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Outsmart hackers who are out to steal your identity

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Outsmart hackers who are out to steal your identity

Did you know that identity theft happens every 22 seconds? This means that, by the time you finish reading this sentence, someone has likely had their identity stolen. At best, identity theft will steal away your time and patience. But more often, identity theft leads to severe consequences, like losing control over your financial accounts, having your credit score affected or even losing lifelong savings.

However, you don’t have to be a statistic. By understanding how identity thieves operate and implementing smart protection strategies, you can make your personal data a fortress that’s too challenging for cybercriminals to breach. Drawing from the Federal Trade Commission’s (FTC) latest Identity Theft Awareness Week insights, I’ll walk you through expert-backed strategies to shield your most valuable asset: your identity.

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Illustration of a hacker at work (Kurt “CyberGuy” Knutsson)

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Lesson 1: Identity theft is more common than you think

With so much of our lives having moved online, identity thieves are having an easier time than ever. Your most important accounts – banking, credit, Social Security – are all digital. Thieves don’t need to know much about you to steal your identity, just a few pieces of personal information can be enough. According to the Bureau of Justice Statistics, 24 million Americans reported identity theft in the past 12 months. In their lifetime, 1 in 3 Americans (more than 110 million people) have experienced identity theft. Here’s the part many people don’t realize: You might have already been a target. Maybe your identity was stolen, and the thieves failed, or maybe your good online habits saved you without you even knowing, which brings us to the next lesson: prevention.

Illustration of a hacker at work (Kurt “CyberGuy” Knutsson)

THINK YOU’RE SAFE? IDENTITY THEFT COULD WIPE OUT YOUR ENTIRE LIFE’S SAVINGS

Lesson 2: You can protect yourself from identity theft

You don’t need to spend a fortune to guard against identity theft. While professional services can be helpful, most of what you need comes down to better habits and awareness. Here are some simple steps you can take today:

1) Check your accounts regularly: Review your bank, credit card and Social Security accounts for transactions you didn’t make, failed login attempts and password reset requests you didn’t initiate.

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2) Keep an eye on your mail: Look for letters regarding accounts you didn’t open, notices of data breaches and transaction summaries that don’t match your records.

3) Monitor your email inbox: Be alert for password reset emails you didn’t request, confirmation of new accounts you didn’t open, receipts for purchases you didn’t make.

4) Use two-factor authentication (2FA): 2FA adds extra layers of security to your accounts. Even if a thief has your password, they won’t be able to log in without a second step, like a code sent via text message or app-based verification. While logging in might take an extra moment, it’s worth it; 2FA dramatically increases account security.

5) Check your credit report annually: Visit AnnualCreditReport.com to get your free credit report once a year. Use it to spot suspicious activity early. If you see something unusual, take action right away.

6) Use strong passwords: Use complex passwords and a password manager to secure your online accounts. Strong passwords are your first line of defense against cyber threats.

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7) Stop oversharing: Limit the personal information you share on social media and other platforms. It’s a treasure trove for cybercriminals who use it to craft convincing fraud campaigns targeted specifically at you.

Illustration of the need for digital security (Kurt “CyberGuy” Knutsson)

10 SIGNS YOUR IDENTITY HAS BEEN COMPROMISED

Lesson 3: Know what to do if identity theft happens

Nearly half of Americans don’t know how to respond if they fall victim to identity theft. Acting quickly can make a huge difference. Here’s what to do:

1) Contact the affected institution: Contact the company immediately if you notice something unusual, like a suspicious charge or an unfamiliar account. They’ll guide you through securing your account.

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2) Change your passwords: Update the password for the affected account and any others using the same credentials. Use strong, unique passwords for each account to avoid further risks.

3) Report the theft to the FTC: Visit IdentityTheft.gov to report identity theft and get personalized recovery steps.

4) Use an identity theft protection service: Identity theft companies can monitor personal information like your Social Security number, phone number and email address and alert you if it is being sold on the dark web or being used to open an account. They can also assist you in freezing your bank and credit card accounts to prevent further unauthorized use by criminals.

One of the best parts of using some services is that they might include identity theft insurance of up to $1 million to cover losses and legal fees and a white-glove fraud resolution team where a U.S.-based case manager helps you recover any losses. See my tips and best picks on how to protect yourself from identity theft.

Bonus tip: Invest in personal data removal services

Data breaches often start with personal information that’s readily available online. People search sites and data brokers collect and sell this information, including your name, address, phone number and more. Can you get your data removed? Yes, but it’s tricky. These companies don’t make it easy, and managing removal requests for hundreds of sites can be overwhelming. 

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Instead, consider using a personal data removal service. While no service promises to remove all your data from the internet, having a removal service is great if you want to constantly monitor and automate the process of removing your information from hundreds of sites continuously over a longer period of time. Check out my top picks for data removal services here.

