Technology

Is your Social Security number at risk? Signs someone might be stealing it

Published

1 year ago

November 5, 2024

Is your Social Security number at risk? Signs someone might be stealing it

With most of your life attached to these nine numbers, your Social Security number (SSN) is incredibly important to keep safe. That’s why it is crucial to pay attention to signs that your SSN may have been compromised. While preventing the misuse of your SSN is paramount, there are action steps you can take if it does fall into the wrong hands.

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There are steps you can take if your Social Security number falls into the wrong hands. (Kurt “CyberGuy” Knutsson)

Top signs someone might be using your Social Security number

Are you concerned that your Social Security number may have gotten into the wrong hands? Check below to see if you are experiencing any of these signs:

1) Changes to your credit report and score

Americans are granted free credit reports every 12 months from the three major consumer reporting companies. Regularly culling through these reports can help you spot potential fraud, which might signal that your Social Security number has been compromised. Any hard inquiries you didn’t request on your credit report are a strong indicator that someone tried to open a credit card or another line of credit with your SSN.

2) Changes to your Social Security statement

While most people know they should check their credit report and scores, you can see your Social Security statement by creating an account on the official Social Security Administration website. Because only one account can be created per SSN, it is safer if you claim it so that no one else can by piecing together your personal information (along with your SSN) to claim it fraudulently. Make sure it is connected to a secure email account that you check frequently. This account also provides up-to-date data on earnings and benefit distributions so you can see if anything is “off.”

You can see your Social Security statement by creating an account on the official Social Security Administration website. (Kurt “CyberGuy” Knutsson)

BEWARE OF THIS SOCIAL SECURITY SCAM BY CROOKS TRYING TO TRICK YOU

3) Strange or new mailings or calls from debt collectors and junk mailers

While it might seem natural to toss a pile of “junk” mailers or ignore calls from random debt collectors or advertisers, it may be an indicator that someone has gotten a hold of your Social Security number and has begun opening accounts under your number. It’s important to make note of the patterns and follow up with these collectors should it become more and more apparent that your SSN might have been misused. Oftentimes, consumers start getting more credit offers when new credit cards are opened. Additionally, if you start receiving bills under someone else’s name at your address, it might be time to follow up with these notices.

4) New notices from the IRS or other governmental agencies

If you start receiving notices about your Social Security number being used to file someone else’s taxes or inappropriately use your health insurance, it is definitely a sign that someone may have compromised your SSN. While receiving a notice from the IRS or Medicare can feel scary, it is imperative that you reach out to the corresponding agency to notify them of the fraudulent activity so that you can stop further damage.

Beware of new notices from the IRS or other governmental agencies. (Kurt “CyberGuy” Knutsson)

Top ways to keep your Social Security number safe

1) Sign up for a Social Security account

Go to the official Social Security Administration website to create an account, if you haven’t already.

2) Hide/keep safe your Social Security number card

Put your Social Security number card in a very safe place, such as a safe, bank safe or a filing cabinet that can be locked. Because it is used so frequently, those nine digits are worth memorizing. If your wallet is lost or stolen, and you keep your SSN card in there, it will be messier than losing just money or your ID. Don’t carry your Social Security card in your wallet or purse.

3) Go online

Skip jotting down your Social Security number on in-person forms. When your SSN is jotted down on paper, it is hard to control how the information gets used or disposed of. If you can submit forms online, you can skip the risk of having your SSN getting into the wrong hands. If you mail in forms that denote your SSN, you risk having that piece of mail stolen or lost.

4) Opt out of inputting SSN

Even though your SSN is requested on some forms, it is not always necessary. If a future employer is requesting your SSN, double-check why they need it. They would most likely need it to run a background check, which you should know about anyway. Additionally, some establishments allow you to provide the last four digits of your SSN until you are finalizing a screening process, etc.

5) Combat child identity theft

Open accounts for your children’s Social Security numbers because you want to claim them for them early and be able to monitor any movement related to their SSN.

6) Secure documents

Some records that contain your Social Security number are important to keep on hand, such as income tax filings. If they are kept digitally, encrypt and or password-protect the document or folder, especially if it is uploaded to the cloud. Keep offline documents with SSNs in a safe or shred instead of throwing them away.

Remember you (usually) only get one SSN in a lifetime, it is important to safeguard that data with your “life.”

