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State Officials say Mortgage Loan Scams are Reappearing in Idaho

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State Officials say Mortgage Loan Scams are Reappearing in Idaho


BOISE – As customers search for methods to avoid wasting within the face of accelerating residing bills, they might be extra weak to scams. House mortgage modification might be an avenue for some searching for to spend much less on a month-to-month mortgage funds, nonetheless the Division of Finance is cautioning Idahoans to pay attention to re-emerging mortgage mortgage modification scams.

No less than two Idaho customers, each of whom have filed complaints with the division, declare to have misplaced a number of thousand {dollars} because of being solicited by and contracting with unlicensed mortgage mortgage modification corporations.

In December 2021, the division issued a Stop-and-Desist order towards American Integrity Companions, Inc. for unlicensed mortgage mortgage modification actions, together with charging a price of $3,000 for false guarantees of securing extra fascinating mortgage phrases. Owners ought to know learn how to acknowledge a fraudulent mortgage modification provide. Crimson flags of a fraudulent mortgage modification provide might embody however usually are not restricted to:

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Unlicensed folks or corporations soliciting a shopper

It’s not widespread for a mortgage servicer to contact a borrower and proactively provide help. People providing these companies are required to be licensed with the division. Licensed corporations are listed on the division’s web site at https://www.finance.idaho.gov.

Making a requirement for fee upfront

False guarantees to barter with a lender or get refinancing in alternate for an upfront price. These corporations can not require charges or fees previous to completion of a modification – apart from third-party fees or fees authorised by the division.

Instruction to stop communication with a present mortgage servicer, redirect month-to-month funds, switch a title, or grant a “energy of legal professional.”

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Course to cease speaking with a shopper’s mortgage mortgage servicer, to start making month-to-month mortgage funds to a 3rd celebration, directions to switch titles or deeds to a 3rd celebration or granting a “energy of legal professional” to the mortgage modifier are all main indicators of a rip-off. Watch out to not signal something you don’t perceive, together with however not restricted to contractual agreements, paperwork giving up title to a property, or paperwork agreeing to pay for a forensic audit. If in case you have been the goal or sufferer of mortgage mortgage modification fraud, or acquired a solicitation to pay upfront charges for mortgage modification companies you might be inspired to file a grievance with the division by visiting: https://www.finance.idaho.gov/complaints/.

Owners looking for assist, having hassle paying their mortgages, or have acquired foreclosures notices ought to instantly contact their lenders to request a mortgage modification or forbearance that fits their monetary scenario.

Free housing counseling is on the market via the U.S. Division of Housing and City Growth (HUD) authorised counselor community. A listing of those businesses could also be discovered at https://www.hud.gov/counseling. HUD additionally lists mortgage modification applications from its Nationwide Servicing Middle at https://www.hud.gov/program_offices/housing/sfh/nsc/lossmit.

Idaho Drops Lawsuit, Homeless Tent Camp Protestors File Lawsuit in Return

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Idaho

Bryan Kohberger probed for home invasion year before Idaho student murders

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Bryan Kohberger probed for home invasion year before Idaho student murders


Bryan Kohberger, the suspect in the Idaho quadruple murder case, was once investigated in connection with a home invasion in Pullman, Washington. This opens many doors for a flock of questions.

Bryan Kohberger, the man accused of fatally stabbing four University of Idaho students, is escorted into court for a hearing in Latah County District Court, Sept. 13, 2023, in Moscow, Idaho. (AP Photo/Ted S. Warren, Pool, File)(AP)

Who is Bryan Kohberger?

Kohberger, a 28-year-old PhD criminology student at Washington State University, was arrested weeks after the Idaho murders at his parents’ home in the Pocono Mountains of Pennsylvania. He now faces four first-degree murder charges and a felony burglary charge. Prosecutors allege Kohberger meticulously planned the attack, stalking the victims’ off-campus rental home prior to the killings.

