Hawaii
Hawaiian Cities Where You Need a Salary Over $200K To Live Comfortably
If you’re thinking about making a move to Hawaii, you’re probably already aware that it’s among the most expensive states in the United States. It may even be the most expensive, depending on which statistics and categories you check out.
Explore More: How Much Money Is Needed To Be Considered Middle Class in Every State?
Try This: How To Get Rich in Real Estate Starting With Just $1,000
To help you figure out which locations may be the best for your salary, GOBankingRates analyzed cities in Hawaii to find the salary needed to live comfortably as a single person. Here’s a look at some of the most expensive ones, where the salary needed to live comfortably is over $200,000. The household median income and total cost of living annually are also listed.
If $200,000 is out of reach for you, check out the full study to find out where you might be able to make your home.
It’s Going Viral: Want to Retire Rich? Suze Orman Says You’re Missing This Key Money Move
Kaneohe
-
Population: 35,493
-
Household median income: $120,451
-
Total cost of living annually: $101,694
-
Salary needed to live comfortably: $203,387
Find Out: See What a $100K Salary Looks Like After Taxes in Your State
Honolulu
-
Population: 348,547
-
Household median income: $82,772
-
Total cost of living annually: $112,875
-
Salary needed to live comfortably: $225,751
Kihei
-
Population: 22,247
-
Household median income: $89,892
-
Total cost of living annually: $118,915
-
Salary needed to live comfortably: $237,830
Kailua
-
Population: 40,323
-
Household median income: $138,363
-
Total cost of living annually: $127,857
-
Salary needed to live comfortably: $255,714
Ways To Cut Back
If you want to live in a more expensive location but your salary isn’t quite there, you might want to think about ways to cut back on spending.
Track Your Spending
According to Debt.org, one of the first steps to take is to figure out where your money is going. That means tracking your spending habits, including fixed and variable expenses. While fixed expenses pretty much stay the same each month, variable ones may fluctuate month to month.
Create a Budget
Once you track your spending, it’s time to create a budget and stick to it. “This is where the mind-shifting begins,” according to Debt.org. “Write down how much money you make and how much you spend every month.”
Review Your Subscriptions
Take time to look at all the subscriptions you’re paying for each month or for the full year. The most obvious choices may be streaming and entertainment subscriptions. You may be able to cut back on some or even all of these. Look at your other subscriptions, as well, to make sure you need all those services.
Shop Smarter
Per Forbes, one simple way to cut back is to buy sale items and generic brands at the grocery store. If it works for your budget, perhaps buying in bulk may help save you money.
You could also try making fewer trips to the store to potentially buy less and spend less on gas money.
Eat Smarter
It may not only be better for your budget to eat at home more, it may help improve your health. You can make healthy choices, because you’re in charge when you prepare your meals. When you do eat out, per Forbes, you can choose water and smaller portions to save money and make healthier decisions.
Methodology: GOBankingRates analyzed cities in Hawaii to find the salary needed to live comfortably as a single person. GOBankingRates found cities in Hawaii. For each city, total population, total households, population 65 and over and median household income were all sourced from the U.S. Census American Community Survey, the cost-of-living indexes were sourced from Sperling’s BestPlaces, the average single-family home value was sourced from the Zillow Home Value Index, and the livability index was sourced from AreaVibes. With the cost-of-living indexes and using the national average expenditure costs as sourced from the Bureau of Labor Statistics Consumer Expenditure Survey for a single person, the average cost of expenditures was found for each city. With the average home value, assuming a 10% down payment, and using the national average 30-year fixed mortgage rate as sourced from the Federal Reserve Economic Data, the average mortgage cost was calculated. Using the average mortgage and expenditure costs, the total cost of living was calculated. Using the 50/30/20 budgeting rule that states needs should not exceed 50% of the household income, the total cost of living was doubled to find the cost of living comfortably. Using the household median income and the total cost of living comfortably as a single person, the leftover savings were calculated for each city. All data was collected on and is up to date as of Sept. 18, 2024.
More From GOBankingRates
This article originally appeared on GOBankingRates.com: Hawaiian Cities Where You Need a Salary Over $200K To Live Comfortably
Hawaii
Blood moon to dazzle Hawaii skies tonight
We recognize you are attempting to access this website from a country belonging to the European Economic Area (EEA) including the EU which
enforces the General Data Protection Regulation (GDPR) and therefore access cannot be granted at this time.
For any issues, contact news@kitv.com or call 808-535-0400 .
