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Figure data breach exposes nearly 1M accounts

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Figure data breach exposes nearly 1M accounts

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If you have applied for a loan online, you probably shared more than you realized. Your name. Your email. Your date of birth. Maybe even your home address and phone number. Now imagine all of that sitting on a dark web forum.

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That is the reality for nearly 1 million people after hackers breached Figure Technology Solutions, a blockchain-focused fintech lender.

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What happened in the Figure data breach

Figure Technology Solutions, founded in 2018, uses the Provenance blockchain for lending, borrowing and securities trading. The company says it has unlocked more than $22 billion in home equity through partnerships with banks, credit unions, fintechs and home improvement companies. However, behind the scenes, attackers were working on a very different angle.

GOOGLE DROPPED DARK WEB MONITORING: SHOULD YOU CARE?
 

Nearly 1 million accounts were exposed after hackers breached fintech lender Figure Technology Solutions in a social engineering attack. (Felix Zahn/Photothek via Getty Images)

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According to breach notification data shared by Have I Been Pwned, information from 967,200 accounts was exposed. The leaked data included more than 900,000 unique email addresses along with names, phone numbers, physical addresses and dates of birth. That is a gold mine for identity thieves. Figure says the incident stemmed from a social engineering attack. What that means in simple terms is that someone inside the company was tricked into handing over access.

“We recently identified that an employee was socially engineered, and that allowed an actor to download a limited number of files through their account,” a Figure Technology Solutions spokesperson told CyberGuy in a statement. “We acted quickly to block the activity and retained a forensic firm to investigate what files were affected. We understand the importance of these matters and are communicating with partners and those impacted as appropriate. We are also implementing additional safeguards and training to further strengthen our defenses. We are offering complimentary credit monitoring to all individuals who receive a notice. We continuously monitor accounts and have strong safeguards in place to protect customers’ funds and accounts.”

Social engineering is the real weapon

When people hear the word blockchain, they think secure and untouchable. But attackers did not break cryptography. They targeted a human being. Groups like ShinyHunters specialize in this playbook. They reportedly claimed responsibility for the breach and, according to BleepingComputer, posted 2.5GB of data allegedly tied to thousands of loan applicants.

In recent weeks, the same group has claimed breaches involving companies like Canada Goose, Panera Bread and SoundCloud. Not every case is connected. Still, security researchers have observed a troubling pattern. Attackers impersonate IT support. They call employees. They create urgency. Then they direct victims to fake login portals that look nearly identical to real ones.

Once employees enter credentials and even multi-factor authentication codes, attackers gain access to single sign-on systems tied to major platforms like Microsoft and Google. From there, one compromised account can unlock a web of connected tools and internal systems.

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PANERA BREAD DATA BREACH EXPOSES 5.1M CUSTOMERS
 

Security researchers say the Figure data leak underscores how social engineering bypasses even blockchain-based platforms. (Maxim Konankov/NurPhoto via Getty Images)

Why this matters to you

If your information was part of the Figure data breach, criminals now have enough detail to craft convincing phishing emails or phone scams. They can reference your real name. They can cite your address. They can pretend to be a lender or bank calling about your application.

Even if you never applied for a loan with Figure, this incident highlights something bigger. No platform is immune to human error. And social engineering works because it targets trust, not technology.

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The bigger lesson about blockchain and trust

Figure markets itself as blockchain native. Blockchain can provide transparency and strong cryptographic security. However, none of that protects against a well-crafted phone call.

Security failures often happen at the human layer. That is where attackers focus their energy. As more financial services move online, the attack surface grows. Loan applications, identity verification tools and cloud-based systems create convenience. They also create new targets.

How to protect yourself after the Figure data breach

You cannot control how companies secure their systems. You can control how you respond. Start by checking whether your email address appears in the exposed dataset, then take the steps below to lock down your accounts.

SUBSTACK DATA BREACH EXPOSES EMAILS AND PHONE NUMBERS
 

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Figure says an employee was tricked into granting access, allowing attackers to download sensitive customer data. (Luke MacGregor/Bloomberg via Getty Images)

Check if your email was exposed

To see if your email address was affected, visit https://haveibeenpwned.com/. Enter your email address to find out whether your information appears in the leak. When finished, return here and begin Step 1 below.

