Technology
How to ensure your passwords don’t die with you
As technology becomes more integrated into our lives, we need to consider how it affects our legacy and our loved ones. There are some uncomfortable but necessary end-of-life conversations we should all have with our loved ones, but passwords usually aren’t one of them.
Yet with so much of our professional, personal and financial life online, it is more important now to include how to handle your digital life in those conversations.
That’s what Ashley is tackling right now as it relates to her husband, and this is the question she has for us.
“My spouse still writes his passwords down so I can access them in case of his death. I’m reading today about password managers and thinking we should do that, but if one of us passes, can the other access it? Thank you. What other ways can we prep for an unexpected death?” — Ashley, Fairhope, AL
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A couple discussing digital life (Kurt “CyberGuy” Knutsson)
This is not an easy topic to discuss, but it is a necessary one. Having access to necessary accounts can be one less hurdle to face should you bear the loss of a loved one. While it may not be the most joyful conversation to have, we’re really glad you brought this issue up, Ashley.
Figuring out a strategy for what happens to your passwords can be helpful not just when someone passes, but also if you’re unable to access your accounts because of medical procedures or long-term travel. Below are several strategies to continue to protect your information while sharing it effectively and safely.
MORE: THE VERY WORST AND WEAKEST PASSWORDS OF 2023
How to use password managers to plan for death and emergencies
Password managers are useful tools that generate and store unique passwords for your online accounts, making them more secure than using the same password or writing them down. They also have features that allow you to share your passwords with trusted people in case of an emergency or death.
You can choose who will inherit your password manager account and what passwords they can access. You can also set temporary access for situations like medical procedures or travel, which will expire after a certain time. This way, you can ensure that your digital assets are protected and accessible by the right people.
AI CAN GUESS YOUR PASSWORD WITH UNPRECEDENTED ACCURACY BY ‘LISTENING’ TO KEYSTROKES
Note: Having access to someone’s banking account login and passwords is not the same thing as having the right to access another person’s money. You would need to get in touch with the financial institution and follow the appropriate protocol for handling any transfers and account terminations. Often, one would need to be listed as a joint account holder or beneficiary of the account.
ARE YOUR PASSWORDS SAFE?
When creating passwords, come up with strong and unique ones
It’s always a good reminder to create strong passwords for your accounts and devices and avoid using the same password for multiple online accounts. A password manager will securely store and generate complex passwords. It will help you to create unique and difficult-to-crack passwords that a hacker could never guess.
Second, it also keeps track of all your passwords in one place and fills passwords in for you when you’re logging into an account so that you never have to remember them yourself. The fewer passwords you remember, the less likely you will be to reuse them for your accounts.
What qualities should I look for in a password manager?
When it comes to choosing the best password manager for you, here are some of my top tips.
- Deploys secure
- Works seamlessly across all of your devices
- Creates unique complicated passwords that are different for every account
- Automatically populates login and password fields for apps and sites you revisit
- Has a browser extension for all browsers you use to automatically insert passwords for you
- Allows a fail-safe in case the primary password is ever lost or forgotten
- Checks that your existing passwords remain safe and alerts you if ever compromised
- Uses two-factor authentication security
Get more details about my best expert-reviewed password managers with digital inheritance features of 2024.
Samsung device showing login screen (Kurt “CyberGuy” Knutsson)
Create a digital inheritance plan with password managers and other tools
In addition to utilizing a password manager for everyday life as well as in case of emergency, there is something to be said about creating a concrete digital inheritance plan. If you’re using a password manager, you should discuss and leave clear instructions on how to gain access to the account, as there are many fail-safe measures in place that would make gaining access to the account after passing challenging.
Regardless of whether you are using a third-party service or not, you should leave a specific outline of what to do with your online accounts and digital assets like photos and videos, in the event of your passing.
MORE: HOW TO UNLOCK AN ANDROID AND WINDOWS PC WHEN THE OWNER PASSES AWAY
How to memorialize or delete your social media accounts when you’re gone
In the setting section of most social media accounts, you have the option to select memorialization. If you use Meta to manage your Instagram and Facebook accounts, you can find it under Account Ownership and Control. You can choose a person to manage your memorialized profile or permanently delete your profile after you pass.
Facebook account login (Kurt “CyberGuy” Knutsson)
MORE: HOW TO BE REMEMBERED FOREVER ON FACEBOOK
Kurt’s key takeaways
Password managers can make this lifetime and the life of those you leave behind much easier by providing a way to easily transfer access to important online accounts to your trusted contacts. It’s uncomfortable for most to begin, but surprisingly easy once you’re prepared. Having clear and detailed discussions, as well as leaving written instructions of how you’d like your digital life to be handled in the worst-case scenario, will give you and your family the peace of mind everyone deserves.