Hawaii
Everyone Says Oahu’s Overcrowded. We Drove 20 Minutes Past Haleiwa And Found Beautiful Empty Beaches
Most visitors think Oahu’s North Shore stops at Haleiwa because that is where traffic builds to pandemonium, where beach parking fills earlier than you can imagine, and where sitting in your car between the familiar lineup of surf breaks and food trucks largely defines the experience. Once people have crawled through and found a place to stand at Waimea or Sunset, the mental box gets checked, and the car points back toward Honolulu fast, as if everything worth seeing has already been seen. But it hasn’t.
Instead of turning around at Haleiwa, we continued west on Farrington Highway and watched the storefronts fall away in the rearview mirror. The line of rental cars thinned fast as the road narrowed and the mountains got closer to the pavement. On the ocean side, long stretches of sand opened up, and within a few miles, we were seeing more wind in the ironwood trees than cars on the road or people on the beach.
Most visitors leaving Haleiwa head east toward Sunset Beach and Pipeline, where traffic stacks up endlessly and parking lots overflow. We went the other way. Out toward Mokuleia, the commercial North Shore disappears fast, and what replaces it is space. There are no visitors circling for stalls and no steady lines at food trucks. You can pull over without searching for the one open spot in a packed lot, and entire sections of beach sit quietly without the usual cluster.
Dillingham Airfield and the working North Shore.
One of the first landmarks after Mokule’ia Beach (which we will write about soon) is what most people still call Dillingham Airfield, though its official name is Kawaihapai Airfield. It is owned by the U.S. Army and managed by the State of Hawaii Department of Transportation under a 50-year lease, and it has been operated as a military installation since the 1920s, with HDOT taking over management in 1962. HDOT leases 272 acres of the 650-acre Dillingham Military Reservation and operates the single 9,000-foot runway, with the civilian side used heavily for gliders and skydiving while the Army retains first priority for air/land operations and uses the field for helicopter night-vision training.
As we drove past, it did not feel like a visitor attraction at all, even though you can spot the roadside signs for glider rides and skydiving. A small single-engine plane rolled down the runway and lifted off against the Waianae Mountains, then a glider followed, towed upward before separating and moving almost silently above the coastline. It is one of those North Shore scenes that makes you slow down without thinking about it, because it looks like real working Oahu rather than the marketed version, with runway, mountains, and open water all in the same frame and very few people around to make it feel like a production.
Camps that have been here for generations.
Close to the airfield are two oceanfront camps that rarely enter any typical Oahu visitor’s plans. The first is Camp Mokuleia, which sits along the shoreline and is owned by the Episcopal Church. If you’re not on a retreat, you can rent a campsite or tentalo on the beach. A little farther west is YMCA Camp Erdman, which opened in 1926 and is approaching its 100th anniversary, still renting oceanfront cabins and yurts to the public.
The accommodations are straightforward, with sand steps away from the doors and long views of the horizon. This is not a resort strip, and you won’t find any valet stands or infinity pools. Families gather around grills, kids move freely between cabins and the beach, while the ocean feels part of the daily backdrop more than it is an Instagram photo opportunity.
Camp Mokuleia tentalos start at $100 a night. Camp Erdman yurts and cabins range from $250-$450 per night for up to 6 guests. For context, the average vacation rental in the Mokuleia area lists above $500 a night.
The shoreline here is not known for calm, protected swimming, and currents can be strong without lifeguard towers stationed every few hundred yards. The beach also has a lot of coral, which keeps swimmers more limited than some other beaches. And that fact alone keeps casual beach traffic lighter, and it helps explain why this stretch feels so different from busier Oahu North Shore stops. The camps and the character of the water belong to the same landscape, shaped more by geography than by commercial branding.

Where the pavement ends.
Eventually, Farrington Highway reaches a gravel lot where the pavement stops and a locked gate marks the entrance to the Mokuleia section of Kaena Point State Park. There is no visitor center funneling people through an entrance plaza. Instead, there is open sky, steady trade winds, and a handful of parked cars facing a dirt road that continues on foot toward the westernmost tip of Oahu, where you can meet the road that comes from the other side. This is truly a part of Oahu that most visitors never see.
Hikers follow the old railroad route for roughly 2.7 miles to Kaena Point itself, where seabirds nest behind protective fencing and monk seals are sometimes seen along the shore. The trail is exposed, hot, and largely flat, with no services and little shade, which naturally limits casual foot traffic. Consider not trying it in the middle of the day. But, standing at the end of the paved road, with the Waianae Mountains behind you and nothing but raw coastline ahead, feels less like arriving at any Oahu attraction and more like standing at the literal end of the island.
