one approach to safeguarding your personal and financial life. It includes identity theft insurance of up to $1 million per adult to cover eligible losses and legal fees, plus 24/7 U.S.-based fraud resolution support with dedicated case managers ready to help restore your identity fast. It also combines three-bureau credit monitoring with an instant credit lock that lets you quickly lock down your Experian file right from the app.

See my tips and best picks on how to protect yourself from identity theft at Cyberguy.com.

3) Secure sensitive documents during estate administration

Estate administration often requires sharing paperwork, which is where identity leaks can happen.

Lock down and limit access to:

  • Death certificate copies
  • Social Security numbers
  • Old tax returns
  • Insurance and pension records

Only share what is required and keep track of where documents go.

MILLIONS OF AI CHAT MESSAGES EXPOSED IN APP DATA LEAK
 

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A man types on a laptop. (Kurt “CyberGuy” Knutsson)

4) Watch mail and phone calls for warning signs

Small signals often reveal fraud attempts early.

Pay close attention to:

  • Bills or collection notices in their name
  • Credit card or loan offers
  • Bank or government letters you did not expect
  • Calls asking to verify personal information

If something feels off, pause before responding and verify the source independently.

Kurt’s key takeaways

Protecting a loved one’s identity after death is one more responsibility no one prepares you for. It is not about mistrusting the system. It is about protecting yourself during a time when you are already carrying enough. Janet’s question reflects what many families experience quietly. Identity protection does not end when life does, and scammers know that grief creates gaps. Taking a few extra steps now can spare you months or even years of stress later. You are not being overly cautious. You are being careful at a moment when the system does not always move fast enough to keep up with real life.

If you have handled an estate or are planning ahead, have you taken steps to protect a loved one’s identity after death, or is this something you are just learning about now? Let us know by writing to us at Cyberguy.com.

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Sign up for my FREE CyberGuy Report
Get my best tech tips, urgent security alerts and exclusive deals delivered straight to your inbox. Plus, you’ll get instant access to my Ultimate Scam Survival Guide – free when you join my CYBERGUY.COM newsletter.

Copyright 2026 CyberGuy.com. All rights reserved.  

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Apple might let you use ChatGPT from CarPlay

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Apple might let you use ChatGPT from CarPlay

CarPlay users could soon be able to use their chatbot of choice instead of Siri. As Bloomberg reports, Apple is working to add support for CarPlay voice control apps from OpenAI, Anthropic, Google, and others. Previously, users who wanted to access third-party chatbots in the car would need to go through their iPhone, but soon they may be able to talk with ChatGPT, Claude, or Gemini directly in CarPlay.

However, Apple reportedly “won’t let users replace the Siri button on CarPlay or the wake word that summons the service.” So, users will need to manually open their preferred chatbot’s app. Developers will be able to set their apps to automatically start voice mode whenever they’re opened, though, which could help streamline the experience.

According to Bloomberg, the addition of third-party chatbots in CarPlay could roll out “within the coming months,” but hasn’t been officially announced yet. The rumored update follows Apple’s announcement last month that Google Gemini will power an updated version of Siri, which is slated to arrive sometime this year.

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