The Pullman home invasion occurred in October 2021, just 10 miles from Moscow, Idaho, where four college students were brutally stabbed to death in November 2022. Newly released body camera footage cited by ABC News provides a bodycam footage of the break-in that left a young woman traumatized and fearing for her life.

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“I heard my door open and I looked over, and someone was wearing a ski mask and had a knife,” the woman told officers in the footage, her voice trembling. “I kicked the s*** out of their stomach and screamed super loud. They flew back into my closet and then ran out my door and up the stairs.”

Kohberger named person of interest in Pullman case after Idaho murders

The alleged attack happened around 3:30 a.m. The masked intruder, who carried a knife, entered her bedroom silently. Despite her quick reaction and her roommate’s immediate call to 911, police found no trace of the suspect or any physical evidence.

Just over a year later, on November 13, 2022, the town of Moscow, Idaho, was shaken by the brutal murders of Madison Mogen, 21; Kaylee Goncalves, 21; Xana Kernodle, 20; and Ethan Chapin, 20. Survivors in the home described a masked man with “bushy eyebrows” fleeing after hearing cries and the sounds of a violent struggle.

Thirteen days after the Idaho murders, Kohberger was named a person of interest in the Pullman case. The eerie similarities between the two incidents—both involving a masked intruder, a knife, and nighttime break-ins—drew immediate attention. However, authorities later clarified that Kohberger is no longer considered a suspect in the Pullman case.

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Despite initial suspicions, critical differences between the Pullman and Moscow cases ultimately ruled out Kohberger’s involvement in the earlier incident. The victim of the Pullman break-in described the intruder as 5’3” to 5’5”, while Kohberger stands six feet tall.



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Larry Williams' Tree Top Ranches in Idaho for sale

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Larry Williams' Tree Top Ranches in Idaho for sale


ICYMI 2024
In Case You Missed It: Some of our best stories of the year

The BoiseDev team is off for the holiday break. (We’ll keep an eye out for any major breaking stories.) While our team enjoys some downtime, we bring you a few stories you might have missed this year. A note that some stories may have new updates since the original date of publication. Have something we should know? Email us.

Idaho’s most expensive currently active residential real estate listing is located in Parma.

The $22.5-million listing on Highway 95 in Parma spans more than 450 acres and includes a massive home, or, as it’s described, “owner’s lodge,” that totals roughly 9,000 square feet.

The main home on the property sits on a series of small lakes. Photo: Courtesy Hall and Hall

“Parma Lodge and Stables is among the Northwest’s premier equestrian, sporting, and lifestyle properties,” the real estate listing boasts. “The ranch is conveniently located 45 minutes west of Idaho’s capital city of Boise and 20 minutes from Treasure Valley Executive Airport in Caldwell.”

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The property, more commonly known as Tree Top Ranches, is owned by Larry and Marianne Williams.

The couple is known locally for founding the Idaho Timber Corporation, which owns timberlands across the US. They also are behind significant charitable giving, including donating Marianne Williams Park in Boise, giving funds to Boise State Athletics, and more. Larry Williams was also involved in the Big City Coffee case against Boise State and has pledged to stop giving funds to the school over his view of the political leaning of the school’s curriculum. The couple has given significant funds to conservative lawmakers, ponied up dollars for a failed 2018 effort to legalize a form of gambling known as historical horse racing, and recently poured funds into a political action committee aiming to steer legislation related to fentanyl.

Bit of Kentucky in Idaho

The horse stables. Photo: Courtesy Hall and Hall
The interior of the horse stables. Photo: Courtesy Hall and Hall

Idaho Statesman columnist Brian Murphy reported in 2012 that The Williams sold their share in Idaho Timber in 2005, and used a portion of the proceeds for the ranch operation. They bought it from NFL Hall of Fame player Jerry Kramer in 2000.