How do you plan to handle your digital life after death? Have you considered using a password manager or other tools to share your passwords and online accounts with your loved ones? Let us know by writing us at Cyberguy.com/Contact
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Technology
Congress just gave DHS another $70 billion
Congress narrowly voted to fund President Donald Trump’s mass deportation agenda, giving the Department of Homeland Security $70 billion over the next three years.
The house voted 214 to 212 in favor of the reconciliation bill Tuesday, following the Senate’s 52-47 vote last Friday morning. The vote fell largely along party lines. Sen. Lisa Murkowski (R-AK) was the only Senate Republican to vote against it. Rep. Tim Walberg (R-MI), initially voted against the bill — meaning it would have failed — but changed his vote after huddling with House Majority Leader Steve Scalise (R-LA) and Appropriations Chair Tom Cole (R-OK), according to The Hill. No Democrats voted in favor of the funding bill, which was done through a budget reconciliation process to avoid a Democratic filibuster.
In a speech on the House floor ahead of the Tuesday vote, Rep. Mary Gay Scanlon (D-PA) criticized Republicans for using the budget reconciliation process to avoid negotiating with Democrats, and emphasized ICE’s lack of popularity with the American people.
“At its core, this Republican reconciliation budget bill is a statement about priorities, and the priorities represented in this budget bill could not be more out of step with the needs and values of the American people,” Scanlon said.
Scanlon noted that DHS has yet to spend $100 billion of the nearly $200 billion it received under Trump’s One Big Beautiful Bill Act. She added that Trump has not only expanded ICE’s reach by increasingly going after legal immigrants but also weaponized DHS against its critics. The bill, she said, will “supercharge” Trump’s abuses.
After the House markup last Friday, Rep. Rosa DeLauro (D-CT), ranking member of the House Appropriations Committee, noted that the bill not only lacks sufficient reforms but also cuts funding for cybersecurity and TSA, whose workers went weeks without pay during the DHS shutdown.
The funding bill comes at a time of deep unpopularity for ICE. One recent poll found that just 33 percent of voters approve of how the agency is doing its job.
And it comes amid yet another threat from border czar Tom Homan to flood New York City with ICE agents. In an interview with Fox News on Monday, Homan said he would send “more ICE agents than you’ve ever seen” to New York City if the state government passed a bill limiting cooperation with DHS.
“Providing a quarter trillion dollars to an administration promising that the public ‘ain’t seen shit yet’ when it comes to mass deportation is a historic mistake,” Todd Schulte, president of the immigration reform group FWD.us, said in a statement. “Supercharging the funding for these already out of control systems will come with terrible human consequences and continue to be met with increasing opposition from voters.”
Correction, June 9th: A previous version of this story said Rep. Tim Walberg voted against the funding bill. He initially voted against it but then changed his vote to support it.
Update, June 9th: This story has been updated to include comment from FWD.us president Todd Schulte.
Technology
8 apps that can help you cut your food bill
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Food prices have a way of sneaking up on you. One week, your usual grocery run feels normal. The next week, a few basics suddenly cost a lot more than you expected.
That is why money-saving food apps are worth a closer look. All of these apps are free to download or sign up for, but you still pay for any food, groceries or purchases you make through them.
Some help you find discounted groceries before stores toss them. Others connect you with surprise meals, receipt rewards, free local listings or recipes based on what you already have at home.
The trick is knowing which app fits the way you actually shop. Here are eight apps that can help you stretch your food budget, reduce waste and maybe make your next receipt feel a little less painful.
10 THINGS TO STOP PAYING FOR TO SAVE MONEY NOW
Food savings apps can help shoppers find discounted groceries, restaurant meals, receipt rewards and free local food listings. (iStock)
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1) Flashfood
Flashfood helps you find discounted groceries from participating stores near you. The app focuses on food that is still good but getting close to its best-by date. You browse local deals in the app, pay through the app and pick up your order in the store. Flashfood says shoppers can find grocery deals for up to 50% off. That can include produce, meat, dairy, pantry items and other staples, depending on what stores near you have available.
- Best for: Discounted grocery pickup.
- How you save: Buy marked-down groceries from participating stores before they go to waste.
- Good to know: Availability depends on participating stores near you.
