Technology
Tax season scams surge as filing confusion grows
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Tax season already brings stress. In 2026, it brings added confusion. Changes to tax filing programs and the discontinuation of the free government-run filing system have left many taxpayers unsure about what is legitimate. That uncertainty has created an opening for scammers who move quickly when people hesitate.
“Every tax season we see scammers ramp up their activity, and with likely confusion now that the free government-run filing system is discontinued, we’re sure scammers will take advantage,” said Lynette Owens, vice president of consumer marketing and education at Trend Micro.
In past years, scammers have leaned heavily on impersonation. Fake IRS emails promising refunds, text messages claiming accounts have been flagged under new rules and fraudulent tax help offers that promise faster returns continue to circulate, Owens said. As February begins, many taxpayers feel pressure to file quickly. That urgency creates the perfect conditions for fraud.
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WHY SCAMMERS OPEN BANK ACCOUNTS IN YOUR NAME
Scam emails often pose as IRS notices and demand immediate action to protect a refund. The IRS does not contact taxpayers this way. (Kurt “CyberGuy” Knutsson)
Why scammers thrive when tax rules feel unclear
Uncertainty is one of the most effective tools scammers have. When taxpayers are unsure how filing rules work or whether a message is legitimate, criminals step in with communications designed to sound official and helpful. The goal is not clarity. It is speed.
“Scammers aim to create a heightened sense of anxiety among the people they are targeting,” Owens said. “When taxpayers don’t feel confident about what’s real, whether it’s new filing options, eligibility rules or program updates, criminals step in with messages that sound official and helpful.” They often pose as the IRS, a tax prep service, or even government support. Once trust is established, the message quickly turns transactional, asking for clicks, personal data or payments.
The most common IRS impersonation scams right now
While the delivery methods change, the core message rarely does. Something is wrong, and it must be fixed immediately.
“The most common tactic we’re seeing is fake refund or account alert messages that claim something is wrong and demand immediate action,” Owens said. Other scams go a step further. Some direct victims to fake IRS login pages designed to steal credentials.
Others promote fraudulent tax assistance, presenting themselves as government-backed or low-cost help in order to collect personal and financial information. These scams arrive by email, text message, phone calls and fake websites. Many are polished enough to appear legitimate at first glance.
Why phrases like new rules and urgent issues work
Language plays a central role in tax scams. Phrases such as new rules or urgent account issues are designed to trigger panic before logic has a chance to catch up. They suggest the recipient has missed something important or risks losing money.
“Those phrases work because they can trigger panic and urgency, and people are more likely to react emotionally than logically,” Owens said. “New rules suggest you may have missed something important, and an urgent account issue creates fear of penalties, delays or losing a refund.”
The safest response is to pause. Do not click links, reply to messages or call phone numbers included in the alert. Instead, go directly to a trusted source like IRS.gov using your own browser.
A real tax scam message that looks legitimate
Many tax scams follow a familiar structure. A common example reads: “IRS Notice: Your tax refund is on hold due to a filing discrepancy under updated 2026 rules. Verify your identity now to avoid delays.”
At first glance, messages like this may appear credible. They often include official-looking logos, reference numbers and links that resemble real government pages.
“It may include a convincing IRS-style logo, a case number and a link that looks legitimate at a glance,” Owens said. “But the red flags are usually the same.” The message pressures immediate action, directs users to non-government websites, and requests sensitive information such as Social Security numbers, bank details or login credentials.
HOW TO STOP IMPOSTOR BANK SCAMS BEFORE THEY DRAIN YOUR WALLET
Fake IRS alerts use urgent language like “account issue” or “new rules” to trigger panic. Scammers rely on fear to push quick decisions. (Kurt “CyberGuy” Knutsson)
What happens after someone falls for a tax scam?
The damage rarely ends with a single click.
“The most serious consequences are identity theft and financial loss,” Owens said. “Once scammers have personal information, they can file fraudulent tax returns, steal refunds, open credit accounts and access bank funds.”