“We determined we wanted to start a horse farm around ’99-2000,” Williams told the Statesman in 2012. “We looked at thoroughbreds, and we looked at quarter horses. We came back (to Kentucky) and just fell in love with the place. We couldn’t do it here so we decided we would try to do it in Idaho on a much smaller scale.”

The property, which includes an 18-stall horse barn, was used to raise horses for competitive racing – including the Kentucky Derby, the Statesman reported. The sales flier mentions four separate times that the property is “home to one of the most successful thoroughbred breeding operations” in the western part of the United States.

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The ranch is bordered on one side by the Boise River, which the sales website says is lined with cottonwood trees and “abundant wildlife.” Much of the land is used for horse pasture with sprinkler irrigation as well as cropland with flood irrigation used for growing corn.

Large windows. Photo: Courtesy Hall and Hall
Living space. Photo: Courtesy Hall and Hall
An office in the main house. Photo: Courtesy Hall and Hall

The home includes eight bedrooms and eight bathrooms and was built in 2001. There’s a separate four-bedroom manager’s residence, a training/breaking pin, several equipment storage buildings and a large shop building. It sits on a set of lakes on the property.

The manager’s residence. Photo: Courtesy Hall and Hall

Larry Williams told the Statesman in 2012 that the whole property was modeled on Kentucky horse farms, and had his team visit Kentucky to draw inspiration.

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“It wasn’t a grandiose plan. That wasn’t the way it started. We kept building a building and then another building. It got out of control,” Williams said. “It’s a baby. The ones in Kentucky are much bigger.”

The property is offered for sale by Trent Jones of Hall and Hall.

Photo: Courtesy Hall and Hall



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Fans celebrate potatoes and football at the Idaho Potato Bowl

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Fans celebrate potatoes and football at the Idaho Potato Bowl


BOISE, Idaho — I’m your Boise State neighborhood reporter Jessica Davis at Albertsons Stadium at the Idaho Potato Bowl. People are here for the game, but a lot of people are also here for the potatoes — fans can take pictures with the world-famous potato and play potato games.

  • The Idaho Potato Bowl is a staple event in Boise, featuring post-season college football.
  • Simplot provided about 1,800 servings of tater tots, cooked on-site for the fans.
  • Despite the rainy weather, attendees enjoyed spending time with family ahead of the holidays.

(The following is a transcription of the full broadcast story.)

We spoke with fans about their favorite potatoes, and how they like popular veggies cooked — so, of course, we asked fans what brought them to the bowl game.

“The Potato Bowl, as well as some French fries, we came out here to have some food, but of course, the game also and to celebrate,” says Fanny Reyes, a Boise fan supporting the Potato Bowl.

A bowl game dedicated to the starchy vegetable — the Potato Bowl is a Boise staple for post-season college football.

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Joey Mellow, says he came to support his family members who work at BSU we asked him if he came for the game or potatoes he says “Both!”

Before I arrived I expected a variety of potatoes, but the only delicious potato-themed snack was tater tots provided by Simplot.

Eric Simplot, is a Regional Raw Manager at Simplot, he says “we bring out mobile fryer out today we’re doing some tater gyms, tater tots for some fans to warm up this morning and show off what we do and what we’re proud of here in Idaho potatoes and the products that we make with them.”

Simplot cooked up and served about 1,800 servings of tater tots heating them up with 360-degree oil.

And in about two minutes, you get crispy yet fluffy tater tots.

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Fanny Reyes describes the tots, she says “They’re good, nice, and warm keeping us warm on this nice chilly day.”

With a rainy start, many fans are just glad to be spending the day with family ahead of the holidays.

James Ossman says, “I’m just happy to spend the day with my kids watching football and eating some fresh tater tots.”

Fanny Reyes adds, “Spending some time with family right before Christmas so you know I had to be out here celebrating Fresno State and northern Illinois so we’ll see may the best team win I guess.”

Coming up on New Years Eve, Idaho News 6 will bring you team coverage of the Fiesta Bowl from Phoenix.

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