2) Misfits Market
Misfits Market delivers groceries to your door. The company says it offers high-quality rescued foods and lets you choose what goes in your order. After signing up, you receive a weekly shopping window. You can review your cart, remove items, add groceries and skip orders when needed. This can work well if you want grocery delivery and like the idea of reducing food waste at the same time. Misfits Market says there are no subscription fees or order obligations. You can skip, pause or cancel.
- Best for: Grocery delivery with rescued food.
- How you save: Order discounted groceries, including rescued or excess food, delivered to your door.
- Good to know: Delivery depends on your ZIP code. Misfits Market says it serves nearly every ZIP code in the contiguous U.S., with limited service in select areas.
Misfits Market lets you customize grocery deliveries with rescued or excess food that may cost less than traditional shopping.
3) Too Good To Go
Too Good To Go helps you buy surplus food from nearby restaurants, bakeries, cafés and stores. The app uses “Surprise Bags,” which means you usually know the type of food and pickup window, but not every exact item inside. That surprise part can be fun, especially if you like trying local spots. It can also be less ideal if you need a very specific dinner plan. Too Good To Go says users can save and enjoy food at half price or less.
- Best for: Discounted restaurant and bakery food.
- How you save: Buy discounted Surprise Bags from local restaurants, bakeries, cafés and stores.
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Food savings apps work best when they match how you already shop, pick up food, save receipts or plan meals. (David Paul Morris/Bloomberg via Getty Images)
4) Olio
Olio connects people locally so they can give away food and other useful items. The app says you can browse free food from local shops and neighbors. You may also find books, toys, toiletries and household items. This one feels more community-based than a regular coupon app. It can be especially helpful if you live in an active area where neighbors and local shops often post.
- Best for: Free local food and household items.
- How you save: Find free food and household items shared by neighbors or local businesses.
- Good to know: Results depend heavily on your local community.
5) SuperCook
SuperCook helps you turn the food already in your kitchen into meals. You enter the ingredients you have at home, and the app suggests recipes you can make. That can save money in a different way. Instead of buying more groceries, you may find a way to use the half bag of rice, frozen vegetables or canned beans you already paid for.
- Best for: Using up food you already have.
- How you save: Turn ingredients you already have into meals, so you can avoid another grocery run.
- Good to know: This one does not give cash back. It helps you avoid extra spending and food waste.
6) Ibotta
Ibotta gives you cash back on eligible purchases. Before you shop, you add cash-back offers in the app. After shopping in-store, you submit your receipt. Ibotta says you can withdraw earnings once you reach $20. It’s great because it can work with groceries and other everyday purchases. The key is remembering to add offers before you shop and submit your receipt after.
- Best for: Grocery cash back.
- How you save: Earn cash back on eligible grocery and everyday purchases after you submit receipts.
- Good to know: You need to match the right offers and follow the redemption steps.
7) Fetch
Fetch turns receipts into points. You shop, snap receipts and earn points that can be redeemed for gift cards. Fetch says you can earn points from in-store or online shopping, plus offers from participating brands. This app can be simple because you do not always need to pick offers before you shop. Still, special offers can help you earn more points.
- Best for: Turning receipts into gift cards.
- How you save: Snap receipts to earn points you can redeem for gift cards.
- Good to know: Points vary by receipt, brands and offers.
Fetch turns receipts into points you can redeem for gift cards from popular retailers.
10 TECH UPGRADES TO SAVE YOUR TIME, PRIVACY AND MONEY
Receipt rewards apps such as Ibotta, Fetch and Upside can help shoppers earn cash back or gift cards on eligible purchases. (SDI Productions/Getty Images)
8) Upside
Upside is best known for gas savings, but it can also work for groceries and restaurants where offers are available. You open the app, claim a cash-back offer near you, shop as usual and pay with a credit or debit card.
- Best for: Cash back on groceries, gas and dining.
- How you save: Claim cash-back offers on gas, groceries and restaurants at participating locations.
- Good to know: Grocery and restaurant offers depend on participating locations near you.
For direct links to each app and any available CyberGuy savings codes, visit CyberGuy.com and search for “8 apps that can help you cut your food bill.”
Which app should you try first?
Start with the app that fits your normal routine. If you already shop at grocery stores in person, try Flashfood or Ibotta. If you save receipts anyway, Fetch is an easy add-on. If you order groceries online, Misfits Market may be worth checking. If you like trying local food, Too Good To Go can be a fun way to save. If your fridge is full, but dinner still feels impossible, SuperCook may help you avoid another grocery run. For gas and food cash back in one place, Upside deserves a look. For free local food and community sharing, Olio may surprise you, depending on where you live.
