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How imposters are trying to exploit your grief and wallet in a new funeral scam

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How imposters are trying to exploit your grief and wallet in a new funeral scam

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Just when you thought you’d seen the worst of humanity, scammers have managed to reach a new low. 

You thought the Facebook scam about how scammers are commandeering people’s Facebook profiles with fake bereavement posts was terrible? It gets worse.

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A woman grieving and hugging a man  (Kurt “CyberGuy” Knutsson )

How the new bereavement scam works

While the Facebook post scam ran with fake bereavement posts to glean information about supportive friends, families and even strangers, this new scam targets actual surviving family members of those recently deceased. The scammers reach out to families pretending to be from funeral homes and demand more payment or threaten the cancellation of the funeral.

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It is easy to see how distraught loved ones might fall for such scams as they are already under immense stress from losing a loved one. While the Federal Trade Commission (FTC) has alerted those in the funeral industry, below are some key steps you can take to prevent you or anyone you care about from falling for this horrendous scam.

1. Pause before taking action

As with most scams, these charlatans are banking on the fact that any urgency they present you with will prevent you from thinking first. They are hoping that catching you in a vulnerable state and giving you an ultimatum will result in action taken before the victim or their family can think it through.

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This scam is especially insidious because who would think of preying on family members of someone who is recently deceased? Forewarned is forearmed. So, hopefully, knowing this scam has been committed will give you pause if you should run into such a situation.

funeral scam 2

Man on the phone  (Kurt “CyberGuy” Knutsson)

2. Directly contact the funeral home

Anyone can change the name of their outgoing number (the phone number you are getting a call from) so it may even say in the caller ID that it is from the funeral home you have employed.

If you are uncertain, tell them you will call them right back and hang up the phone. Find the number on the estimate or invoice you received directly from the funeral home and call to verify what is going on. The funeral home’s contact information can be found on the general price list the funeral home provided.

SCAMMERS ARE USING FAKE NEWS, MALICIOUS LINKS TO TARGET YOU IN AN EMOTIONAL FACEBOOK PHISHING TRAP

3. Type of payment red flag

Scammers don’t make the urgent payment needed easy to give. They have a tendency to request odd things like a wire transfer, gift cards, cryptocurrency or even a check payback, where they send you a check claiming there was a clerical or mechanical error with their bank, have you deposit the check then have you send it back.

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This is all to stop the money from being traced back to them or prevent you from recovering your money. The funeral home should have gone over the types of payments accepted when the general price list was provided. If there is a strong deviation from the most common forms of payment, hang up.

BITCOIN

A person with a bitcoin  (Kurt “CyberGuy” Knutsson )

MORE: HOW TO STOP PHONE NUMBER SPOOFING AND PROTECT YOURSELF FROM SCAMMER 

4. No surprises with funerals

While life is full of surprises, funeral homes should not be. They are regulated by the FTC to provide explicit pricing and information to consumers. A full explanation of the FTC’s oversight in this arena can be found under the “funeral rule.”

As mentioned in No. 2 of this list, each funeral provider is required to provide a general price list, which should disclose fees for any services involved in a funeral and pricing for most aspects of the funeral. If a scammer calls claiming new fees for services or items, remember that all those factors would have been provided to you with the general price list and agreed upon when hiring the funeral home.

funeral scam 4

Friends and family members at a funeral  (Kurt “CyberGuy” Knutsson)

MORE: HOW TO PROTECT YOURSELF FROM THE VENMO, ZELLE AND CASH APP SCAM THAT CAN WIPE OUT YOUR SAVINGS IN SECONDS

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5. Report scammer to the FTC

While it may seem worthwhile to give the scammer a tongue-lashing, it is not worth your time, energy and further violation of privacy. You do not know what information these scammers are gathering during the conversation, and it is best to hang up as soon as possible and report it to the FTC here.

