HONOLULU (HawaiiNewsNow) – Gov. Josh Green predicted Friday that thousands of Hawaii residents may give up their health insurance after Congress did not extend subsidies for Affordable Care Act policies.
Green pledged millions in local taxpayer funds to help them maintain coverage.
Hawaii’s 24,000 Affordable Care Act customers faced uncertainty in December as they had to reenroll without knowing whether extra subsidies would be extended.
Now that the subsidies are ending, customers must find more money or reduce their coverage.
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Premium increases force difficult choices
Insurance agent and radio host Martha Khlopin works with about 300 people who depend on ACA premium subsidies.
“People, I think, will be making the decision, taking that risk and just praying they don’t get sick,” Khlopin said. “So I pray that too. Don’t get sick in 2026, because your premiums and co-pays might be a lot.”
As an example, Khlopin cited a 50-year-old man who makes $40,000. He was paying about $170 a month this year for a plan with good coverage. His new plan will cost about $500 a month starting in January.
“It’s a pretty big increase for him,” Khlopin said. “So what he decided to do was just use his savings to cover the premiums because he really needs to keep the very generous platinum plan that he has right now.”
Coverage downgrades expected
Khlopin said others are downgrading their coverage, choosing lower premiums but much higher out-of-pocket costs and deductibles.
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“So it’s a lower premium, but you have higher cost because you have to meet a deductible,” Khlopin said, noting that could lead some people to avoid care.
“So if I do need a particular procedure that’s expensive, I might decide not to get that done, which ultimately can cause more problems down the road,” Khlopin said.
Green predicted an even more dire scenario with thousands choosing to go without coverage.
“That’s really bad, because it’s not just the lack of insurance for them. It’s also $150 million of uncompensated care to rural facilities to our community health centers,” Green said.
State tax credit proposal
Green proposed that the state make up the lost subsidies with a state tax credit for about 8,000 ACA customers.
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“The analysis we did is that to do the enhanced subsidy that Congress walked away from for now would cost $16.5 million,” Green said.
“That would definitely be a very, very wonderful gift to people to know that there is some relief coming to lower those health insurance premiums,” Khlopin said.
What remains unclear is how quickly that aid could reach policyholders and what will happen to those who decided not to renew when the deadline for open enrollment ended Monday.
Copyright 2025 Hawaii News Now. All rights reserved.
Each week before Cal plays a football game, we ask someone who covers Cal’s next opponent five questions about that opponent.
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To answer questions about Cal’s Hawaii Bowl opponent Hawaii this week we enlisted the services of Stephen Tsai, who covers Hawaii football for the Honolulu Star-Advertiser and has been named Hawaii sports writer of the year seven times.
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We were particularly intrigued by his answer to Question No. 5, where Tsai noted that there would portably be no Hawaii Bowl without Rolovich, a former Hawaii head coach and Cal’s interim head coach for the Hawaii Bowl.
—1. Every team has a home-field advantage, but it seems Hawaii has been even better than most teams at home. Is that true, and if so, why?
There are several obstacles for visiting teams. There’s the time difference. Hawaii games usually kick off at 6 p.m., which is midnight on the East Coast during daylight savings time, 11 p.m. for standard time. Because the Ching Complex is a temporary home venue, there are open areas in the corners, allowing for cross winds that affect field-goal attempts. The so-called “Manoa Mist” also impacts the ball-handling positions.
The visiting team is assigned a makeshift locker room combining the neighboring baseball stadium’s locker room and part of the concourse. Before the walls were built, the concourse area was cordoned off with curtains. Nothing like being near concession stands while preparing for a football game. Because of the time difference, a team can depart the West Coast in the morning and practice in Hawaii that afternoon. In contrast, teams lose preparation time for the next game when traveling back to the mainland.
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—2. How much will the absence of all-conference wide receiver Jackson Harris affect Hawaii’s offense?
Aside from the deep threat — he had four TDs of 70-plus yards — Harris was sure-handed (three drops in 74 targets), clutch on scramble plays (37 of his 49 receptions resulted in first downs), and used his height and reach to attack 50-50 balls. As the left wideout, Harris benefited from left-handed QB Micah Alejado’s rollouts and left slotback Pofele Ashlock’s decoy routes.