Victims often spend months working to recover lost money, repair credit damage and restore their identities.
How the IRS really communicates with taxpayers
Despite repeated warnings, many people still believe the IRS might email or text them.
“A legitimate tax service or the IRS won’t reach out unexpectedly by email, text or social media, and they won’t pressure you to act immediately,” Owens said.
Scam messages often share the same warning signs. They sound urgent, include links or attachments and ask for sensitive information right away. If a message creates panic or demands fast action, that alone is reason to be skeptical. The IRS primarily communicates by official mail. Unexpected digital contact should always raise concern.
What to watch for next as scams evolve
Tax scams continue to grow more sophisticated each year.
“Taxpayers should watch for scams that feel more real than ever,” Owens said. “That includes highly polished phishing emails, refund texts designed for quick mobile clicks, fake tax help ads and cloned websites that mimic real IRS or tax prep portals.”
The biggest mistake people still make is treating an unexpected tax message like an emergency.
“In tax season, speed is the scammer’s advantage,” Owens said. “Taking 30 seconds to double-check the source can prevent months of financial and identity damage.”
What to do if you clicked or responded by mistake
If someone realizes too late that a message was fraudulent, fast action can limit the damage.
“First, stop engaging immediately,” Owens said. “Don’t click links, download attachments or reply.”
Next, report the incident. Forward phishing emails to phishing@irs.gov and file a report at reportfraud.ftc.gov.
After that, monitor financial accounts closely, change passwords and consider placing a fraud alert or credit freeze if necessary.
To learn more about how to do this, go to Cyberguy.com and search “How to freeze your credit.”
SCAMMERS TARGET RETIREES AS MAJOR 401(K) RULE CHANGES LOOM FOR 2026 TAX YEAR AHEAD NATIONWIDE
Tax scammers target personal and financial data to steal refunds or commit identity theft. (Kurt “CyberGuy” Knutsson)
Ways to stay safe during tax season
Scammers count on rushed decisions. The good news is that a few smart habits can dramatically lower your risk.
1) Slow down before responding to tax messages
Urgency is the scammer’s favorite tool. Messages that demand immediate action aim to short-circuit your judgment.
“Scammers rely on fear, urgency or false promises, especially during tax season,” Owens said. “It’s important to slow down, verify information through official channels, and use trusted security tools.” If a message pressures you to act fast, stop. Take a breath before doing anything else.
2) Verify filing changes through official IRS channels
Scam messages often reference new rules, updated policies or eligibility changes. That language sounds credible when filing programs shift. Always confirm changes by typing IRS.gov directly into your browser or signing in to your trusted tax provider account. Never rely on links or phone numbers included in a message.
3) Protect tax accounts with strong credentials
Tax portals hold valuable personal and financial data. Weak passwords make them easy targets. Use strong and unique passwords for every tax-related account. A password manager can help generate and store secure credentials without relying on memory.
Next, see if your email has been exposed in past breaches. Our #1 password manager (see Cyberguy.com) pick includes a built-in breach scanner that checks whether your email address or passwords have appeared in known leaks. If you discover a match, immediately change any reused passwords and secure those accounts with new, unique credentials.
Check out the best expert-reviewed password managers of 2026 at Cyberguy.com
4) Watch for pressure tactics and refund promises
Scammers know refunds motivate quick action. Messages claiming your refund is waiting, delayed or at risk often signal fraud. Be cautious of promises like faster refunds, guaranteed results or special access to government-backed assistance. Legitimate services do not operate that way.
5) Avoid links and secure your devices with strong antivirus software
Clicking a single link can expose login credentials or install malware. Do not click on links in unexpected tax messages. Also, use strong antivirus software to help block malicious sites and detect threats before damage occurs.
The best way to safeguard yourself from malicious links that install malware, potentially accessing your private information, is to have strong antivirus software installed on all your devices. This protection can also alert you to phishing emails and ransomware scams, keeping your personal information and digital assets safe.