7) Remove your personal information from the internet

Removing your personal information from the internet, given the increasing privacy concerns about artificial intelligence, is essential. Data removal services can help protect your Social Security number by systematically erasing your details from websites, thus reducing the risk of identity theft.

While no service can guarantee the complete removal of your data from the internet, a data removal service is really a smart choice. They aren’t cheap, and neither is your privacy. These services do all the work for you by actively monitoring and systematically erasing your personal information from hundreds of websites. It’s what gives me peace of mind and has proven to be the most effective way to erase your personal data from the internet. By limiting the information available, you reduce the risk of scammers cross-referencing data from breaches with information they might find on the dark web, making it harder for them to target you.

Check out my top picks for data removal services here.

8) IRS identity protection PIN (IP PIN)

To further protect your tax returns from identity theft, the IRS offers an identity protection PIN (IP PIN). This is a six-digit number that prevents someone else from filing a tax return using your Social Security number or individual taxpayer identification number. The IP PIN is known only to you and the IRS, adding an extra layer of security to your tax filings.

How to get an IP PIN

Online request: The fastest way to receive an IP PIN is to request one through your online account on the IRS website. If you don’t already have an account, you must register to validate your identity.
Alternative methods: If you can’t establish an online account, there are other methods, but they take longer. You can file an application or request in-person authentication.

Using your IP PIN

Enter the six-digit IP PIN when prompted by your tax software or provide it to your trusted tax professional when filing your return.
An IP PIN must be used on all federal tax returns during the year, including prior year returns.
Do not reveal your IP PIN to anyone except your tax professional when you are ready to sign and submit your return.

Important information

An IP PIN is valid for one calendar year, and a new one is generated each year.
If you lose your IP PIN, you can retrieve it online or have it reissued by calling the IRS.

By using an IP PIN, you can significantly reduce the risk of tax-related identity theft and ensure that your tax returns are processed smoothly and securely.

9) Recognizing and reporting a Social Security scam

If there is a problem with a person’s SSN or record, Social Security will typically mail a letter. You can learn more about recognizing Social Security-related scams, including how to report a scam quickly and easily online to Social Security’s Office of the Inspector General, by reading more at www.ssa.gov/scams.

Image of a lock on Social Security cards (Kurt “CyberGuy” Knutsson)

What to do if you think your Social Security number has been compromised?

If you noticed any of the signs listed above that indicate that your Social Security number may have been compromised, below are action steps you can take:

1) Reach out to the Social Security Administration immediately: Call them at 1-800-772-1213 to put an electronic block on your SSN.

2) Contact the three main credit bureaus to freeze your credit: This will prevent anyone, including hackers, from wreaking havoc on your credit. Make sure to report any errors on your credit reports with the credit agencies as well.

3) File a report with the local authorities as well as the Federal Trade Commission.

4) Submit a Social Security fraud report online or call the SSA’s Office of the Inspector General at 1-800-269-0271. They can help investigate any Social Security-related fraud.

5) Use an identity theft protection service: Identity theft companies can monitor personal information like your Social Security number, phone number and email address and alert you if it is being sold on the dark web or being used to open an account. They can also assist you in freezing your bank and credit card accounts to prevent further unauthorized use by criminals.

One of the best parts of using some services is that they might include identity theft insurance of up to $1 million to cover losses and legal fees and a white-glove fraud resolution team where a U.S.-based case manager helps you recover any losses. See my tips and best picks on how to protect yourself from identity theft.

HOW DATA BROKERS ARE FUELING ELDER FRAUD IN AMERICA

Kurt’s key takeaways

Because your Social Security number has such a significant impact on your life, it is important to pay attention to any signs that it has been compromised and misused. While it may feel overwhelming to see any of these signs that your SSN might be compromised, it’s important to know there are steps you can take to protect yourself moving forward. While paying regularly for fraud protection services may seem like an unnecessary expense when you’re not presently dealing with identity or credit issues, a fraud protection service subscription can help you focus on your present moment instead of worrying about what a criminal might do with your SSN. And if something does happen, you have people in your corner to help you through the process.

What additional steps do you think government agencies should take to enhance the security of Social Security numbers? Let us know by writing us at Cyberguy.com/Contact.

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Kurt “CyberGuy” Knutsson is an award-winning tech journalist who has a deep love of technology, gear and gadgets that make life better with his contributions for Fox News & FOX Business beginning mornings on “FOX & Friends.” Got a tech question? Get Kurt’s free CyberGuy Newsletter, share your voice, a story idea or comment at CyberGuy.com.

