Nevada
High auto insurance rates expected to continue to climb in Nevada
LAS VEGAS (KTNV) — Many in the Las Vegas Valley have seen their car insurance rates increase in recent months.
UNLV employee and car insurance customer Marde Closson says her auto insurance costs have gone up close to $100 per month.
“I think it’s ridiculous because my insurance company hasn’t had to pay out anything for me and my driving,” Closson says.
In order to raise rates here, auto insurance companies must first get approval from the Nevada Division of Insurance.
On Monday, the state approved what is slated to be a 16% (on average) rate increase for over 470,000 State Farm customers in the state, which will go into effect on May 6.
Later this month, rates for thousands of Farmers Insurance auto customers are slated to go up nearly 20%.
The driver, as with so many economic changes since the pandemic, is caused by multiple factors.
First, car insurance is expensive anyway here in Southern Nevada, partly because the roads are so crowded.
Many workers commute for second or third shift jobs, which means there are always cars on the roadways.
Also, automobile thefts are up. Partly due to social media trends that made it trendy to steal certain makes and models, auto thefts are up over 30% from last year to
this year, according to Metro Police.
But there are other factors — supply chain issues with auto parts, labor shortages within the repair industry, and medical claim cost increases.
In an email to Channel 13, Janet Ruiz of the Insurance Information Institute, says there are also more crashes in recent years.
“The cost of auto claims has soared since the pandemic began in 2020,” Ruiz says.
Nevada Insurance Commissioner Scott Kipper says it is possible that some of these market forces ease in the coming months, but he says that’s not likely to happen in the next 6-9 months.
He says, however, that there are some things car insurance customers can do to try to save some money.
“Make sure you have the right amount of coverage because sometimes you can have too much, especially as your automobile ages,” Kipper said. “Also, find out if you’re taking advantage of all of your available discounts. The third thing we tell people is just to shop around. There are over 100 carriers writing personal auto insurance lines in Nevada.”
Nevada
NEVADA VIEWS: Lessons from Nevada’s Question 3
A majority of Nevada voters rejected Question 3 on the Nov. 5 ballot. This complex amendment would have eliminated party primaries, advanced five candidates to general elections and introduced a new voting method in general elections
I moved to Nevada in 2021 to care for my aging mother. Before that time, I lived in Maine, where I led efforts that opened Maine’s primaries to all voters and protected the nation’s first statewide ranked-choice voting law.
My values and experience inform me that initiatives to change how we elect our leaders should make their way to voters as the result of home-grown and grassroots movements that are thoughtful, collaborative, strategic and patient.
I am dumbfounded that out-of-state donors and advocates would come into Nevada, steamroll stakeholders and potential allies, rush a constitutional amendment to ballot and spend millions to score a quick win for their preferred policy prescription to our political ills.
As a recent Review-Journal editorial noted, the national coalition behind Question 3 pushed similar initiatives in other states in 2024. Voters rejected each of these proposals.
Here are a few of my takeaways from these failed efforts:
■ Mission and strategy must align. Election reform is inherently hopeful and optimistic. Ramming through policy changes and seeking to buy elections are anti-democratic and deeply cynical approaches to politics. Coalitions with antithetical missions and strategies will almost always fail to achieve the real and lasting change that they seek.
■ Patience is practical. Process matters. How change is made can be as important as what change is made, especially when it comes to process reforms. Elections and voting reform initiatives must be organized by local leaders who will build coalitions and recruit volunteers to secure majority support for their cause, one voter and one conversation at a time. The proper role of national groups is not to lead or dictate, but to support.
■ There is no single solution to fix our broken politics. There are 50 states and more than 50 ways of conducting elections and voting in the United States. While policymakers and advocates should learn from one another, we should be skeptical of anyone or any group that promises a silver bullet or pushes a one-size-fits-all solution.
Voters aren’t stupid. We have a sense when politicians and special interests are trying to put one over on us. Question 3 didn’t pass the straight-face test.
That’s too bad because my experience with ranked-choice voting in Maine has taught me that it works to eliminate vote-splitting and ensure majority winners. You have the freedom to vote for the candidate you like best without worrying that your vote will be “wasted” or that you will help to elect the candidate you like least. In both Maine and Alaska, ranked-choice voting has stopped extreme candidates from winning congressional races.
Ranked-choice voting also increases voter turnout, reduces negative campaigning and encourages more women and minorities to run for office.