Take these steps immediately

  1. Change any exposed passwords right away. Do not leave a known leaked password in place. Update it everywhere you used it. Use a password manager to create strong, unique passwords for every account. Check out the best expert-reviewed password managers of 2026 at Cyberguy.com
  2. Turn on multi-factor authentication wherever possible.
  3. Never share login codes with anyone, even if they claim to be IT support.
  4. Install strong antivirus software to help block phishing links, malicious downloads and ransomware that often follow major breaches. Get my picks for the best 2026 antivirus protection winners for your Windows, Mac, Android and iOS devices at Cyberguy.com.
  5. Consider a data removal service to reduce your personal information on data broker sites, which scammers often combine with breached data. Check out my top picks for data removal services and get a free scan to find out if your personal information is already out on the web by visiting Cyberguy.com.
  6. Place a free fraud alert or credit freeze with the major credit bureaus.
  7. Monitor your bank and credit card statements weekly for suspicious activity.

Also, be cautious of unexpected calls about your accounts. If someone pressures you to act immediately, hang up and call the company directly using a number from its official website.

Kurt’s key takeaways

The Figure data breach is a reminder that technology alone cannot protect sensitive information. A single employee tricked into revealing credentials can expose hundreds of thousands of people. That is not a blockchain failure. It is a trust failure. If your data was involved, take action now. Even if it was not, treat this as a wake-up call. Your personal information has value. Criminals know it. Companies should know it too.

If one phone call can unlock nearly a million records, are companies investing enough in training people, or are they still betting everything on technology alone? Let us know by writing to us at Cyberguy.com

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Copyright 2026 CyberGuy.com. All rights reserved.

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The Sonos Era 100 speaker is down to its lowest price in months

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The Sonos Era 100 speaker is down to its lowest price in months

Whether you’re considering starting a Sonos speaker setup, or adding to an existing group, the Sonos Era 100 is worth picking up. The compact, capable smart speaker is currently marked down to $189 ($30 off) at a variety of retailers, including Amazon, Best Buy, and directly from Sonos. If you want an even lower price, Sonos is selling refurbished Era 100 speakers for just $134. They come with fresh accessories and packaging, and sport the same one-year warranty as its new speakers.

The wireless speaker has a rich, detailed sound profile, with room-filling audio despite its small size. You might be able to improve the sound further with the Sonos Trueplay feature, which uses either your phone or the speaker’s built-in microphone to automatically tune it to your space. The Era 100 can easily connect with other speakers in the Sonos ecosystem for multi-room play, even with different Sonos models.

The Era 100 has expanded functionality from previous entry-level Sonos speakers, adding in Bluetooth and USB-C wired audio, as well as improved onboard controls. While the speaker features built-in voice assistant support for both Sonos and Alexa, you can flip a switch on its back to cut power to the microphone.

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Carnival breach may put your travel data at risk

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Carnival breach may put your travel data at risk

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Carnival Corporation has confirmed a data breach affecting nearly 6 million people, and the fallout could reach travelers who may not think of themselves as Carnival customers.

The company says the incident involved a social engineering attack on a single user account. In other words, someone fooled an employee and gained access to part of Carnival’s IT system.

For cruise customers, the real concern starts after the breach. Stolen personal details can help scammers write messages that feel far more believable. Here is what may have been exposed, what Have I Been Pwned found in the leaked data and what you can do now to protect yourself.

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MAJOR CRUISE LINE HACK EXPOSES SENSITIVE DATA OF NEARLY 6 MILLION TRAVELERS

Carnival says exposed data may include names, addresses, emails, phone numbers, dates of birth and government-issued ID numbers. (iStock)

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What information was exposed in the Carnival breach?

Carnival Corporation says the breach began with a social engineering attack on a single user account. An unauthorized actor gained access to a limited part of the company’s IT system. Carnival says it immediately blocked the activity, brought in third-party security experts and alerted law enforcement.

A Carnival Corporation spokesperson told CyberGuy,

“In April, we identified unauthorized access to a limited part of our IT system caused by a social engineering attack on a single user account. We immediately blocked the activity, engaged third-party security experts and alerted law enforcement. Our investigation found certain personal information was illegally accessed. We’re notifying affected individuals and deeply regret any concern this causes. Protecting the privacy and security of personal data is a priority for us and we’ve added new layers of security and monitoring on top of the comprehensive protections already in place. We’ll also continue advancing our defenses against evolving threats.”

State breach reporting shows 5,995,277 people were affected. Carnival says the impacted data varies by individual. However, the company says the information known to be involved includes names, addresses, email addresses, phone numbers, dates of birth and government-issued identification numbers, such as driver’s license numbers and passport numbers.