Get my picks for the best 2026 antivirus protection winners for your Windows, Mac, Android & iOS devices at Cyberguy.com
6) Reduce your digital footprint
Personal data fuels tax scams. The more information criminals can find online, the easier impersonation becomes. Using a data removal service can help limit exposed personal details across data broker sites. Less data means fewer opportunities for scammers to exploit your identity.
While no service can guarantee the complete removal of your data from the internet, a data removal service is really a smart choice. They aren’t cheap, and neither is your privacy. These services do all the work for you by actively monitoring and systematically erasing your personal information from hundreds of websites. It’s what gives me peace of mind and has proven to be the most effective way to erase your personal data from the internet. By limiting the information available, you reduce the risk of scammers cross-referencing data from breaches with information they might find on the dark web, making it harder for them to target you.
Check out my top picks for data removal services and get a free scan to find out if your personal information is already out on the web by visiting Cyberguy.com
Get a free scan to find out if your personal information is already out on the web: Cyberguy.com
Kurt’s key takeaways
Tax season pressure makes even cautious people vulnerable. In 2026, filing confusion adds fuel to the fire. Scammers know this and design messages to look official, urgent and helpful. Pausing, verifying and trusting official sources remains the strongest defense. When something feels rushed, it is usually for a reason.
Have you received a suspicious IRS message this tax season, and what made you question whether it was real? Let us know by writing to us at Cyberguy.com
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Copyright 2026 CyberGuy.com. All rights reserved.
Technology
Snap, YouTube, and TikTok settle suit over harm to students
Snap, YouTube, and TikTok have settled the first lawsuit of its kind, alleging that social media addiction has cost public schools massive amounts of money, according to Bloomberg. The suit, filed by the Breathitt County School District in Kentucky, claims that social media has disrupted learning and created a mental health crisis, straining budgets. The terms of the settlement have not been revealed yet, and Meta is still facing a trial in the same suit, which is viewed as a bellwether for over 1,000 similar lawsuits across the country
This follows an earlier case, settled by Snap and TikTok, in which a 19-year-old plaintiff claimed significant personal injury due to addictive social media apps. Google and Meta did not agree to a settlement in that suit, and it eventually went to trial, where a jury awarded the plaintiff $6 million. Meta also recently lost a suit brought by New Mexico’s Attorney General, to the tune of $375 million.
Beyond monetary awards, many, including New Mexico, are pushing for significant changes to social media apps to limit their harm to minors. And this is just the start of what’s shaping up to be a busy year for social media lawsuits. According to Bloomberg, lawyers representing school districts said their “focus remains on pursuing justice for the remaining 1,200 school districts who have filed cases.”
Technology
Missed voicemails with no calls? It could be a scam
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It starts quietly. Your phone buzzes. You see a voicemail notification. But your phone never rang. Then it happens again. And again. Before long, your voicemail inbox looks like it’s under attack.
That’s exactly what Mike from Westport, CT, is dealing with right now. He wrote to us saying,
“I am so upset. Every 20 to 30 minutes, I am getting voicemails, but what’s weird is my phone never rings. After blocking the number, it just rolls over to a new source number. When I go to play the message, there is no audio. Is this a scammer just trying to get me to call them back? Not sure what the endgame is here. What can I do to stop this from happening? I really appreciate your help.”
What he is describing is something we’re seeing more often. It may feel random, but there’s a clear pattern behind this voicemail scam and here’s what you need to know to stay safe.
RECEIVING UNEXPECTED INTERNATIONAL CALLS? WHAT YOU NEED TO KNOW
Silent voicemail scams can flood a phone with blank messages even when the device never rings. (Getty Images)
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What the silent voicemail scam actually is
This tactic is often called a silent voicemail scam or ringless voicemail spam. Here’s how it works in plain terms:
- Scammers drop voicemail messages directly into your inbox
- Your phone never rings, so it feels strange and urgent
- The message is blank, garbled or extremely short
- The number changes constantly to avoid blocks
At first glance, it looks like a glitch. That confusion is the point.
