Powerful surf on Oahu’s North Shore swept three tourists off the beach and out to sea on Monday. The incident left two hospitalized and one dead at the scene, according to the Honolulu Emergency Services Department.

Shortly after 8 a.m., Honolulu Ocean Safety, the Honolulu Fire Department and Honolulu Emergency Medical Services responded to a 911 call regarding two women, ages 72 and 31, and one 63-year-old man who were pulled into the ocean at Keiki Beach, a popular beach with a strong shorebreak and no lifeguard tower, a spokesperson for the Honolulu Emergency Services Department told USA TODAY.

On Monday, the North Shore was experiencing a high surf advisory. The waves already had six- to eight- foot faces and the swell was rising, with waves possibly up to 18 feet. Signs stating there was strong current and dangerous shorebreak were posted around the beach. Oahu’s North Shore is famous for its huge and often unpredictable swells during the wintertime, drawing surfers and spectators alike from around the world.

A lifeguard who was posting no swimming signs “saw people in trouble in the ocean,” the spokesperson said. Lifeguards swam out to retrieve the tourists and successfully brought them back to shore on a rescue board.

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A woman and the man were unresponsive, prompting first responders to perform CPR and then advanced life support treatment. Both women were visiting from Oklahoma and taken to the hospital, with the unresponsive woman in critical condition and the other, who was awake, in serious condition.

The man, who traveled from California, was unable to be resuscitated and pronounced dead at the beach.

The closest lifeguard tower to Keiki Beach is half a mile away, but lifeguards commonly patrol the area.

Each year, an average of 40 people drown off of Oahu’s 227 miles of coastline, according to Honolulu Civil Beat. In 2022, Honolulu Ocean Safety recorded 15 drownings and 6,180 rescues across the island.

If you’re thinking about making a move to Hawaii, you’re probably already aware that it’s among the most expensive states in the United States. It may even be the most expensive, depending on which statistics and categories you check out.

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To help you figure out which locations may be the best for your salary, GOBankingRates analyzed cities in Hawaii to find the salary needed to live comfortably as a single person. Here’s a look at some of the most expensive ones, where the salary needed to live comfortably is over $200,000. The household median income and total cost of living annually are also listed.

If $200,000 is out of reach for you, check out the full study to find out where you might be able to make your home.

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Kaneohe

• Population: 35,493

• Household median income: $120,451

• Total cost of living annually: $101,694

• Salary needed to live comfortably: $203,387

Find Out: See What a $100K Salary Looks Like After Taxes in Your State

Honolulu

• Population: 348,547

• Household median income: $82,772

• Total cost of living annually: $112,875

• Salary needed to live comfortably: $225,751

Kihei

• Population: 22,247

• Household median income: $89,892

• Total cost of living annually: $118,915

• Salary needed to live comfortably: $237,830

Kailua

• Population: 40,323

• Household median income: $138,363

• Total cost of living annually: $127,857

• Salary needed to live comfortably: $255,714

Ways To Cut Back

If you want to live in a more expensive location but your salary isn’t quite there, you might want to think about ways to cut back on spending.

Track Your Spending

According to Debt.org, one of the first steps to take is to figure out where your money is going. That means tracking your spending habits, including fixed and variable expenses. While fixed expenses pretty much stay the same each month, variable ones may fluctuate month to month.

Create a Budget

Once you track your spending, it’s time to create a budget and stick to it. “This is where the mind-shifting begins,” according to Debt.org. “Write down how much money you make and how much you spend every month.”

Review Your Subscriptions

Take time to look at all the subscriptions you’re paying for each month or for the full year. The most obvious choices may be streaming and entertainment subscriptions. You may be able to cut back on some or even all of these. Look at your other subscriptions, as well, to make sure you need all those services.

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Shop Smarter

Per Forbes, one simple way to cut back is to buy sale items and generic brands at the grocery store. If it works for your budget, perhaps buying in bulk may help save you money.

You could also try making fewer trips to the store to potentially buy less and spend less on gas money.

Eat Smarter

It may not only be better for your budget to eat at home more, it may help improve your health. You can make healthy choices, because you’re in charge when you prepare your meals. When you do eat out, per Forbes, you can choose water and smaller portions to save money and make healthier decisions.

Methodology: GOBankingRates analyzed cities in Hawaii to find the salary needed to live comfortably as a single person. GOBankingRates found cities in Hawaii. For each city, total population, total households, population 65 and over and median household income were all sourced from the U.S. Census American Community Survey, the cost-of-living indexes were sourced from Sperling’s BestPlaces, the average single-family home value was sourced from the Zillow Home Value Index, and the livability index was sourced from AreaVibes. With the cost-of-living indexes and using the national average expenditure costs as sourced from the Bureau of Labor Statistics Consumer Expenditure Survey for a single person, the average cost of expenditures was found for each city. With the average home value, assuming a 10% down payment, and using the national average 30-year fixed mortgage rate as sourced from the Federal Reserve Economic Data, the average mortgage cost was calculated. Using the average mortgage and expenditure costs, the total cost of living was calculated. Using the 50/30/20 budgeting rule that states needs should not exceed 50% of the household income, the total cost of living was doubled to find the cost of living comfortably. Using the household median income and the total cost of living comfortably as a single person, the leftover savings were calculated for each city. All data was collected on and is up to date as of Sept. 18, 2024.

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This article originally appeared on GOBankingRates.com: Hawaiian Cities Where You Need a Salary Over $200K To Live Comfortably

HONOLULU (HawaiiNewsNow) – There is a major shakeup for University of Hawaii Athletics, as sources confirm to Hawaii News Now that UH will become a full member of the Mountain West in 2026.

Right now, only UH football competes in the Mountain West; all other teams are in the Big West.

By getting Hawaii as a full member, the Mountain West’s rebuild is nearly complete.

In 2026, the Mountain West adds UTEP from Conference USA.

Even with Hawaii, the Mountain West still needs at least one football-only member to get to nine football members so that the conference may have eight league games.

UH plans to give more details in the near future.

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