What stood out most was how little competition there was for space. There were only a few cars in the lot when we arrived, and long portions of the beach were untouched compared with the chaotic churn nearby at Haleiwa. It was a bit windy, the mountains anchored one side of the horizon, and the coastline extended westward without any indication that you were sharing it with scattered other people.
If you have been to the North Shore more than once and believe you have already seen it, have you ever kept driving past Haleiwa until the pavement runs out? It’s worth the drive.
Photo Credits: © Beat of Hawaii at Kaena Point State Park, Oahu.
Get Breaking Hawaii Travel News
Hawaii
Hawaii County Weather Forecast for March 02, 2026 | Big Island Now
Hilo
Tonight: Cloudy. Scattered showers in the evening, then isolated showers after midnight. Lows 59 to 66 near the shore to 48 to 54 at 4000 feet. Southeast winds up to 10 mph. Chance of rain 40 percent.
Monday: Cloudy with isolated showers. Highs 75 to 80 near the shore to around 65 at 4000 feet. East winds up to 10 mph. Chance of rain 20 percent.
Monday Night: Cloudy with scattered showers. Lows 59 to 65 near the shore to 48 to 54 at 4000 feet. East winds around 10 mph. Chance of rain 50 percent.
Kona
Tonight: Cloudy. Isolated showers in the evening. Lows around 69 near the shore to 45 to 52 near 5000 feet. Light winds. Chance of rain 20 percent.
Monday: Cloudy. Highs 81 to 86 near the shore to around 67 near 5000 feet. Light winds becoming west up to 10 mph in the afternoon.
Monday Night: Mostly cloudy. Lows around 69 near the shore to 44 to 51 near 5000 feet. Northwest winds around 10 mph in the evening becoming light.
Waimea
Tonight: Cloudy and breezy. Isolated showers in the evening. Lows 59 to 68 near the shore to 53 to 59 near 3000 feet. East winds up to 10 mph increasing to up to 20 mph after midnight. Chance of rain 20 percent.
Monday: Cloudy and breezy. Isolated showers in the morning. Highs 72 to 78 near the shore to 67 to 75 near 3000 feet. East winds up to 20 mph. Chance of rain 20 percent.
Monday Night: Mostly cloudy. Breezy. Isolated showers in the evening. Lows 59 to 67 near the shore to 52 to 58 near 3000 feet. East winds 10 to 20 mph. Chance of rain 20 percent.
Kohala
Tonight: Cloudy and breezy. Isolated showers in the evening. Lows 59 to 68 near the shore to 53 to 59 near 3000 feet. East winds up to 10 mph increasing to up to 20 mph after midnight. Chance of rain 20 percent.
Monday: Cloudy and breezy. Isolated showers in the morning. Highs 72 to 78 near the shore to 67 to 75 near 3000 feet. East winds up to 20 mph. Chance of rain 20 percent.
Monday Night: Mostly cloudy. Breezy. Isolated showers in the evening. Lows 59 to 67 near the shore to 52 to 58 near 3000 feet. East winds 10 to 20 mph. Chance of rain 20 percent.
South Big Island
Tonight: Cloudy. Isolated showers in the evening. Lows around 71 near the shore to around 51 near 5000 feet. Northeast winds up to 15 mph. Chance of rain 20 percent.
Monday: Cloudy and breezy. Highs around 83 near the shore to around 64 near 5000 feet. East winds up to 20 mph.
Monday Night: Mostly cloudy. Breezy. Lows around 70 near the shore to around 50 near 5000 feet. East winds 10 to 20 mph.
Puna
Tonight: Cloudy. Scattered showers in the evening, then isolated showers after midnight. Lows 59 to 66 near the shore to 48 to 54 at 4000 feet. Southeast winds up to 10 mph. Chance of rain 40 percent.
Monday: Cloudy with isolated showers. Highs 75 to 80 near the shore to around 65 at 4000 feet. East winds up to 10 mph. Chance of rain 20 percent.
Monday Night: Cloudy with scattered showers. Lows 59 to 65 near the shore to 48 to 54 at 4000 feet. East winds around 10 mph. Chance of rain 50 percent.
Waikoloa
Tonight: Cloudy. Lows around 70 near the shore to 48 to 54 above 4000 feet. Light winds.
Monday: Cloudy. Highs around 83 near the shore to 65 to 71 above 4000 feet. Light winds becoming northwest up to 15 mph in the afternoon.
Monday Night: Mostly cloudy. Lows around 70 near the shore to 47 to 54 above 4000 feet. North winds 10 to 15 mph shifting to the east after midnight.
