Technology
GenAI, the future of fraud and why you may be an easy target
“Mom, it’s me! I’ve been in an accident and need money right away!”
The voice on the phone sounds exactly like your child, but it’s actually an artificial intelligence clone created from a three-second clip of his voice on Facebook. Welcome to the frightening new world of AI-powered fraud. Generative artificial intelligence (GenAI) has handed scammers a powerful new toolkit that makes yesterday’s email scams look amateur by comparison.
The sophisticated fraud techniques emerging today are virtually undetectable to the untrained eye, or ear. And the financial impact is staggering. Since 2020, phishing and scam activity has increased by 94%, with millions of new scam pages appearing monthly. Even more alarming, experts estimate losses from AI-powered scams will reach $40 billion in the U.S. by 2027.
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A man typing on his laptop. (Kurt “CyberGuy” Knutsson)
What is generative AI and why should you care?
Generative AI refers to so-called artificial intelligence systems that create new content — text, images, audio or video — based on data they’ve been trained on. Unlike traditional AI that analyzes existing information, generative AI produces entirely new, convincing content. The most concerning part? These powerful tools are increasingly accessible to fraudsters who use them to create sophisticated scams that are harder than ever to detect.
A woman working on her laptop. (Kurt “CyberGuy” Knutsson)
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How fraudsters are weaponizing GenAI
Today’s scammers use generative AI to “supercharge” their existing techniques while enabling entirely new types of fraud, according to Dave Schroeder, UW–Madison national security research strategist. Here are the four most dangerous ways they’re using this technology.
Voice cloning: The 3-second threat
With just three seconds of audio, easily obtained from social media, voicemails or videos, fraudsters can create a convincing replica of your voice using AI. “Imagine a situation where a ‘family member’ calls from what appears to be their phone number and says they have been kidnapped,” explains Schroeder. “Victims of these scams have said they were sure it was their family member’s voice.”
These AI-generated voice clones can be used to manipulate loved ones, coworkers or even financial institutions into transferring money or sharing sensitive information, making it increasingly difficult to distinguish between genuine and fraudulent calls.
Fake identification documents
Today’s AI tools can generate convincing fake identification documents with AI-generated images. Criminals use these to verify identity when fraudulently opening accounts or taking over existing ones. These AI-generated fake IDs are becoming increasingly sophisticated, often including realistic holograms and barcodes that can bypass traditional security checks and even fool automated verification systems.
Deepfake selfies
Many financial institutions use selfies for customer verification. However, fraudsters can take images from social media to create deepfakes that bypass these security measures. These AI-generated deepfakes are not limited to still images; they can also produce realistic videos that can fool liveness detection checks during facial recognition processes, posing a significant threat to biometric authentication systems.
Hyper-personalized phishing
Similarly, GenAI now crafts flawlessly written, highly personalized phishing emails that analyze your online presence to create messages specifically tailored to your interests and personal details. These AI-enhanced phishing attempts can also incorporate sophisticated chatbots and improved grammar, making them significantly more convincing and harder to detect than traditional phishing scams.
A man working on his laptop. (Kurt “CyberGuy” Knutsson)
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Why you might be a prime target
While everyone is at risk from these sophisticated AI scams, certain factors can make you a more attractive target to fraudsters. Those with substantial retirement savings or investments naturally represent more valuable targets — the more assets you have, the more attention you’ll attract from criminals looking for bigger payoffs. Many older adults are particularly vulnerable as they didn’t grow up with today’s technology and may be less familiar with AI’s capabilities. This knowledge gap makes it harder to recognize when AI is being used maliciously. Compounding this risk is an extensive digital footprint: if you’re active on social media or have a significant online presence, you’re inadvertently providing fraudsters with the raw materials they need to create convincing deepfakes and highly personalized scams designed specifically to exploit your trust.
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A woman working on her laptop. (Kurt “CyberGuy” Knutsson)
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How to protect yourself in the age of AI
Protection against AI-powered threats requires a multi-layered approach that goes well beyond just digital measures. Awareness is your first line of defense — understanding how these scams work helps you spot red flags before you become a victim. This awareness should be paired with both digital safeguards and “analog” verification systems that exist entirely offline. Here are some key steps to protect yourself:
1. Invest in personal data removal services: Generative AI fundamentally needs your personal data to craft convincing scams, which is why limiting your online footprint has become paramount in today’s fraud landscape. The less information about you that’s publicly available, the fewer raw materials scammers have to work with. Going completely off-grid is unrealistic for most of us today — much like never leaving your home. But you can reduce your online footprint substantially with a personal data removal service like Incogni, making yourself significantly less exposed to AI-powered scams.
