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Ohio State WR Jeremiah Smith bought insurance ahead of College Football Playoff | Report
Cotton Bowl: Reporter reactions to Ohio State vs. Texas Longhorns
Ohio State football beat writers Bill Rabinowitz and Joey Kaufman react to the Buckeyes’ 28-14 win over the Texas Longhorns in the 2025 Cotton Bowl.
Jeremiah Smith has taken his first season at Ohio State by storm, putting the star freshman on pace to be one of the Buckeyes’ top wide receivers of all time — and potentially the No. 1 overall pick of the NFL draft by the time he is done in Columbus.
In order to ensure that, Smith’s family has taken out permanent total disability insurance (PTD) ahead of the College Football Playoff, according to a report from CBS Sports’ Dennis Dodd.
Smith is not eligible to declare for the draft until after his junior year at Ohio State, which would make the 2027 NFL draft the earliest he could leave. His insurance lasts until Aug. 1, 2027 or when he signs an NFL contract — whichever comes first — per Dodd.
Per Dodd, Smith’s insurance policy protects him from a career-ending injury both on and off the field, and is with Leverage Disability and Life Insurance, a Southern California-based athlete insurance firm. He does not have loss of draft value (LOV) coverage as part of his policy, per Dodd.
“If this kid steps off the curb and gets hit by a car, he’s covered,” Greenspoon Marder law firm’s head of insurance recovery Richard Giller told CBS Sports.
Dodd, citing sources, reported it is rare for freshmen to receive permanent total disability insurance. In addition, Dodd reported Smith’s premiums cost is $7,500-$8,000 per million of coverage, citing additional sources.
A player receiving insurance has become more common for players over the years, especially in bowl games. A most recent example is Colorado taking out full insurance for its players, including Travis Hunter and Shedeur Sanders in the Alamo Bowl on Dec. 28.
Outside of a quiet CFP Cotton Bowl semifinal against Texas, against whom he finished with just one catch for 3 yards on three targets, Smith has impressed during the Buckeyes’ CFP championship run.
In the Buckeyes’ first two CFP games against Tennessee and Oregon, Smith combined for 290 receiving yards and four touchdowns on 13 catches. Smith enters Monday’s CFP championship vs. No. 7 Notre Dame with 1,227 receiving yards and 14 receiving touchdowns on 71 catches on the season.
Shortly after Ohio State’s win over Oregon, ESPN football analyst Dan Orlovsky said if Smith were eligible for April’s NFL draft, he would be the No. 1 pick and “it wouldn’t even be close.”
“He would easily be the No. 1 pick in this year’s draft,” Orlovsky said on Jan. 2. “You will have teams in two years, for that ’27 draft, tanking for him.”
No. 8 Ohio State will play No. 7 Notre Dame in the CFP championship on Jan. 20. The Buckeyes opened up as a -9.5 point early favorite on BetMGM.
LICKING COUNTY, Ohio (WCMH) — When you think of wild animals in central Ohio, a black bear likely isn’t the first thing that comes to mind. That’s why one Licking County family said they couldn’t believe their eyes.
It was an average afternoon drive home for father and son, Justin and Aaron Rhodes, when something walked into the road in front of them.
“I didn’t even think it was real at first, so that’s why I had to do the double take,” Justin said.
Aaron said he thought it was “just a weird looking dog”.
To their disbelief, it was a bear. The sighting comes just one year after the animal was spotted in Licking County for the first time in more than two decades.
“It’s kind of hard to believe that they’re even around this area,” Justin said. “I’ve lived in this area for about 24 years now, so it’s been quite a while, and I’ve never seen one before.”
These sightings are becoming more common. The Ohio Division of Wildlife said the black bear population is growing in the state, and they expect those trends to continue. Ohio saw a record number of confirmed sightings in 2025.
Lindsey Krusling, a wildlife communications specialist with the Ohio Division of Wildlife, said they are seeing more breeding females establish homes in the state, signaling the species is returning. Experts said the work restoring natural forest land is a big reason why.
“We’re starting to get some black bears coming in from neighboring states like Pennsylvania, West Virginia and Kentucky,” Krusling said. “They’re naturally crossing those state borders and coming back to Ohio because we have more of that habitat available to them, especially those forested areas.”