CELLPHONE NIGHTMARE LEADS TO PORTED NUMBERS, IDENTITY THEFT, FIGHT FOR RECOVERY

Kurt’s key takeaways

Look, identity theft is scary, but you’re not helpless. By staying smart and proactive, you can dramatically reduce your risks. Think of protecting your identity like locking your front door: It’s just good common sense in today’s digital world. At the end of the day, a little awareness goes a long way, and you’ve already taken the first step by reading this article. Now, take what you’ve learned and apply it to keep you safe from cybercriminals.

What situation have you found yourself in where you felt vulnerable to identity theft or needed help protecting your personal information? Let us know by writing us at Cyberguy.com/Contact.

For more of my tech tips and security alerts, subscribe to my free CyberGuy Report Newsletter by heading to Cyberguy.com/Newsletter.

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You need to listen to Billy Woods’ horrorcore masterpiece for the A24 crowd

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You need to listen to Billy Woods’ horrorcore masterpiece for the A24 crowd

Billy Woods has one of the highest batting averages in the game. Between his solo records like Hiding Places and Maps, and his collaborative albums with Elucid as Armand Hammer, the man has multiple stone-cold classics under his belt. And, while no one would ever claim that Woods’ albums were light-hearted fare (these are not party records), Golliwog represents his darkest to date.

This is not your typical horrorcore record. Others, like Geto Boys, Gravediggaz, and Insane Clown Posse, reach for slasher aesthetics and shock tactics. But what Billy Woods has crafted is more A24 than Blumhouse.

Sure, the first track is called “Jumpscare,” and it opens with the sound of a film reel spinning up, followed by a creepy music box and the line: “Ragdoll playing dead. Rabid dog in the yard, car won’t start, it’s bees in your head.” It’s setting you up for the typical horror flick gimmickry. But by the end, it’s psychological torture. A cacophony of voices forms a bed for unidentifiable screeching noises, and Woods drops what feels like a mission statement:

“The English language is violence, I hotwired it. I got a hold of the master’s tools and got dialed in.”

Throughout the record, Woods turns to his producers to craft not cheap scares, but tension, to make the listener feel uneasy. “Waterproof Mascara” turns a woman’s sobs into a rhythmic motif. On “Pitchforks & Halos” Kenny Segal conjures the aural equivalent of a POV shot of a serial killer. And “All These Worlds are Yours” produced by DJ Haram has more in common with the early industrial of Throbbing Gristle than it does even some of the other tracks on the record, like “Golgotha” which pairs boombap drums with New Orleans funeral horns.

That dense, at times scattered production is paired with lines that juxtapose the real-world horrors of oppression and colonialism, with scenes that feel taken straight from Bring Her Back: “Trapped a housefly in an upside-down pint glass and waited for it to die.” And later, Woods seamlessly transitions from boasting to warning people about turning their backs on the genocide in Gaza on “Corinthians”:

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If you never came back from the dead you can’t tell me shit
Twelve billion USD hovering over the Gaza Strip
You don’t wanna know what it cost to live
What it cost to hide behind eyelids
When your back turnt, secret cannibals lick they lips

The record features some of Woods’ deftest lyricism, balancing confrontation with philosophy, horror with emotion. Billy Woods’ Golliwog is available on Bandcamp and on most major streaming services, including Apple Music, Qobuz, Deezer, YouTube Music, and Spotify.

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Grok AI scandal sparks global alarm over child safety

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Grok AI scandal sparks global alarm over child safety

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Grok, the built-in chatbot on X, is facing intense scrutiny after acknowledging it generated and shared an AI image depicting two young girls in sexualized attire.

In a public post on X, Grok admitted the content “violated ethical standards” and “potentially U.S. laws on child sexual abuse material (CSAM).” The chatbot added, “It was a failure in safeguards, and I’m sorry for any harm caused. xAI is reviewing to prevent future issues.”

That admission alone is alarming. What followed revealed a far broader pattern.

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OPENAI TIGHTENS AI RULES FOR TEENS BUT CONCERNS REMAIN

The fallout from this incident has triggered global scrutiny, with governments and safety groups questioning whether AI platforms are doing enough to protect children.  (Silas Stein/picture alliance via Getty Images)

Grok quietly restricts image tools to paying users after backlash

As criticism mounted, Grok confirmed it has begun limiting image generation and editing features to paying subscribers only. In a late-night reply on X, the chatbot stated that image tools are now locked behind a premium subscription, directing users to sign up to regain access.

The apology that raised more questions

Grok’s apology appeared only after a user prompted the chatbot to write a heartfelt explanation for people lacking context. In other words, the system did not proactively address the issue. It responded because someone asked it to.

Around the same time, researchers and journalists uncovered widespread misuse of Grok’s image tools. According to monitoring firm Copyleaks, users were generating nonconsensual, sexually manipulated images of real women, including minors and well-known figures.

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After reviewing Grok’s publicly accessible photo feed, Copyleaks identified a conservative rate of roughly one nonconsensual sexualized image per minute, based on images involving real people with no clear indication of consent. The firm says the misuse escalated quickly, shifting from consensual self-promotion to large-scale harassment enabled by AI.