Technology

Surprise, surprise: Silksong wins Steam’s Game of the Year

Published

11 hours ago

January 4, 2026

Press Room

Surprise, surprise: Silksong wins Steam’s Game of the Year

Valve has announced the winners of the 2025 Steam Awards and, unsurprisingly, Hollow Knight: Silksong, took home the Game of the Year honors. It was also given the “Best Game You Suck At” award, which, I’m not sure if that’s a good thing or not. Given the relentless fawning over Silksong since its release in September, an event that nearly brought the entire digital video game distribution system to its knees, that it would win Game of the Year felt like something of a forgone conclusion.

The Best Game on Steam Deck was awarded to Hades II (an award we’d already unofficially granted it). The mechanics of Hades lend it to being played in short bursts, and the stylized graphics scale down well. Silent Hill f won the Outstanding Visual Style award and, while there’s no denying it’s a gorgeous title, I can’t help but feel like Dream BBQ, with its uniquely hallucinatory visuals, got robbed. Check out the full list of winners and nominees here at the Steam Awards 2025 landing page.

Technology

University of Phoenix data breach hits 3.5M people

Published

11 hours ago

January 4, 2026

Press Room

University of Phoenix data breach hits 3.5M people

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The University of Phoenix has confirmed a major data breach affecting nearly 3.5 million people. The incident traces back to August when attackers accessed the university’s network and quietly stole sensitive information.

The school detected the intrusion on Nov. 21. That discovery came after the attackers listed the university on a public leak site. In early December, the university disclosed the incident, and its parent company filed an 8-K with regulators.

The scope is large. Notification letters filed with Maine’s Attorney General show 3,489,274 individuals were affected. Those affected include current and former students, faculty, staff and suppliers.

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DATA BREACH EXPOSES 400,000 BANK CUSTOMERS’ INFO

The University of Phoenix data breach exposed sensitive personal and financial information tied to nearly 3.5 million people. (Kurt “CyberGuy” Knutsson)

What happened and how attackers got in

According to the university, hackers exploited a zero-day vulnerability in Oracle E-Business Suite. This application handles financial operations and contains highly sensitive data.

Based on the technical details shared so far, security researchers believe the attack aligns with tactics used by the Clop ransomware gang. Clop has a long track record of stealing data through zero-day flaws rather than encrypting systems.

The vulnerability tied to this campaign is tracked as CVE-2025-61882. Investigators say it has been abused since early August.

What data was exposed

The university says the attackers accessed highly sensitive personal and financial information. That includes:

Full names
Contact information
Dates of birth
Social security numbers
Bank account numbers
Routing numbers

This type of data creates a serious risk. It can fuel identity theft, financial fraud and targeted phishing scams.

700CREDIT DATA BREACH EXPOSES SSNS OF 5.8M CONSUMERS

Stolen University of Phoenix records could be used by criminals to launch targeted phishing and identity theft attacks. (Kurt “CyberGuy” Knutsson)

Nearly 3.5 million people affected

In letters sent to affected individuals, the university confirmed the breach affects 3,489,274 people. If you are a current or former student or employee, watch your mail closely.

These notifications often arrive by postal mail, not email. The letter explains what data was exposed and includes instructions for protective services.

We reached out to the University of Phoenix for comment, and a rep provided CyberGuy with the following statement:

“We recently experienced a cybersecurity incident involving the Oracle E-Business Suite software platform. Upon detecting the incident on November 21, 2025, we promptly took steps to investigate and respond with the assistance of leading third-party cybersecurity firms. We are reviewing the impacted data and will provide the required notifications to affected individuals and regulatory entities.”

Free identity protection is now available

The University of Phoenix is offering affected individuals free identity protection services. These include:

12 months of credit monitoring
Identity theft recovery assistance
Dark web monitoring
A $1 million fraud reimbursement policy

To enroll, you must use the redemption code provided in the notification letter. Without that code, you cannot activate the service.

This attack fits a larger Clop campaign

The University of Phoenix breach is not an isolated case. Clop has used similar tactics in past campaigns involving GoAnywhere MFT, Accellion FTA, MOVEit Transfer, Cleo and Gladinet CentreStack.

Other universities have also reported Oracle EBS-related incidents. These include Harvard University and the University of Pennsylvania.

The U.S. government is taking notice. The U.S. Department of State is now offering a reward of up to $10 million for information linking Clop’s attacks to a foreign government.