Surveys from the states and cities in which millions of Americans rank their vote indicate that voters find it to be simple and easy to use and preferable.
One of the most disappointing false attacks on ranked-choice voting is that communities of color might find it difficult to rank candidates. To suggest that white voters are intellectually superior to voters of color is a racist argument.
Nevadans are frustrated with politics as usual. We know that our system isn’t working like it should. We know that billionaires and corporations have too much power and influence over decisions that affect us all. We want to strengthen our democracy for future generations.
Had the national advocates behind Question 3 approached this effort differently, I believe that there might have been a different outcome.
Kyle Bailey moved to Nevada in 2021 and previously served in the Maine House of Representatives.
Nevada
Nevada high school football championships 2024: How to watch state finals online
The Nevada state high school football championships are here. Here’s how you can watch any of the championship games online on NFHS network.
Watch: Nevada High School football championships
The NIAA state football championships will air from Nov. 23 to Nov. 26 in Las Vegas, Nevada.
How can I watch Nevada high school football? Fans can subscribe to NFHS Sports Network, a nationwide streaming platform for more than 9,000 high school sports. You can find the list of available schools here.
How much does an NFHS subscription cost? Is there a free trial to NFHS Network? An annual subscription costs $79.99, or you can pay monthly for $11.99 per month.
Can you watch NFHS on your phone or TV? NFHS Network is available on smart TVs like Apple TV, Roku, Amazon Fire and Google Chromecast, as well as on iOS and Android smartphones.
Nov. 23:
10 a.m. PT: 2024 NIAA 2A Football Championship Incline Vs. Pershing County
1:30 p.m. PT: 2024 NIAA 5A Div. II Football Championship Faith Lutheran Vs. Bishop Manogue
Nov. 25:
Noon PT: 2024 NIAA 5A Div. III Football Championship Galena Vs. Centennial
Nov. 26:
9 a.m. PT: 2024 NIAA 1A Football Championship Pahranagat Valley Vs. Tonopah
12:20 p.m. PT: 2024 NIAA 3A Football Championship Truckee Vs. SLAM Nevada
3:40 p.m. PT: 2024 NIAA 4A Football Championship Canyon Springs Vs. Mojave
7 p.m. PT: 2024 NIAA 5A Div. I Football Championship Arbor View Vs. Bishop Gorman
Thank you for relying on us to provide the journalism you can trust.
Nevada
Controversial no-call, early hole dooms Nevada 66-62 against Weber State
RENO, Nev. (Nevada Athletics) – Nevada women’s basketball returned home after two weeks of being way, hosting Weber State, where Lexie Givens jumped to eighth all-time in rebounds in the 66-62 loss to the Wildcats.
Givens recorded 12 rebounds on the night, bumping her to eighth in the Nevada women’s basketball record book after tying ninth last season. With her rebounds, combined with 10 points, Givens got her first double-double of the season.
The first half started out strong for the Wolf Pack as they scored the first points off of free throws by Dymonique Maxie.
Nevada only gave up the lead once in the opening quarter, which it quickly got back and maintained throughout the remainder of the first 10.
Quarter two began with the Pack up 17-9.
The lead stayed with Nevada through five minutes, with Weber State slowly cutting into it. With 5:13 left in the half, the game was tied at 23. Nevada then found itself playing from behind for the rest of the quarter, trailing 40-27 heading into the break.
In the third quarter, Nevada began its comeback, cutting a once 15-point Wildcat lead down to just six. An eight-point run by the Wolf Pack allowed them to get back into it, beginning with free throws by Rakiyah Jackson. She was followed by back-to-back layups, scored first by Audrey Roden and then Izzy Sullivan.
Givens capped off the run with two more made free throws.
Weber State extended its lead a bit heading into the fourth, Nevada down, 51-43.
The final 10 saw the Wolf Pack’s first lead since the second quarter. Nevada inched its way back in front after a three-pointer by Roden, putting the Pack up, 57-56, with just over five minutes remaining in the game.
Nevada tried to keep the lead, but was unable to hold on, dropping the hard-fought battle to Weber State.
Roden, Maxie and Jackson all led the team with 11 points a piece. Jackson also recorded seven rebounds, followed by Olivia Poulivaati with six. Maxie led both teams in steals with a season high of five.
Nevada will remain at home to take on Morgan State on Sunday at 1 PM.
Copyright 2024 KOLO. All rights reserved.
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