6. Use an identity theft protection service

Consider using an identity theft protection service to shield yourself from potential scams, especially those related to funeral fraud. This is more for you than the deceased’s personal and financial information.

Identity theft companies can monitor personal information like your Social Security Number, phone number and email address and alert you if it is being sold on the dark web or being used to open an account. They can also assist you in freezing your bank and credit card accounts to prevent further unauthorized use by criminals. See my tips and best picks on how to protect yourself from identity theft.

MORE: THIS FACEBOOK MESSENGER PHISHING SCAM IS STEALING MILLIONS OF PASSWORDS

Navigating the aftermath: Protecting your loved one’s legacy

Consider these essential precautions to safeguard your family’s privacy and financial well-being from scammers after a loved one has died.

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Craft obituaries mindfully: When writing an obituary, omit sensitive details that could be exploited for identity theft. Avoid including the deceased’s date and place of birth, middle name, maiden name, mother’s maiden name and home address. Additionally, refrain from mentioning the date and time of the funeral to prevent potential burglaries during the service.

Promptly report to Social Security: If a loved one has died, immediately notify the Social Security Administration by calling 800-772-1213. This step ensures benefits are appropriately handled.

Inform the IRS: Send a copy of the death certificate to the IRS. This allows officials to flag the deceased’s tax account, preventing any fraudulent activity.

Notify financial institutions: Reach out to banks and other financial institutions where the late loved one had accounts. If you decide to close these accounts, request that they be marked as “Closed: Account holder is deceased.”

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Alert credit bureaus: Contact the major credit bureaus — Equifax, Experian and TransUnion — to have them place a death notice in the deceased’s credit file. This step helps prevent unauthorized credit applications.

Monitor credit reports: Obtain a copy of the deceased’s credit report shortly after death and again a few months later. Regular checks can help detect any fraudulent activity.

Dealing with debts: Don’t let debt collectors intimidate you into paying financial obligations for a late spouse, parent or sibling. Generally, the estate is responsible for debts, not the survivors. However, there are exceptions for cosigned loans and jointly held financial accounts. For specific guidance, consult the U.S. Consumer Financial Protection Bureau.

Exercise caution with contacts: Be cautious if you receive communication from “long-lost” relatives or friends of the deceased, especially on social media. Verify their identity by asking family and old friends if they recognize the person.

Kurt’s key takeaways

Scammers have a knack for finding new ways to prey on the vulnerable. While fending off scammers is the last thing on one’s mind while grieving the loss of a loved one, it is important to stay informed and empowered so that your time and energy are spent on what really matters — remembering our lost loved ones.

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What do you think should be done to stop these heartless scammers from exploiting people’s grief? Let us know by writing us at Cyberguy.com/Contact

For more of my tech tips and security alerts, subscribe to my free CyberGuy Report Newsletter by heading to Cyberguy.com/Newsletter

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Copyright 2024 CyberGuy.com.  All rights reserved.

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Honor’s Magic 7 Pro looks flagship through and through

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Honor’s Magic 7 Pro looks flagship through and through

Honor’s flagship Magic 7 Pro launches in the UK and Europe today, powered by the Snapdragon 8 Elite and protected by top-tier water-resistance. It also features a high resolution 200 megapixel telephoto camera.

Arriving a week after the OnePlus 13 and a week before we expect to meet Samsung’s Galaxy S25 phones, the Magic 7 Pro is among the first phones to release outside of China with Qualcomm’s new chipset inside. That makes it one of the most powerful phones on the market, especially with 12GB of RAM. It also features a sizable 5,270mAh battery built around a silicon-carbon chemistry, allowing it to pack more energy into a smaller space with the Magic 7 Pro measuring just 8.8mm thick.

Much like the new OnePlus phone — and, unexpectedly, Motorola’s $299.99 Moto G Power, which launched in the US yesterday — the Magic 7 Pro is both IP68 and IP69-rated. That means that in addition to the usual protection from dust and submersion in water, it should survive exposure to steam and high-pressure water jets — ideal if you regularly use your phone in a jacuzzi, probably overkill for the rest of us.