Copyleaks CEO and co-founder Alon Yamin said, “When AI systems allow the manipulation of real people’s images without clear consent, the impact can be immediate and deeply personal.”

PROTECTING KIDS FROM AI CHATBOTS: WHAT THE GUARD ACT MEANS

Grok admitted it generated and shared an AI image that violated ethical standards and may have broken U.S. child protection laws. (Kurt “CyberGuy” Knutsson)

Sexualized images of minors are illegal

This is not a gray area. Generating or distributing sexualized images of minors is a serious criminal offense in the United States and many other countries. Under U.S. federal law, such content is classified as child sexual abuse material. Penalties can include five to 20 years in prison, fines up to $250,000 and mandatory sex offender registration. Similar laws apply in the U.K. and France.

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In 2024, a Pennsylvania man received nearly eight years in prison for creating and possessing deepfake CSAM involving child celebrities. That case set a clear precedent. Grok itself acknowledged this legal reality in its post, stating that AI images depicting minors in sexualized contexts are illegal.

The scale of the problem is growing fast

A July report from the Internet Watch Foundation, a nonprofit that tracks and removes child sexual abuse material online, shows how quickly this threat is accelerating. Reports of AI-generated child sexual abuse imagery jumped by 400% in the first half of 2025 alone. Experts warn that AI tools lower the barrier to potential abuse. What once required technical skill or access to hidden forums can now happen through a simple prompt on a mainstream platform.

Real people are being targeted

The harm is not abstract. Reuters documented cases where users asked Grok to digitally undress real women whose photos were posted on X. In multiple documented cases, Grok fully complied. Even more disturbing, users targeted images of a 14-year-old actress Nell Fisher from the Netflix series “Stranger Things.” Grok later admitted there were isolated cases in which users received images depicting minors in minimal clothing. In another Reuters investigation, a Brazilian musician described watching AI-generated bikini images of herself spread across X after users prompted Grok to alter a harmless photo. Her experience mirrors what many women and girls are now facing.

Governments respond worldwide

The backlash has gone global. In France, multiple ministers referred X to an investigative agency over possible violations of the EU’s Digital Services Act, which requires platforms to prevent and mitigate the spread of illegal content. Violations can trigger heavy fines. In India, the country’s IT ministry gave xAI 72 hours to submit a report detailing how it plans to stop the spread of obscene and sexually explicit material generated by Grok. Grok has also warned publicly that xAI could face potential probes from the Department of Justice or lawsuits tied to these failures.

LEAKED META DOCUMENTS SHOW HOW AI CHATBOTS HANDLE CHILD EXPLOITATION

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Researchers later found Grok was widely used to create nonconsensual, sexually altered images of real women, including minors. (Nikolas Kokovlis/NurPhoto via Getty Images)

Concerns grow over Grok’s safety and government use

The incident raises serious concerns about online privacy, platform security and the safeguards designed to protect minors.

Elon Musk, the owner of X and founder of xAI, had not offered a public response at the time of publication. That silence comes at a sensitive time. Grok has been authorized for official government use under an 18-month federal contract. This approval was granted despite objections from more than 30 consumer advocacy groups that warned the system lacked proper safety testing.

Over the past year, Grok has been accused by critics of spreading misinformation about major news events, promoting antisemitic rhetoric and sharing misleading health information. It also competed directly with tools like ChatGPT and Gemini while operating with fewer visible safety restrictions. Each controversy raises the same question. Can a powerful AI tool be deployed responsibly without strong oversight and enforcement?

What parents and users should know

If you encounter sexualized images of minors or other abusive material online, report it immediately. In the United States, you can contact the FBI tip line or seek help from the National Center for Missing & Exploited Children.

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Do not download, share, screenshot or interact with the content in any way. Even viewing or forwarding illegal material can expose you to serious legal risk.

Parents should also talk with children and teens about AI image tools and social media prompts. Many of these images are created through casual requests that do not feel dangerous at first. Teaching kids to report content, close the app and tell a trusted adult can stop harm from spreading further.

Platforms may fail. Safeguards may lag. But early reporting and clear conversations at home remain one of the most effective ways to protect children online.

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Kurt’s key takeaways

The Grok scandal highlights a dangerous reality. As AI spreads faster, these systems amplify harm at an unprecedented scale. When safeguards fail, real people suffer, and children face serious risk. At the same time, trust cannot depend on apologies issued after harm occurs. Instead, companies must earn trust through strong safety design, constant monitoring and real accountability when problems emerge.

Should any AI system be approved for government or mass public use before it proves it can reliably protect children and prevent abuse? Let us know by writing to us at Cyberguy.com.

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Google pulls AI overviews for some medical searches

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Google pulls AI overviews for some medical searches

In one case that experts described as “really dangerous”, Google wrongly advised people with pancreatic cancer to avoid high-fat foods. Experts said this was the exact opposite of what should be recommended, and may increase the risk of patients dying from the disease.

In another “alarming” example, the company provided bogus information about crucial liver function tests, which could leave people with serious liver disease wrongly thinking they are healthy.

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