What Have I Been Pwned found in the leaked Carnival data

Have I Been Pwned also analyzed the data published by ShinyHunters and said it contained 8.7 million records with 7.5 million unique email addresses. That data appeared tied to Holland America’s Mariner Society loyalty program and included names, dates of birth, email addresses, genders, geographic locations, salutations and loyalty program details.

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That means this breach could affect you even if you think of yourself as a Holland America customer, not a Carnival customer. Even without a credit card number, this type of data can create problems. Criminals can use it to build fake emails, texts and calls that sound like they came from a real cruise brand. For example, a scammer could mention loyalty points, an upcoming trip, a refund or a cabin upgrade. That one familiar detail may be enough to get you to click.

What ShinyHunters claimed about Carnival

Carnival has not publicly confirmed that ShinyHunters carried out the attack. However, the extortion gang claimed responsibility in April 2026 and said it stole millions of records and internal corporate data.

ShinyHunters has also been tied to broader data theft and extortion activity involving Salesforce customers. The group often pressures companies by threatening to leak or sell stolen information.

The FBI has warned victims not to pay ransom demands from the group. Paying does not guarantee stolen data will be deleted. It also does not stop criminals from trying to extort victims again.

For you, the concern is what happens next. Once your data leaks, scammers may try to use it in emails, texts or calls that sound more believable than the usual junk.

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Why the Carnival breach could put you at risk

Travel scams work because they catch you when you are excited, rushed or distracted. Maybe you booked a cruise years ago. Maybe you joined a loyalty program and forgot about it. Maybe you sailed with Holland America, Princess Cruises or another Carnival-owned brand. That old account can still have value to criminals.

Carnival has also dealt with several cybersecurity incidents before. The company disclosed breaches in March 2020 and June 2021 after attackers accessed employee email accounts. Ransomware incidents in August 2020 and December 2020 also exposed personal information tied to Carnival customers and employees.

That history does not mean every Carnival customer will face fraud. But it does show why old travel accounts deserve attention. A loyalty account can reveal more than points. It can connect your name, email, birthday, travel history and brand preferences.

That gives scammers more ways to sound convincing. A fake email may claim your loyalty points are expiring. A text may say you qualify for a refund. A caller may say your account needs verification. Those tricks can lead to stolen passwords, malware, fake payment pages or identity theft attempts.

HOW TO PROTECT YOUR ONLINE PRIVACY AND SECURITY ON YOUR NEXT CRUISE VACATION

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Carnival Corporation confirmed a data breach affecting nearly 6 million people after a social engineering attack on a single user account. (Patrick Connolly/Orlando Sentinel/Tribune News Service via Getty Images)

Ways to stay safe after the Carnival breach

If you receive a Carnival breach notice, read it closely so you know what information may have been involved. Some impacted data may include government-issued identification numbers, so take these steps to lock down your accounts, spot fake cruise messages and reduce the chances that scammers can use your personal details against you.

1) Review Carnival’s offer for credit monitoring

Carnival says it is offering eligible U.S. individuals two years of complimentary credit monitoring. If you receive a notice, use the contact details in that notice or Carnival’s official breach webpage. Do not trust random links in emails, texts or search ads claiming to help you enroll.

2) Change your cruise account passwords

Go directly to the official website or app. Do not click a link from an email or text. Use a strong, unique password for every travel account. A password manager can help you create and store better passwords. Check out the best expert-reviewed password managers of 2026 at Cyberguy.com.

3) Turn on two-factor authentication

Two-factor authentication (2FA) adds another layer of protection. Even if someone steals your password, they still need a second approval. Use an authentication app when possible. Text codes help, but they can be weaker if a scammer tries a SIM swap attack.

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4) Watch for fake cruise emails and texts

Be suspicious of messages about refunds, loyalty points, upgrades, cancellations or account verification. Scammers love urgent wording. They want you to click before you think. Instead, go straight to the company’s website or app. Check your account there.

5) Use a data removal service

A data removal service will not undo the Carnival breach. However, it can help remove your personal information from data broker and people-search sites. That can make it harder for scammers to combine leaked breach data with your home address, phone number, relatives’ names or other details found online. Check out my top picks for data removal services and get a free scan to find out if your personal information is already out on the web by visiting Cyberguy.com.