By removing your personal data from data broker companies, you not only protect yourself from GenAI-powered fraud but also gain numerous other privacy benefits, such as reduced risks of receiving spam and falling victim to identity theft, as well as helping to prevent stalking and harassment. As AI technology advances, gen-AI scams will only become more sophisticated. While no service promises to remove all your data from the internet, having a removal service is great if you want to constantly monitor and automate the process of removing your information from hundreds of sites continuously over a longer period of time. Check out my top picks for data removal services here.
2. Establish your own verification protocols: Consider agreeing on a “safe word” that only family members know. If you receive an unexpected call from a relative in distress, ask for this word before taking action.
3. Choose strong, unique passwords for each account: Create complex passwords using a combination of uppercase and lowercase letters, numbers, and special characters. Avoid using easily guessable information like birthdays or common words. Consider using a password manager to generate and store complex passwords. A password manager can generate and store strong, unique passwords for all your accounts, reducing the risk of password reuse and making it easier to maintain good password hygiene. Get more details about my best expert-reviewed Password Managers of 2025 here.
4. Enable two-factor authentication (2FA) on all accounts: 2FA adds an extra layer of security by requiring a second form of verification, such as a code sent to your phone, in addition to your password.
5. Receive MFA codes via an authenticator app on your phone rather than email when possible: Using an authenticator app like Microsoft Authenticator or Google Authenticator is more secure than receiving codes via email. Authenticator apps generate time-based one-time passcodes (TOTPs) that are not transmitted over email or SMS, reducing the risk of interception by hackers. Additionally, authenticator apps often support biometric authentication and push notifications, making the verification process both secure and convenient.
6. Use a strong antivirus software: Modern cybersecurity threats are evolving rapidly, with AI being used to create more convincing phishing attacks, deepfake scams, and malware. Investing in strong antivirus software can help identify and block suspicious activity before it reaches you. The best way to safeguard yourself from malicious links that install malware, potentially accessing your private information, is to have strong antivirus software installed on all your devices. This protection can also alert you to phishing emails and ransomware scams, keeping your personal information and digital assets safe. Get my picks for the best 2025 antivirus protection winners for your Windows, Mac, Android and iOS devices.
7. Trust your intuition and verify: If something feels “off,” like you notice unusual phrasing or strange background noises, trust your instincts. Don’t let fraudsters create a false sense of urgency. If you receive a communication claiming to be from a financial institution, call that institution directly using the official number from its website.
8. Monitor your accounts: Review account statements regularly for suspicious transactions. Don’t hesitate to request a credit freeze if you suspect your data has been compromised.
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Kurt’s key takeaways
So, is this all a bit scary? Absolutely. But the good news is, you’re now armed with the knowledge to fight back. Stay alert, take those protective steps I mentioned seriously, and remember that a little healthy skepticism goes a long way in this new age of AI fraud. Let’s make it much harder for these AI-powered scams to succeed.
Do you think tech companies are doing enough to protect us against AI-powered scams and fraud? Let us know by writing us at Cyberguy.com/Contact
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Technology
Samsung’s Digital Home Key lets you use your phone as your key
Just days after showing off the Galaxy S26, Samsung is finally rolling out the ability for users to unlock their home with a tap of their phone or by simply approaching their door. The new feature, called Digital Home Key, will live inside Samsung Wallet and is powered by the Aliro smart home standard.
Samsung first teased its Digital Home Key feature in 2024 and said the feature would be available in 2025. That didn’t pan out, as the CSA’s Aliro standard — which will let users unlock smart locks with any phone — only arrived in February of this year. The new standard uses near-field communication (NFC) for its tap-to-unlock technology. It also supports ultra-wideband (UWB), giving users the ability to unlock their door as they approach and without pulling out their phone.