As the black bear population grows, the Division of Wildlife is expanding its research. They are putting radio collars on some bears they find in the state to help track data, such as if the bears are staying here, how far they’ve traveled and if they’re successfully having cubs.
“We’re trying to get quite a bit of data from these bears, and we’re super excited to see where this takes us,” Krusling said.
The research is in the beginning stages, but they expect population growth to continue, Krusling said.
Sighting reports can be submitted here to help the Division of Wildlife track black bear populations throughout the state.
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Real estate transfers in Licking County, Ohio, range from $85,000 to $865,000
The following are property transfers recorded in Licking County from June 1-5, 2026.
First name indicates the seller; second name represents the buyer
Buckeye Lake
- 502 Providence Lane; Cohagen, Christopher C and Lori A; Adams, Jeffrey L and Boyce-Adams, Jo Anna; 6/1/2026; $511,000
- 131 Cranberry Lane; Smart, Amy and Kidwell, Kevin K; Sew and Minor, Christian; 6/1/2026; $262,000
Etna Township
- 116 Cameron Drive SW; Ray, Erica L; Darjee, Sanjay and Laxmi and Dil; 6/2/2026; $412,000
- 119 Kraner St. SW; Adkins, Zane and Amy; Culbertson, Brenton Howard; 6/1/2026; $368,500
- 160 Dusky Willow Drive; Willow Reserve LLC; Martin, Alaina K; 6/2/2026; $290,940
Granville
- 119 Derwyn Del Way; Lifer, David C and Julia H; Martin, Michael and Lisa; 6/1/2026; $865,000
- 39 Victoria Drive; Acton, Wendy S and Paul J; Cannon, Matthew Evan and Zywica, Natalie Nicole; 6/2/2026; $835,000
Granville Township
- 49 Alberry Drive; Halliday, Lucas and Breayne; Howe, Jason and Kathryn; 6/2/2026; $570,000
Harrison Township
- 102 Whirlaway Loop; Rice, Dawn (Trustee); Bope, Maria and Shane; 6/2/2026; $420,000
Heath
- 1306 Kacey Court; Fischer Homes Columbus II LLC; Owens, Blake Andrew and Taylor Marie; 6/2/2026; $437,779
- 805 Fieldson Drive; Flowers, Ingrit; Harder, Noah C; 6/2/2026; $250,000
Hebron
- 802 Cumberland Meadows Circle; Lines, Marlene S; Gerhart, Jamie A and Ralph W Jr; 6/2/2026; $232,000
Johnstown
- 101 Bigelow Drive; McGovern, Matthew S and Jennifer L; Sanford, Jessica; 6/2/2026; $442,500
Liberty Township
- 5844 Nichols Lane Road NW; La Jeunesse, Garth E and Debra; Nesselroad, William Heath and Annie; 6/1/2026; $629,000
- 7211 Northridge Road NW; Devault, Robert E Jr and Joann; Esbenshade, Travis M and Lowe, Shelby M; 6/1/2026; $495,000
Newark
- 2110 Overlook Way; D.R. Horton-Indiana LLC; Tarsha, Michele A; 6/1/2026; $433,335
- 1162 Taylor Ave.; Heath Fluid LLC; Anglada, Gabriel P and Salina T; 6/1/2026; $200,000
- 32 Postal Ave. W.; Palmisano, Phil; Moore, Dominic Michael and Miksich, Paige Elizabeth; 6/1/2026; $198,900
- 75 Gay St.; Velez, Marcos A; Camell, Campbell; 6/1/2026; $155,000
- 655 Evans St.; TNL; McRada Properties LLC; 6/1/2026; $145,000
- 63 Wallace St.; FDA Peachtree LLC; Burns, Amber L; 6/2/2026; $86,500
- 404 10th St.; Synergy Group Properties LLC; Busy Boys Restoration LLC; 6/2/2026; $85,000
Reynoldsburg
- 8447 Rodebaugh Road; Collins, Carol J; Thorpe, Kimberley Lynn and Henry, Steven; 6/2/2026; $340,000
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