6) Use strong antivirus protection

Breaches often lead to phishing emails with dangerous links or attachments. Strong antivirus protection can help block malicious websites, scam pages and malware before they do damage. Also, keep your phone, tablet and computer updated. Security updates close holes that criminals try to exploit. Get my picks for the best 2026 antivirus protection winners for your Windows, Mac, Android & iOS devices at Cyberguy.com.

7) Do not share personal details with callers

If someone calls and claims to represent a cruise line, do not give out your date of birth, payment details or login codes. Hang up and call the company using a number from its official website.

10 SIGNS YOUR PERSONAL DATA IS BEING SOLD ONLINE

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Travelers can reduce risk after the Carnival breach by changing passwords, enabling two-factor authentication and monitoring credit reports. (Daniel de la Hoz/Getty Images)

8) Monitor your bank and credit card accounts

Check your statements for charges you do not recognize. Small test charges can show up before larger fraud attempts. Report suspicious activity right away. Many banks also let you lock a card from the app while you investigate.

9) Consider a credit freeze

A credit freeze can block criminals from opening new credit accounts in your name. You can freeze your credit for free with Equifax, Experian and TransUnion. You can also lift the freeze when you need to apply for credit.

10) Review your credit reports

Check your credit reports for accounts, addresses or inquiries you do not recognize. You can get free weekly credit reports from the three major credit bureaus at AnnualCreditReport.com.

11) Watch for misuse of your ID documents

Because Carnival says some impacted data may include driver’s license or passport numbers, be extra cautious with messages asking you to “verify” your identity. Do not upload a photo of your ID through a link in an email or text. Go directly to the official company, bank or government website instead.

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12) Consider identity theft protection

Identity theft protection can help monitor your personal information, credit files and financial activity for warning signs of fraud. Some plans also include breach or dark web monitoring, which can alert you if your email address or other personal details appear in known leaks. See my tips and best picks on Best Identity Theft Protection at Cyberguy.com

13) Save the breach notice

Keep a copy of any notice you receive from Carnival. It may explain what information was involved and what support the company offers. Be careful with fake settlement or claim websites. Scammers often create lookalike pages after major breaches.

Kurt’s key takeaways

The Carnival data breach shows why travel accounts need the same care as banking, shopping and email accounts. A cruise may last a week, but the data you shared can stick around for years. Take a few minutes now to tighten your accounts. Change reused passwords, watch for cruise-themed scams and consider freezing your credit if you want stronger protection.

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Have travel companies earned enough trust to keep collecting so much personal data, or should loyalty programs start asking for far less? Let us know by writing to us at Cyberguy.com.

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Valve says it’s ready to launch the Steam Machine this summer

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Valve says it’s ready to launch the Steam Machine this summer

Valve now says that the delayed Steam Machine PC and Steam Frame VR headset are set to launch sometime this summer. In a Thursday blog post detailing its Verified programs for both pieces of hardware, Valve concludes by saying that “We’re excited for players to try your titles on the new Steam hardware once they launch this summer.”

When the company originally announced the Machine and Frame alongside its new Steam Controller late last year, it said that it would start shipping the new gadgets in early 2026. But in February, the company announced that the ongoing memory and storage crunch had forced it to revisit its pricing and shipping plans. And in March, Valve said in a blog post that it would be “shipping all three products this year” — though that was after the company initially said in the post that “we hope to ship in 2026,” which it removed in an update.

Valve opted to release the Steam Controller on its own, putting it up for sale in early May. For the Machine and Frame, while “summer” isn’t exactly a specific date, it narrows the window for when the products might finally come out.

Ahead of actually launching the devices, Valve is redesigning the Steam store and sharing information about the Verified programs for the hardware so that developers can prepare their games. Like with the Steam Deck, if a game is verified for the Machine or the Frame, the badge signals that the game should work well without any tweaks from the user.

For the Machine, the requirements for a game to be verified are “nearly identical” to what they are for the Steam Deck. With the Machine being “roughly six times as powerful” as the Deck, in theory, many more games will be verified for it. Valve also says that it’s testing “every title on Machine that fell below our performance requirements on Deck.”

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For the Frame, Valve’s verified badge will signify games that run well while being played natively on the headset — as opposed to games that work well streamed to the headset, which the Frame is also capable of. “Like Steam Deck Verified, the Steam Frame Standalone Verified program focuses on the experience customers will have with the device out-of-the-box in standalone mode,” Valve says.

Now, we just need Valve to share exactly when the Steam Machine and Steam Frame will be released and how much they might cost. After last week’s price hikes for the Steam Deck, I’m gearing up for sticker shock.

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