Synopsis
The cold front has dissipated into a trough and remains northwest of the Hawaiian Islands this evening. High pressure will build in from the north and allow the trade winds to strengthen from Monday through Wednesday. Brief passing showers will favor windward and mountain areas in the overnight to early morning hours through Wednesday and then over southeastern slopes and island interior sections from Thursday onward. Winds will weaken and veer slightly from a more east-southeast direction from Thursday on into the weekend. Shower activity will remain limited during this time period.
Short term update
The large band of high level cirrus clouds and mid level alto stratus clouds currently over the islands will continue to slowly diminish through Monday. The cold front approaching the islands has stalled and diminished into a trough just northwest of the island of Kauai.
Trade winds blow into the region and strengthen into the moderate to locally breezy range from Monday through Wednesday. A slight decrease in wind speeds and a shift from a more east- southeast direction remains in the forecast from Thursday onward as another cold front approaches the islands from the northwest, weakening and lifting the ridge north of the state. Local scale sea breeze winds will develop along terrain sheltered slopes of each island as the large scale winds weaken. Limited shower activity will prevail into next weekend with only brief showers possible.
The afternoon forecast looks good. No evening updates.
Previous discussion
Issued at 302 PM HST Sun Mar 1 2026.
Expectations for this afternoon remain on track. The boundary upstream of Kauai has made little to no forward progress today, sea breezes have struggled to establish owing to abundant high clouds, and showers southwest of Kauai and Oahu have essentially remained in place while stratiform elements peel off to the northeast. In addition, regenerating showers over Windward Oahu have dissipated in response to backing low-level flow. All told, an uneventful, cloudy, and mostly dry day across the state. Going forward, building heights over the N Central Pacific will maintain strengthening, but progressive high pressure at the surface. This in turn ensures the return of trades tonight which then become breezy during mid-week. Winds diminish slightly by late week as trades veer to ESE in advance of another round of upstream height falls. Typical trade wind weather anticipated throughout this time with showers focused windward and mauka. High clouds gradually clear from west to east Monday into Tuesday before exiting the area altogether by Wednesday.
Aviation
A weakening stationary boundary will allow for abundant high clouds and relatively light land/sea breezes to prevail across most TAF sites. This front will also allow for disorganized showers across Kauai and Oahu tonight, however confidence was on the lower end based on weather model guidance, so made use of VCSH and PROB30 where rain chances were felt to be the highest. MVFR conditions may prevail under shower activity, otherwise VFR is expected across most sites for the period.
AIRMET Tango remains in effect across the islands due to upper- level turbulence from FL200-400 due to this front, with conditions expected to improve into tomorrow as this system continues to weaken. Patchy mountain obscuration may occur due to the presence of this front, however observations and webcams suggest that the threat is not widespread enough to warrant an AIRMET at this time. Light icing is also possible in cloud layer 120-180.
Marine
Issued at 302 PM HST Sun Mar 1 2026.
A dissipated front will linger into Monday just northwest of the area. Fresh to locally strong easterly trades will build in by Tuesday as surface ridge strengthens to the north. Winds will maintain strength but veer east southeast towards the end of the week as another system approaches from the west.
Surf along north and west-facing shores will be above seasonal average as a northwest swell (310 degrees) is expected to impact through Monday. Surf should remain small though the week with a small northwest bump expected next weekend.
Surf along exposed east-facing shores will be a bit elevated due to a short-to medium-period northeast (40 degrees) swell, then decline Tuesday. However, period and choppy conditions are expected to return by Tuesday as fresh trade winds redevelop and expand upstream of the state.
Surf along south-facing shores will remain near the seasonal average into March.
HFO Watches/Warnings/Advisories
None.
Big Island Now Weather is brought to you by Blue Hawaiian Helicopters.
Check out their Big Island Helicopter Tours today!
Data Courtesy of NOAA.gov
-
World5 days agoExclusive: DeepSeek withholds latest AI model from US chipmakers including Nvidia, sources say
-
Massachusetts6 days agoMother and daughter injured in Taunton house explosion
-
Denver, CO6 days ago10 acres charred, 5 injured in Thornton grass fire, evacuation orders lifted
-
Louisiana1 week agoWildfire near Gum Swamp Road in Livingston Parish now under control; more than 200 acres burned
-
Technology1 week agoYouTube TV billing scam emails are hitting inboxes
-
Politics1 week agoOpenAI didn’t contact police despite employees flagging mass shooter’s concerning chatbot interactions: REPORT
-
Technology1 week agoStellantis is in a crisis of its own making
-
Oregon4 days ago2026 OSAA Oregon Wrestling State Championship Results And Brackets – FloWrestling