To add a Digital Home Key to your wallet, you’ll need to set up a compatible smart lock through SmartThings using Matter. Only some Galaxy smartphones support both NFC and UWB, including the Galaxy Z Fold 4 and up, as well as the Galaxy S22 Ultra and up. You can view the full list of compatible devices on Samsung’s website.
Technology
China’s ultrasound brain tech race heats up
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When you hear “brain-computer interface,” you probably picture surgery, wires and a chip in your head. Now picture something quieter. No implant. No incision. Just sound waves directed at the brain.
That is the approach behind a new wave of ultrasound brain-computer interface companies in China. One of the newest is Gestala, founded in Chengdu with offices in Shanghai and Hong Kong. The company says it is developing technology that can stimulate and eventually study brain activity using focused ultrasound.
Yes, the same basic technology is used in medical imaging. But this time, it targets neural circuits.
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Brain imaging highlights the regions researchers study as companies explore noninvasive ultrasound brain-computer interface technology. (Kurt “CyberGuy” Knutsson)
What is an ultrasound brain computer interface?
Most brain-computer interface systems rely on electrodes that detect electrical signals from neurons. Neuralink is the most visible example. It places tiny threads inside the brain to record activity. Ultrasound works differently.
Instead of measuring electrical signals directly, it uses high-frequency sound waves. Depending on intensity and focus, those waves can:
- Create images of internal tissue
- Destroy abnormal tissue such as tumors
- Modulate neural activity without open surgery.
Focused ultrasound treatments are already approved for Parkinson’s disease, uterine fibroids and certain tumors. That clinical history gives companies like Gestala a foundation to build on. However, studying or interpreting brain signals with ultrasound is far more complex than delivering targeted stimulation.
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Unlike implant-based systems such as Neuralink, ultrasound brain computer interface research focuses on stimulating the brain without surgery. (Neuralink)
How Gestala plans to treat chronic pain with focused ultrasound
Gestala’s first product is focused on chronic pain. The company plans to target the anterior cingulate cortex, a brain region linked to the emotional experience of pain. Early pilot studies suggest that stimulating this area can reduce pain intensity for up to a week in some patients. The first-generation device will be a stationary system used in clinics. Patients would visit a hospital for treatment sessions. Later, the company plans to develop a wearable helmet designed for supervised use at home. Over time, Gestala says it wants to expand into depression, other mental health conditions, stroke rehabilitation, Alzheimer’s disease and sleep disorders. That is an ambitious roadmap. Each condition involves different brain networks and clinical hurdles.
Can ultrasound read brain activity without implants?
Like other brain tech startups, Gestala is also exploring whether ultrasound could help interpret brain activity. The long-term concept is straightforward in theory. A device could detect patterns linked to chronic pain or depression, then deliver stimulation to specific regions in response.
Unlike traditional brain implants, which capture electrical signals from limited areas, an ultrasound-based system may have the potential to access broader regions of the brain. That possibility is one reason researchers are paying attention. Still, translating that concept into reliable data is a major engineering challenge.
The global race to build noninvasive brain interfaces
China is not alone in exploring ultrasound brain-computer interface systems. Earlier this month, OpenAI announced a significant investment in Merge Labs, a startup cofounded by Sam Altman along with researchers linked to Forest Neurotech.
Public materials from Merge Labs mention restoring lost abilities, supporting healthier brain states and deepening human connection with advanced AI. That language signals long-term ambitions. Yet experts caution that real-world applications are still years away.
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Researchers use MRI guidance to precisely target the anterior cingulate cortex with focused ultrasound during chronic pain studies. (Gestala)
The technical limits of ultrasound brain interfaces
Ultrasound faces technical limits. First, the skull weakens and distorts sound waves. That makes it harder to obtain precise signals. In research settings, detailed readouts of neural activity have required special implants that allow ultrasound to pass more clearly than bone.
Second, ultrasound measures changes in blood flow. Blood flow shifts more slowly than electrical firing in neurons. That delay may limit applications that require fast, detailed signal decoding, such as real-time speech translation. In short, stimulation is one challenge. Accurate readout is another level entirely.
What this means to you
Right now, this technology is experimental. You are not about to buy a brain helmet at your local electronics store. Still, the direction matters. If noninvasive ultrasound devices can reduce chronic pain or support mental health treatment, more patients may consider therapy without facing brain surgery.