Why colleges are prime targets

Universities store massive amounts of personal data. Student records, financial aid files, payroll systems and donor databases all live under one roof.

Like healthcare organizations, colleges present a high-value target. A single breach can expose years of data tied to millions of people.

MAKE 2026 YOUR MOST PRIVATE YEAR YET BY REMOVING BROKER DATA

Affected University of Phoenix students and staff should act quickly to monitor accounts and protect their identities. (Kurt “CyberGuy” Knutsson)

Steps to stay safe right now

If you believe you may be affected, act quickly. These steps can reduce your risk.

1) Watch for your breach notification letter

Read it carefully. It explains what data was exposed and how to enroll in protection services.

2) Enroll in the free identity protection

First, use the redemption code provided. Because Social Security and banking data are involved, credit monitoring and recovery services matter. Even if you do not qualify for the free service, an identity theft protection service is still a smart move.

In addition, these services actively monitor sensitive details like your Social Security number, phone number and email address. If your information appears on the dark web or if someone tries to open a new account, you receive an alert right away. As a result, many services also help you quickly freeze bank and credit card accounts to limit further fraud.

See my tips and best picks on how to protect yourself from identity theft at Cyberguy.com

3) Use a data removal service

Because this breach exposed names, contact details and other identifiers, reducing what is publicly available about you matters. A data removal service can help remove your personal information from data broker sites, which lowers the risk of targeted phishing or fraud tied to the stolen University of Phoenix records.

Check out my top picks for data removal services and get a free scan to find out if your personal information is already out on the web by visiting Cyberguy.com

Get a free scan to find out if your personal information is already out on the web: Cyberguy.com

4) Monitor financial accounts daily

Check bank statements and credit card activity for unfamiliar charges. Report anything suspicious immediately.

5) Consider freezing your credit

A credit freeze can stop criminals from opening new accounts in your name. It is free and reversible. To learn more about how to do this, go to Cyberguy.com and search “How to freeze your credit.”

6) Be alert for phishing attempts and use strong antivirus software

Expect more scam emails and phone calls. Criminals may reference the breach to sound legitimate.

The best way to safeguard yourself from malicious links that install malware, potentially accessing your private information, is to have strong antivirus software installed on all your devices. This protection can also alert you to phishing emails and ransomware scams, keeping your personal information and digital assets safe.

Get my picks for the best 2025 antivirus protection winners for your Windows, Mac, Android and iOS devices at Cyberguy.com

7) Secure your devices

Keep your operating systems and apps up to date, as attackers often exploit outdated software to gain access. In addition, enable automatic updates and review app permissions to prevent stolen personal data from being combined with device-level access and causing further harm.

Kurt’s key takeaways

The University of Phoenix data breach highlights a growing problem in higher education. When attackers exploit trusted enterprise software, the fallout spreads fast and wide. While free identity protection helps, long-term vigilance matters most. Staying alert can limit damage long after the headlines fade.

If universities cannot protect this level of sensitive data, should students demand stronger cybersecurity standards before enrolling? Let us know by writing to us at Cyberguy.com

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Technology

LG announces new UltraGear evo gaming monitors with AI upscaling

Published

7 days ago

December 28, 2025

Press Room

LG announces new UltraGear evo gaming monitors with AI upscaling

LG unveiled a whole new line of gaming monitors ahead of CES on Friday. The UltraGear evo line are all high-end monitors covering a range of technologies, but united by 5K resolution and AI upscaling.

The three flagships under the new branding are the 39GX950B, the 27GM950B, and the 52G930B. The first number in the model name indicates the size. The rest of the letters and numbers, well, I’m sure they mean something to someone.

The 39-inch GX9 is an ultrawide 21:9 5K2K dual-mode OLED screen. It can run at its full resolution at 165Hz, or jump to 330Hz for fast-twitch games at WFHD. The 27-inch GM9 uses “New” MiniLEDs, which promise to deliver brighter images compared to OLED, without the blooming often associated with MiniLEDs. Lastly, the 52-inch G9 is an absolutely massive curved display that delivers a 12:9 panoramic view at 240Hz in its native 5K2K resolution.

The GM9 model is particularly interesting since LG makes the panels for Apple’s Pro Display XDR, and word is that the monitor is finally getting a long-overdue update in the near future.

All three monitors will be on display at CES next month, but there’s no word on pricing or availability just yet.