Rhode Island
BCBSRI is seeking a 14% premium rate hike. Why state officials say it should be rejected
The insurer requested a 14.3% average increase in its individual market plan, affecting over 17,600 Rhode Islanders
PROVIDENCE – Rhode Island’s Office of the High Insurance Commissioner should not approve a steep premium rate hike requested by Blue Cross and Blue Shield of Rhode Island, said Attorney General Peter Neronha in a statement Friday.
BCBSRI requested a 14.3% average increase in its individual market plan for its 2025 premium rates, affecting more than 17,600 Rhode Islanders enrolled with BCBSRI. It is a marked increase from previous years; between 2019 and 2022 the average approved rate by OHIC in the individual market was 3.4%.
Neronha also noted that BCBSRI “has sought and received a combined 21.6% increase since 2019.” Approving the rate requested for next year would put the total increase at nearly 40% in seven years.
“To put it bluntly, we have a system that is broken. While rates continue to go up, our health care system stands on the brink of collapse. Insurers get what they need, while consumers, providers, and our healthcare system continue to suffer. We need systemic reform – not tinkering on the margins,” said the brief Neronha submitted to Cory King, Rhode Island’s High Insurance Commissioner.
Insurers ask for steep rate hikes across the board
BCBSRI is not the only insurer requesting rate hikes to premiums, nor is its request the steepest. One insurer is asking for a rate increase of 22.7% in the small group market, which would affect 1,644 enrollees.
On average, insurers are asking for the following rate hikes:
- Individual market (over 47,000 enrollees): 8.8%
- Small group market (over 44,000 enrollees): 15.4%
- Large group market (nearly 80,000 enrollees): 13.6%
These are steeper hikes than in previous years. In 2019-2022 the average approved rates were:
- Individual market: 3.4%
- Small group market: 3.0%
- Large group market: 6.7%
Only proposed rate hikes over 10% in the individual market trigger a review by the attorney general, according to Timothy Rondeau, deputy communications director at Neronha’s office. But Rondeau said the attorney general will submit comments to OHIC on the other proposed increases in the coming weeks.
Opposition to proposed rate hikes
The requested rate hikes have drawn opposition from some state leaders and business representatives.
Democrat State Rep. David Morales has urged Rhode Islanders to submit comments to OHIC opposing the rate hikes.
“These proposed rate hikes are outrageous and would just make healthcare inaccessible for thousands of working people,” Morales posted on X, formerly known as Twitter.
Al Charbonneau, executive director of Rhode Island Business Group on Health, a nonprofit representing about 90 companies with 80,000 employees, also voiced his concerns at a recent OHIC Town Hall meeting. He said businesses are worried about how the rate hikes will affect them.
“The proposed increases are being taken as a shock to them, to be candid with you. Many employers don’t quite know what to do next,” Charbonneau said.
The proposed rate hikes do not apply to self-funded employer groups, which account for about 65% of Rhode Islanders with employer-sponsored coverage, according to an OHIC press release.
Several factors influence the rate requests, according to OHIC, which each year reviews and either approves, rejects or modifies the insurers’ requests. Among these are “expected increases in the cost of health care services due to increases in utilization, provider prices, and pharmaceuticals.”
A decision from OHIC is expected sometime in August.
Comments about the proposed rate hikes can be sent to OHIC.HealthInsInq@ohic.ri.gov.
Rhode Island
R.I. blood supply was low before Brown mass shooting – The Boston Globe
PROVIDENCE — The Rhode Island Blood Center’s blood supply was low before Saturday’s mass shooting at Brown University, and it is immediately stepping up blood drives to meet the need, an official said Sunday.
“We were definitely dealing with some issues with inventory going into the incident,” Executive Director of Blood Operations Nicole Pineault said.
The supply was especially low for Type 0 positive and negative, which are often needed for mass casualty incidents, she said. Type 0 negative is considered the “universal” red blood donor, because it can be safely given to patients of any blood type.