What’s really happening behind the scenes
This pattern almost always points to automated robocall systems using caller ID spoofing, not real people manually calling you.
Here’s what’s likely happening:
- Automated dialing systems are repeatedly hitting your number
- They use spoofed or constantly changing caller IDs, which is why blocking one number doesn’t stop it
- Some calls connect briefly, then drop, leaving behind a silent or very short voicemail
- In some cases, the system is “pinging” your number to confirm it’s active
Once a number is confirmed as active, it can be shared across spam networks and used in future campaigns.
Why scammers leave empty voicemails
It seems pointless, but there’s a strategy behind it.
1) They want you to call back
Curiosity does the work for them. Many people return the call just to figure out what happened. When you call back, you may:
- Reach a premium-rate number that charges per minute
- Get routed into a scam call center
- Confirm your number is active and monitored
2) They test if your number is real
Even if you never call back, your voicemail confirms your number is in use. That makes it more valuable for future scams.
3) They try to bypass spam filters
Because your phone never rings, traditional call filters may not catch it. That lets more of these messages slip through.
Why do the numbers keep changing
You block one number, and another appears minutes later. That’s usually a sign of caller ID spoofing and number cycling. Scammers use software to falsify the number that shows up on your phone and rotate through large batches of numbers to stay ahead of blocks and spam filters. Some of those numbers may be completely fabricated, while others may belong to real people whose caller ID information is being misused. Many of those numbers are:
- Fake
- Reassigned or temporarily used
- Tied to real people who have no idea their number is being spoofed
Blocking a single number can still be worth doing, but it usually will not stop the campaign by itself because the caller can keep switching numbers.
GOOGLE SEARCH LED TO A COSTLY SCAM CALL
Scammers may use ringless voicemail spam and caller ID spoofing to test whether a phone number is active. (Getty Images)
Is your phone being hacked?
This is one of the first things many people worry about. In most cases, no. These silent voicemails are more likely to be part of a scam call or robocall campaign than a sign that your phone has been hacked. Scammers can use tactics such as caller ID spoofing and ringless voicemail to reach you without making the call feel normal.
The bigger risk isn’t your phone itself. It’s how the scam tries to get you to respond. Calling back, pressing prompts or engaging with the message can confirm that your number is active and may expose you to more scam attempts. The FTC specifically advises people to hang up or delete the voicemail and not call back unknown numbers.
How to stop silent voicemail scams
You don’t have to just put up with it. There are ways to reduce or stop these messages.
1) Do not call back unknown numbers
Even if it feels harmless, skip it. If it’s important, the caller will leave a real message.
2) Enable spam call filtering
On iPhone and Android, turn on built-in call filtering and silence unknown callers. This helps reduce future attempts.
How to enable spam call filtering
On iPhone (latest iOS)
Apple now gives you two strong options: Silence Unknown Callers and Call Screening.
Option 1: Silence unknown callers
- Open Settings
- Tap Apps
- Tap Phone
- Scroll down and turn on Unknown Callers
This sends calls from numbers not in your contacts straight to voicemail without ringing.
Option 2: Turn on Call Screening (recommended)
- Open Settings
- Tap Apps
- Tap Phone
- Scroll down and under Screen Unknown Callers, select Ask Reason for Calling
This feature prompts unknown callers to say who they are before your phone rings, which filters out many spam calls automatically.
Optional: Enable spam identification
- Go to Settings
- Tap Apps
- Tap Phone
- Tap Call Blocking & Identification
- Tap Business Call Identification
- Make sure it is set to ON
This allows your iPhone to show verified business names and logos for legitimate callers when available.
On Samsung
Samsung combines spam protection with AI call screening.
Settings and feature names may vary depending on your Samsung model, carrier and software version.
Option 1: Turn on spam protection
- Open the Phone app
- Tap the three-dot menu (top right)
- Tap Settings
- Tap Caller ID and spam protection
- Toggle it ON
This flags suspected spam calls before you answer.