Yup, it’s thin,
Image: Honor

Also unusual is the phone’s 200 megapixel 3x periscopic camera. We’ve seen megapixel counts as high as this before, but mostly on main cameras, not zoom lenses — with the exception of Vivo’s X100 Ultra and X200 Pro. It’s bolstered by an AI Super Zoom feature that kicks in at 30x zoom for added clarity, with this and a few other camera AI modes using a combination of on-device and cloud-based large language models to fine-tune images.

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There’s even more AI than that, since it ships with Android 15 and Google’s Gemini AI app, which Honor has bolstered with its own AI-powered takes on translation and notes apps.

The Magic 7 Pro launched in China last November, but this is its first appearance outside of the country. Honor is one of several Chinese smartphone manufacturers that saw growth in global market share in 2024, thanks in part to last year’s flagship Magic 6 series and the Magic V3, still the thinnest foldable phone available.

Honor Magic 7 Lite.
Image: Honor

For its European launch the Pro is joined by the Magic 7 Lite, a midrange handset that uses the comparatively sluggish Snapdragon 6 Gen 1 chip and arrives still running Android 14. The selling point of that phone is its enormous 6,600mAh battery, which Honor claims will run for three days. There’s no sign of the regular Magic 7, which launched alongside the Pro in China.

The Magic 7 Pro is available to order now from honor.com starting at £1,099.99 / €1,299 (about $1,340), with major retailers and local carriers set to stock it too. The Magic 7 Lite is much cheaper at £399.99 / €369, and also available now.

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Get ready to experience thrill of eVTOL racing

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Get ready to experience thrill of eVTOL racing

You might have heard about electric vertical takeoff and landing aircraft (eVTOL). Well, there’s some exciting news coming from Jetson, a Swedish startup that’s making waves in the air racing scene. While Australia’s Airspeeder has been working on crewed eVTOL races, Jetson founder and CTO Tomasz Patan recently took the spotlight with a demonstration that many are calling the start of the world’s first eVTOL air racing.

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Jetson eVTOL air racing demonstration (Jetson) (Kurt “CyberGuy” Knutsson)

Airspeeder’s ambitions

Airspeeder has been building momentum since 2017, aiming to establish world championship races with their striking eVTOL aircraft. However, their current races involve remote-controlled vehicles, with pilots safely on the ground. Enter Jetson, who has now demonstrated a crewed flight around a racing pylon, albeit with just one aircraft.

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Get ready to experience thrill of eVTOL racing

Jetson eVTOL air racing demonstration (Jetson) (Kurt “CyberGuy” Knutsson)

EVTOL PROTOTYPE PROMISES 150 MPH CITY-TO-CITY HOPS

The Jetson One: A game changer

The star of this show is the Jetson One, a personal eVTOL designed for agility and performance. In a recent video, Patan showcases the aircraft’s nimble capabilities by navigating around a 26-foot-tall pylon. While this demonstration does not quite constitute a full race, it offers a tantalizing preview of what eVTOL racing could look like. Here are some key features of the Jetson One:

  • Dimensions: 8.86 x 5.25 x 3.67 feet
  • Top speed: Software-limited to 63 mph
  • Flight time: 20 minutes per charge
  • Power source: High-discharge Li-ion batteries
  • Control: Joystick-operated
  • Maximum altitude: Over 1,500 feet (~460 m)
  • Pilot requirements: No license needed in the U.S.
Get ready to experience thrill of eVTOL racing

Jetson eVTOL air racing demonstration (Jetson) (Kurt “CyberGuy” Knutsson)

THIS FLYING ELECTRIC VEHICLE BREAKS RECORD WITH 523-MILE NONSTOP FLIGHT

Market response and future plans

The market response to the Jetson One has been remarkable. The company has already confirmed sales of more than 470 units and is now taking orders for the 2026 batch. To secure your place in line, you’ll need to make a non-refundable deposit of $8,000, with the full price tag coming in at $128,000.

