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Rising premiums, reduced subsidies may push Hawaii residents off ACA plans

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Rising premiums, reduced subsidies may push Hawaii residents off ACA plans


HONOLULU (HawaiiNewsNow) – Gov. Josh Green predicted Friday that thousands of Hawaii residents may give up their health insurance after Congress did not extend subsidies for Affordable Care Act policies.

Green pledged millions in local taxpayer funds to help them maintain coverage.

Hawaii’s 24,000 Affordable Care Act customers faced uncertainty in December as they had to reenroll without knowing whether extra subsidies would be extended.

Now that the subsidies are ending, customers must find more money or reduce their coverage.

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Premium increases force difficult choices

Insurance agent and radio host Martha Khlopin works with about 300 people who depend on ACA premium subsidies.

“People, I think, will be making the decision, taking that risk and just praying they don’t get sick,” Khlopin said. “So I pray that too. Don’t get sick in 2026, because your premiums and co-pays might be a lot.”

As an example, Khlopin cited a 50-year-old man who makes $40,000. He was paying about $170 a month this year for a plan with good coverage. His new plan will cost about $500 a month starting in January.

“It’s a pretty big increase for him,” Khlopin said. “So what he decided to do was just use his savings to cover the premiums because he really needs to keep the very generous platinum plan that he has right now.”

Coverage downgrades expected

Khlopin said others are downgrading their coverage, choosing lower premiums but much higher out-of-pocket costs and deductibles.

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“So it’s a lower premium, but you have higher cost because you have to meet a deductible,” Khlopin said, noting that could lead some people to avoid care.

“So if I do need a particular procedure that’s expensive, I might decide not to get that done, which ultimately can cause more problems down the road,” Khlopin said.

Green predicted an even more dire scenario with thousands choosing to go without coverage.

“That’s really bad, because it’s not just the lack of insurance for them. It’s also $150 million of uncompensated care to rural facilities to our community health centers,” Green said.

State tax credit proposal

Green proposed that the state make up the lost subsidies with a state tax credit for about 8,000 ACA customers.

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“The analysis we did is that to do the enhanced subsidy that Congress walked away from for now would cost $16.5 million,” Green said.

“That would definitely be a very, very wonderful gift to people to know that there is some relief coming to lower those health insurance premiums,” Khlopin said.

What remains unclear is how quickly that aid could reach policyholders and what will happen to those who decided not to renew when the deadline for open enrollment ended Monday.



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Hilo tsunami clock memorial to be moved? – Hawaii Tribune-Herald

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Hilo tsunami clock memorial to be moved? – Hawaii Tribune-Herald






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Flames engulf van on H-1 Freeway near Punchbowl

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Flames engulf van on H-1 Freeway near Punchbowl


HONOLULU (HawaiiNewsNow) – Firefighters responded to a vehicle fire on the H-1 Freeway late Friday night.

The Honolulu Fire Department said the fire was reported around 10:40 p.m. on the H-1 eastbound, after the Kinau Street exit.

Witnesses told Hawaii News Now flames rose higher than the concrete barrier separating the eastbound and westbound lanes.

One unit with four personnel responded and quickly brought the fire under control.

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The fire was extinguished, and the responding unit was cleared from the scene by 11:22 p.m.

No other details were immediately available.

Copyright 2026 Hawaii News Now. All rights reserved.



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Volcano Watch: Think Hawaii has many volcanoes? Think again, says El Salvador – West Hawaii Today

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Volcano Watch: Think Hawaii has many volcanoes? Think again, says El Salvador – West Hawaii Today


This past March, a team of U.S. Geological Survey scientists — two of whom travelled from Hawaii — visited El Salvador in Central America for volcanological field studies and a workshop on lava flow hazards. Exchanges like this help to improve awareness of volcanic hazards in other countries, and they enable the USGS to better understand volcanoes in our own backyard.

El Salvador is the smallest country in Central America, sitting on the Pacific coast and measuring slightly larger than all the Hawaiian Islands combined.

However, the eight main Hawaiian Islands are comprised of only 15 volcanoes above sea level; El Salvador, on the other hand, has over 200! And that’s with a population of about 6 million people, about four times as many as Hawaii.