Option 2: Block unknown callers
- Open the Phone app
- Tap the three-dot menu (top right)
- Tap Settings
- Tap Block numbers
- Turn on Block calls from unknown numbers
This stops hidden or unidentified numbers from ringing your phone.
Option 3: Enable Call Screen (best option)
- Open the Phone app
- Tap the three-dot menu (top right)
- Tap Settings
- Tap Bixby Text Call or just Text Call
- Toggle it ON
This lets your phone answer unknown calls with AI and show you what the caller says in real time.
One important reality check: Even with these turned on, some calls may still go to voicemail. That’s because voicemail is controlled by your carrier, not your phone.
HOW TO STOP SPAM MAIL, POLITICAL TEXTS AND EMAIL SPAM FOR GOOD
Unknown voicemail messages that contain no audio may be part of an automated robocall campaign. (Kurt “CyberGuy” Knutsson)
3) Use a call-blocking app
Apps can spot patterns faster than manual blocking and stop repeat offenders. Many of these apps can also identify known scam numbers and automatically block high-risk calls, helping reduce how often your phone gets hit.
4) Contact your carrier
Many carriers offer network-level spam blocking. Ask about tools that block ringless voicemail or robocalls.
5) Use a data removal service
If your number keeps getting hit, it may already be circulating on marketing lists or data broker sites. These data removal services scan for your personal information and help remove it from databases that scammers often tap into. Cutting down where your number appears can reduce how often you get targeted over time. Check out my top picks for data removal services and get a free scan to find out if your personal information is already out on the web by visiting Cyberguy.com
6) Report the activity
You can report unwanted calls and voicemails to the Federal Trade Commission at reportfraud.ftc.gov or by calling 1-877-FTC-HELP (1-877-382-4357). Reports help track and shut down large scam campaigns.
7) Protect your number going forward
Avoid posting your phone number publicly. The less exposure it has, the harder it is for scammers to target you.
8) Register your phone number on the National Do Not Call Registry at donotcall.gov/
This can help reduce telemarketing calls from legitimate businesses, but it unfortunately won’t stop scammers, illegal robocalls, or exempt organizations (like charities and political groups) from calling you. Scammers often ignore the registry and use tactics like number spoofing to bypass it. Want to know more about why your phone still won’t stop ringing and what you can do about it? Check out our article on the ‘Do Not Call’ list loophole.
Kurt’s key takeaways
Silent voicemails are designed to mess with your instincts. They rely on curiosity and confusion, not sophisticated hacking. The best move is simple. Don’t engage. Let them hit a dead end. Over time, that tells the system your number isn’t worth the effort.
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So here’s the real question: If scammers are counting on curiosity to hook you, how often do you think that instinct is working on other people right now? Let us know by writing to us at Cyberguy.com
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- Plus, you’ll get instant access to my Ultimate Scam Survival Guide free when you join.
Copyright 2026 CyberGuy.com. All rights reserved.
Technology
Xbox is now XBOX
Xbox just allcapsmaxxed: Meet XBOX. This isn’t a joke; Microsoft appears to be actually rebranding Xbox to XBOX. Asha Sharma, Xbox CEO, ran a poll on X earlier this week, asking fans whether Microsoft should use Xbox or XBOX. The results were in favor of XBOX, and the company has now renamed its X account.
Curiously, the Threads and Bluesky accounts for Xbox haven’t been renamed yet, but if Microsoft is going ahead with a rebranding then I expect those will change soon. I asked Microsoft to comment on this potential Xbox rebranding and the company simply referred me to Sharma’s post.
The use of all caps for Xbox is a return to original form, though. Microsoft’s first Xbox logo for its console was all caps, and the company has favored using similar capped versions for the Xbox 360, Xbox One, and Xbox Series X / S console logos.
The apparent rebranding comes just a few weeks after Sharma scrapped Microsoft Gaming and renamed Microsoft’s gaming division back to Xbox. It’s part of Sharma’s continued promise of a “return of Xbox,” which has involved fan-focused console updates, a new Xbox logo, Game Pass pricing changes, and lots more in recent weeks.
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