At the same time, devices that analyze brain states introduce new privacy questions. Brain-related data is deeply personal. Regulators, hospitals and companies will need clear rules about how that data is stored, shared and protected. Finally, the link between AI companies and brain interface startups shows how closely digital intelligence and neuroscience are becoming intertwined. That connection could reshape medicine, wellness, and even how we interact with technology.
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Kurt’s key takeaways
Brain-computer interfaces used to feel far off and experimental. Now they are a serious focus of global research and investment. China’s push to develop an ultrasound-based brain-computer interface adds momentum to a field already shaped by companies like Neuralink and new ventures backed by OpenAI. Progress is steady but measured. The potential is significant. The technical hurdles are real. What happens next will depend on whether researchers can turn promising lab results into safe, reliable treatments people can actually use.
If sound waves could one day interpret your mental state, who should decide how that information is used? Let us know by writing to us at Cyberguy.com.
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Copyright 2026 CyberGuy.com. All rights reserved.
Technology
This Windows gaming handheld has a screen that folds in half
Lenovo put a foldable display on a gaming handheld. The Legion Go Fold Concept is a Windows-based handheld with a flexible POLED display, detachable Joy-Con-like controllers, and a folio case to turn the whole thing into a mini laptop.
You can use it as a standard Steam Deck-esque handheld with the display folded down to 7.7 inches and controllers attached at its sides, or you can unfold it for a bigger experience. When unfolded, the controllers can be repositioned to all four sides, allowing you to play with the screen in vertical or horizontal orientations.
In vertical splitscreen mode, you can put your game on one half of the screen and a second window (like your chat or game guide) on the other half. Horizontal fullscreen mode gives your game the full 11.6 inches of real estate in a 16:10 aspect ratio. To go into laptop mode, you remove the controllers and mount the handheld into a folio case with a stand, built-in keyboard, and trackpad. The controllers can be put into a separate grip mount to unify them as one gamepad.
There are a lot of ways you can use this folding handheld, including turning one of its controllers into a vertical mouse like on other Legion Go handhelds, but there’s one thing it doesn’t do: fold down to close and protect its screen. The Go Fold only folds outwards, so don’t expect a Nintendo DS or GameBoy Advance-like clamshell that closes for portability. Instead, it’s all about getting bigger than your average gaming handheld and offering more. (Though we’ve tried bigger before.)
The Legion Go Fold has some formidable specs: an Intel Core Ultra 7 258V Lunar Lake processor, 32GB of RAM, 1TB of storage, and a 48Whr battery. The plastic-covered OLED has a resolution of 2435 x 1712 and 165Hz refresh rate. And there’s even a second, circular toushscreen on the right controller, under the face buttons. It doubles as a touchpad and can be a support display, allowing you to swipe between extracted UI elements from a game (which I wouldn’t expect to be widely supported), a clock, system monitoring, or an animated GIF (just for fun).
During my brief in-person demo I didn’t get to play any graphically-intense games — just Balatro, which can practically play on a potato. The screen looked plenty sharp, but like any foldable there’s a crease down the middle; it’s very visible, but you learn to look past it and ignore it after just a bit. The build and feel of the whole thing felt a little fragile, and detaching and reattaching the controllers was definitely janky. Build quality will hopefully be improved if this device ever actually makes it to market.
The laptop mode was a pleasant surprise for me though. I did not expect a gaming handheld to double as a conventional computer you could get work done on. The Legion Go Fold’s case took quite a bit of fumbling before I set it up correctly, but it shouldn’t take too long to get used to if you actually lived with it.
Then again, I don’t know if anyone is going to be able to live with this thing — ever. I’d love for the Legion Go Fold to go from concept to real product like other out-there Lenovo ideas, but I shudder to think what it might cost. The Legion Go 2 is already priced well over $1,000. And with the ongoing RAMageddon crisis we’re living through, there’s no telling how much more expensive an actual Legion Go Fold would be if it came out in a year or more.
But even if it’s not the kind of foldable I expected, and even though it may never come out, it’s certainly cool. Now somebody please make a folding PC handheld that goes from kinda-big to really small. I think that’d be the one for me.
Photography by Antonio G. Di Benedetto / The Verge
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