Jetson claims that their eVTOL is user-friendly, stating that pilots can master the aircraft in under 60 minutes of flight practice, along with eight simulator sessions. This accessibility could be a game-changer in the personal aviation market.

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Get ready to experience thrill of eVTOL racing

Jetson eVTOL air racing demonstration (Jetson) (Kurt “CyberGuy” Knutsson)

REVOLUTIONARY FLYING CAR PROMISES HIGHWAY SPEEDS AND 3-HOUR FLIGHTS

Safety and regulatory considerations

While the prospect of personal eVTOLs and air racing is thrilling, it also raises important safety and regulatory questions. Jetson has implemented several safety features, including:

  • A race car-inspired safety cell design
  • The ability to fly safely with the loss of one motor
  • Hands-free hover and emergency functions
  • A ballistic parachute with rapid deployment

In terms of regulations, Jetson has made progress, securing two flight permits in Italy for personal eVTOL travel in uncontrolled airspace in fall 2023. However, comprehensive racing regulations are yet to be defined.

Get ready to experience thrill of eVTOL racing

Jetson eVTOL air racing demonstration (Jetson) (Kurt “CyberGuy” Knutsson)

The competition: Airspeeder and beyond

While Jetson has made headlines with this demonstration, it’s worth noting that Airspeeder isn’t far behind. They have already created teams and held aerial events, albeit with remote-controlled eVTOLs. Their aircraft boasts impressive specifications, including a top speed of 124 mph and a power-to-weight ratio comparable to Formula 1 cars.

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Get ready to experience thrill of eVTOL racing

Jetson eVTOL air racing demonstration (Jetson) (Kurt “CyberGuy” Knutsson)

Kurt’s key takeaways

The demonstration by Jetson marks a significant milestone in the evolution of personal aviation and air racing. While it does not yet represent a full-fledged race, it is a tangible step towards a future where eVTOL racing could become a reality. As we look to the skies, it is clear that the race for eVTOL supremacy is just beginning.

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What are your thoughts on the future of eVTOL racing and personal aviation after reading about Jetson and Airspeeder? Let us know by writing us at Cyberguy.com/Contact.

For more of my tech tips and security alerts, subscribe to my free CyberGuy Report Newsletter by heading to Cyberguy.com/Newsletter.

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Answers to the most asked CyberGuy questions:

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Copyright 2024 CyberGuy.com. All rights reserved.

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Elon Musk is being sued by the feds over the way he bought Twitter

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Elon Musk is being sued by the feds over the way he bought Twitter

Elon Musk’s acquisition of Twitter has resulted in a federal lawsuit by the Securities and Exchange Commission alleging that he broke securities laws with a late disclosure, and saved $150 million in the process.

Before Musk agreed to buy Twitter for $44 billion, before he tried to back out of that deal, before he was forced to go through with it, and before he changed its name to X, he started by acquiring a substantial stake in the company but didn’t reveal that fact until weeks later.

The only problem, as the SEC pointed out then, is that by the time he disclosed that stake, it was outside the agency’s required 10-day window. They claim that he should’ve filed his paperwork by March 24th, 2022, instead of when he actually did, on April 4th (and then again on April 5th). During that period, they say he purchased more than $500 million in shares of the company.

However, with only a few days left before the Trump administration takes over and installs a new head of the SEC (along with Elon Musk reportedly snagging an office in the White House complex), it’s unclear how far the lawsuit will go.

The SEC claims Musk cost investors at least $150 million due to the late disclosure and that he harmed any investors who sold stock between March 25th, 2022, and April 1st, 2022. Its lawsuit is seeking the money Elon made as a result of holding off on the disclosure, as well as a civil penalty and other punishments.

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