Pineault attributed the low supply to weather, illness, and the lingering effects of the pandemic. With more people working from home, blood drives at office buildings are smaller, and young people — including college students — are not donating blood at the same rate as they did in the past, she said.
“There are a lot challenges,” she said.
But people can help by donating blood this week, Pineault said, suggesting they go to ribc.org or contact the Rhode Island Blood Center at (401) 453-8383 or (800) 283-8385.
The donor room at 405 Promenade St. in Providence is open seven days a week, Pineault said. Blood drives were already scheduled for this week at South Street Landing in Providence and at Brown Physicians, and the blood center is looking to add more blood drives in the Providence area this week, she said.
“It breaks my heart,” Pineault said of the shooting. “It’s a terrible tragedy. We run blood dives regularly on the Brown campus. Our heart goes out to all of the victims and the staff. We want to work with them to get the victims what they need.”
She said she cannot recall a similar mass shooting in Rhode Island.
“In moments of tragedy, it’s a reminder to the community how important the blood supply really is,” Pineault said. “It’s an easy way to give back, to help your neighbors, and be ready in unfortunate situations like this.”
The Rhode Island Blood Center has donor centers in Providence, Warwick, Middletown, Narragansett, and Woonsocket, and it has mobile blood drives, she noted.
On Sunday, the center’s website said “Donors urgently needed. Hours extended at some donor centers, 12/14.”
Edward Fitzpatrick can be reached at edward.fitzpatrick@globe.com. Follow him @FitzProv.
Rhode Island
Authorities provide update on deadly mass shooting at Brown University in Rhode Island
Authorities said two people were killed and eight more were injured in a mass shooting at Brown University, an Ivy League school in Rhode Island. Authorities said students were on campus for the second day of final exams.
Posted
Rhode Island
RI school superintendent resigns amid antisemitic hazing investigation
A Rhode Island school superintendent has resigned amid an investigation into alleged antisemitic hazing in the district, NBC affiliate WJAR-TV reports.
Smithfield Superintendent Dr. Dawn Bartz announced her resignation in a letter addressed to the school community. Bartz has been on leave since November after a report of hazing at Smithfield High School.
The Jewish Alliance of Rhode Island said five high school football players locked a freshman student in a bathroom, sprayed Lysol at the student and yelled antisemitic slurs.
In her resignation letter, Bartz focused on her successes surrounding academic outcomes, special education and STEM opportunities and other positives for the district, and thanked the community.
“As Smithfield moves forward, I am confident the district will continue to build on this progress
and momentum. I wish all our students, staff, and families continued success in the years ahead,” she wrote.
The letter did not specify a reason for the resignation.
WJAR-TV first reported on the situation on October, when the Bartz released a statement on its investigation.
“The investigation confirmed inappropriate conduct among a small number of students,” Superintendent Dawn Bartz said in a provided statement. “Disciplinary action has been taken in accordance with district policy, and several student-athletes will not participate for the remainder of the season.”
The statement went on to say that there would be mandated training and education in response. However, the involved players were back at practice, which didn’t sit well with the victim’s family. His parents said his son walked into practice and found himself face-to-face with his alleged assailants.
Five football players were initially removed from the team for the remainder of the season but were later reinstated. When asked about the reversal in October, Bartz issued a one-sentence statement saying, “The disciplinary process has concluded and we will not be discussing details involving students.”
Smithfield Town Council President John Tassoni said the situation has deeply divided the community.
“It’s a long time coming,” Tassoni said of Bartz’s resignation. “A lot of people are angry about what happened. A lot of people don’t know the truth of what happened, nor do I.”
An investigation is underway by the school committee’s attorney and a report is expected to be delivered to the school committee sometime next year, Tassoni added. However, some people have concerns about transparency and have floated the possibility of hiring an independent investigator.
The Jewish Alliance of Greater Rhode Island said they want the focus to be on student safety.
“While we can’t speculate on the specific reasons behind the superintendent’s decision to resign, we remain focused on what matters most: that Smithfield schools become a place where Jewish students and all students feel safe, valued, and protected from bias and harassment,” President and CEO Adam Greenman wrote in an email.
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