Hawaii has experienced wideouts in Karsyn Pupunu and Brandon White, but the Warriors will have to be creative to make up for Harris’ deep-pass threat.
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—3. Assess the abilities of Hawaii quarterback Micah Alejado.
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Alejado is accurate and has a coach’s knowledge of the Warriors’ read-and-attack, four-wide offense. He’s quick to decipher schemes with pre-snap reads. At 5-10, Alejado is like the detective behind a one-way mirror. He can find receivers yet it is a challenge for defenders to see him behind a taller offensive line.
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—4. Who are the top two or three players on Hawaii’s offense and defense?
Alejado, running back Landon Sims and left guard and Zhen Sotelo are the impact players on offense. Jalen Smith, who can play both linebacker spots, and De’Jon Benton, who lines up as 3-tech tackle or end, provide defensive versatility. An opposing coach mused that UH could run a 1-10 formation with Benton.
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—5. Do Hawaii fans still remember Nick Rolovich, who is Cal’s interim head coach for the Hawaii Bowl?
Without Rolo, there probably would not be a Hawaii Bowl. He threw eight touchdown passes to help the Warriors stomp then-unbeaten BYU in the 2001 regular-season finale. But with no postseason bowl invitation for the 9-3 Warriors, the leaders of UH, WAC and ESPN created the Hawaii Bowl the next year.
Rolo was innovative as a UH offensive coordinator and play-calling head coach. He ran his variation of June Jones’ run-and-shoot offense. He also provided entertainment, bringing an Elvis impersonator to media day; awarding a scholarship at a wrestling match and another in a koala cage at an Australian zoo; and designing a rivalry trophy for the matchup against UNLV.
On the road, he once conducted a quarterbacks’ meeting in the hotel jacuzzi. He also coined the popular phrase: Live aloha, play Warrior.
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Honolulu police opened a murder investigation today after finding the body of a 60-year-old woman while doing a welfare check at a Hawaii Kai home.
Police said officers arrested the victim’s 29-year-old son and a 27-year-old woman who were inside the residence and identified as suspects.
After receiving a 10:25 a.m. welfare check call, HPD officers responded to a home on the 6200 block of Upolo Place and found a woman dead on the floor inside the residence.
“Preliminary investigation revealed the woman sustained fatal injuries,” HPD said.
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The two suspects were arrested on suspicion of second-degree murder and the investigation is ongoing, according to police.
HONOLULU (HawaiiNewsNow) – A group of nonprofits are asking the public to help support efforts to return Maunawili Valley to community care.
Dean Wilhelm, co-executive director of Ho’okuaaina, Reyna Ramolete Hayashi, aloha aina project manager at Trust for Public Land, and Kaleo Wong, executive director of Kauluakalana, joined HNN’s Sunrise to talk about more than a decade of work by Hui Maunawili–Kawainui, a coalition of nonprofits and generational ohana to purchase and protect more than 1,000 acres on windward Oahu to benefit the community.
“Our Hoihoi Maunawili fundraising campaign is four nonprofits working together to raise $500,000 for the future stewardship of the land. The nonprofit partners are Kauluakalana, Ho’okua’aina, Hawaii Land Trust, and Trust for Public Land,” Hayashi said.
Nonprofit leaders say Hoihoi Maunawili is working with the current landowner, the Harry and Jeanette Weinberg Foundation, to transfer stewardship of the land.
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“These lands include the most fertile growing soil in all Hawaii, important cultural sites, and freshwater streams and springs that will be forever protected. Capital funds have been secured to purchase the land,” Hayashi said.
“This land has sustained generations. By returning it to the community and restoring it for shared use and cultural renewal, we will safeguard resources for future generations and increase our community’s resilience,” Wilhelm said.
“Until the 1960s, this land was very productive. It was the ‘Breadbasket of Oahu.’ Alii specifically would ask for kalo grown on these lands. This effort seeks to return it to its former abundance, ultimately improving local food security and water security through community-led agriculture that strengthens Hawaii food systems and creates green jobs for a sustainable local economy.”
“Buying and protecting the land is only the beginning,” Wong said. “In this season of giving, we are asking the community to join us in this movement to restore water, food, culture and community in Maunawili.”
To donate and learn more, visit hoihoimaunawili.org. The public can also support by volunteering or joining a talk story.
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