There are numerous volcanoes in El Salvador because it sits along the Central American volcanic arc, rather than atop a hotspot like Hawaii. Volcanic arcs form where an oceanic tectonic plate subducts beneath either a continental plate or another oceanic one; the ocean crust triggers melting as it dips into the Earth’s mantle, creating magma that rises to the surface through the overlying plate. Though El Salvador has five larger volcanoes with historical eruptions, numerous fault lines allow magma from the subduction zone to emerge just about anywhere. This has resulted in hundreds of smaller volcanoes, most of which have erupted only once.

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Volcano monitoring in El Salvador is handled by the Ministerio de Medio Ambiente y Recursos Naturales (MARN). In addition to tracking the weather and other natural hazards, a small team of volcanologists works to study the geological and geophysical dynamics of the country’s volcanoes, while maintaining a watchful eye for signs of unrest. The stratovolcanoes of Santa Ana and San Miguel have both erupted in the past 25 years, but even more destructive events have occurred in the not-too-distant past: San Salvador volcano sent a lava flow into presently developed areas in 1917, and Ilopango caldera had a regionally devastating eruption in the year 431.

USGS, through its Volcano Disaster Assistance Program (VDAP), has maintained a collaborative relationship with MARN for decades. Co-funded by the U.S. Department of State, VDAP has supported numerous technical investigations and monitoring projects at volcanoes in developing countries around the world. Meanwhile, many MARN volcanologists have even studied in the United States as part of the Center for the Study of Active Volcanoes (CSAV) course held every summer in Hawaii and Washington state.

In recent years, VDAP’s relationships in El Salvador have focused on geologic projects to describe the eruptive history and hazards of Santa Ana volcano and a broader effort to assemble a national “volcano atlas,” which will include locations, compositions, and — hopefully — approximate ages for the more than 200 volcanic vents in the country. Such knowledge will enable more accurate understanding and delineation of hazards associated with their eruptions, which are both explosive (ash-producing) and effusive (lava flow-producing).

The field work in March served both projects. Dozens of samples were collected to correlate and date eruptive deposits across Santa Ana, including three sediment cores from coastal mangroves and a montane bog that may contain distant ashfall from the volcano. Reconnaissance visits were also made to several monogenetic (single-eruption) vents scattered around western El Salvador to assess their genesis and ages.

Finally, VDAP sponsored a weeklong workshop on lava flow hazards and monitoring for MARN staff and partner agencies. Since El Salvador’s last lava flow erupted in 1917, none of the current team have responded to such an event. USGS scientists from the Hawaiian, Cascades, and Alaska Volcano Observatories discussed their experiences and best practices developed during recent eruptions at Kilauea and Mauna Loa in Hawaii, as well as Great Sitkin and Pavlof in Alaska.

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While the USGS scientists learned plenty about volcanism in El Salvador during this trip, it also provided key insights to bring home to our own volcanoes. Explosive eruptions in Hawaii are relatively rare, but the ability to correctly interpret their deposits is critical to understanding potential future hazards. Additionally, the more distributed nature of volcanoes in El Salvador has led to interesting interactions between lava flows and their more-weathered depositional environments, not unlike some of Hawaii’s older volcanoes: Hualalai, Mauna Kea, and Haleakala. We thank MARN for the opportunity to visit and study their country’s volcanoes.

Volcano
activity updates

Kilauea has been erupting episodically within the summit caldera since Dec. 23, 2024. Its USGS Volcano Alert level is ADVISORY.

Episode 46 of summit lava fountaining happened for nine hours on May 5. Summit region inflation since the end of episode 46 indicates that another fountaining episode is possible but more time and data is needed before a forecast can be made. No unusual activity has been noted along Kilauea’s East Rift Zone or Southwest Rift Zone.

Mauna Loa is not erupting. Its USGS Volcano Alert Level is at NORMAL.

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HVO continues to closely monitor Kilauea and Mauna Loa.

Please visit HVO’s website for past Volcano Watch articles, Kilauea and Mauna Loa updates, volcano photos, maps, recent earthquake information, and more. Email questions to askHVO@usgs.gov.





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