A few smart tips before using food savings apps
Before you download every app on this list, take a moment to think about your habits. First, check whether the app works in your area. Some apps depend on local stores, restaurants or community activity. If there are no nearby offers, the app may not help much yet.
Next, watch pickup windows. Apps like Flashfood and Too Good To Go can save you money, but they also require timing. If you miss the pickup, you may lose the deal. Also, avoid buying food only because it looks cheap. A discounted item saves money only if you actually use it. Finally, read the app’s privacy settings. These apps often work through location, receipts, purchases and rewards accounts. Use only the permissions you feel comfortable sharing.
Kurt’s key takeaways
Food savings apps can help, but they work best when they match your real life. Flashfood and Too Good To Go are great for deal hunters who can pick up food nearby. Misfits Market works better for people who want groceries delivered. Ibotta, Fetch and Upside can help you earn something back from purchases you already make. SuperCook and Olio come at savings from a different angle. One helps you use what you already bought. The other connects you with local people and shops that share food and useful items. The biggest takeaway? Do not let the app make you spend more. Use it as a tool, not a temptation.
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Would you try an app that sells surprise food bags, or do you want to know exactly what you are getting before you pay? Let us know by writing to us at Cyberguy.com.
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Technology
Apple dials down Liquid Glass, and the Mac looks way better for it
MacOS 27 Golden Gate will usher in a bunch of changes to the Mac when it’s released later this year, with its biggest new features revolving around Siri AI. But for now, using the first developer beta, Siri AI is only offered through a waitlist. So what’s available to try is mostly about how the upcoming operating system looks and feels.
You’re not welcomed with any fanfare when you boot up the macOS 27 developer beta (that’ll probably come later), but there’s reason to celebrate. Jump to the appearance settings, and you find that Apple now has a Liquid Glass slider, allowing users to set the amount of UI transparency in macOS. On one end of the slider, it’s as seethrough as Liquid Glass gets, and on the other end the transparent accents are heavily frosted. Golden Gate starts you in the middle of the slider by default, for just a touch of frosting — perhaps a gentle admission that the original look went too far. You sadly can’t go fully opaque, but this frosted look does greatly reduce the distracting elements of Liquid Glass.
After spending just a short while with Golden Gate, I already prefer the minimum transparency look. I’d crank that slider in the full version and never turn back. For the strongest Liquid Glass haters out there, the Reduce Transparency option is still available in the Accessibility settings, but using it is like taking a hammer to all that glass — introducing lots of harsh gray and black backgrounds to the dock, Menu Bar, and Control Center.
The absolute wins for macOS 27’s design is the return of edge-to-edge sidebars with colorful icons and the increased corner radii of windows across the OS. The former is basically a backtrack to the way sidebars used to look (which looked better and easier to parse, with less wasted space). And the latter is just logical. How on Earth did Apple get so high on its own design supply that it allowed windowed apps to have mismatched corners?
I do have my nitpicks — the new battery icon taken from iOS is less legible (really, I hate it). Also, after Apple finally added the most basic window snapping feature in Sequoia, it hasn’t refined it one bit. Both Tahoe and now Golden Gate are leaving me wanting better and faster tiling controls like Windows 11, as well as the simple ability to rename virtual desktops. But so far, nothing.
Apple says Golden Gate is supposed to feel snappier, with faster search indexing. It’s too early to tell how much of a difference this makes on the MacBook Neo I’m testing it on — especially since dev betas are notoriously buggy and unstable. Using Spotlight search for local files on Golden Gate performed similar to another Neo I had on-hand running macOS 26 Tahoe. And opening apps on both systems side-by-side led to mixed results: Golden Gate opened Lightroom Classic and Slack faster, but Tahoe was faster to open Photoshop and Steam. I hope Apple’s under the hood improvements to memory and CPU usage will really show on the MacBook Neo, which could use all the efficiency it can get, but the jury’s out for now.
There’s still more to come with further beta releases of macOS 27, where we’ll at some point be able to fully test Siri AI, Visual Intelligence, and the revamped Spotlight Search. Last year’s power user-focused Spotlight with clipboard history was a nice improvement, but I’m skeptical that Siri AI being baked into Spotlight will be quite the gamechanger Apple’s billing it as. I’ll keep an open mind and be looking to find out once I’m off the waitlist.
For now, I’m relieved Apple is slightly backpedaling on Liquid Glass. While the look was never quite as bad on the Mac as it was on iOS, it’s a welcome change to be able to turn down these transparencies and get a little closer to the old looks from Sequoia. That and the other bits of UI polish are a nice upgrade on their own. Now, Apple has to show that it can nail all the new AI features, too — I’m eager to see how it fares.
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